{"id":4740,"date":"2023-04-24T19:00:00","date_gmt":"2023-04-24T19:00:00","guid":{"rendered":"https:\/\/moneymade.wpenginepowered.com\/?p=4740"},"modified":"2025-06-11T19:07:45","modified_gmt":"2025-06-11T19:07:45","slug":"dave-ramsey-net-worth","status":"publish","type":"post","link":"https:\/\/moneymade.io\/learn\/articles\/dave-ramsey-net-worth\/","title":{"rendered":"Rich Dudes\u2502How Dave Ramsey Weathered Storms For a $200M Net Worth"},"content":{"rendered":"\n<p><strong><em>Learn from Dave Ramsey&#8217;s journey to financial freedom\u2014a personal finance expert with a net worth of $200 million from investments in real estate, and startups, and his &#8216;7 Baby Steps&#8217; plan.<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Money_Made_Rich_Dudes_Dave_Ramsey_MO_0f8136e26c.png\" alt=\"Rich Dudes\u2502How Dave Ramsey Weathered Storms For a $200M Net Worth\"\/><\/figure>\n\n\n\n<p>Personal finance expert, author, and radio show host David Lawrence Ramsey is no small-time content creator. Dave Ramsey&#8217;s net worth has surpassed the $200 million mark.<\/p>\n\n\n\n<p>He didn&#8217;t inherit it from a wealthy ancestor but made a fortune through his books, radio shows, financial seminars, and speaking engagements. He&#8217;s also the founder and CEO of Ramsey Solutions, a company that offers financial education and products.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>In November 2021, Ramsey Solutions acquired a fintech startup, Apay Financial, that helps people pay back their student loans.<\/p>\n<\/blockquote>\n\n\n\n<p>Dave&#8217;s written several best-selling books, including&nbsp;The Total Money Makeover&nbsp;and&nbsp;Financial Peace. One of Dave&#8217;s largest contributions to personal finance is the&nbsp;7 Baby Steps&nbsp;plan designed to help people get out of debt, build wealth, and invest for the future.<\/p>\n\n\n\n<p>Overall, Dave&#8217;s message is simple\u2014live debt-free and invest for the long term to achieve financial success. His story of going from bankruptcy to building wealth inspires millions to take control of their finances.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-dave-ramsey-net-worth-at-a-glance\"><strong>Dave Ramsey net worth at a glance<\/strong><\/h4>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Net worth<\/strong><\/td><td><em><strong>$200 million<\/strong><\/em><\/td><\/tr><tr><td><strong>Born<\/strong><\/td><td><em>September 3, 1960<\/em><\/td><\/tr><tr><td><strong>Nationality<\/strong><\/td><td><em>American born in Antioch, Tennessee, USA<\/em><\/td><\/tr><tr><td><strong>Became a millionaire at<\/strong><\/td><td><em>26<\/em><\/td><\/tr><tr><td><strong>Occupations<\/strong><\/td><td><em>Entrepreneur, finance consultant, radio host, author, and motivational speaker.<\/em><\/td><\/tr><tr><td><strong>Sources of wealth<\/strong><\/td><td><em>Ramsey Solutions, The Ramsey Show, Ramsey Investments, Inc.<\/em><\/td><\/tr><tr><td><strong>Asset classes<\/strong><\/td><td><em>Real estate, startups<\/em><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Money_Made_D_Fave_Ramsey_Infographic_MO_00593effde.png\" alt=\"Infographic about Dave Ramsey\"\/><\/figure>\n<\/div>\n\n\n<h2 id='how-dave-ramsey-made-his-money' class=\"wp-block-heading\" id=\"h-how-dave-ramsey-made-his-money\">How Dave Ramsey made his money<\/h2>\n\n\n\n<p>Coming straight from the horse&#8217;s mouth, we&#8217;ll let you in on the journey of the financial guru Dave Ramsey. Spoiler alert: it&#8217;s a wild ride of ups and downs in the quest for financial prowess.<\/p>\n\n\n\n<p>Dave has had a rather unusual view of the world since his early life. His wife, Sharon Ramsey, even endorsed his weirdness.<\/p>\n\n\n\n<p>By 26, Dave had a net worth of over $1 million, raking in a serious $250,000 yearly with up to $4 million tied up in real estate. But with too much short-term debt hanging over him, the financial storm brewing overhead spelled big trouble.<\/p>\n\n\n\n<p>Fast forward two and a half years of battling debt, and what did Dave get? Served with a complete loss of everything. It turns out low-key living would have been ideal.<\/p>\n\n\n\n<p>Little did he know that brokenness loomed beneath the appearances of &#8220;perfect&#8221; couples like Barbie and Ken. That&#8217;s when Dave realized that broke people and financial advice simply didn&#8217;t mix.<\/p>\n\n\n\n<figure class=\"wp-block-embed aligncenter is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">The plan is The 7 Baby Steps.<br><br>The details about the plan are found in Financial Peace University \u2014 a nine-week course that&#39;s full of the truth about money you WISH someone had taught you in school. Take the course online, or in a group.<br><br>Find out more: <a href=\"https:\/\/t.co\/pwk0wDV9cX\">https:\/\/t.co\/pwk0wDV9cX<\/a> <a href=\"https:\/\/t.co\/6MzzaHhNVI\">pic.twitter.com\/6MzzaHhNVI<\/a><\/p>&mdash; Dave Ramsey (@DaveRamsey) <a href=\"https:\/\/twitter.com\/DaveRamsey\/status\/1610105930628079616?ref_src=twsrc%5Etfw\">January 3, 2023<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n\n<p>Pulling himself up by the bootstraps, Dave went on a quest (cue Indiana Jones music) to unravel the mysteries of money: how to control it, master it, and regain his confidence. He soaked up every scrap of information, grilling wealthy folks who had kept their riches.<\/p>\n\n\n\n<p>What did he find out? Well, his journey led him straight to the mirror. That reflection staring back at him was responsible for his money troubles. The path to financial victory meant looking into those eyes and managing the person he saw.<\/p>\n\n\n\n<p>Dave got back on track with newfound wisdom (and a dash of humble pie). Returning to his roots in real estate, he climbed out of debt and started helping others do the same. The millions that thrived thanks to his journey are living proof of his legacy.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-the-dave-ramsey-show\"><strong>The Dave Ramsey Show<\/strong><\/h4>\n\n\n\n<p>In 1992, Dave founded Ramsey Solutions, a financial education company that offers various products and services such as online courses, coaching programs, and live events. Aiming to ease people&#8217;s suffering under crushing financial stress, he packaged lessons learned from his missteps into the book <em>Financial Peace<\/em>.<\/p>\n\n\n\n<p>Car trunk in tow, he sold his books, and it wasn&#8217;t long before he and a friend co-hosted a local radio show called <em>The Money Game<\/em>\u2014now the nationally syndicated radio program called <em>The Ramsey Show<\/em>. Today, the Dave Ramsey show reaches millions of ears.<\/p>\n\n\n\n<figure class=\"wp-block-embed aligncenter is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">We&#39;re excited to announce that The Ramsey Show is coming to <a href=\"https:\/\/twitter.com\/TBN?ref_src=twsrc%5Etfw\">@TBN<\/a>! You can watch each weekday, beginning February 6th at 5PM Eastern Time. <a href=\"https:\/\/t.co\/NcW2bS6adj\">pic.twitter.com\/NcW2bS6adj<\/a><\/p>&mdash; The Ramsey Show (@RamseyShow) <a href=\"https:\/\/twitter.com\/RamseyShow\/status\/1621584316164620292?ref_src=twsrc%5Etfw\">February 3, 2023<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n\n<p>Dave&#8217;s impressive record of best-selling books spanning esteemed publications like the <em>New York Times<\/em> and <em>Wall Street Journal<\/em> exemplifies a man on a mission. With more than 1,000 team members aimed at achieving financial goals, Ramsey Solutions forges ahead full steam.<\/p>\n\n\n\n<p>What sets Dave and his company apart? You might think it&#8217;s the cash rolling in. Think again. Ramsey Solutions measures its success by lives transformed: people conquering debt, learning to save $1,000, and graduating from Financial Peace University. Turns out, lending enough people a helping hand will bring money anyway.<\/p>\n\n\n\n<p>So, folks, there you have it. The theme of Dave Ramsey&#8217;s saga is learning from your mistakes, staring adversity in the face, and helping others soar to new financial heights. Dave also has two children\u2014Denise and Daniel Ramsey.<\/p>\n\n\n\n<h2 id='what-dave-ramsey-invests-in' class=\"wp-block-heading\" id=\"h-what-dave-ramsey-invests-in\">What Dave Ramsey invests in<\/h2>\n\n\n\n<p>Dave invests his money like a true pro and recommends putting not more than 15% of household income into long-term investment vehicles. The finance guru diversifies his portfolio by investing in four types of mutual funds: growth, growth and income, aggressive growth, and international\u2014he&#8217;s got his eggs in different baskets.<\/p>\n\n\n\n<p>Now let&#8217;s explore what asset classes Dave Ramsey\u2019s net worth is invested in.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Money_Made_Rich_Dudes_Dave_Ramsey_MO_Fun_Fact_4af707b23b.png\" alt=\"Asset classes infographic\"\/><\/figure>\n<\/div>\n\n\n<h4 class=\"wp-block-heading\" id=\"h-real-estate\"><strong>Real estate<\/strong><\/h4>\n\n\n\n<p>In the not-so-distant past of 1986, financial superhero Ramsey had built a remarkable portfolio valued at over $4 million from real estate. But as we all know, with great wealth comes great upheaval. The Competitive Equality Banking Act of 1987 stirred the pot, causing several banks to change ownership.<\/p>\n\n\n\n<p>So, what happened next? Well, these banks went all Scrooge McDuck on Dave and demanded he repays his $1.2 million loans and lines of credit. As it turns out, being over-leveraged under such circumstances wasn&#8217;t ideal. Sadly, Dave found himself cornered with no way to wiggle out of the quagmire.<\/p>\n\n\n\n<figure class=\"wp-block-embed aligncenter is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">Home prices are NOT going to go down. <a href=\"https:\/\/t.co\/RyMBR0Yktf\">pic.twitter.com\/RyMBR0Yktf<\/a><\/p>&mdash; Dave Ramsey (@DaveRamsey) <a href=\"https:\/\/twitter.com\/DaveRamsey\/status\/1536852445485318145?ref_src=twsrc%5Etfw\">June 14, 2022<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n\n<p>Like a comic book plot twist, our protagonist faced a considerable setback. In a move that must have felt like Kryptonite to his ambitious soul, he filed for bankruptcy in 1988. But, as they say, what doesn&#8217;t kill you makes you stronger\u2014the ultimate crucible for the forging of a legend.<\/p>\n\n\n\n<p>Today, the evangelical Christian finance guru&#8217;s real estate investment philosophy involves acquiring properties with cash. The man who is more allergic to debt than dust listed his Tennessee mansion for $16 million in 2021 but eventually sold 5.05 acres of the property for $10 million. The grand plan? To build another home with the proceeds without taking out a mortgage.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/1_2e8addacbb.png\" alt=\"Tennessee mansion\"\/><figcaption class=\"wp-element-caption\"><em>In 2021, Dave Ramsey sold only 5.05 acres of his 13,500-square-foot Tennessee property for $10 million.<\/em><br><em>Source: realtor.com<\/em><\/figcaption><\/figure>\n<\/div>\n\n\n<p>And let&#8217;s not forget RamseyTrusted, which offers vetting and coaching for real estate agents through his Endorsed Local Providers (ELP) Program for a reported monthly fee of $3,000. Dave also charges a referral fee of up to 28% whenever an agent closes a deal.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-startups\"><strong>Startups<\/strong><\/h4>\n\n\n\n<p>Dave Ramsey makes moves in the world of startups, too. The <em>New York Times<\/em> best-selling author founded Ramsey Solutions in 1992 to bring financial literacy to the masses. Today, it&#8217;s grown to over 1,000 team members and boasts an impressive reach.<\/p>\n\n\n\n<p>Ramsey Solutions has left an impact with <em>The Ramsey Show<\/em> entertaining 20 million weekly listeners and over 5 million people completing Financial Peace University.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"578\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/2_cd3e20572b-1024x578.jpg\" alt=\"Ramsey Solutions headquarters in Franklin, Tennessee With Works Behind Desks\" class=\"wp-image-4750\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/2_cd3e20572b-1024x578.jpg 1024w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/2_cd3e20572b-300x169.jpg 300w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/2_cd3e20572b-768x433.jpg 768w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/2_cd3e20572b-431x243.jpg 431w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/2_cd3e20572b-286x161.jpg 286w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/2_cd3e20572b.avif 1140w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><em>Dave\u2019s over 1,000-member team works under one roof at Ramsey Solutions headquarters in Franklin, Tennessee.<\/em><br><em>Source: ramseysolutions.com<\/em><\/figcaption><\/figure>\n<\/div>\n\n\n<p>Additionally, over 10,000 schools offer their Foundations in Personal Finance curriculum. Expert speakers like Rachel Cruze and Ken Coleman cover diverse topics, creating an ocean of valuable lessons on financial independence.<\/p>\n\n\n\n<p>In November 2021, Ramsey Solutions acquired a fintech startup, Apay Financial, that helps people pay back their student loans. Ramsey Solutions seems to also focus on acquiring fintech startups that help people manage their finances and become debt-free, which aligns with Dave Ramsey&#8217;s mission.<\/p>\n\n\n\n<figure class=\"wp-block-embed aligncenter is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">Ramsey Solutions&#39; acquisition of Apay Financial was finalized this week, a move that co-founder Blake Wood said will give millions of people the opportunity to access the platform.  <a href=\"https:\/\/t.co\/UhZEfQkPfb\">https:\/\/t.co\/UhZEfQkPfb<\/a><\/p>&mdash; Charlotte Business Journal (@CBJnewsroom) <a href=\"https:\/\/twitter.com\/CBJnewsroom\/status\/1462923958190329864?ref_src=twsrc%5Etfw\">November 22, 2021<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n\n<h2 id='dave-ramsey-investing-quotes' class=\"wp-block-heading\" id=\"h-dave-ramsey-investing-quotes\">Dave Ramsey investing quotes<\/h2>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-1-trust-is-key-in-business\"><strong>1. <\/strong><strong>Trust is key in business<\/strong><\/h4>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"336\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Quote_Card_1_80e3fec7cd-1024x336.jpg\" alt=\"\" class=\"wp-image-4752\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Quote_Card_1_80e3fec7cd-1024x336.jpg 1024w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Quote_Card_1_80e3fec7cd-300x98.jpg 300w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Quote_Card_1_80e3fec7cd-768x252.jpg 768w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Quote_Card_1_80e3fec7cd-431x141.jpg 431w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Quote_Card_1_80e3fec7cd-286x94.jpg 286w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Quote_Card_1_80e3fec7cd.avif 1140w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<h4 class=\"wp-block-heading\" id=\"h-2-live-on-less-invest-more\"><strong>2. <\/strong><strong>Live on less, invest more<\/strong><\/h4>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"390\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2023\/04\/Quote_Card_2435d085f8-1024x390.png\" alt=\"\" class=\"wp-image-4765\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2023\/04\/Quote_Card_2435d085f8-1024x390.png 1024w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2023\/04\/Quote_Card_2435d085f8-300x114.png 300w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2023\/04\/Quote_Card_2435d085f8-768x292.png 768w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2023\/04\/Quote_Card_2435d085f8-1536x585.png 1536w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2023\/04\/Quote_Card_2435d085f8-431x164.png 431w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2023\/04\/Quote_Card_2435d085f8-286x109.png 286w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2023\/04\/Quote_Card_2435d085f8.png 1710w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<h4 class=\"wp-block-heading\" id=\"h-3-action-is-the-best-wealth-building-tool\"><strong>3. <\/strong><strong>Action is the best wealth-building tool<\/strong><\/h4>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"351\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2023\/04\/Quote_Card_2_6df6043fb2-1024x351.png\" alt=\"\" class=\"wp-image-4767\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2023\/04\/Quote_Card_2_6df6043fb2-1024x351.png 1024w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2023\/04\/Quote_Card_2_6df6043fb2-300x103.png 300w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2023\/04\/Quote_Card_2_6df6043fb2-768x263.png 768w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2023\/04\/Quote_Card_2_6df6043fb2-1536x526.png 1536w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2023\/04\/Quote_Card_2_6df6043fb2-431x148.png 431w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2023\/04\/Quote_Card_2_6df6043fb2-286x98.png 286w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2023\/04\/Quote_Card_2_6df6043fb2.png 1710w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Learn from Dave Ramsey&#8217;s journey to financial freedom\u2014a personal finance expert with a net worth of $200 million from investments in real estate, and startups, and his &#8216;7 Baby Steps&#8217; plan. Personal finance expert, author, and radio show host David Lawrence Ramsey is no small-time content creator. Dave Ramsey&#8217;s net worth has surpassed the $200 [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":4753,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3],"tags":[68,45,67],"post_authors":[86],"class_list":["post-4740","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","tag-general-investing","tag-long-term-growth","tag-net-worth"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.1 (Yoast SEO v25.2) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Dave Ramsey Net Worth: 200M Personal Finance Expert | MoneyMade<\/title>\n<meta name=\"description\" content=\"Personal finance expert Dave Ramsey has a net worth of $200M. Find out how his books, seminars, and radio show led to his success.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/moneymade.io\/learn\/articles\/dave-ramsey-net-worth\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rich Dudes\u2502How Dave Ramsey Weathered Storms For a $200M Net Worth\" \/>\n<meta property=\"og:description\" content=\"Personal finance expert Dave Ramsey has a net worth of $200M. 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Dave Ramsey's net worth has surpassed the $200 million mark.<\/p>\n","innerContent":["\n<p>Personal finance expert, author, and radio show host David Lawrence Ramsey is no small-time content creator. Dave Ramsey's net worth has surpassed the $200 million mark.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>He didn't inherit it from a wealthy ancestor but made a fortune through his books, radio shows, financial seminars, and speaking engagements. He's also the founder and CEO of Ramsey Solutions, a company that offers financial education and products.<\/p>\n","innerContent":["\n<p>He didn't inherit it from a wealthy ancestor but made a fortune through his books, radio shows, financial seminars, and speaking engagements. He's also the founder and CEO of Ramsey Solutions, a company that offers financial education and products.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/quote","attrs":[],"innerBlocks":[{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>In November 2021, Ramsey Solutions acquired a fintech startup, Apay Financial, that helps people pay back their student loans.<\/p>\n","innerContent":["\n<p>In November 2021, Ramsey Solutions acquired a fintech startup, Apay Financial, that helps people pay back their student loans.<\/p>\n"]}],"innerHTML":"\n<blockquote class=\"wp-block-quote\"><\/blockquote>\n","innerContent":["\n<blockquote class=\"wp-block-quote\">",null,"<\/blockquote>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Dave's written several best-selling books, including&nbsp;The Total Money Makeover&nbsp;and&nbsp;Financial Peace. One of Dave's largest contributions to personal finance is the&nbsp;7 Baby Steps&nbsp;plan designed to help people get out of debt, build wealth, and invest for the future.<\/p>\n","innerContent":["\n<p>Dave's written several best-selling books, including&nbsp;The Total Money Makeover&nbsp;and&nbsp;Financial Peace. One of Dave's largest contributions to personal finance is the&nbsp;7 Baby Steps&nbsp;plan designed to help people get out of debt, build wealth, and invest for the future.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Overall, Dave's message is simple\u2014live debt-free and invest for the long term to achieve financial success. His story of going from bankruptcy to building wealth inspires millions to take control of their finances.<\/p>\n","innerContent":["\n<p>Overall, Dave's message is simple\u2014live debt-free and invest for the long term to achieve financial success. His story of going from bankruptcy to building wealth inspires millions to take control of their finances.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\" id=\"h-dave-ramsey-net-worth-at-a-glance\"><strong>Dave Ramsey net worth at a glance<\/strong><\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\" id=\"h-dave-ramsey-net-worth-at-a-glance\"><strong>Dave Ramsey net worth at a glance<\/strong><\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/table","attrs":[],"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Net worth<\/strong><\/td><td><em><strong>$200 million<\/strong><\/em><\/td><\/tr><tr><td><strong>Born<\/strong><\/td><td><em>September 3, 1960<\/em><\/td><\/tr><tr><td><strong>Nationality<\/strong><\/td><td><em>American born in Antioch, Tennessee, USA<\/em><\/td><\/tr><tr><td><strong>Became a millionaire at<\/strong><\/td><td><em>26<\/em><\/td><\/tr><tr><td><strong>Occupations<\/strong><\/td><td><em>Entrepreneur, finance consultant, radio host, author, and motivational speaker.<\/em><\/td><\/tr><tr><td><strong>Sources of wealth<\/strong><\/td><td><em>Ramsey Solutions, The Ramsey Show, Ramsey Investments, Inc.<\/em><\/td><\/tr><tr><td><strong>Asset classes<\/strong><\/td><td><em>Real estate, startups<\/em><\/td><\/tr><\/tbody><\/table><\/figure>\n","innerContent":["\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Net worth<\/strong><\/td><td><em><strong>$200 million<\/strong><\/em><\/td><\/tr><tr><td><strong>Born<\/strong><\/td><td><em>September 3, 1960<\/em><\/td><\/tr><tr><td><strong>Nationality<\/strong><\/td><td><em>American born in Antioch, Tennessee, USA<\/em><\/td><\/tr><tr><td><strong>Became a millionaire at<\/strong><\/td><td><em>26<\/em><\/td><\/tr><tr><td><strong>Occupations<\/strong><\/td><td><em>Entrepreneur, finance consultant, radio host, author, and motivational speaker.<\/em><\/td><\/tr><tr><td><strong>Sources of wealth<\/strong><\/td><td><em>Ramsey Solutions, The Ramsey Show, Ramsey Investments, Inc.<\/em><\/td><\/tr><tr><td><strong>Asset classes<\/strong><\/td><td><em>Real estate, startups<\/em><\/td><\/tr><\/tbody><\/table><\/figure>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/image","attrs":{"align":"center"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-image aligncenter\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Money_Made_D_Fave_Ramsey_Infographic_MO_00593effde.png\" alt=\"Infographic about Dave Ramsey\"\/><\/figure>\n","innerContent":["\n<figure class=\"wp-block-image aligncenter\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Money_Made_D_Fave_Ramsey_Infographic_MO_00593effde.png\" alt=\"Infographic about Dave Ramsey\"\/><\/figure>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"h-how-dave-ramsey-made-his-money\">How Dave Ramsey made his money<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"h-how-dave-ramsey-made-his-money\">How Dave Ramsey made his money<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Coming straight from the horse's mouth, we'll let you in on the journey of the financial guru Dave Ramsey. Spoiler alert: it's a wild ride of ups and downs in the quest for financial prowess.<\/p>\n","innerContent":["\n<p>Coming straight from the horse's mouth, we'll let you in on the journey of the financial guru Dave Ramsey. Spoiler alert: it's a wild ride of ups and downs in the quest for financial prowess.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Dave has had a rather unusual view of the world since his early life. His wife, Sharon Ramsey, even endorsed his weirdness.<\/p>\n","innerContent":["\n<p>Dave has had a rather unusual view of the world since his early life. His wife, Sharon Ramsey, even endorsed his weirdness.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>By 26, Dave had a net worth of over $1 million, raking in a serious $250,000 yearly with up to $4 million tied up in real estate. But with too much short-term debt hanging over him, the financial storm brewing overhead spelled big trouble.<\/p>\n","innerContent":["\n<p>By 26, Dave had a net worth of over $1 million, raking in a serious $250,000 yearly with up to $4 million tied up in real estate. But with too much short-term debt hanging over him, the financial storm brewing overhead spelled big trouble.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Fast forward two and a half years of battling debt, and what did Dave get? Served with a complete loss of everything. It turns out low-key living would have been ideal.<\/p>\n","innerContent":["\n<p>Fast forward two and a half years of battling debt, and what did Dave get? Served with a complete loss of everything. It turns out low-key living would have been ideal.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Little did he know that brokenness loomed beneath the appearances of \"perfect\" couples like Barbie and Ken. That's when Dave realized that broke people and financial advice simply didn't mix.<\/p>\n","innerContent":["\n<p>Little did he know that brokenness loomed beneath the appearances of \"perfect\" couples like Barbie and Ken. That's when Dave realized that broke people and financial advice simply didn't mix.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/embed","attrs":{"url":"https:\/\/twitter.com\/DaveRamsey\/status\/1610105930628079616","type":"rich","providerNameSlug":"twitter","responsive":true,"align":"center"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-embed aligncenter is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\nhttps:\/\/twitter.com\/DaveRamsey\/status\/1610105930628079616\n<\/div><\/figure>\n","innerContent":["\n<figure class=\"wp-block-embed aligncenter is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\nhttps:\/\/twitter.com\/DaveRamsey\/status\/1610105930628079616\n<\/div><\/figure>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Pulling himself up by the bootstraps, Dave went on a quest (cue Indiana Jones music) to unravel the mysteries of money: how to control it, master it, and regain his confidence. He soaked up every scrap of information, grilling wealthy folks who had kept their riches.<\/p>\n","innerContent":["\n<p>Pulling himself up by the bootstraps, Dave went on a quest (cue Indiana Jones music) to unravel the mysteries of money: how to control it, master it, and regain his confidence. He soaked up every scrap of information, grilling wealthy folks who had kept their riches.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>What did he find out? Well, his journey led him straight to the mirror. That reflection staring back at him was responsible for his money troubles. The path to financial victory meant looking into those eyes and managing the person he saw.<\/p>\n","innerContent":["\n<p>What did he find out? Well, his journey led him straight to the mirror. That reflection staring back at him was responsible for his money troubles. The path to financial victory meant looking into those eyes and managing the person he saw.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Dave got back on track with newfound wisdom (and a dash of humble pie). Returning to his roots in real estate, he climbed out of debt and started helping others do the same. The millions that thrived thanks to his journey are living proof of his legacy.<\/p>\n","innerContent":["\n<p>Dave got back on track with newfound wisdom (and a dash of humble pie). Returning to his roots in real estate, he climbed out of debt and started helping others do the same. The millions that thrived thanks to his journey are living proof of his legacy.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\" id=\"h-the-dave-ramsey-show\"><strong>The Dave Ramsey Show<\/strong><\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\" id=\"h-the-dave-ramsey-show\"><strong>The Dave Ramsey Show<\/strong><\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>In 1992, Dave founded Ramsey Solutions, a financial education company that offers various products and services such as online courses, coaching programs, and live events. Aiming to ease people's suffering under crushing financial stress, he packaged lessons learned from his missteps into the book <em>Financial Peace<\/em>.<\/p>\n","innerContent":["\n<p>In 1992, Dave founded Ramsey Solutions, a financial education company that offers various products and services such as online courses, coaching programs, and live events. Aiming to ease people's suffering under crushing financial stress, he packaged lessons learned from his missteps into the book <em>Financial Peace<\/em>.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Car trunk in tow, he sold his books, and it wasn't long before he and a friend co-hosted a local radio show called <em>The Money Game<\/em>\u2014now the nationally syndicated radio program called <em>The Ramsey Show<\/em>. Today, the Dave Ramsey show reaches millions of ears.<\/p>\n","innerContent":["\n<p>Car trunk in tow, he sold his books, and it wasn't long before he and a friend co-hosted a local radio show called <em>The Money Game<\/em>\u2014now the nationally syndicated radio program called <em>The Ramsey Show<\/em>. Today, the Dave Ramsey show reaches millions of ears.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/embed","attrs":{"url":"https:\/\/twitter.com\/RamseyShow\/status\/1621584316164620292?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1621584316164620292%7Ctwgr%5E3c3ee217831866dabfab01e3179b1d4459b10f6d%7Ctwcon%5Es1_&ref_url=https%3A%2F%2Fmoneymade.io%2Flearn%2Farticle%2Fdave-ramsey-net-worth","type":"rich","providerNameSlug":"twitter","responsive":true,"align":"center"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-embed aligncenter is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\nhttps:\/\/twitter.com\/RamseyShow\/status\/1621584316164620292?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1621584316164620292%7Ctwgr%5E3c3ee217831866dabfab01e3179b1d4459b10f6d%7Ctwcon%5Es1_&amp;ref_url=https%3A%2F%2Fmoneymade.io%2Flearn%2Farticle%2Fdave-ramsey-net-worth\n<\/div><\/figure>\n","innerContent":["\n<figure class=\"wp-block-embed aligncenter is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\nhttps:\/\/twitter.com\/RamseyShow\/status\/1621584316164620292?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1621584316164620292%7Ctwgr%5E3c3ee217831866dabfab01e3179b1d4459b10f6d%7Ctwcon%5Es1_&amp;ref_url=https%3A%2F%2Fmoneymade.io%2Flearn%2Farticle%2Fdave-ramsey-net-worth\n<\/div><\/figure>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Dave's impressive record of best-selling books spanning esteemed publications like the <em>New York Times<\/em> and <em>Wall Street Journal<\/em> exemplifies a man on a mission. With more than 1,000 team members aimed at achieving financial goals, Ramsey Solutions forges ahead full steam.<\/p>\n","innerContent":["\n<p>Dave's impressive record of best-selling books spanning esteemed publications like the <em>New York Times<\/em> and <em>Wall Street Journal<\/em> exemplifies a man on a mission. With more than 1,000 team members aimed at achieving financial goals, Ramsey Solutions forges ahead full steam.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>What sets Dave and his company apart? You might think it's the cash rolling in. Think again. Ramsey Solutions measures its success by lives transformed: people conquering debt, learning to save $1,000, and graduating from Financial Peace University. Turns out, lending enough people a helping hand will bring money anyway.<\/p>\n","innerContent":["\n<p>What sets Dave and his company apart? You might think it's the cash rolling in. Think again. Ramsey Solutions measures its success by lives transformed: people conquering debt, learning to save $1,000, and graduating from Financial Peace University. Turns out, lending enough people a helping hand will bring money anyway.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>So, folks, there you have it. The theme of Dave Ramsey's saga is learning from your mistakes, staring adversity in the face, and helping others soar to new financial heights. Dave also has two children\u2014Denise and Daniel Ramsey.<\/p>\n","innerContent":["\n<p>So, folks, there you have it. The theme of Dave Ramsey's saga is learning from your mistakes, staring adversity in the face, and helping others soar to new financial heights. Dave also has two children\u2014Denise and Daniel Ramsey.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"h-what-dave-ramsey-invests-in\">What Dave Ramsey invests in<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"h-what-dave-ramsey-invests-in\">What Dave Ramsey invests in<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Dave invests his money like a true pro and recommends putting not more than 15% of household income into long-term investment vehicles. The finance guru diversifies his portfolio by investing in four types of mutual funds: growth, growth and income, aggressive growth, and international\u2014he's got his eggs in different baskets.<\/p>\n","innerContent":["\n<p>Dave invests his money like a true pro and recommends putting not more than 15% of household income into long-term investment vehicles. The finance guru diversifies his portfolio by investing in four types of mutual funds: growth, growth and income, aggressive growth, and international\u2014he's got his eggs in different baskets.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Now let's explore what asset classes Dave Ramsey\u2019s net worth is invested in.<\/p>\n","innerContent":["\n<p>Now let's explore what asset classes Dave Ramsey\u2019s net worth is invested in.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/image","attrs":{"align":"center"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-image aligncenter\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Money_Made_Rich_Dudes_Dave_Ramsey_MO_Fun_Fact_4af707b23b.png\" alt=\"Asset classes infographic\"\/><\/figure>\n","innerContent":["\n<figure class=\"wp-block-image aligncenter\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Money_Made_Rich_Dudes_Dave_Ramsey_MO_Fun_Fact_4af707b23b.png\" alt=\"Asset classes infographic\"\/><\/figure>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\" id=\"h-real-estate\"><strong>Real estate<\/strong><\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\" id=\"h-real-estate\"><strong>Real estate<\/strong><\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>In the not-so-distant past of 1986, financial superhero Ramsey had built a remarkable portfolio valued at over $4 million from real estate. But as we all know, with great wealth comes great upheaval. The Competitive Equality Banking Act of 1987 stirred the pot, causing several banks to change ownership.<\/p>\n","innerContent":["\n<p>In the not-so-distant past of 1986, financial superhero Ramsey had built a remarkable portfolio valued at over $4 million from real estate. But as we all know, with great wealth comes great upheaval. The Competitive Equality Banking Act of 1987 stirred the pot, causing several banks to change ownership.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>So, what happened next? Well, these banks went all Scrooge McDuck on Dave and demanded he repays his $1.2 million loans and lines of credit. As it turns out, being over-leveraged under such circumstances wasn't ideal. Sadly, Dave found himself cornered with no way to wiggle out of the quagmire.<\/p>\n","innerContent":["\n<p>So, what happened next? Well, these banks went all Scrooge McDuck on Dave and demanded he repays his $1.2 million loans and lines of credit. As it turns out, being over-leveraged under such circumstances wasn't ideal. Sadly, Dave found himself cornered with no way to wiggle out of the quagmire.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/embed","attrs":{"url":"https:\/\/twitter.com\/DaveRamsey\/status\/1536852445485318145?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1536852445485318145%7Ctwgr%5E3c3ee217831866dabfab01e3179b1d4459b10f6d%7Ctwcon%5Es1_&ref_url=https%3A%2F%2Fmoneymade.io%2Flearn%2Farticle%2Fdave-ramsey-net-worth","type":"rich","providerNameSlug":"twitter","responsive":true,"align":"center"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-embed aligncenter is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\nhttps:\/\/twitter.com\/DaveRamsey\/status\/1536852445485318145?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1536852445485318145%7Ctwgr%5E3c3ee217831866dabfab01e3179b1d4459b10f6d%7Ctwcon%5Es1_&amp;ref_url=https%3A%2F%2Fmoneymade.io%2Flearn%2Farticle%2Fdave-ramsey-net-worth\n<\/div><\/figure>\n","innerContent":["\n<figure class=\"wp-block-embed aligncenter is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\nhttps:\/\/twitter.com\/DaveRamsey\/status\/1536852445485318145?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1536852445485318145%7Ctwgr%5E3c3ee217831866dabfab01e3179b1d4459b10f6d%7Ctwcon%5Es1_&amp;ref_url=https%3A%2F%2Fmoneymade.io%2Flearn%2Farticle%2Fdave-ramsey-net-worth\n<\/div><\/figure>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Like a comic book plot twist, our protagonist faced a considerable setback. In a move that must have felt like Kryptonite to his ambitious soul, he filed for bankruptcy in 1988. But, as they say, what doesn't kill you makes you stronger\u2014the ultimate crucible for the forging of a legend.<\/p>\n","innerContent":["\n<p>Like a comic book plot twist, our protagonist faced a considerable setback. In a move that must have felt like Kryptonite to his ambitious soul, he filed for bankruptcy in 1988. But, as they say, what doesn't kill you makes you stronger\u2014the ultimate crucible for the forging of a legend.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Today, the evangelical Christian finance guru's real estate investment philosophy involves acquiring properties with cash. The man who is more allergic to debt than dust listed his Tennessee mansion for $16 million in 2021 but eventually sold 5.05 acres of the property for $10 million. The grand plan? To build another home with the proceeds without taking out a mortgage.<\/p>\n","innerContent":["\n<p>Today, the evangelical Christian finance guru's real estate investment philosophy involves acquiring properties with cash. The man who is more allergic to debt than dust listed his Tennessee mansion for $16 million in 2021 but eventually sold 5.05 acres of the property for $10 million. The grand plan? To build another home with the proceeds without taking out a mortgage.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/image","attrs":{"align":"center"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-image aligncenter\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/1_2e8addacbb.png\" alt=\"Tennessee mansion\"\/><figcaption class=\"wp-element-caption\"><em>In 2021, Dave Ramsey sold only 5.05 acres of his 13,500-square-foot Tennessee property for $10 million.<\/em><br><em>Source: realtor.com<\/em><\/figcaption><\/figure>\n","innerContent":["\n<figure class=\"wp-block-image aligncenter\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/1_2e8addacbb.png\" alt=\"Tennessee mansion\"\/><figcaption class=\"wp-element-caption\"><em>In 2021, Dave Ramsey sold only 5.05 acres of his 13,500-square-foot Tennessee property for $10 million.<\/em><br><em>Source: realtor.com<\/em><\/figcaption><\/figure>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>And let's not forget RamseyTrusted, which offers vetting and coaching for real estate agents through his Endorsed Local Providers (ELP) Program for a reported monthly fee of $3,000. Dave also charges a referral fee of up to 28% whenever an agent closes a deal.<\/p>\n","innerContent":["\n<p>And let's not forget RamseyTrusted, which offers vetting and coaching for real estate agents through his Endorsed Local Providers (ELP) Program for a reported monthly fee of $3,000. Dave also charges a referral fee of up to 28% whenever an agent closes a deal.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\" id=\"h-startups\"><strong>Startups<\/strong><\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\" id=\"h-startups\"><strong>Startups<\/strong><\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Dave Ramsey makes moves in the world of startups, too. The <em>New York Times<\/em> best-selling author founded Ramsey Solutions in 1992 to bring financial literacy to the masses. Today, it's grown to over 1,000 team members and boasts an impressive reach.<\/p>\n","innerContent":["\n<p>Dave Ramsey makes moves in the world of startups, too. The <em>New York Times<\/em> best-selling author founded Ramsey Solutions in 1992 to bring financial literacy to the masses. Today, it's grown to over 1,000 team members and boasts an impressive reach.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Ramsey Solutions has left an impact with <em>The Ramsey Show<\/em> entertaining 20 million weekly listeners and over 5 million people completing Financial Peace University.<\/p>\n","innerContent":["\n<p>Ramsey Solutions has left an impact with <em>The Ramsey Show<\/em> entertaining 20 million weekly listeners and over 5 million people completing Financial Peace University.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/image","attrs":{"id":4750,"sizeSlug":"large","linkDestination":"none","align":"center"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-image aligncenter size-large\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/2_cd3e20572b-1024x578.jpg\" alt=\"Ramsey Solutions headquarters in Franklin, Tennessee With Works Behind Desks\" class=\"wp-image-4750\"\/><figcaption class=\"wp-element-caption\"><em>Dave\u2019s over 1,000-member team works under one roof at Ramsey Solutions headquarters in Franklin, Tennessee.<\/em><br><em>Source: ramseysolutions.com<\/em><\/figcaption><\/figure>\n","innerContent":["\n<figure class=\"wp-block-image aligncenter size-large\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/2_cd3e20572b-1024x578.jpg\" alt=\"Ramsey Solutions headquarters in Franklin, Tennessee With Works Behind Desks\" class=\"wp-image-4750\"\/><figcaption class=\"wp-element-caption\"><em>Dave\u2019s over 1,000-member team works under one roof at Ramsey Solutions headquarters in Franklin, Tennessee.<\/em><br><em>Source: ramseysolutions.com<\/em><\/figcaption><\/figure>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Additionally, over 10,000 schools offer their Foundations in Personal Finance curriculum. Expert speakers like Rachel Cruze and Ken Coleman cover diverse topics, creating an ocean of valuable lessons on financial independence.<\/p>\n","innerContent":["\n<p>Additionally, over 10,000 schools offer their Foundations in Personal Finance curriculum. Expert speakers like Rachel Cruze and Ken Coleman cover diverse topics, creating an ocean of valuable lessons on financial independence.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>In November 2021, Ramsey Solutions acquired a fintech startup, Apay Financial, that helps people pay back their student loans. Ramsey Solutions seems to also focus on acquiring fintech startups that help people manage their finances and become debt-free, which aligns with Dave Ramsey's mission.<\/p>\n","innerContent":["\n<p>In November 2021, Ramsey Solutions acquired a fintech startup, Apay Financial, that helps people pay back their student loans. Ramsey Solutions seems to also focus on acquiring fintech startups that help people manage their finances and become debt-free, which aligns with Dave Ramsey's mission.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/embed","attrs":{"url":"https:\/\/twitter.com\/CBJnewsroom\/status\/1462923958190329864?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1462923958190329864%7Ctwgr%5E3c3ee217831866dabfab01e3179b1d4459b10f6d%7Ctwcon%5Es1_&ref_url=https%3A%2F%2Fmoneymade.io%2Flearn%2Farticle%2Fdave-ramsey-net-worth","type":"rich","providerNameSlug":"twitter","responsive":true,"align":"center"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-embed aligncenter is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\nhttps:\/\/twitter.com\/CBJnewsroom\/status\/1462923958190329864?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1462923958190329864%7Ctwgr%5E3c3ee217831866dabfab01e3179b1d4459b10f6d%7Ctwcon%5Es1_&amp;ref_url=https%3A%2F%2Fmoneymade.io%2Flearn%2Farticle%2Fdave-ramsey-net-worth\n<\/div><\/figure>\n","innerContent":["\n<figure class=\"wp-block-embed aligncenter is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\nhttps:\/\/twitter.com\/CBJnewsroom\/status\/1462923958190329864?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1462923958190329864%7Ctwgr%5E3c3ee217831866dabfab01e3179b1d4459b10f6d%7Ctwcon%5Es1_&amp;ref_url=https%3A%2F%2Fmoneymade.io%2Flearn%2Farticle%2Fdave-ramsey-net-worth\n<\/div><\/figure>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"h-dave-ramsey-investing-quotes\">Dave Ramsey investing quotes<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"h-dave-ramsey-investing-quotes\">Dave Ramsey investing quotes<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\" id=\"h-1-trust-is-key-in-business\"><strong>1. <\/strong><strong>Trust is key in business<\/strong><\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\" id=\"h-1-trust-is-key-in-business\"><strong>1. <\/strong><strong>Trust is key in business<\/strong><\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/image","attrs":{"id":4752,"sizeSlug":"large","linkDestination":"none","align":"center"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-image aligncenter size-large\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Quote_Card_1_80e3fec7cd-1024x336.jpg\" alt=\"\" class=\"wp-image-4752\"\/><\/figure>\n","innerContent":["\n<figure class=\"wp-block-image aligncenter size-large\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Quote_Card_1_80e3fec7cd-1024x336.jpg\" alt=\"\" class=\"wp-image-4752\"\/><\/figure>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\" id=\"h-2-live-on-less-invest-more\"><strong>2. <\/strong><strong>Live on less, invest more<\/strong><\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\" id=\"h-2-live-on-less-invest-more\"><strong>2. <\/strong><strong>Live on less, invest more<\/strong><\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/image","attrs":{"id":4765,"sizeSlug":"large","linkDestination":"none","align":"center"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-image aligncenter size-large\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2023\/04\/Quote_Card_2435d085f8-1024x390.png\" alt=\"\" class=\"wp-image-4765\"\/><\/figure>\n","innerContent":["\n<figure class=\"wp-block-image aligncenter size-large\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2023\/04\/Quote_Card_2435d085f8-1024x390.png\" alt=\"\" class=\"wp-image-4765\"\/><\/figure>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\" id=\"h-3-action-is-the-best-wealth-building-tool\"><strong>3. <\/strong><strong>Action is the best wealth-building tool<\/strong><\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\" id=\"h-3-action-is-the-best-wealth-building-tool\"><strong>3. <\/strong><strong>Action is the best wealth-building tool<\/strong><\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/image","attrs":{"id":4767,"sizeSlug":"large","linkDestination":"none","align":"center"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-image aligncenter size-large\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2023\/04\/Quote_Card_2_6df6043fb2-1024x351.png\" alt=\"\" class=\"wp-image-4767\"\/><\/figure>\n","innerContent":["\n<figure class=\"wp-block-image aligncenter size-large\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2023\/04\/Quote_Card_2_6df6043fb2-1024x351.png\" alt=\"\" class=\"wp-image-4767\"\/><\/figure>\n"]}],"_links":{"self":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/posts\/4740","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/comments?post=4740"}],"version-history":[{"count":0,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/posts\/4740\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/media\/4753"}],"wp:attachment":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/media?parent=4740"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/categories?post=4740"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/tags?post=4740"},{"taxonomy":"post_authors","embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/post_authors?post=4740"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}