LendingHome is a modern mortgage lender. We offer short-term hard money loans, and easy access to a portfolio of high-return real estate investments.

Investment risk


Min investment


Target return

6% - 12%




Manage your LendingHome account and thousands of other platforms with MoneyMade Portfolio!

Why Invest

  • Strong returns on short-term notes.
  • Designed for passive investing.
  • Partner with America's largest hard money lender.

How you make money

Once your funds are available, you can buy into a Platform Note and specify how much you want to invest. You’ll receive a principal interest in a Platform Note and start earning cash flows that day.

How LendingHome makes money

LendingHome keeps a servicing charge equal to 10% of the coupon rate. Thus, the net coupon is equal to 90% of the gross coupon rate (e.g., a 10.0% gross coupon note is expected to pay 9.0%). This fee structure is identical for both accredited individual investors and institutional partners. In addition, LendingHome collects a performance-based incentive fee from investors' monthly interest payments. These fees can fall in the range of 1.15% to 2.6%. The incentive fee is intended to offset any potential future losses on a loan. If an investment is not meeting its target, the incentive fee will not be collected.

Is it Safe?

Each Platform Note is an unsecured, limited-recourse obligation of LendingHome Funding Corporation that corresponds with an underlying mortgage loan originated on the LendingHome platform.

Things to know

  • You make money onInterest
  • Fees2.6%
  • Payout frequencyMonthly
  • Term of investment12 months
  • LiquidityModerate
  • Open toAccredited Only


  • Country availabilityUS only
  • Assets under managementUnknown
  • Established2013
  • Mobile Application No

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Any references to past performance, regarding financial markets or otherwise, do not indicate or guarantee future results.

Forward-looking statements, including without limitations investment outcomes and projections, are hypothetical and educational in nature. The results of any hypothetical projections can and may differ from actual investment results had the strategies been deployed in actual securities accounts.


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