{"id":5105,"date":"2021-11-18T13:51:00","date_gmt":"2021-11-18T13:51:00","guid":{"rendered":"https:\/\/moneymade.wpenginepowered.com\/?p=5105"},"modified":"2025-05-29T14:09:35","modified_gmt":"2025-05-29T14:09:35","slug":"nico-review","status":"publish","type":"post","link":"https:\/\/moneymade.io\/learn\/reviews\/nico-review\/","title":{"rendered":"Nico Review: Make a Difference on a Small Scale"},"content":{"rendered":"\n<p><strong><em><br>You don\u2019t need to be Bill Gates to get started investing for social change. If you have $100 and want to feel good about where you\u2019re putting it, Nico is here for you.<\/em><\/strong><\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:80%\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"299\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-171.png\" alt=\"\" class=\"wp-image-5106\" style=\"width:722px;height:auto\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-171.png 450w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-171-300x199.png 300w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-171-387x257.png 387w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-171-256x170.png 256w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n<\/div>\n\n\n\n<p>By now I&#8217;m sure we&#8217;ve all heard that\u00a0ESG investing\u00a0is the future.\u00a0This may be true, but the whole concept can sometimes seem a little nebulous and hard to define. How do you know if the companies you\u2019re investing in are really living up to their espoused values? How can you tell if the money you\u2019re investing is actually making a difference? Where do you even start?<\/p>\n\n\n\n<p>One way to cut through all the noise is to start small, and that\u2019s where investment platform Nico comes in. They offer the first ever neighborhood-focused real estate investment opportunity, designed to help improve the lives of people in a specific area, by focusing on environmental and social impact, diversity, and financial wellbeing. You know exactly where your money is going, and if you\u2019re a local you can even have input on the direction and governance of future investments.<\/p>\n\n\n\n<p>While this all sounds lovely, there are some tradeoffs to be made here. The small scale of Nico allows for transparency and focus but could also limit profitability. And if you\u2019re not a local resident you\u2019ll be missing out on some of the benefits of investing in the platform. Stick around, and in this Nico review we\u2019ll go over all the pros and cons of investing with Nico to help you decide if it\u2019s right for you.<\/p>\n\n\n\n<h2 id='borrow-our-cheat-sheet' class=\"wp-block-heading\" id=\"h-borrow-our-cheat-sheet\">Borrow our cheat sheet<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><img loading=\"lazy\" decoding=\"async\" width=\"33\" height=\"33\" class=\"wp-image-3677\" style=\"width: 33px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.30.51\u202fAM-e1748356420835-Edited.png\" alt=\"\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.30.51\u202fAM-e1748356420835-Edited.png 33w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.30.51\u202fAM-e1748356420835-Edited-15x15.png 15w\" sizes=\"auto, (max-width: 33px) 100vw, 33px\" \/> <strong>Fees<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img loading=\"lazy\" decoding=\"async\" width=\"44\" height=\"44\" class=\"wp-image-3678\" style=\"width: 44px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.39\u202fAM-Edited.png\" alt=\"\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.39\u202fAM-Edited.png 44w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.39\u202fAM-Edited-15x15.png 15w\" sizes=\"auto, (max-width: 44px) 100vw, 44px\" \/><strong> Minimum to invest<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">1.5<\/td><td class=\"has-text-align-center\" data-align=\"center\">$100<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img loading=\"lazy\" decoding=\"async\" width=\"38\" height=\"38\" class=\"wp-image-3679\" style=\"width: 38px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.47\u202fAM-Edited.png\" alt=\"\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.47\u202fAM-Edited.png 38w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.47\u202fAM-Edited-15x15.png 15w\" sizes=\"auto, (max-width: 38px) 100vw, 38px\" \/><strong> Returns<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img loading=\"lazy\" decoding=\"async\" width=\"31\" height=\"31\" class=\"wp-image-3680\" style=\"width: 31px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.32.01\u202fAM-e1748356491960-Edited.png\" alt=\"\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.32.01\u202fAM-e1748356491960-Edited.png 31w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.32.01\u202fAM-e1748356491960-Edited-15x15.png 15w\" sizes=\"auto, (max-width: 31px) 100vw, 31px\" \/> <strong>Risk<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">8%<\/td><td class=\"has-text-align-center\" data-align=\"center\">Medium<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<h2 id='pros-and-cons-of-nico' class=\"wp-block-heading\" id=\"h-pros-and-cons-of-nico\">Pros and cons of Nico<\/h2>\n\n\n\n<div class=\"acf-block\">\n  <div class=\"pro-con\">\n    <div class=\"pro-con__half\">\n      <div class=\"pro-con__title\">\n                  <svg width=\"20\" height=\"22\" viewBox=\"0 0 20 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M18.3 9.35008C17.9676 9.00064 17.5672 8.72282 17.1236 8.53367C16.6799 8.34451 16.2023 8.24801 15.72 8.25008H14.06V8.20008C14.2 7.71008 14.33 7.20008 14.43 6.83008C14.7413 5.73795 14.8062 4.59033 14.62 3.47008C14.5091 2.74612 14.2243 2.05984 13.79 1.47008C13.3779 0.936521 12.8015 0.553474 12.15 0.380078C11.9569 0.332798 11.7588 0.30929 11.56 0.310078H11.44C11.1748 0.326457 10.916 0.39798 10.68 0.520078C10.2294 0.785815 9.89417 1.21017 9.74 1.71008V1.80008V1.91008L9.62 2.00008V2.17008L9.43 2.82008L9.33 3.16008L8.93 4.58008C8.90665 4.66566 8.87655 4.74925 8.84 4.83008C8.39 5.53008 7.91 6.24008 7.43 6.96008L6.56 8.25008H3.25C2.58696 8.25008 1.95107 8.51347 1.48223 8.98231C1.01339 9.45115 0.75 10.087 0.75 10.7501V18.7501C0.75 19.4131 1.01339 20.049 1.48223 20.5178C1.95107 20.9867 2.58696 21.2501 3.25 21.2501H5.25C5.87515 21.2502 6.47651 21.0104 6.93 20.5801C8.05 20.8301 9.29 21.0901 10.3 21.3001L11.7 21.5901L11.94 21.6501C12.1112 21.6891 12.285 21.7159 12.46 21.7301C12.6198 21.74 12.7802 21.74 12.94 21.7301C14.0439 21.7287 15.1163 21.3621 15.99 20.6874C16.8638 20.0127 17.4896 19.0678 17.77 18.0001C18.18 16.3801 19.04 13.0001 19.05 13.0001C19.1498 12.6508 19.2134 12.2923 19.24 11.9301C19.2653 11.4589 19.1951 10.9874 19.0336 10.544C18.872 10.1007 18.6225 9.69455 18.3 9.35008ZM12.94 19.7601H12.67H12.56L12.09 19.6701L10.71 19.3901L7.71 18.7501V10.0801C8.14 9.41008 8.59 8.74008 9.04 8.08008C9.49 7.42008 10 6.67008 10.47 6.00008C10.627 5.75053 10.7418 5.47688 10.81 5.19008L11.22 3.77008L11.33 3.38008L11.5 2.78008L11.56 2.55008V2.45008V2.40008C11.5571 2.37015 11.5571 2.34001 11.56 2.31008C11.7805 2.36033 11.9735 2.49262 12.1 2.68008C12.3391 3.03066 12.4963 3.43052 12.56 3.85008C12.6869 4.69246 12.6289 5.55236 12.39 6.37008C12.21 7.07008 11.67 9.01008 11.67 9.01008C11.6282 9.15765 11.6208 9.31287 11.6486 9.46373C11.6763 9.61459 11.7384 9.75705 11.83 9.88008C11.9242 10.0037 12.0435 10.1059 12.18 10.1801C12.322 10.2427 12.4749 10.2767 12.63 10.2801H15.63C15.8377 10.274 16.0444 10.3115 16.2368 10.3901C16.4292 10.4686 16.603 10.5866 16.7471 10.7363C16.8911 10.886 17.0023 11.0643 17.0734 11.2595C17.1445 11.4548 17.174 11.6627 17.16 11.8701C17.1341 12.0899 17.0906 12.3072 17.03 12.5201C17.03 12.5201 16.16 15.9101 15.74 17.5201C15.5767 18.1452 15.216 18.7008 14.7115 19.1044C14.207 19.508 13.5857 19.738 12.94 19.7601ZM2.75 10.7601C2.74717 10.6937 2.75817 10.6274 2.78229 10.5654C2.80642 10.5035 2.84315 10.4472 2.89015 10.4002C2.93716 10.3532 2.99342 10.3165 3.05536 10.2924C3.1173 10.2682 3.18358 10.2572 3.25 10.2601H5.75V18.7601C5.75283 18.8265 5.74183 18.8928 5.71771 18.9547C5.69358 19.0167 5.65685 19.0729 5.60985 19.1199C5.56284 19.1669 5.50658 19.2037 5.44464 19.2278C5.3827 19.2519 5.31642 19.2629 5.25 19.2601H3.25C3.18358 19.2629 3.1173 19.2519 3.05536 19.2278C2.99342 19.2037 2.93716 19.1669 2.89015 19.1199C2.84315 19.0729 2.80642 19.0167 2.78229 18.9547C2.75817 18.8928 2.74717 18.8265 2.75 18.7601V10.7601Z\" fill=\"#14AEA5\"\/>\n<\/svg>\n\n                  <h4>Pros<\/h4>\n              <\/div>\n      <div class=\"pro-con__content\">\n        <div class=\"ProsCons_Pros__m4eEk\">\n<div class=\"ProsCons_Pros__m4eEk\">\n<div class=\"ProsCons_Pros__m4eEk\">\n<div class=\"ProsCons_Pros__m4eEk\">\n<div class=\"ProsCons_Pros__m4eEk\">\n<div class=\"ProsCons_Pros__m4eEk\">\n<div class=\"ProsCons_Pros__m4eEk\">\n<div>\n<ul>\n<li>Start investing with only $100<\/li>\n<li>Build equity in real estate holdings over time, while getting a share of quarterly income from properties held<\/li>\n<li>Make an impact in a local neighborhood<\/li>\n<li>Local investors have a say in management of REIT<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"pro-con__half\">\n      <div class=\"pro-con__title\">\n                  <svg width=\"20\" height=\"22\" viewBox=\"0 0 20 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M18.3 12.6499C17.9676 12.9994 17.5672 13.2772 17.1236 13.4663C16.6799 13.6555 16.2023 13.752 15.72 13.7499H14.06V13.7999C14.2 14.2899 14.33 14.7999 14.43 15.1699C14.7413 16.262 14.8062 17.4097 14.62 18.5299C14.5091 19.2539 14.2243 19.9402 13.79 20.5299C13.3779 21.0635 12.8015 21.4465 12.15 21.6199C11.9569 21.6672 11.7588 21.6907 11.56 21.6899H11.44C11.1748 21.6735 10.916 21.602 10.68 21.4799C10.2294 21.2142 9.89417 20.7898 9.74 20.2899V20.1999V20.0899L9.62 19.9999V19.8299L9.43 19.1799L9.33 18.8399L8.93 17.4199C8.90665 17.3343 8.87655 17.2507 8.84 17.1699C8.39 16.4699 7.91 15.7599 7.43 15.0399L6.56 13.7499H3.25C2.58696 13.7499 1.95107 13.4865 1.48223 13.0177C1.01339 12.5488 0.75 11.913 0.75 11.2499V3.24992C0.75 2.58688 1.01339 1.951 1.48223 1.48215C1.95107 1.01331 2.58696 0.749922 3.25 0.749922H5.25C5.87515 0.749792 6.47651 0.989618 6.93 1.41992C8.05 1.16992 9.29 0.909922 10.3 0.699923L11.7 0.409922L11.94 0.349922C12.1112 0.31085 12.285 0.284115 12.46 0.269922C12.6198 0.259991 12.7802 0.259991 12.94 0.269922C14.0439 0.271252 15.1163 0.637867 15.99 1.31259C16.8638 1.98732 17.4896 2.93222 17.77 3.99992C18.18 5.61992 19.04 8.99992 19.05 8.99992C19.1498 9.34915 19.2134 9.7077 19.24 10.0699C19.2653 10.5411 19.1951 11.0126 19.0336 11.456C18.872 11.8993 18.6225 12.3055 18.3 12.6499ZM12.94 2.23992H12.67H12.56L12.09 2.32992L10.71 2.60992L7.71 3.24992V11.9199C8.14 12.5899 8.59 13.2599 9.04 13.9199C9.49 14.5799 10 15.3299 10.47 15.9999C10.627 16.2495 10.7418 16.5231 10.81 16.8099L11.22 18.2299L11.33 18.6199L11.5 19.2199L11.56 19.4499V19.5499V19.5999C11.5571 19.6299 11.5571 19.66 11.56 19.6899C11.7805 19.6397 11.9735 19.5074 12.1 19.3199C12.3391 18.9693 12.4963 18.5695 12.56 18.1499C12.6869 17.3075 12.6289 16.4476 12.39 15.6299C12.21 14.9299 11.67 12.9899 11.67 12.9899C11.6282 12.8423 11.6208 12.6871 11.6486 12.5363C11.6763 12.3854 11.7384 12.243 11.83 12.1199C11.9242 11.9963 12.0435 11.8941 12.18 11.8199C12.322 11.7573 12.4749 11.7233 12.63 11.7199H15.63C15.8377 11.726 16.0444 11.6885 16.2368 11.6099C16.4292 11.5314 16.603 11.4134 16.7471 11.2637C16.8911 11.114 17.0023 10.9357 17.0734 10.7405C17.1445 10.5452 17.174 10.3373 17.16 10.1299C17.1341 9.91014 17.0906 9.69277 17.03 9.47992C17.03 9.47992 16.16 6.08992 15.74 4.47992C15.5767 3.85483 15.216 3.29916 14.7115 2.89556C14.207 2.49197 13.5857 2.26202 12.94 2.23992ZM2.75 11.2399C2.74717 11.3063 2.75817 11.3726 2.78229 11.4346C2.80642 11.4965 2.84315 11.5528 2.89015 11.5998C2.93716 11.6468 2.99342 11.6835 3.05536 11.7076C3.1173 11.7318 3.18358 11.7428 3.25 11.7399H5.75V3.23992C5.75283 3.17351 5.74183 3.10723 5.71771 3.04528C5.69358 2.98334 5.65685 2.92708 5.60985 2.88008C5.56284 2.83307 5.50658 2.79634 5.44464 2.77221C5.3827 2.74809 5.31642 2.73709 5.25 2.73992H3.25C3.18358 2.73709 3.1173 2.74809 3.05536 2.77221C2.99342 2.79634 2.93716 2.83307 2.89015 2.88008C2.84315 2.92708 2.80642 2.98334 2.78229 3.04528C2.75817 3.10723 2.74717 3.17351 2.75 3.23992V11.2399Z\" fill=\"#ED2348\"\/>\n<\/svg>\n\n                 <h4>Cons<\/h4>\n              <\/div>\n      <div class=\"pro-con__content\">\n        <div class=\"ProsCons_Cons___wyv4\">\n<div class=\"ProsCons_Cons___wyv4\">\n<div>\n<ul>\n<li>Some benefits only available to local investors<\/li>\n<li>Holdings contained entirely within one neighborhood, making portfolio more vulnerable to local downturns<\/li>\n<li>With only three properties currently owned, potential return for investors\u00a0 is somewhat limited<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<h2 id='what-is-nico' class=\"wp-block-heading\" id=\"h-what-is-nico\">What is Nico?<\/h2>\n\n\n\n<p>Nico is a\u00a0REIT (real estate investment trust), but not your typical REIT. Organized as a public benefit corporation, the platform prioritizes both shareholder value and positive social and environmental impacts.<\/p>\n\n\n\n<p>Nico bills itself as \u201cthe world\u2019s first neighborhood REIT\u201d, focused specifically on the Echo Park area of Los Angeles, with the stated goal of localizing wealth creation and increasing the stability and financial well being of the neighborhood. The platform has a low investment threshold ($100) which means that it\u2019s not limited to institutional investors, but rather geared towards retail investing by everyday people. Shares are available for both local and non-local investors, with local residents receiving some unique benefits like input on the REIT\u2019s social and environmental impacts and preferential payouts.<\/p>\n\n\n\n<p>Cofounders John Chaffetz and Max Levine have extensive real estate experience and live in LA. They are currently in early stage talks with stakeholders in other neighborhoods across the country and may look to expand the scope of the business in the near future.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"1000\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-172.png\" alt=\"\" class=\"wp-image-5108\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-172.png 1000w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-172-300x300.png 300w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-172-150x150.png 150w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-172-768x768.png 768w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-172-257x257.png 257w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-172-170x170.png 170w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-172-350x350.png 350w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-172-60x60.png 60w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-172-15x15.png 15w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-does-nico-work\"><strong>How does Nico work?<\/strong><\/h3>\n\n\n\n<p>Nico currently owns three rent-stabilized multi-family and mixed use properties. These properties provide investors with income in the form of quarterly dividend payments, as well as the potential for return on investment if the properties increase in value over time.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Who can invest with Nico?<\/strong><\/h3>\n\n\n\n<p>Nico is open to all investors who:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Are at least 18 years old<\/li>\n\n\n\n<li>Have a US bank account<\/li>\n\n\n\n<li>Have a social security number or US tax ID number<\/li>\n<\/ul>\n\n\n\n<h2 id='where-nico-gets-it-right' class=\"wp-block-heading\" id=\"whereGetsItRight\">Where Nico gets it right<\/h2>\n\n\n\n<p><strong>$100 minimum investment<\/strong><\/p>\n\n\n\n<p>With only $100 needed to get started, Nico makes it accessible for everyone to invest. No need to be a billionaire philanthropist; this is impact investing for the average joe.<\/p>\n\n\n\n<p><strong>Build equity while receiving dividends<\/strong><\/p>\n\n\n\n<p>Since the properties owned by Nico are income-producing, you will earn a portion of that income through quarterly dividend payments. At the same time, if the underlying value of the assets increases, your investment in the REIT also increases in value.<\/p>\n\n\n\n<p><strong>Local impact<\/strong><\/p>\n\n\n\n<p>Because Nico has the stated goals of improving and stabilizing the financial health of the Echo Park neighborhood, by investing in the REIT you have the opportunity to be a part of a project that actually helps other people. Doesn\u2019t hurt that you can make a profit too.<\/p>\n\n\n\n<p><strong>Input on REIT management<\/strong><\/p>\n\n\n\n<p>If you\u2019re a local investor in the Echo Park REIT you have added perks. In addition to earning dividends and gaining a return if the properties in the REIT increase in value, you also have priority standing in eventual payouts and get direct input into the management and ownership of the real estate included in the REIT.<\/p>\n\n\n\n<h2 id='where-nico-could-do-better' class=\"wp-block-heading\" id=\"whereCouldDoBetter\">Where Nico could do better<\/h2>\n\n\n\n<p><strong>No perks for non-locals<\/strong><\/p>\n\n\n\n<p>If you aren\u2019t a local investor you don\u2019t have access to the perks mentioned above. In addition, while local investors can redeem shares after only 6 months, non-local investors must wait at least 2 years to redeem shares\u20145 if you want to get the full value of your shares.<\/p>\n\n\n\n<p><strong>No diversification<\/strong><\/p>\n\n\n\n<p>Since the REIT is focused on a single small geographic area, this could potentially leave it vulnerable to local economic downturns. Unlike other REITs, which might spread their holdings over a wider area and thus be unaffected by local trends, the Nico REIT is extremely dependent on the economic outlook of the Los Angeles area.<\/p>\n\n\n\n<p><strong>Small in size<\/strong><\/p>\n\n\n\n<p>The Nico platform is very new (active only since 2020) and pretty limited in scope. The REIT owns three rental properties, which could mean that returns are limited, not necessarily in percentage but in actual dollar amounts. Many REITs operate on a much larger scale.<\/p>\n\n\n\n<h2 id='can-you-really-make-money-on-nico' class=\"wp-block-heading\" id=\"canYouReallyMakeMoneyOn\">Can you really make money on Nico?<\/h2>\n\n\n\n<p>Since Nico is so new, it\u2019s difficult to get a clear picture of what the platform\u2019s returns might look like. We can look at REITs as a whole though, and while they don\u2019t generally have astronomical returns\u2014thirty year annualized percentages look a lot like the regular old stock market\u2014they tend to be an easy-to-invest-in and stable asset class.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"854\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-173-1024x854.png\" alt=\"\" class=\"wp-image-5109\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-173-1024x854.png 1024w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-173-300x250.png 300w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-173-768x640.png 768w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-173-308x257.png 308w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-173-204x170.png 204w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-173.png 1100w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-do-i-make-money-with-nico\"><strong>How do I make money with Nico?<\/strong><\/h3>\n\n\n\n<p>You make money with Nico two different ways. First, as a REIT, Nico is required to pay a minimum of 90% of taxable income to shareholders in the form of dividends. Nico pays those dividends on a quarterly schedule. Additionally, as a fractional owner of the properties included in the REIT, you have the potential to make money when those properties increase in value. Were those properties to then be sold you would be owed a portion of the sale proceeds.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How do I cash out with Nico?<\/strong><\/h3>\n\n\n\n<p>Cashing out happens on two different schedules depending on whether you are a local or non local investor. Local investors are able to redeem their shares for their then-current value after a holding period of six months. Non-local investors must wait at least two years, at which point they can redeem their shares for a then-current value, minus 5%. To redeem shares for their full value non-local investors must wait five years.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Nico vs traditional investing<\/strong><\/h3>\n\n\n\n<p>According to the National Association of Real Estate Investment Trusts, equity REITs (which Nico is) have an annualized average return of 10.1% over the last 30 years. The S&amp;P 500 has an annualized average return of 10.7% over the same period. So you won\u2019t necessarily be earning any more than you would with your money in the stock market. However, one key factor to keep in mind is the stability of real estate relative to stocks. When you look at returns on a yearly basis, rather than averaged over 3 decades, real estate tends to be much steadier and less volatile.<\/p>\n\n\n\n<p>Another thing to keep in mind is the fact that real estate tends to be a decent hedge against inflation. In inflationary markets, stocks can be pretty volatile and your money doesn\u2019t go as far as it used to. Real estate values, though, tend to keep climbing on a steady upward trend.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"934\" height=\"1000\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-174.png\" alt=\"\" class=\"wp-image-5110\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-174.png 934w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-174-280x300.png 280w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-174-768x822.png 768w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-174-240x257.png 240w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-174-159x170.png 159w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-174-15x15.png 15w\" sizes=\"auto, (max-width: 934px) 100vw, 934px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<h2 id='what-other-people-are-saying-about-nico' class=\"wp-block-heading\" id=\"h-what-other-people-are-saying-about-nico\">What other people are saying about Nico<\/h2>\n\n\n\n<p>Nico users like the ease and accessibility of the platform. It provides a low-barrier-to-entry way to start impact investing and people feel like they can make a difference with their money.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"598\" height=\"737\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-175.png\" alt=\"\" class=\"wp-image-5111\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-175.png 598w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-175-243x300.png 243w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-175-209x257.png 209w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-175-138x170.png 138w\" sizes=\"auto, (max-width: 598px) 100vw, 598px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<p>One complaint about the platform is that it\u2019s still very small. Some users would prefer a larger and more diverse basket of holdings when choosing a REIT to invest in.<\/p>\n\n\n\n<h2 id='are-there-other-apps-like-nico' class=\"wp-block-heading\">Are there other apps like Nico?<\/h2>\n\n\n\n<p>If you want to invest in a REIT, but aren\u2019t necessarily interested in the social and environmental impact aspect of Nico, there are multiple other options for you to choose from. You can browse our&nbsp;<a href=\"https:\/\/moneymade.io\/discover\"><u>platforms<\/u><\/a>&nbsp;to find other options, but here\u2019s how the most similar apps compare.<\/p>\n\n\n\n<h2 id='our-hot-take-on-nico' class=\"wp-block-heading\" id=\"h-our-hot-take-on-nico\">Our hot take on Nico<\/h2>\n\n\n\n<p>If you&#8217;re interested in diversifying your portfolio by adding real estate and possibly doing some good in a local community, Nico might be just the thing for you. With a low investment minimum, passive income in the form of quarterly dividends, and a stated mission to improve the stability and environment of Echo Park neighborhood of Los Angeles, the platform is a great way to dip a toe into both REITs and impact investing.<\/p>\n\n\n\n<p>That being said, while REITs have an established and non-volatile track record, Nico is still a fairly new platform, so make sure you\u2019re ok with limited historical data to review before investing. You should also be aware that Nico\u2019s REIT is small in scope, and if you\u2019re not a local resident, you\u2019ll be missing out on some of the benefits of investing with the platform.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"howDoISignUpFor\">I\u2019m in! How do I sign up for Nico?<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">1.&nbsp;Sign up with your email address.<\/h4>\n\n\n\n<p>Once you sign up, you\u2019ll be asked to verify your email address, and then will choose a username and password.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">2.&nbsp;Set up your payment method and investment preferences.<\/h4>\n\n\n\n<p>After signing in, you\u2019ll be asked to choose a payment method and decide how much you want to invest. You\u2019ll also be asked to decide if you would like your quarterly dividends reinvested or paid out to you.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">3.&nbsp;Start investing!<\/h4>\n\n\n\n<p>Once you\u2019ve chosen an amount to invest, sit back and relax. You\u2019re on your way to passive income and making a difference.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">4.&nbsp;Come back to MoneyMade to track all your investments in one place.<\/h4>\n\n\n\n<p>You can always track your Nico investment, along with any other investments you have, here on MoneyMade by connecting your accounts.<\/p>\n\n\n\n  <div id=\"accordion\" class=\"accordion-wrap accordion-wrap--inline-content\">\n    <div class=\"outer-container\">\n                <h3 class=\"accordion__main-title\">FAQs<\/h3>\n                           \n          <div class=\"accordion-tab \">\n                          <h4 class=\"accordion-title\">What is a neighborhood REIT?<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 8L6 14L7.41 15.41L12 10.83L16.59 15.41L18 14L12 8Z\" fill=\"#0A0028\"\/>\n<\/svg>\n<\/h4>\n                          <div class=\"accordion-content\">\n                <div class=\"accordion-content-text\">\n                  <div class=\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\">\n<p class=\"mu-p1 FontGenerator-module_Font__-qoUg FontGenerator-module_Light__sW-hU \">Nico is the first of its kind, and unlike a traditional REIT is structured as a benefit corporation. This means that the company is focused on finding a balance between shareholder returns and the social and environmental impacts of the REIT on the local community of Echo Park. stakeholders.<\/p>\n<\/div>\n                <\/div>\n              <\/div>\n                      <\/div>\n                 \n          <div class=\"accordion-tab \">\n                          <h4 class=\"accordion-title\">Is now a good time to buy REITs?<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 8L6 14L7.41 15.41L12 10.83L16.59 15.41L18 14L12 8Z\" fill=\"#0A0028\"\/>\n<\/svg>\n<\/h4>\n                          <div class=\"accordion-content\">\n                <div class=\"accordion-content-text\">\n                  <p>In 2021, REITs performed extremely well, with a 31.37% return rate (according to Nareit). Additionally, real estate can act as a hedge against inflation, and it is unclear when the current rate of inflation will ease.<\/p>\n                <\/div>\n              <\/div>\n                      <\/div>\n            <\/div>\n  <\/div>\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n        \"@type\": \"Question\",\n        \"name\": \"What is a neighborhood REIT?\",\n        \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"<div class=\\\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\\\">\\n<p class=\\\"mu-p1 FontGenerator-module_Font__-qoUg FontGenerator-module_Light__sW-hU \\\">Nico is the first of its kind, and unlike a traditional REIT is structured as a benefit corporation. This means that the company is focused on finding a balance between shareholder returns and the social and environmental impacts of the REIT on the local community of Echo Park. stakeholders.<\/p>\\n<\/div>\\n\"\n        }\n    },\n    {\n        \"@type\": \"Question\",\n        \"name\": \"Is now a good time to buy REITs?\",\n        \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"<p>In 2021, REITs performed extremely well, with a 31.37% return rate (according to Nareit). Additionally, real estate can act as a hedge against inflation, and it is unclear when the current rate of inflation will ease.<\/p>\\n\"\n        }\n    }\n]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>You don\u2019t need to be Bill Gates to get started investing for social change. If you have $100 and want to feel good about where you\u2019re putting it, Nico is here for you. By now I&#8217;m sure we&#8217;ve all heard that\u00a0ESG investing\u00a0is the future.\u00a0This may be true, but the whole concept can sometimes seem a [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":5106,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":true,"footnotes":""},"categories":[5],"tags":[121,131,53,18,62],"post_authors":[138],"class_list":["post-5105","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews","tag-eco-friendly","tag-impact-investing","tag-real-estate","tag-small-business","tag-sustainability"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.1 (Yoast SEO v25.2) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Nico Review: Make a Difference on a Small Scale | MoneyMade<\/title>\n<meta name=\"description\" content=\"You don\u2019t need to be Bill Gates to get started investing for social change. If you have $100 and want to feel good about where you\u2019re putting it, Nico is here for you.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/moneymade.io\/learn\/reviews\/nico-review\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nico Review: Make a Difference on a Small Scale\" \/>\n<meta property=\"og:description\" content=\"You don\u2019t need to be Bill Gates to get started investing for social change. If you have $100 and want to feel good about where you\u2019re putting it, Nico is here for you.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/moneymade.io\/learn\/reviews\/nico-review\/\" \/>\n<meta property=\"og:site_name\" content=\"MoneyMade\" \/>\n<meta property=\"article:published_time\" content=\"2021-11-18T13:51:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-05-29T14:09:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-171.png\" \/>\n\t<meta property=\"og:image:width\" content=\"450\" \/>\n\t<meta property=\"og:image:height\" content=\"299\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Dustin O&#039;Halloran\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/moneymade.io\/learn\/reviews\/nico-review\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/moneymade.io\/learn\/reviews\/nico-review\/\"},\"author\":{\"name\":\"Dustin O'Halloran\",\"@id\":\"https:\/\/moneymade.io\/learn\/#\/schema\/person\/17e6958e1b252651d79ec9267f19b10a\"},\"headline\":\"Nico Review: Make a Difference on a Small Scale\",\"datePublished\":\"2021-11-18T13:51:00+00:00\",\"dateModified\":\"2025-05-29T14:09:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/moneymade.io\/learn\/reviews\/nico-review\/\"},\"wordCount\":1714,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/moneymade.io\/learn\/#organization\"},\"image\":{\"@id\":\"https:\/\/moneymade.io\/learn\/reviews\/nico-review\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-171.png\",\"keywords\":[\"Eco-Friendly\",\"Impact Investing\",\"Real Estate\",\"Small Business\",\"Sustainability\"],\"articleSection\":[\"Reviews\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/moneymade.io\/learn\/reviews\/nico-review\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/moneymade.io\/learn\/reviews\/nico-review\/\",\"url\":\"https:\/\/moneymade.io\/learn\/reviews\/nico-review\/\",\"name\":\"Nico Review: Make a Difference on a Small Scale | MoneyMade\",\"isPartOf\":{\"@id\":\"https:\/\/moneymade.io\/learn\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/moneymade.io\/learn\/reviews\/nico-review\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/moneymade.io\/learn\/reviews\/nico-review\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-171.png\",\"datePublished\":\"2021-11-18T13:51:00+00:00\",\"dateModified\":\"2025-05-29T14:09:35+00:00\",\"description\":\"You don\u2019t need to be Bill Gates to get started investing for social change. 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If you have $100 and want to feel good about where you\u2019re putting it, Nico is here for you.<\/em><\/strong><\/p>\n","innerContent":["\n<p><strong><em><br>You don\u2019t need to be Bill Gates to get started investing for social change. If you have $100 and want to feel good about where you\u2019re putting it, Nico is here for you.<\/em><\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/spacer","attrs":{"height":"40px"},"innerBlocks":[],"innerHTML":"\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","innerContent":["\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/columns","attrs":[],"innerBlocks":[{"blockName":"core\/column","attrs":{"width":"10%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:10%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:10%\"><\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"80%"},"innerBlocks":[{"blockName":"core\/image","attrs":{"id":5106,"width":"722px","height":"auto","sizeSlug":"full","linkDestination":"none"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-image size-full is-resized\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-171.png\" alt=\"\" class=\"wp-image-5106\" style=\"width:722px;height:auto\"\/><\/figure>\n","innerContent":["\n<figure class=\"wp-block-image size-full is-resized\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-171.png\" alt=\"\" class=\"wp-image-5106\" style=\"width:722px;height:auto\"\/><\/figure>\n"]}],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:80%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:80%\">",null,"<\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"10%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:10%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:10%\"><\/div>\n"]}],"innerHTML":"\n<div class=\"wp-block-columns\">\n\n\n\n<\/div>\n","innerContent":["\n<div class=\"wp-block-columns\">",null,"\n\n",null,"\n\n",null,"<\/div>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>By now I'm sure we've all heard that\u00a0ESG investing\u00a0is the future.\u00a0This may be true, but the whole concept can sometimes seem a little nebulous and hard to define. How do you know if the companies you\u2019re investing in are really living up to their espoused values? How can you tell if the money you\u2019re investing is actually making a difference? Where do you even start?<\/p>\n","innerContent":["\n<p>By now I'm sure we've all heard that\u00a0ESG investing\u00a0is the future.\u00a0This may be true, but the whole concept can sometimes seem a little nebulous and hard to define. How do you know if the companies you\u2019re investing in are really living up to their espoused values? How can you tell if the money you\u2019re investing is actually making a difference? Where do you even start?<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>One way to cut through all the noise is to start small, and that\u2019s where investment platform Nico comes in. They offer the first ever neighborhood-focused real estate investment opportunity, designed to help improve the lives of people in a specific area, by focusing on environmental and social impact, diversity, and financial wellbeing. You know exactly where your money is going, and if you\u2019re a local you can even have input on the direction and governance of future investments.<\/p>\n","innerContent":["\n<p>One way to cut through all the noise is to start small, and that\u2019s where investment platform Nico comes in. They offer the first ever neighborhood-focused real estate investment opportunity, designed to help improve the lives of people in a specific area, by focusing on environmental and social impact, diversity, and financial wellbeing. You know exactly where your money is going, and if you\u2019re a local you can even have input on the direction and governance of future investments.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>While this all sounds lovely, there are some tradeoffs to be made here. The small scale of Nico allows for transparency and focus but could also limit profitability. And if you\u2019re not a local resident you\u2019ll be missing out on some of the benefits of investing in the platform. Stick around, and in this Nico review we\u2019ll go over all the pros and cons of investing with Nico to help you decide if it\u2019s right for you.<\/p>\n","innerContent":["\n<p>While this all sounds lovely, there are some tradeoffs to be made here. The small scale of Nico allows for transparency and focus but could also limit profitability. And if you\u2019re not a local resident you\u2019ll be missing out on some of the benefits of investing in the platform. Stick around, and in this Nico review we\u2019ll go over all the pros and cons of investing with Nico to help you decide if it\u2019s right for you.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"h-borrow-our-cheat-sheet\">Borrow our cheat sheet<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"h-borrow-our-cheat-sheet\">Borrow our cheat sheet<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/columns","attrs":[],"innerBlocks":[{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"50%"},"innerBlocks":[{"blockName":"core\/table","attrs":[],"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3677\" style=\"width: 33px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.30.51\u202fAM-e1748356420835-Edited.png\" alt=\"\"> <strong>Fees<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3678\" style=\"width: 44px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.39\u202fAM-Edited.png\" alt=\"\"><strong> Minimum to invest<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">1.5<\/td><td class=\"has-text-align-center\" data-align=\"center\">$100<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3679\" style=\"width: 38px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.47\u202fAM-Edited.png\" alt=\"\"><strong> Returns<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3680\" style=\"width: 31px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.32.01\u202fAM-e1748356491960-Edited.png\" alt=\"\"> <strong>Risk<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">8%<\/td><td class=\"has-text-align-center\" data-align=\"center\">Medium<\/td><\/tr><\/tbody><\/table><\/figure>\n","innerContent":["\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3677\" style=\"width: 33px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.30.51\u202fAM-e1748356420835-Edited.png\" alt=\"\"> <strong>Fees<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3678\" style=\"width: 44px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.39\u202fAM-Edited.png\" alt=\"\"><strong> Minimum to invest<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">1.5<\/td><td class=\"has-text-align-center\" data-align=\"center\">$100<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3679\" style=\"width: 38px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.47\u202fAM-Edited.png\" alt=\"\"><strong> Returns<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3680\" style=\"width: 31px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.32.01\u202fAM-e1748356491960-Edited.png\" alt=\"\"> <strong>Risk<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">8%<\/td><td class=\"has-text-align-center\" data-align=\"center\">Medium<\/td><\/tr><\/tbody><\/table><\/figure>\n"]}],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:50%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:50%\">",null,"<\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]}],"innerHTML":"\n<div class=\"wp-block-columns\">\n\n\n\n<\/div>\n","innerContent":["\n<div class=\"wp-block-columns\">",null,"\n\n",null,"\n\n",null,"<\/div>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"h-pros-and-cons-of-nico\">Pros and cons of Nico<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"h-pros-and-cons-of-nico\">Pros and cons of Nico<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"acf\/pro-con","attrs":{"name":"acf\/pro-con","data":{"pro_icon":"","_pro_icon":"field_652d6dd6b35e4","pro_title":"Pros","_pro_title":"field_652d6df3b35e5","pro_content":"<div class=\"ProsCons_Pros__m4eEk\">\r\n<div class=\"ProsCons_Pros__m4eEk\">\r\n<div class=\"ProsCons_Pros__m4eEk\">\r\n<div class=\"ProsCons_Pros__m4eEk\">\r\n<div class=\"ProsCons_Pros__m4eEk\">\r\n<div class=\"ProsCons_Pros__m4eEk\">\r\n<div class=\"ProsCons_Pros__m4eEk\">\r\n<div>\r\n<ul>\r\n \t<li>Start investing with only $100<\/li>\r\n \t<li>Build equity in real estate holdings over time, while getting a share of quarterly income from properties held<\/li>\r\n \t<li>Make an impact in a local neighborhood<\/li>\r\n \t<li>Local investors have a say in management of REIT<\/li>\r\n<\/ul>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>","_pro_content":"field_652d6e03b35e6","con_icon":"","_con_icon":"field_652d6e0eb35e7","con_title":"Cons","_con_title":"field_652d6e19b35e8","con_content":"<div class=\"ProsCons_Cons___wyv4\">\r\n<div class=\"ProsCons_Cons___wyv4\">\r\n<div>\r\n<ul>\r\n \t<li>Some benefits only available to local investors<\/li>\r\n \t<li>Holdings contained entirely within one neighborhood, making portfolio more vulnerable to local downturns<\/li>\r\n \t<li>With only three properties currently owned, potential return for investors\u00a0 is somewhat limited<\/li>\r\n<\/ul>\r\n<\/div>\r\n<\/div>\r\n<\/div>","_con_content":"field_652d6e20b35e9"},"mode":"preview"},"innerBlocks":[],"innerHTML":"","innerContent":[]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"h-what-is-nico\">What is Nico?<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"h-what-is-nico\">What is Nico?<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Nico is a\u00a0REIT (real estate investment trust), but not your typical REIT. Organized as a public benefit corporation, the platform prioritizes both shareholder value and positive social and environmental impacts.<\/p>\n","innerContent":["\n<p>Nico is a\u00a0REIT (real estate investment trust), but not your typical REIT. Organized as a public benefit corporation, the platform prioritizes both shareholder value and positive social and environmental impacts.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Nico bills itself as \u201cthe world\u2019s first neighborhood REIT\u201d, focused specifically on the Echo Park area of Los Angeles, with the stated goal of localizing wealth creation and increasing the stability and financial well being of the neighborhood. The platform has a low investment threshold ($100) which means that it\u2019s not limited to institutional investors, but rather geared towards retail investing by everyday people. Shares are available for both local and non-local investors, with local residents receiving some unique benefits like input on the REIT\u2019s social and environmental impacts and preferential payouts.<\/p>\n","innerContent":["\n<p>Nico bills itself as \u201cthe world\u2019s first neighborhood REIT\u201d, focused specifically on the Echo Park area of Los Angeles, with the stated goal of localizing wealth creation and increasing the stability and financial well being of the neighborhood. The platform has a low investment threshold ($100) which means that it\u2019s not limited to institutional investors, but rather geared towards retail investing by everyday people. Shares are available for both local and non-local investors, with local residents receiving some unique benefits like input on the REIT\u2019s social and environmental impacts and preferential payouts.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Cofounders John Chaffetz and Max Levine have extensive real estate experience and live in LA. They are currently in early stage talks with stakeholders in other neighborhoods across the country and may look to expand the scope of the business in the near future.<\/p>\n","innerContent":["\n<p>Cofounders John Chaffetz and Max Levine have extensive real estate experience and live in LA. They are currently in early stage talks with stakeholders in other neighborhoods across the country and may look to expand the scope of the business in the near future.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/columns","attrs":[],"innerBlocks":[{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"50%"},"innerBlocks":[{"blockName":"core\/image","attrs":{"id":5108,"sizeSlug":"full","linkDestination":"none"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-image size-full\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-172.png\" alt=\"\" class=\"wp-image-5108\"\/><\/figure>\n","innerContent":["\n<figure class=\"wp-block-image size-full\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-172.png\" alt=\"\" class=\"wp-image-5108\"\/><\/figure>\n"]}],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:50%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:50%\">",null,"<\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]}],"innerHTML":"\n<div class=\"wp-block-columns\">\n\n\n\n<\/div>\n","innerContent":["\n<div class=\"wp-block-columns\">",null,"\n\n",null,"\n\n",null,"<\/div>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\" id=\"h-how-does-nico-work\"><strong>How does Nico work?<\/strong><\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\" id=\"h-how-does-nico-work\"><strong>How does Nico work?<\/strong><\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Nico currently owns three rent-stabilized multi-family and mixed use properties. These properties provide investors with income in the form of quarterly dividend payments, as well as the potential for return on investment if the properties increase in value over time.<\/p>\n","innerContent":["\n<p>Nico currently owns three rent-stabilized multi-family and mixed use properties. These properties provide investors with income in the form of quarterly dividend payments, as well as the potential for return on investment if the properties increase in value over time.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\"><strong>Who can invest with Nico?<\/strong><\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\"><strong>Who can invest with Nico?<\/strong><\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Nico is open to all investors who:<\/p>\n","innerContent":["\n<p>Nico is open to all investors who:<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/list","attrs":[],"innerBlocks":[{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Are at least 18 years old<\/li>\n","innerContent":["\n<li>Are at least 18 years old<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Have a US bank account<\/li>\n","innerContent":["\n<li>Have a US bank account<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Have a social security number or US tax ID number<\/li>\n","innerContent":["\n<li>Have a social security number or US tax ID number<\/li>\n"]}],"innerHTML":"\n<ul class=\"wp-block-list\">\n\n\n\n<\/ul>\n","innerContent":["\n<ul class=\"wp-block-list\">",null,"\n\n",null,"\n\n",null,"<\/ul>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"whereGetsItRight\">Where Nico gets it right<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"whereGetsItRight\">Where Nico gets it right<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>$100 minimum investment<\/strong><\/p>\n","innerContent":["\n<p><strong>$100 minimum investment<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>With only $100 needed to get started, Nico makes it accessible for everyone to invest. No need to be a billionaire philanthropist; this is impact investing for the average joe.<\/p>\n","innerContent":["\n<p>With only $100 needed to get started, Nico makes it accessible for everyone to invest. No need to be a billionaire philanthropist; this is impact investing for the average joe.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>Build equity while receiving dividends<\/strong><\/p>\n","innerContent":["\n<p><strong>Build equity while receiving dividends<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Since the properties owned by Nico are income-producing, you will earn a portion of that income through quarterly dividend payments. At the same time, if the underlying value of the assets increases, your investment in the REIT also increases in value.<\/p>\n","innerContent":["\n<p>Since the properties owned by Nico are income-producing, you will earn a portion of that income through quarterly dividend payments. At the same time, if the underlying value of the assets increases, your investment in the REIT also increases in value.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>Local impact<\/strong><\/p>\n","innerContent":["\n<p><strong>Local impact<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Because Nico has the stated goals of improving and stabilizing the financial health of the Echo Park neighborhood, by investing in the REIT you have the opportunity to be a part of a project that actually helps other people. Doesn\u2019t hurt that you can make a profit too.<\/p>\n","innerContent":["\n<p>Because Nico has the stated goals of improving and stabilizing the financial health of the Echo Park neighborhood, by investing in the REIT you have the opportunity to be a part of a project that actually helps other people. Doesn\u2019t hurt that you can make a profit too.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>Input on REIT management<\/strong><\/p>\n","innerContent":["\n<p><strong>Input on REIT management<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>If you\u2019re a local investor in the Echo Park REIT you have added perks. In addition to earning dividends and gaining a return if the properties in the REIT increase in value, you also have priority standing in eventual payouts and get direct input into the management and ownership of the real estate included in the REIT.<\/p>\n","innerContent":["\n<p>If you\u2019re a local investor in the Echo Park REIT you have added perks. In addition to earning dividends and gaining a return if the properties in the REIT increase in value, you also have priority standing in eventual payouts and get direct input into the management and ownership of the real estate included in the REIT.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"whereCouldDoBetter\">Where Nico could do better<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"whereCouldDoBetter\">Where Nico could do better<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>No perks for non-locals<\/strong><\/p>\n","innerContent":["\n<p><strong>No perks for non-locals<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>If you aren\u2019t a local investor you don\u2019t have access to the perks mentioned above. In addition, while local investors can redeem shares after only 6 months, non-local investors must wait at least 2 years to redeem shares\u20145 if you want to get the full value of your shares.<\/p>\n","innerContent":["\n<p>If you aren\u2019t a local investor you don\u2019t have access to the perks mentioned above. In addition, while local investors can redeem shares after only 6 months, non-local investors must wait at least 2 years to redeem shares\u20145 if you want to get the full value of your shares.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>No diversification<\/strong><\/p>\n","innerContent":["\n<p><strong>No diversification<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Since the REIT is focused on a single small geographic area, this could potentially leave it vulnerable to local economic downturns. Unlike other REITs, which might spread their holdings over a wider area and thus be unaffected by local trends, the Nico REIT is extremely dependent on the economic outlook of the Los Angeles area.<\/p>\n","innerContent":["\n<p>Since the REIT is focused on a single small geographic area, this could potentially leave it vulnerable to local economic downturns. Unlike other REITs, which might spread their holdings over a wider area and thus be unaffected by local trends, the Nico REIT is extremely dependent on the economic outlook of the Los Angeles area.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>Small in size<\/strong><\/p>\n","innerContent":["\n<p><strong>Small in size<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>The Nico platform is very new (active only since 2020) and pretty limited in scope. The REIT owns three rental properties, which could mean that returns are limited, not necessarily in percentage but in actual dollar amounts. Many REITs operate on a much larger scale.<\/p>\n","innerContent":["\n<p>The Nico platform is very new (active only since 2020) and pretty limited in scope. The REIT owns three rental properties, which could mean that returns are limited, not necessarily in percentage but in actual dollar amounts. Many REITs operate on a much larger scale.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"canYouReallyMakeMoneyOn\">Can you really make money on Nico?<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"canYouReallyMakeMoneyOn\">Can you really make money on Nico?<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Since Nico is so new, it\u2019s difficult to get a clear picture of what the platform\u2019s returns might look like. We can look at REITs as a whole though, and while they don\u2019t generally have astronomical returns\u2014thirty year annualized percentages look a lot like the regular old stock market\u2014they tend to be an easy-to-invest-in and stable asset class.<\/p>\n","innerContent":["\n<p>Since Nico is so new, it\u2019s difficult to get a clear picture of what the platform\u2019s returns might look like. We can look at REITs as a whole though, and while they don\u2019t generally have astronomical returns\u2014thirty year annualized percentages look a lot like the regular old stock market\u2014they tend to be an easy-to-invest-in and stable asset class.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/columns","attrs":[],"innerBlocks":[{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"50%"},"innerBlocks":[{"blockName":"core\/image","attrs":{"id":5109,"sizeSlug":"large","linkDestination":"none"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-image size-large\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-173-1024x854.png\" alt=\"\" class=\"wp-image-5109\"\/><\/figure>\n","innerContent":["\n<figure class=\"wp-block-image size-large\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-173-1024x854.png\" alt=\"\" class=\"wp-image-5109\"\/><\/figure>\n"]}],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:50%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:50%\">",null,"<\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]}],"innerHTML":"\n<div class=\"wp-block-columns\">\n\n\n\n<\/div>\n","innerContent":["\n<div class=\"wp-block-columns\">",null,"\n\n",null,"\n\n",null,"<\/div>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\" id=\"h-how-do-i-make-money-with-nico\"><strong>How do I make money with Nico?<\/strong><\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\" id=\"h-how-do-i-make-money-with-nico\"><strong>How do I make money with Nico?<\/strong><\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You make money with Nico two different ways. First, as a REIT, Nico is required to pay a minimum of 90% of taxable income to shareholders in the form of dividends. Nico pays those dividends on a quarterly schedule. Additionally, as a fractional owner of the properties included in the REIT, you have the potential to make money when those properties increase in value. Were those properties to then be sold you would be owed a portion of the sale proceeds.&nbsp;<\/p>\n","innerContent":["\n<p>You make money with Nico two different ways. First, as a REIT, Nico is required to pay a minimum of 90% of taxable income to shareholders in the form of dividends. Nico pays those dividends on a quarterly schedule. Additionally, as a fractional owner of the properties included in the REIT, you have the potential to make money when those properties increase in value. Were those properties to then be sold you would be owed a portion of the sale proceeds.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\"><strong>How do I cash out with Nico?<\/strong><\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\"><strong>How do I cash out with Nico?<\/strong><\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Cashing out happens on two different schedules depending on whether you are a local or non local investor. Local investors are able to redeem their shares for their then-current value after a holding period of six months. Non-local investors must wait at least two years, at which point they can redeem their shares for a then-current value, minus 5%. To redeem shares for their full value non-local investors must wait five years.<\/p>\n","innerContent":["\n<p>Cashing out happens on two different schedules depending on whether you are a local or non local investor. Local investors are able to redeem their shares for their then-current value after a holding period of six months. Non-local investors must wait at least two years, at which point they can redeem their shares for a then-current value, minus 5%. To redeem shares for their full value non-local investors must wait five years.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\"><strong>Nico vs traditional investing<\/strong><\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\"><strong>Nico vs traditional investing<\/strong><\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>According to the National Association of Real Estate Investment Trusts, equity REITs (which Nico is) have an annualized average return of 10.1% over the last 30 years. The S&amp;P 500 has an annualized average return of 10.7% over the same period. So you won\u2019t necessarily be earning any more than you would with your money in the stock market. However, one key factor to keep in mind is the stability of real estate relative to stocks. When you look at returns on a yearly basis, rather than averaged over 3 decades, real estate tends to be much steadier and less volatile.<\/p>\n","innerContent":["\n<p>According to the National Association of Real Estate Investment Trusts, equity REITs (which Nico is) have an annualized average return of 10.1% over the last 30 years. The S&amp;P 500 has an annualized average return of 10.7% over the same period. So you won\u2019t necessarily be earning any more than you would with your money in the stock market. However, one key factor to keep in mind is the stability of real estate relative to stocks. When you look at returns on a yearly basis, rather than averaged over 3 decades, real estate tends to be much steadier and less volatile.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Another thing to keep in mind is the fact that real estate tends to be a decent hedge against inflation. In inflationary markets, stocks can be pretty volatile and your money doesn\u2019t go as far as it used to. Real estate values, though, tend to keep climbing on a steady upward trend.<\/p>\n","innerContent":["\n<p>Another thing to keep in mind is the fact that real estate tends to be a decent hedge against inflation. In inflationary markets, stocks can be pretty volatile and your money doesn\u2019t go as far as it used to. Real estate values, though, tend to keep climbing on a steady upward trend.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/columns","attrs":[],"innerBlocks":[{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"50%"},"innerBlocks":[{"blockName":"core\/image","attrs":{"id":5110,"sizeSlug":"full","linkDestination":"none"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-image size-full\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-174.png\" alt=\"\" class=\"wp-image-5110\"\/><\/figure>\n","innerContent":["\n<figure class=\"wp-block-image size-full\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-174.png\" alt=\"\" class=\"wp-image-5110\"\/><\/figure>\n"]}],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:50%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:50%\">",null,"<\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]}],"innerHTML":"\n<div class=\"wp-block-columns\">\n\n\n\n<\/div>\n","innerContent":["\n<div class=\"wp-block-columns\">",null,"\n\n",null,"\n\n",null,"<\/div>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"h-what-other-people-are-saying-about-nico\">What other people are saying about Nico<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"h-what-other-people-are-saying-about-nico\">What other people are saying about Nico<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Nico users like the ease and accessibility of the platform. It provides a low-barrier-to-entry way to start impact investing and people feel like they can make a difference with their money.<\/p>\n","innerContent":["\n<p>Nico users like the ease and accessibility of the platform. It provides a low-barrier-to-entry way to start impact investing and people feel like they can make a difference with their money.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/columns","attrs":[],"innerBlocks":[{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"50%"},"innerBlocks":[{"blockName":"core\/image","attrs":{"id":5111,"sizeSlug":"full","linkDestination":"none"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-image size-full\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-175.png\" alt=\"\" class=\"wp-image-5111\"\/><\/figure>\n","innerContent":["\n<figure class=\"wp-block-image size-full\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-175.png\" alt=\"\" class=\"wp-image-5111\"\/><\/figure>\n"]}],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:50%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:50%\">",null,"<\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]}],"innerHTML":"\n<div class=\"wp-block-columns\">\n\n\n\n<\/div>\n","innerContent":["\n<div class=\"wp-block-columns\">",null,"\n\n",null,"\n\n",null,"<\/div>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>One complaint about the platform is that it\u2019s still very small. Some users would prefer a larger and more diverse basket of holdings when choosing a REIT to invest in.<\/p>\n","innerContent":["\n<p>One complaint about the platform is that it\u2019s still very small. Some users would prefer a larger and more diverse basket of holdings when choosing a REIT to invest in.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\">Are there other apps like Nico?<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\">Are there other apps like Nico?<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>If you want to invest in a REIT, but aren\u2019t necessarily interested in the social and environmental impact aspect of Nico, there are multiple other options for you to choose from. You can browse our&nbsp;<a href=\"https:\/\/moneymade.io\/discover\"><u>platforms<\/u><\/a>&nbsp;to find other options, but here\u2019s how the most similar apps compare.<\/p>\n","innerContent":["\n<p>If you want to invest in a REIT, but aren\u2019t necessarily interested in the social and environmental impact aspect of Nico, there are multiple other options for you to choose from. You can browse our&nbsp;<a href=\"https:\/\/moneymade.io\/discover\"><u>platforms<\/u><\/a>&nbsp;to find other options, but here\u2019s how the most similar apps compare.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"h-our-hot-take-on-nico\">Our hot take on Nico<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"h-our-hot-take-on-nico\">Our hot take on Nico<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>If you're interested in diversifying your portfolio by adding real estate and possibly doing some good in a local community, Nico might be just the thing for you. With a low investment minimum, passive income in the form of quarterly dividends, and a stated mission to improve the stability and environment of Echo Park neighborhood of Los Angeles, the platform is a great way to dip a toe into both REITs and impact investing.<\/p>\n","innerContent":["\n<p>If you're interested in diversifying your portfolio by adding real estate and possibly doing some good in a local community, Nico might be just the thing for you. With a low investment minimum, passive income in the form of quarterly dividends, and a stated mission to improve the stability and environment of Echo Park neighborhood of Los Angeles, the platform is a great way to dip a toe into both REITs and impact investing.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>That being said, while REITs have an established and non-volatile track record, Nico is still a fairly new platform, so make sure you\u2019re ok with limited historical data to review before investing. You should also be aware that Nico\u2019s REIT is small in scope, and if you\u2019re not a local resident, you\u2019ll be missing out on some of the benefits of investing with the platform.<\/p>\n","innerContent":["\n<p>That being said, while REITs have an established and non-volatile track record, Nico is still a fairly new platform, so make sure you\u2019re ok with limited historical data to review before investing. You should also be aware that Nico\u2019s REIT is small in scope, and if you\u2019re not a local resident, you\u2019ll be missing out on some of the benefits of investing with the platform.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\" id=\"howDoISignUpFor\">I\u2019m in! How do I sign up for Nico?<\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\" id=\"howDoISignUpFor\">I\u2019m in! How do I sign up for Nico?<\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\">1.&nbsp;Sign up with your email address.<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\">1.&nbsp;Sign up with your email address.<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Once you sign up, you\u2019ll be asked to verify your email address, and then will choose a username and password.<\/p>\n","innerContent":["\n<p>Once you sign up, you\u2019ll be asked to verify your email address, and then will choose a username and password.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\">2.&nbsp;Set up your payment method and investment preferences.<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\">2.&nbsp;Set up your payment method and investment preferences.<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>After signing in, you\u2019ll be asked to choose a payment method and decide how much you want to invest. You\u2019ll also be asked to decide if you would like your quarterly dividends reinvested or paid out to you.<\/p>\n","innerContent":["\n<p>After signing in, you\u2019ll be asked to choose a payment method and decide how much you want to invest. You\u2019ll also be asked to decide if you would like your quarterly dividends reinvested or paid out to you.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\">3.&nbsp;Start investing!<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\">3.&nbsp;Start investing!<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Once you\u2019ve chosen an amount to invest, sit back and relax. You\u2019re on your way to passive income and making a difference.<\/p>\n","innerContent":["\n<p>Once you\u2019ve chosen an amount to invest, sit back and relax. You\u2019re on your way to passive income and making a difference.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\">4.&nbsp;Come back to MoneyMade to track all your investments in one place.<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\">4.&nbsp;Come back to MoneyMade to track all your investments in one place.<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You can always track your Nico investment, along with any other investments you have, here on MoneyMade by connecting your accounts.<\/p>\n","innerContent":["\n<p>You can always track your Nico investment, along with any other investments you have, here on MoneyMade by connecting your accounts.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"acf\/accordion","attrs":{"name":"acf\/accordion","data":{"accordion_section_title":"FAQs","_accordion_section_title":"field_5f32a62824764","hide_faq_schema":"0","_hide_faq_schema":"field_663bca3331aee","accordion_0_default_to_open":"0","_accordion_0_default_to_open":"field_654e4a8b73ed0","accordion_0_accordion_title":"What is a neighborhood REIT?","_accordion_0_accordion_title":"field_5f32a68324766","accordion_0_accordion_content":"<div class=\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\">\r\n<p class=\"mu-p1 FontGenerator-module_Font__-qoUg FontGenerator-module_Light__sW-hU \">Nico is the first of its kind, and unlike a traditional REIT is structured as a benefit corporation. This means that the company is focused on finding a balance between shareholder returns and the social and environmental impacts of the REIT on the local community of Echo Park. stakeholders.<\/p>\r\n\r\n<\/div>","_accordion_0_accordion_content":"field_5f32a6b424767","accordion_1_default_to_open":"0","_accordion_1_default_to_open":"field_654e4a8b73ed0","accordion_1_accordion_title":"Is now a good time to buy REITs?","_accordion_1_accordion_title":"field_5f32a68324766","accordion_1_accordion_content":"In 2021, REITs performed extremely well, with a 31.37% return rate (according to Nareit). Additionally, real estate can act as a hedge against inflation, and it is unclear when the current rate of inflation will ease.","_accordion_1_accordion_content":"field_5f32a6b424767","accordion":2,"_accordion":"field_5f32a64724765"},"mode":"preview"},"innerBlocks":[],"innerHTML":"","innerContent":[]}],"_links":{"self":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/posts\/5105","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/comments?post=5105"}],"version-history":[{"count":0,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/posts\/5105\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/media\/5106"}],"wp:attachment":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/media?parent=5105"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/categories?post=5105"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/tags?post=5105"},{"taxonomy":"post_authors","embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/post_authors?post=5105"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}