{"id":5112,"date":"2022-01-21T14:12:00","date_gmt":"2022-01-21T14:12:00","guid":{"rendered":"https:\/\/moneymade.wpenginepowered.com\/?p=5112"},"modified":"2026-03-04T20:53:44","modified_gmt":"2026-03-04T20:53:44","slug":"public-review","status":"publish","type":"post","link":"https:\/\/moneymade.io\/learn\/reviews\/public-review\/","title":{"rendered":"Public Review: Social Investing With $0 Fees"},"content":{"rendered":"\n<p><strong><em>Public allows you to trade stocks, ETFs and cryptocurrencies while sharing insight with other investors.<\/em><\/strong><\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:80%\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"299\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-176.png\" alt=\"\" class=\"wp-image-5114\" style=\"width:722px;height:auto\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-176.png 450w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-176-300x199.png 300w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-176-387x257.png 387w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-176-256x170.png 256w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n<\/div>\n\n\n\n<p>Public is a social investing community made up of more than 2 million investors. You can trade stocks, ETFs and cryptocurrencies on Public and even purchase fractional shares, so you don&#8217;t need much money to get started.&nbsp;<\/p>\n\n\n\n<p>But what sets Public apart is the ability to learn from others on the platform. This Public review can help you decide if the latest in social investing apps is right for you.<\/p>\n\n\n\n<h2 id='borrow-our-cheat-sheet' class=\"wp-block-heading\" id=\"h-borrow-our-cheat-sheet\">Borrow our cheat sheet<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><img loading=\"lazy\" decoding=\"async\" width=\"33\" height=\"33\" class=\"wp-image-3677\" style=\"width: 33px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.30.51\u202fAM-e1748356420835-Edited.png\" alt=\"\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.30.51\u202fAM-e1748356420835-Edited.png 33w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.30.51\u202fAM-e1748356420835-Edited-15x15.png 15w\" sizes=\"auto, (max-width: 33px) 100vw, 33px\" \/> <strong>Fees<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img loading=\"lazy\" decoding=\"async\" width=\"44\" height=\"44\" class=\"wp-image-3678\" style=\"width: 44px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.39\u202fAM-Edited.png\" alt=\"\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.39\u202fAM-Edited.png 44w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.39\u202fAM-Edited-15x15.png 15w\" sizes=\"auto, (max-width: 44px) 100vw, 44px\" \/><strong> Minimum to invest<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">0% stocks and ETFs during regular market hours; Crypto: 1% or 2% markup; Public Premium: $10\/month<\/td><td class=\"has-text-align-center\" data-align=\"center\">$1<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img loading=\"lazy\" decoding=\"async\" width=\"38\" height=\"38\" class=\"wp-image-3679\" style=\"width: 38px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.47\u202fAM-Edited.png\" alt=\"\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.47\u202fAM-Edited.png 38w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.47\u202fAM-Edited-15x15.png 15w\" sizes=\"auto, (max-width: 38px) 100vw, 38px\" \/><strong> Returns<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img loading=\"lazy\" decoding=\"async\" width=\"31\" height=\"31\" class=\"wp-image-3680\" style=\"width: 31px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.32.01\u202fAM-e1748356491960-Edited.png\" alt=\"\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.32.01\u202fAM-e1748356491960-Edited.png 31w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.32.01\u202fAM-e1748356491960-Edited-15x15.png 15w\" sizes=\"auto, (max-width: 31px) 100vw, 31px\" \/> <strong>Risk<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Varied<\/td><td class=\"has-text-align-center\" data-align=\"center\">Medium<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<h2 id='pros-and-cons-of-public' class=\"wp-block-heading\" id=\"h-pros-and-cons-of-public\">Pros and cons of Public<\/h2>\n\n\n\n<div class=\"acf-block\">\n  <div class=\"pro-con\">\n    <div class=\"pro-con__half\">\n      <div class=\"pro-con__title\">\n                  <svg width=\"20\" height=\"22\" viewBox=\"0 0 20 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M18.3 9.35008C17.9676 9.00064 17.5672 8.72282 17.1236 8.53367C16.6799 8.34451 16.2023 8.24801 15.72 8.25008H14.06V8.20008C14.2 7.71008 14.33 7.20008 14.43 6.83008C14.7413 5.73795 14.8062 4.59033 14.62 3.47008C14.5091 2.74612 14.2243 2.05984 13.79 1.47008C13.3779 0.936521 12.8015 0.553474 12.15 0.380078C11.9569 0.332798 11.7588 0.30929 11.56 0.310078H11.44C11.1748 0.326457 10.916 0.39798 10.68 0.520078C10.2294 0.785815 9.89417 1.21017 9.74 1.71008V1.80008V1.91008L9.62 2.00008V2.17008L9.43 2.82008L9.33 3.16008L8.93 4.58008C8.90665 4.66566 8.87655 4.74925 8.84 4.83008C8.39 5.53008 7.91 6.24008 7.43 6.96008L6.56 8.25008H3.25C2.58696 8.25008 1.95107 8.51347 1.48223 8.98231C1.01339 9.45115 0.75 10.087 0.75 10.7501V18.7501C0.75 19.4131 1.01339 20.049 1.48223 20.5178C1.95107 20.9867 2.58696 21.2501 3.25 21.2501H5.25C5.87515 21.2502 6.47651 21.0104 6.93 20.5801C8.05 20.8301 9.29 21.0901 10.3 21.3001L11.7 21.5901L11.94 21.6501C12.1112 21.6891 12.285 21.7159 12.46 21.7301C12.6198 21.74 12.7802 21.74 12.94 21.7301C14.0439 21.7287 15.1163 21.3621 15.99 20.6874C16.8638 20.0127 17.4896 19.0678 17.77 18.0001C18.18 16.3801 19.04 13.0001 19.05 13.0001C19.1498 12.6508 19.2134 12.2923 19.24 11.9301C19.2653 11.4589 19.1951 10.9874 19.0336 10.544C18.872 10.1007 18.6225 9.69455 18.3 9.35008ZM12.94 19.7601H12.67H12.56L12.09 19.6701L10.71 19.3901L7.71 18.7501V10.0801C8.14 9.41008 8.59 8.74008 9.04 8.08008C9.49 7.42008 10 6.67008 10.47 6.00008C10.627 5.75053 10.7418 5.47688 10.81 5.19008L11.22 3.77008L11.33 3.38008L11.5 2.78008L11.56 2.55008V2.45008V2.40008C11.5571 2.37015 11.5571 2.34001 11.56 2.31008C11.7805 2.36033 11.9735 2.49262 12.1 2.68008C12.3391 3.03066 12.4963 3.43052 12.56 3.85008C12.6869 4.69246 12.6289 5.55236 12.39 6.37008C12.21 7.07008 11.67 9.01008 11.67 9.01008C11.6282 9.15765 11.6208 9.31287 11.6486 9.46373C11.6763 9.61459 11.7384 9.75705 11.83 9.88008C11.9242 10.0037 12.0435 10.1059 12.18 10.1801C12.322 10.2427 12.4749 10.2767 12.63 10.2801H15.63C15.8377 10.274 16.0444 10.3115 16.2368 10.3901C16.4292 10.4686 16.603 10.5866 16.7471 10.7363C16.8911 10.886 17.0023 11.0643 17.0734 11.2595C17.1445 11.4548 17.174 11.6627 17.16 11.8701C17.1341 12.0899 17.0906 12.3072 17.03 12.5201C17.03 12.5201 16.16 15.9101 15.74 17.5201C15.5767 18.1452 15.216 18.7008 14.7115 19.1044C14.207 19.508 13.5857 19.738 12.94 19.7601ZM2.75 10.7601C2.74717 10.6937 2.75817 10.6274 2.78229 10.5654C2.80642 10.5035 2.84315 10.4472 2.89015 10.4002C2.93716 10.3532 2.99342 10.3165 3.05536 10.2924C3.1173 10.2682 3.18358 10.2572 3.25 10.2601H5.75V18.7601C5.75283 18.8265 5.74183 18.8928 5.71771 18.9547C5.69358 19.0167 5.65685 19.0729 5.60985 19.1199C5.56284 19.1669 5.50658 19.2037 5.44464 19.2278C5.3827 19.2519 5.31642 19.2629 5.25 19.2601H3.25C3.18358 19.2629 3.1173 19.2519 3.05536 19.2278C2.99342 19.2037 2.93716 19.1669 2.89015 19.1199C2.84315 19.0729 2.80642 19.0167 2.78229 18.9547C2.75817 18.8928 2.74717 18.8265 2.75 18.7601V10.7601Z\" fill=\"#14AEA5\"\/>\n<\/svg>\n\n                  <h4>Pros<\/h4>\n              <\/div>\n      <div class=\"pro-con__content\">\n        <div class=\"ProsCons_Pros__m4eEk\">\n<div>\n<ul>\n<li>$0 commissions and no minimum deposit required<\/li>\n<li>Fractional share trading<\/li>\n<li>Unique social trading features<\/li>\n<\/ul>\n<\/div>\n<\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"pro-con__half\">\n      <div class=\"pro-con__title\">\n                  <svg width=\"20\" height=\"22\" viewBox=\"0 0 20 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M18.3 12.6499C17.9676 12.9994 17.5672 13.2772 17.1236 13.4663C16.6799 13.6555 16.2023 13.752 15.72 13.7499H14.06V13.7999C14.2 14.2899 14.33 14.7999 14.43 15.1699C14.7413 16.262 14.8062 17.4097 14.62 18.5299C14.5091 19.2539 14.2243 19.9402 13.79 20.5299C13.3779 21.0635 12.8015 21.4465 12.15 21.6199C11.9569 21.6672 11.7588 21.6907 11.56 21.6899H11.44C11.1748 21.6735 10.916 21.602 10.68 21.4799C10.2294 21.2142 9.89417 20.7898 9.74 20.2899V20.1999V20.0899L9.62 19.9999V19.8299L9.43 19.1799L9.33 18.8399L8.93 17.4199C8.90665 17.3343 8.87655 17.2507 8.84 17.1699C8.39 16.4699 7.91 15.7599 7.43 15.0399L6.56 13.7499H3.25C2.58696 13.7499 1.95107 13.4865 1.48223 13.0177C1.01339 12.5488 0.75 11.913 0.75 11.2499V3.24992C0.75 2.58688 1.01339 1.951 1.48223 1.48215C1.95107 1.01331 2.58696 0.749922 3.25 0.749922H5.25C5.87515 0.749792 6.47651 0.989618 6.93 1.41992C8.05 1.16992 9.29 0.909922 10.3 0.699923L11.7 0.409922L11.94 0.349922C12.1112 0.31085 12.285 0.284115 12.46 0.269922C12.6198 0.259991 12.7802 0.259991 12.94 0.269922C14.0439 0.271252 15.1163 0.637867 15.99 1.31259C16.8638 1.98732 17.4896 2.93222 17.77 3.99992C18.18 5.61992 19.04 8.99992 19.05 8.99992C19.1498 9.34915 19.2134 9.7077 19.24 10.0699C19.2653 10.5411 19.1951 11.0126 19.0336 11.456C18.872 11.8993 18.6225 12.3055 18.3 12.6499ZM12.94 2.23992H12.67H12.56L12.09 2.32992L10.71 2.60992L7.71 3.24992V11.9199C8.14 12.5899 8.59 13.2599 9.04 13.9199C9.49 14.5799 10 15.3299 10.47 15.9999C10.627 16.2495 10.7418 16.5231 10.81 16.8099L11.22 18.2299L11.33 18.6199L11.5 19.2199L11.56 19.4499V19.5499V19.5999C11.5571 19.6299 11.5571 19.66 11.56 19.6899C11.7805 19.6397 11.9735 19.5074 12.1 19.3199C12.3391 18.9693 12.4963 18.5695 12.56 18.1499C12.6869 17.3075 12.6289 16.4476 12.39 15.6299C12.21 14.9299 11.67 12.9899 11.67 12.9899C11.6282 12.8423 11.6208 12.6871 11.6486 12.5363C11.6763 12.3854 11.7384 12.243 11.83 12.1199C11.9242 11.9963 12.0435 11.8941 12.18 11.8199C12.322 11.7573 12.4749 11.7233 12.63 11.7199H15.63C15.8377 11.726 16.0444 11.6885 16.2368 11.6099C16.4292 11.5314 16.603 11.4134 16.7471 11.2637C16.8911 11.114 17.0023 10.9357 17.0734 10.7405C17.1445 10.5452 17.174 10.3373 17.16 10.1299C17.1341 9.91014 17.0906 9.69277 17.03 9.47992C17.03 9.47992 16.16 6.08992 15.74 4.47992C15.5767 3.85483 15.216 3.29916 14.7115 2.89556C14.207 2.49197 13.5857 2.26202 12.94 2.23992ZM2.75 11.2399C2.74717 11.3063 2.75817 11.3726 2.78229 11.4346C2.80642 11.4965 2.84315 11.5528 2.89015 11.5998C2.93716 11.6468 2.99342 11.6835 3.05536 11.7076C3.1173 11.7318 3.18358 11.7428 3.25 11.7399H5.75V3.23992C5.75283 3.17351 5.74183 3.10723 5.71771 3.04528C5.69358 2.98334 5.65685 2.92708 5.60985 2.88008C5.56284 2.83307 5.50658 2.79634 5.44464 2.77221C5.3827 2.74809 5.31642 2.73709 5.25 2.73992H3.25C3.18358 2.73709 3.1173 2.74809 3.05536 2.77221C2.99342 2.79634 2.93716 2.83307 2.89015 2.88008C2.84315 2.92708 2.80642 2.98334 2.78229 3.04528C2.75817 3.10723 2.74717 3.17351 2.75 3.23992V11.2399Z\" fill=\"#ED2348\"\/>\n<\/svg>\n\n                 <h4>Cons<\/h4>\n              <\/div>\n      <div class=\"pro-con__content\">\n        <div class=\"ProsCons_Cons___wyv4\">\n<div>\n<ul>\n<li>You&#8217;ll have to pay a cryptocurrency markup fee<\/li>\n<li>Narrower selection of assets to invest in than some competitors<\/li>\n<li>No phone support<\/li>\n<\/ul>\n<\/div>\n<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<h2 id='what-is-public' class=\"wp-block-heading\" id=\"h-what-is-public\">What is Public?<\/h2>\n\n\n\n<p>Public is a trading platform that offers social investing features. In addition to buying and selling stocks, ETFs and cryptocurrencies, you can also monitor the investments other users are making and take advantage of Public&#8217;s community learning resources.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"307\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2022\/01\/Public_Logo-1024x307.png\" alt=\"\" class=\"wp-image-7354\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2022\/01\/Public_Logo-1024x307.png 1024w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2022\/01\/Public_Logo-300x90.png 300w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2022\/01\/Public_Logo-768x230.png 768w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2022\/01\/Public_Logo-431x129.png 431w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2022\/01\/Public_Logo-286x86.png 286w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2022\/01\/Public_Logo.png 1501w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-does-public-work-nbsp\"><strong>How does Public work?&nbsp;<\/strong><\/h3>\n\n\n\n<p>You can sign up for a Public account with no minimum deposit required. You&#8217;ll use the third party-service Plaid to link your bank account and fund your Public account. You can also mail in a check, send a wire transfer or use micro-deposits to move money from your bank to Public.<\/p>\n\n\n\n<p>With your deposited funds, you can purchase stocks, ETFs or cryptocurrency. Public makes it easy to find investments as you can search by name, see what other people are trading, or explore pre-set investing themes such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Public Top 10:<\/strong>&nbsp;These are the most popular investments within the community.&nbsp;<\/li>\n\n\n\n<li><strong>The Metaverse<\/strong>: These include companies that are focused on enhancing digital experiences and creating a virtual world.<\/li>\n\n\n\n<li><strong>Diverse leadership<\/strong>: These include companies that place a high premium on diversity and inclusion.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Unlike with a robo-advisor, you will ultimately need to select your own investments and build your own portfolio. However, Public&#8217;s social investing component can make that easier, as you can see what others are investing in and why, follow members of the community to track their portfolio or create group chats with other Public members to discuss investing opportunities.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Who can invest with Public?&nbsp;<\/strong><\/h3>\n\n\n\n<p>In order to invest with Public, you must:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Be 18 or older<\/li>\n\n\n\n<li>Have a valid Social Security Number<\/li>\n\n\n\n<li>Have a legal residential address in the United States<\/li>\n\n\n\n<li>Be classified as a U.S. citizen or U.S. permanent resident, or possess a valid visa<\/li>\n<\/ul>\n\n\n\n<h2 id='where-public-gets-it-right' class=\"wp-block-heading\" id=\"whereGetsItRight\">Where Public gets it right<\/h2>\n\n\n\n<p><strong>No commissions, few fees and no minimum balance required&nbsp;<\/strong><\/p>\n\n\n\n<p>You don&#8217;t need a lot of money to invest with Public since there&#8217;s no minimum balance requirement to maintain and you won&#8217;t have to pay a commission to buy or sell stocks or ETFs. There are also few other fees to worry about, although you will have to pay a small amount each month if you want paper statements or paper confirmations of trades.&nbsp;<\/p>\n\n\n\n<p><strong>Fractional share trading&nbsp;<\/strong><\/p>\n\n\n\n<p>Fractional share trading allows you to buy partial shares so your investing options aren&#8217;t constrained by your budget. It&#8217;s possible to invest in stocks, ETFs and cryptocurrencies with as little as $1 so you don&#8217;t have to amass a fortune to get started building a diversified portfolio. This is a lower minimum investment requirement than some competitors offering fractional shares, such as Schwab, which requires a $5 minimum investment to purchase its version of fractional shares called Stock Slices.&nbsp;<\/p>\n\n\n\n<p><strong>Unique social trading features&nbsp;<\/strong><\/p>\n\n\n\n<p>Few other brokerage firms allow you to monitor the portfolios of others, receive details about trades in a news feed, or participate in chats to understand why fellow community members have made their investment choices. Public does all of that, giving you the opportunity to learn from the collective wisdom of more than two million Public users.<\/p>\n\n\n\n<h2 id='where-public-could-do-better' class=\"wp-block-heading\" id=\"whereCouldDoBetter\">Where Public could do better<\/h2>\n\n\n\n<p><strong>Cryptocurrency markup fees reduce potential returns&nbsp;<\/strong><\/p>\n\n\n\n<p>When you trade cryptocurrencies with Public, the orders are sent to Apex Crypto to execute. Apex Crypto charges for its services by imposing a markup of 1% to 2% on cryptocurrency transactions. As a result, if you invest $100 in a cryptocurrency trading for $100, Apex Crypto will impose a $1 or $2 charge and you&#8217;ll end up owning slightly less than a full portion of the $100 coin because Apex will take either $1 or $2 of the $100 you invested.<\/p>\n\n\n\n<p><strong>Public&#8217;s investment options are limited<\/strong><\/p>\n\n\n\n<p>Public allows you to invest in thousands of stocks and ETFs, but not every stock that other brokerage firms offer is available. Public also offers just 27 cryptocurrencies to choose from. While this includes most major virtual currencies, some altcoins are left off the platform.&nbsp;<\/p>\n\n\n\n<p>You also cannot invest in mutual funds; bonds; or certificates of deposit with Public, while many competitors allow access to these asset classes.&nbsp;<\/p>\n\n\n\n<p><strong>No phone support<\/strong><\/p>\n\n\n\n<p>You can contact Public via email or live chat, but there&#8217;s no phone support number available. If you need timely help from a person you speak to directly, this likely won&#8217;t be available.<\/p>\n\n\n\n<h2 id='can-you-really-make-money-on-public' class=\"wp-block-heading\" id=\"canYouReallyMakeMoneyOn\">Can you really make money on Public?<\/h2>\n\n\n\n<p>Your ability to make money on Public varies depending on what you invest in. It&#8217;s up to you to build your own portfolio by buying the stocks, ETFs and cryptocurrencies that Public allows you to trade. Your investment performance will be determined solely based on whether you make smart decisions in acquiring assets.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"693\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-178-1024x693.png\" alt=\"\" class=\"wp-image-5117\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-178-1024x693.png 1024w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-178-300x203.png 300w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-178-768x520.png 768w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-178-380x257.png 380w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-178-251x170.png 251w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-178.png 1098w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-do-i-make-money-with-public-nbsp\"><strong>How do I make money with Public?&nbsp;<\/strong><\/h3>\n\n\n\n<p>You can make money with Public by carefully researching investment options and choosing to build a diversified portfolio of stocks, ETFs and potentially cryptocurrencies. If the assets that you have personally chosen to invest in perform well, then you will make money.<\/p>\n\n\n\n<p>Public aims to make it easier to build a diversified portfolio by offering suggestions and insight into what assets others have been purchasing. By harnessing the power of collective knowledge, it may be easier for you to become an informed investor and build a portfolio that performs well over time.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How do I cash out with Public?&nbsp;<\/strong><\/h3>\n\n\n\n<p>You can withdraw settled funds directly from the Public app anytime you want. Simply:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Click on your Profile Icon on the top left corner of the app<\/li>\n\n\n\n<li>Select &#8220;Account Settings&#8221;<\/li>\n\n\n\n<li>Scroll down to &#8220;Banking&#8221;<\/li>\n\n\n\n<li>Select &#8220;Withdraw Funds&#8221;<\/li>\n<\/ul>\n\n\n\n<p>If you have sold the free stock Public provided to you when you signed up, however, you must wait 90 days to cash that amount out. Public also indicates it can take up to five days for your bank to make transferred funds available to you.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Public vs traditional investing&nbsp;<\/strong><\/h3>\n\n\n\n<p>Public makes traditional investing possible by allowing you to buy full or partial shares of stocks, ETFs and cryptocurrencies. You will experience the same returns on stocks or ETFs purchased through Public as you would through any brokerage firm. However, your cryptocurrency returns may be affected by the 1% to 2% markup charged on your transaction.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"1000\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-179.png\" alt=\"\" class=\"wp-image-5118\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-179.png 1000w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-179-300x300.png 300w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-179-150x150.png 150w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-179-768x768.png 768w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-179-257x257.png 257w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-179-170x170.png 170w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-179-350x350.png 350w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-179-60x60.png 60w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-179-15x15.png 15w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<h2 id='what-other-people-are-saying-about-public' class=\"wp-block-heading\" id=\"h-what-other-people-are-saying-about-public\">What other people are saying about Public<\/h2>\n\n\n\n<p>Public has received an average rating of 2.97 out of 5 stars in 38 reviews on the Better Business Bureau website. Some consumers complained of problems with withdrawals due to an inability to verify their identity. However, others have praised the app, indicating that &#8220;the community pages are filled with great, educational material.&#8221;<\/p>\n\n\n\n<h2 id='are-there-other-apps-like-public' class=\"wp-block-heading\">Are there other apps like Public?<\/h2>\n\n\n\n<p>Public is unique because of its social trading features, but there are others out there that aim to offer a similar service. For example,&nbsp;<a href=\"https:\/\/moneymade.io\/discover\/etoro\"><u>eToro<\/u><\/a>&nbsp;is another social trading platform that allows you to see what assets other community members are buying and selling.&nbsp;<\/p>\n\n\n\n<p>eToro only allows you to trade cryptocurrencies, though, so if you&#8217;re hoping to include stocks and ETFs in your portfolio then Public may be a better fit. eToro&#8217;s fee structure works differently, too, as it charges a spread only when you buy assets, and the spread is lower for some coins than the 1% to 2% markup Public imposes.&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/moneymade.io\/discover\/robinhood\"><u>Robinhood<\/u><\/a>&nbsp;is also another app worth considering. While it doesn&#8217;t offer all the social trading features that Public does, it does provide the opportunity to trade stocks, ETFs and cryptocurrencies commission-free, and it also offers fractional share trading. If you don&#8217;t need to copy the portfolios of other traders and want to invest in stocks, ETFs and virtual coins, Robinhood may be a better fit as you won&#8217;t get hit with the crypto markup Public imposes, although Robinhood&#8217;s crypto offerings are fairly limited.<\/p>\n\n\n\n<h2 id='our-hot-take-on-public' class=\"wp-block-heading\" id=\"h-our-hot-take-on-public\">Our hot take on Public<\/h2>\n\n\n\n<p>Public&#8217;s social trading concept helps it stand apart from the competitors and can be valuable for those who want to learn from their peers. Just be aware that you may not be able to invest in every asset you want, and you may pay more to buy cryptocurrencies with Public than with some competitors.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"howDoISignUpFor\">I\u2019m in! How do I sign up for Public?<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">1.&nbsp;Sign up for a MoneyMade account.<\/h4>\n\n\n\n<p>Opening a MoneyMade account allows you to quickly and easily track all of your investments in one place across different investment platforms. You can find the best ways to invest in a wide variety of assets including stocks, ETFs, cryptocurrencies, real estate and alternative assets\u2014and you can make sure you&#8217;re monitoring your diversified portfolio in the simplest possible way.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">2.&nbsp;Click through to Public.<\/h4>\n\n\n\n<p>From your MoneyMade account, click through to Public and download the app in order to get your account open. You can download Public for iOS or Android depending on what platform you prefer.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">3.&nbsp;Provide basic personal information.<\/h4>\n\n\n\n<p>You&#8217;ll need to provide some basic details including your email address, name, Social Security number and a U.S. address.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">4.&nbsp;Link your bank account and make a deposit.<\/h4>\n\n\n\n<p>You can link your bank account through Plaid or set up micro-deposits by linking directly to Public.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">5.&nbsp;Create a profile.<\/h4>\n\n\n\n<p>Public is focused on social investing, so you&#8217;ll want a profile with a photo so friends can find you and you can start participating in the community discussions.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">6.&nbsp;Begin investing.<\/h4>\n\n\n\n<p>You can explore stock themes or search stocks, ETFs and cryptocurrencies by name to find the investments that are right for you. You can also follow members of the community to see their portfolios and learn about how trading with Public works.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">7.&nbsp;Return to MoneyMade.<\/h4>\n\n\n\n<p>Once you&#8217;ve invested, you can track the performance of your investments on your MoneyMade dashboard.<\/p>\n\n\n\n  <div id=\"accordion\" class=\"accordion-wrap accordion-wrap--inline-content\">\n    <div class=\"outer-container\">\n                <h3 class=\"accordion__main-title\">FAQs<\/h3>\n                           \n          <div class=\"accordion-tab \">\n                          <h4 class=\"accordion-title\">Is Public trustworthy?<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 8L6 14L7.41 15.41L12 10.83L16.59 15.41L18 14L12 8Z\" fill=\"#0A0028\"\/>\n<\/svg>\n<\/h4>\n                          <div class=\"accordion-content\">\n                <div class=\"accordion-content-text\">\n                  <div class=\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\">\n<p class=\"mu-p1 FontGenerator-module_Font__-qoUg FontGenerator-module_Light__sW-hU \">Public is a legitimate brokerage firm, which is insured by the SIPC. SIPC stands for Security Investor Protection Corporation. The SIPC recovers deposited funds in the event of brokerage firm failure.<\/p>\n<\/div>\n                <\/div>\n              <\/div>\n                      <\/div>\n                 \n          <div class=\"accordion-tab \">\n                          <h4 class=\"accordion-title\">Is Public a good investing app?<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 8L6 14L7.41 15.41L12 10.83L16.59 15.41L18 14L12 8Z\" fill=\"#0A0028\"\/>\n<\/svg>\n<\/h4>\n                          <div class=\"accordion-content\">\n                <div class=\"accordion-content-text\">\n                  <p>Public is a good investing app if you are interested in social investing and want to be part of a community of investors. There is, however, a markup of 1% to 2% for cryptocurrency investments, which can be higher than some competitors. And you are more limited in which assets you can buy through Public than with some competitors, as you have a choice of just 27 cryptocurrencies and cannot buy mutual funds, bonds, or CDs.<\/p>\n                <\/div>\n              <\/div>\n                      <\/div>\n                 \n          <div class=\"accordion-tab \">\n                          <h4 class=\"accordion-title\">Is Public insured by the FDIC?<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 8L6 14L7.41 15.41L12 10.83L16.59 15.41L18 14L12 8Z\" fill=\"#0A0028\"\/>\n<\/svg>\n<\/h4>\n                          <div class=\"accordion-content\">\n                <div class=\"accordion-content-text\">\n                  <p>Investments purchased through Public are not FDIC insured. The FDIC insures only bank deposits and Public is a brokerage firm, not a bank. Public is, however, a member of the SIPC as mentioned above, so investors are protected against losses resulting from brokerage firm failure.<\/p>\n                <\/div>\n              <\/div>\n                      <\/div>\n                 \n          <div class=\"accordion-tab \">\n                          <h4 class=\"accordion-title\">Why does Public need my social security number?<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 8L6 14L7.41 15.41L12 10.83L16.59 15.41L18 14L12 8Z\" fill=\"#0A0028\"\/>\n<\/svg>\n<\/h4>\n                          <div class=\"accordion-content\">\n                <div class=\"accordion-content-text\">\n                  <p>Federal law requires Public to obtain Social Security numbers in order to verify investor identity, comply with tax reporting requirements, and help to fight terrorism and money laundering.<\/p>\n                <\/div>\n              <\/div>\n                      <\/div>\n            <\/div>\n  <\/div>\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n        \"@type\": \"Question\",\n        \"name\": \"Is Public trustworthy?\",\n        \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"<div class=\\\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\\\">\\n<p class=\\\"mu-p1 FontGenerator-module_Font__-qoUg FontGenerator-module_Light__sW-hU \\\">Public is a legitimate brokerage firm, which is insured by the SIPC. SIPC stands for Security Investor Protection Corporation. The SIPC recovers deposited funds in the event of brokerage firm failure.<\/p>\\n<\/div>\\n\"\n        }\n    },\n    {\n        \"@type\": \"Question\",\n        \"name\": \"Is Public a good investing app?\",\n        \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"<p>Public is a good investing app if you are interested in social investing and want to be part of a community of investors. There is, however, a markup of 1% to 2% for cryptocurrency investments, which can be higher than some competitors. And you are more limited in which assets you can buy through Public than with some competitors, as you have a choice of just 27 cryptocurrencies and cannot buy mutual funds, bonds, or CDs.<\/p>\\n\"\n        }\n    },\n    {\n        \"@type\": \"Question\",\n        \"name\": \"Is Public insured by the FDIC?\",\n        \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"<p>Investments purchased through Public are not FDIC insured. The FDIC insures only bank deposits and Public is a brokerage firm, not a bank. Public is, however, a member of the SIPC as mentioned above, so investors are protected against losses resulting from brokerage firm failure.<\/p>\\n\"\n        }\n    },\n    {\n        \"@type\": \"Question\",\n        \"name\": \"Why does Public need my social security number?\",\n        \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"<p>Federal law requires Public to obtain Social Security numbers in order to verify investor identity, comply with tax reporting requirements, and help to fight terrorism and money laundering.<\/p>\\n\"\n        }\n    }\n]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Public allows you to trade stocks, ETFs and cryptocurrencies while sharing insight with other investors. Public is a social investing community made up of more than 2 million investors. You can trade stocks, ETFs and cryptocurrencies on Public and even purchase fractional shares, so you don&#8217;t need much money to get started.&nbsp; But what sets [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":5114,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":true,"footnotes":""},"categories":[5],"tags":[22,48,42,43],"post_authors":[139],"class_list":["post-5112","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews","tag-cryptocurrency","tag-metaverse","tag-mutual-funds-and-etfs","tag-stocks"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.1 (Yoast SEO v25.2) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Public Review: Social Investing With $0 Fees | MoneyMade<\/title>\n<meta name=\"description\" content=\"Public allows you to trade stocks, ETFs and cryptocurrencies while sharing insight with other investors.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/moneymade.io\/learn\/reviews\/public-review\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Public Review: Social Investing With $0 Fees\" \/>\n<meta property=\"og:description\" content=\"Public allows you to trade stocks, ETFs and cryptocurrencies while sharing insight with other investors.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/moneymade.io\/learn\/reviews\/public-review\/\" \/>\n<meta property=\"og:site_name\" content=\"MoneyMade\" \/>\n<meta property=\"article:published_time\" content=\"2022-01-21T14:12:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-04T20:53:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-176.png\" \/>\n\t<meta property=\"og:image:width\" content=\"450\" \/>\n\t<meta property=\"og:image:height\" content=\"299\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Dustin O&#039;Halloran\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/moneymade.io\/learn\/reviews\/public-review\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/moneymade.io\/learn\/reviews\/public-review\/\"},\"author\":{\"name\":\"Dustin O'Halloran\",\"@id\":\"https:\/\/moneymade.io\/learn\/#\/schema\/person\/17e6958e1b252651d79ec9267f19b10a\"},\"headline\":\"Public Review: Social Investing With $0 Fees\",\"datePublished\":\"2022-01-21T14:12:00+00:00\",\"dateModified\":\"2026-03-04T20:53:44+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/moneymade.io\/learn\/reviews\/public-review\/\"},\"wordCount\":1737,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/moneymade.io\/learn\/#organization\"},\"image\":{\"@id\":\"https:\/\/moneymade.io\/learn\/reviews\/public-review\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-176.png\",\"keywords\":[\"Cryptocurrency\",\"Metaverse\",\"Mutual Funds &amp; ETFs\",\"Stocks\"],\"articleSection\":[\"Reviews\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/moneymade.io\/learn\/reviews\/public-review\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/moneymade.io\/learn\/reviews\/public-review\/\",\"url\":\"https:\/\/moneymade.io\/learn\/reviews\/public-review\/\",\"name\":\"Public Review: Social Investing With $0 Fees | MoneyMade\",\"isPartOf\":{\"@id\":\"https:\/\/moneymade.io\/learn\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/moneymade.io\/learn\/reviews\/public-review\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/moneymade.io\/learn\/reviews\/public-review\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-176.png\",\"datePublished\":\"2022-01-21T14:12:00+00:00\",\"dateModified\":\"2026-03-04T20:53:44+00:00\",\"description\":\"Public allows you to trade stocks, ETFs and cryptocurrencies while sharing insight with other investors.\",\"breadcrumb\":{\"@id\":\"https:\/\/moneymade.io\/learn\/reviews\/public-review\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/moneymade.io\/learn\/reviews\/public-review\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/moneymade.io\/learn\/reviews\/public-review\/#primaryimage\",\"url\":\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-176.png\",\"contentUrl\":\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-176.png\",\"width\":450,\"height\":299,\"caption\":\"Public review featured image\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/moneymade.io\/learn\/reviews\/public-review\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/moneymade.io\/learn\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Reviews\",\"item\":\"https:\/\/moneymade.io\/learn\/reviews\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Public Review: Social Investing With $0 Fees\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/moneymade.io\/learn\/#website\",\"url\":\"https:\/\/moneymade.io\/learn\/\",\"name\":\"MoneyMade\",\"description\":\"Make Money Moves That Matter.\",\"publisher\":{\"@id\":\"https:\/\/moneymade.io\/learn\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/moneymade.io\/learn\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/moneymade.io\/learn\/#organization\",\"name\":\"MoneyMade\",\"url\":\"https:\/\/moneymade.io\/learn\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/moneymade.io\/learn\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Copy-of-MoneyMade-Icon-Default.svg\",\"contentUrl\":\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Copy-of-MoneyMade-Icon-Default.svg\",\"width\":96,\"height\":96,\"caption\":\"MoneyMade\"},\"image\":{\"@id\":\"https:\/\/moneymade.io\/learn\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/moneymade.io\/learn\/#\/schema\/person\/17e6958e1b252651d79ec9267f19b10a\",\"name\":\"Dustin O'Halloran\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/moneymade.io\/learn\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/e2490c84da8802839003ed599f49fe8d7c696422d58e7eeb5e57c6f920702ea1?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/e2490c84da8802839003ed599f49fe8d7c696422d58e7eeb5e57c6f920702ea1?s=96&d=mm&r=g\",\"caption\":\"Dustin O'Halloran\"},\"url\":\"https:\/\/moneymade.io\/learn\/author\/dustin\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Public Review: Social Investing With $0 Fees | MoneyMade","description":"Public allows you to trade stocks, ETFs and cryptocurrencies while sharing insight with other investors.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/moneymade.io\/learn\/reviews\/public-review\/","og_locale":"en_US","og_type":"article","og_title":"Public Review: Social Investing With $0 Fees","og_description":"Public allows you to trade stocks, ETFs and cryptocurrencies while sharing insight with other investors.","og_url":"https:\/\/moneymade.io\/learn\/reviews\/public-review\/","og_site_name":"MoneyMade","article_published_time":"2022-01-21T14:12:00+00:00","article_modified_time":"2026-03-04T20:53:44+00:00","og_image":[{"width":450,"height":299,"url":"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-176.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Written by":"Dustin O'Halloran","Est. reading time":"10 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/moneymade.io\/learn\/reviews\/public-review\/#article","isPartOf":{"@id":"https:\/\/moneymade.io\/learn\/reviews\/public-review\/"},"author":{"name":"Dustin O'Halloran","@id":"https:\/\/moneymade.io\/learn\/#\/schema\/person\/17e6958e1b252651d79ec9267f19b10a"},"headline":"Public Review: Social Investing With $0 Fees","datePublished":"2022-01-21T14:12:00+00:00","dateModified":"2026-03-04T20:53:44+00:00","mainEntityOfPage":{"@id":"https:\/\/moneymade.io\/learn\/reviews\/public-review\/"},"wordCount":1737,"commentCount":0,"publisher":{"@id":"https:\/\/moneymade.io\/learn\/#organization"},"image":{"@id":"https:\/\/moneymade.io\/learn\/reviews\/public-review\/#primaryimage"},"thumbnailUrl":"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-176.png","keywords":["Cryptocurrency","Metaverse","Mutual Funds &amp; ETFs","Stocks"],"articleSection":["Reviews"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/moneymade.io\/learn\/reviews\/public-review\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/moneymade.io\/learn\/reviews\/public-review\/","url":"https:\/\/moneymade.io\/learn\/reviews\/public-review\/","name":"Public Review: Social Investing With $0 Fees | MoneyMade","isPartOf":{"@id":"https:\/\/moneymade.io\/learn\/#website"},"primaryImageOfPage":{"@id":"https:\/\/moneymade.io\/learn\/reviews\/public-review\/#primaryimage"},"image":{"@id":"https:\/\/moneymade.io\/learn\/reviews\/public-review\/#primaryimage"},"thumbnailUrl":"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-176.png","datePublished":"2022-01-21T14:12:00+00:00","dateModified":"2026-03-04T20:53:44+00:00","description":"Public allows you to trade stocks, ETFs and cryptocurrencies while sharing insight with other investors.","breadcrumb":{"@id":"https:\/\/moneymade.io\/learn\/reviews\/public-review\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/moneymade.io\/learn\/reviews\/public-review\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/moneymade.io\/learn\/reviews\/public-review\/#primaryimage","url":"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-176.png","contentUrl":"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-176.png","width":450,"height":299,"caption":"Public review featured image"},{"@type":"BreadcrumbList","@id":"https:\/\/moneymade.io\/learn\/reviews\/public-review\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/moneymade.io\/learn\/"},{"@type":"ListItem","position":2,"name":"Reviews","item":"https:\/\/moneymade.io\/learn\/reviews\/"},{"@type":"ListItem","position":3,"name":"Public Review: Social Investing With $0 Fees"}]},{"@type":"WebSite","@id":"https:\/\/moneymade.io\/learn\/#website","url":"https:\/\/moneymade.io\/learn\/","name":"MoneyMade","description":"Make Money Moves That Matter.","publisher":{"@id":"https:\/\/moneymade.io\/learn\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/moneymade.io\/learn\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/moneymade.io\/learn\/#organization","name":"MoneyMade","url":"https:\/\/moneymade.io\/learn\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/moneymade.io\/learn\/#\/schema\/logo\/image\/","url":"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Copy-of-MoneyMade-Icon-Default.svg","contentUrl":"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Copy-of-MoneyMade-Icon-Default.svg","width":96,"height":96,"caption":"MoneyMade"},"image":{"@id":"https:\/\/moneymade.io\/learn\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/moneymade.io\/learn\/#\/schema\/person\/17e6958e1b252651d79ec9267f19b10a","name":"Dustin O'Halloran","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/moneymade.io\/learn\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/e2490c84da8802839003ed599f49fe8d7c696422d58e7eeb5e57c6f920702ea1?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/e2490c84da8802839003ed599f49fe8d7c696422d58e7eeb5e57c6f920702ea1?s=96&d=mm&r=g","caption":"Dustin O'Halloran"},"url":"https:\/\/moneymade.io\/learn\/author\/dustin\/"}]}},"fig_blocks":[{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong><em>Public allows you to trade stocks, ETFs and cryptocurrencies while sharing insight with other investors.<\/em><\/strong><\/p>\n","innerContent":["\n<p><strong><em>Public allows you to trade stocks, ETFs and cryptocurrencies while sharing insight with other investors.<\/em><\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/spacer","attrs":{"height":"40px"},"innerBlocks":[],"innerHTML":"\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","innerContent":["\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/columns","attrs":[],"innerBlocks":[{"blockName":"core\/column","attrs":{"width":"10%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:10%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:10%\"><\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"80%"},"innerBlocks":[{"blockName":"core\/image","attrs":{"id":5114,"width":"722px","height":"auto","sizeSlug":"full","linkDestination":"none"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-image size-full is-resized\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-176.png\" alt=\"\" class=\"wp-image-5114\" style=\"width:722px;height:auto\"\/><\/figure>\n","innerContent":["\n<figure class=\"wp-block-image size-full is-resized\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-176.png\" alt=\"\" class=\"wp-image-5114\" style=\"width:722px;height:auto\"\/><\/figure>\n"]}],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:80%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:80%\">",null,"<\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"10%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:10%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:10%\"><\/div>\n"]}],"innerHTML":"\n<div class=\"wp-block-columns\">\n\n\n\n<\/div>\n","innerContent":["\n<div class=\"wp-block-columns\">",null,"\n\n",null,"\n\n",null,"<\/div>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Public is a social investing community made up of more than 2 million investors. You can trade stocks, ETFs and cryptocurrencies on Public and even purchase fractional shares, so you don't need much money to get started.&nbsp;<\/p>\n","innerContent":["\n<p>Public is a social investing community made up of more than 2 million investors. You can trade stocks, ETFs and cryptocurrencies on Public and even purchase fractional shares, so you don't need much money to get started.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>But what sets Public apart is the ability to learn from others on the platform. This Public review can help you decide if the latest in social investing apps is right for you.<\/p>\n","innerContent":["\n<p>But what sets Public apart is the ability to learn from others on the platform. This Public review can help you decide if the latest in social investing apps is right for you.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"h-borrow-our-cheat-sheet\">Borrow our cheat sheet<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"h-borrow-our-cheat-sheet\">Borrow our cheat sheet<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/columns","attrs":[],"innerBlocks":[{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"50%"},"innerBlocks":[{"blockName":"core\/table","attrs":[],"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3677\" style=\"width: 33px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.30.51\u202fAM-e1748356420835-Edited.png\" alt=\"\"> <strong>Fees<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3678\" style=\"width: 44px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.39\u202fAM-Edited.png\" alt=\"\"><strong> Minimum to invest<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">0% stocks and ETFs during regular market hours; Crypto: 1% or 2% markup; Public Premium: $10\/month<\/td><td class=\"has-text-align-center\" data-align=\"center\">$1<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3679\" style=\"width: 38px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.47\u202fAM-Edited.png\" alt=\"\"><strong> Returns<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3680\" style=\"width: 31px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.32.01\u202fAM-e1748356491960-Edited.png\" alt=\"\"> <strong>Risk<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Varied<\/td><td class=\"has-text-align-center\" data-align=\"center\">Medium<\/td><\/tr><\/tbody><\/table><\/figure>\n","innerContent":["\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3677\" style=\"width: 33px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.30.51\u202fAM-e1748356420835-Edited.png\" alt=\"\"> <strong>Fees<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3678\" style=\"width: 44px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.39\u202fAM-Edited.png\" alt=\"\"><strong> Minimum to invest<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">0% stocks and ETFs during regular market hours; Crypto: 1% or 2% markup; Public Premium: $10\/month<\/td><td class=\"has-text-align-center\" data-align=\"center\">$1<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3679\" style=\"width: 38px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.47\u202fAM-Edited.png\" alt=\"\"><strong> Returns<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3680\" style=\"width: 31px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.32.01\u202fAM-e1748356491960-Edited.png\" alt=\"\"> <strong>Risk<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Varied<\/td><td class=\"has-text-align-center\" data-align=\"center\">Medium<\/td><\/tr><\/tbody><\/table><\/figure>\n"]}],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:50%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:50%\">",null,"<\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]}],"innerHTML":"\n<div class=\"wp-block-columns\">\n\n\n\n<\/div>\n","innerContent":["\n<div class=\"wp-block-columns\">",null,"\n\n",null,"\n\n",null,"<\/div>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"h-pros-and-cons-of-public\">Pros and cons of Public<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"h-pros-and-cons-of-public\">Pros and cons of Public<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"acf\/pro-con","attrs":{"name":"acf\/pro-con","data":{"pro_icon":"","_pro_icon":"field_652d6dd6b35e4","pro_title":"Pros","_pro_title":"field_652d6df3b35e5","pro_content":"<div class=\"ProsCons_Pros__m4eEk\">\r\n<div>\r\n<ul>\r\n \t<li>$0 commissions and no minimum deposit required<\/li>\r\n \t<li>Fractional share trading<\/li>\r\n \t<li>Unique social trading features<\/li>\r\n<\/ul>\r\n<\/div>\r\n<\/div>","_pro_content":"field_652d6e03b35e6","con_icon":"","_con_icon":"field_652d6e0eb35e7","con_title":"Cons","_con_title":"field_652d6e19b35e8","con_content":"<div class=\"ProsCons_Cons___wyv4\">\r\n<div>\r\n<ul>\r\n \t<li>You'll have to pay a cryptocurrency markup fee<\/li>\r\n \t<li>Narrower selection of assets to invest in than some competitors<\/li>\r\n \t<li>No phone support<\/li>\r\n<\/ul>\r\n<\/div>\r\n<\/div>","_con_content":"field_652d6e20b35e9"},"mode":"preview"},"innerBlocks":[],"innerHTML":"","innerContent":[]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"h-what-is-public\">What is Public?<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"h-what-is-public\">What is Public?<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Public is a trading platform that offers social investing features. In addition to buying and selling stocks, ETFs and cryptocurrencies, you can also monitor the investments other users are making and take advantage of Public's community learning resources.<\/p>\n","innerContent":["\n<p>Public is a trading platform that offers social investing features. In addition to buying and selling stocks, ETFs and cryptocurrencies, you can also monitor the investments other users are making and take advantage of Public's community learning resources.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/columns","attrs":[],"innerBlocks":[{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"50%"},"innerBlocks":[{"blockName":"core\/image","attrs":{"id":7354,"sizeSlug":"large","linkDestination":"none"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-image size-large\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2022\/01\/Public_Logo-1024x307.png\" alt=\"\" class=\"wp-image-7354\"\/><\/figure>\n","innerContent":["\n<figure class=\"wp-block-image size-large\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2022\/01\/Public_Logo-1024x307.png\" alt=\"\" class=\"wp-image-7354\"\/><\/figure>\n"]}],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:50%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:50%\">",null,"<\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]}],"innerHTML":"\n<div class=\"wp-block-columns\">\n\n\n\n<\/div>\n","innerContent":["\n<div class=\"wp-block-columns\">",null,"\n\n",null,"\n\n",null,"<\/div>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\" id=\"h-how-does-public-work-nbsp\"><strong>How does Public work?&nbsp;<\/strong><\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\" id=\"h-how-does-public-work-nbsp\"><strong>How does Public work?&nbsp;<\/strong><\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You can sign up for a Public account with no minimum deposit required. You'll use the third party-service Plaid to link your bank account and fund your Public account. You can also mail in a check, send a wire transfer or use micro-deposits to move money from your bank to Public.<\/p>\n","innerContent":["\n<p>You can sign up for a Public account with no minimum deposit required. You'll use the third party-service Plaid to link your bank account and fund your Public account. You can also mail in a check, send a wire transfer or use micro-deposits to move money from your bank to Public.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>With your deposited funds, you can purchase stocks, ETFs or cryptocurrency. Public makes it easy to find investments as you can search by name, see what other people are trading, or explore pre-set investing themes such as:<\/p>\n","innerContent":["\n<p>With your deposited funds, you can purchase stocks, ETFs or cryptocurrency. Public makes it easy to find investments as you can search by name, see what other people are trading, or explore pre-set investing themes such as:<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/list","attrs":[],"innerBlocks":[{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li><strong>Public Top 10:<\/strong>&nbsp;These are the most popular investments within the community.&nbsp;<\/li>\n","innerContent":["\n<li><strong>Public Top 10:<\/strong>&nbsp;These are the most popular investments within the community.&nbsp;<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li><strong>The Metaverse<\/strong>: These include companies that are focused on enhancing digital experiences and creating a virtual world.<\/li>\n","innerContent":["\n<li><strong>The Metaverse<\/strong>: These include companies that are focused on enhancing digital experiences and creating a virtual world.<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li><strong>Diverse leadership<\/strong>: These include companies that place a high premium on diversity and inclusion.&nbsp;<\/li>\n","innerContent":["\n<li><strong>Diverse leadership<\/strong>: These include companies that place a high premium on diversity and inclusion.&nbsp;<\/li>\n"]}],"innerHTML":"\n<ul class=\"wp-block-list\">\n\n\n\n<\/ul>\n","innerContent":["\n<ul class=\"wp-block-list\">",null,"\n\n",null,"\n\n",null,"<\/ul>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Unlike with a robo-advisor, you will ultimately need to select your own investments and build your own portfolio. However, Public's social investing component can make that easier, as you can see what others are investing in and why, follow members of the community to track their portfolio or create group chats with other Public members to discuss investing opportunities.&nbsp;<\/p>\n","innerContent":["\n<p>Unlike with a robo-advisor, you will ultimately need to select your own investments and build your own portfolio. However, Public's social investing component can make that easier, as you can see what others are investing in and why, follow members of the community to track their portfolio or create group chats with other Public members to discuss investing opportunities.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\"><strong>Who can invest with Public?&nbsp;<\/strong><\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\"><strong>Who can invest with Public?&nbsp;<\/strong><\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>In order to invest with Public, you must:<\/p>\n","innerContent":["\n<p>In order to invest with Public, you must:<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/list","attrs":[],"innerBlocks":[{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Be 18 or older<\/li>\n","innerContent":["\n<li>Be 18 or older<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Have a valid Social Security Number<\/li>\n","innerContent":["\n<li>Have a valid Social Security Number<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Have a legal residential address in the United States<\/li>\n","innerContent":["\n<li>Have a legal residential address in the United States<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Be classified as a U.S. citizen or U.S. permanent resident, or possess a valid visa<\/li>\n","innerContent":["\n<li>Be classified as a U.S. citizen or U.S. permanent resident, or possess a valid visa<\/li>\n"]}],"innerHTML":"\n<ul class=\"wp-block-list\">\n\n\n\n\n\n<\/ul>\n","innerContent":["\n<ul class=\"wp-block-list\">",null,"\n\n",null,"\n\n",null,"\n\n",null,"<\/ul>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"whereGetsItRight\">Where Public gets it right<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"whereGetsItRight\">Where Public gets it right<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>No commissions, few fees and no minimum balance required&nbsp;<\/strong><\/p>\n","innerContent":["\n<p><strong>No commissions, few fees and no minimum balance required&nbsp;<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You don't need a lot of money to invest with Public since there's no minimum balance requirement to maintain and you won't have to pay a commission to buy or sell stocks or ETFs. There are also few other fees to worry about, although you will have to pay a small amount each month if you want paper statements or paper confirmations of trades.&nbsp;<\/p>\n","innerContent":["\n<p>You don't need a lot of money to invest with Public since there's no minimum balance requirement to maintain and you won't have to pay a commission to buy or sell stocks or ETFs. There are also few other fees to worry about, although you will have to pay a small amount each month if you want paper statements or paper confirmations of trades.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>Fractional share trading&nbsp;<\/strong><\/p>\n","innerContent":["\n<p><strong>Fractional share trading&nbsp;<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Fractional share trading allows you to buy partial shares so your investing options aren't constrained by your budget. It's possible to invest in stocks, ETFs and cryptocurrencies with as little as $1 so you don't have to amass a fortune to get started building a diversified portfolio. This is a lower minimum investment requirement than some competitors offering fractional shares, such as Schwab, which requires a $5 minimum investment to purchase its version of fractional shares called Stock Slices.&nbsp;<\/p>\n","innerContent":["\n<p>Fractional share trading allows you to buy partial shares so your investing options aren't constrained by your budget. It's possible to invest in stocks, ETFs and cryptocurrencies with as little as $1 so you don't have to amass a fortune to get started building a diversified portfolio. This is a lower minimum investment requirement than some competitors offering fractional shares, such as Schwab, which requires a $5 minimum investment to purchase its version of fractional shares called Stock Slices.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>Unique social trading features&nbsp;<\/strong><\/p>\n","innerContent":["\n<p><strong>Unique social trading features&nbsp;<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Few other brokerage firms allow you to monitor the portfolios of others, receive details about trades in a news feed, or participate in chats to understand why fellow community members have made their investment choices. Public does all of that, giving you the opportunity to learn from the collective wisdom of more than two million Public users.<\/p>\n","innerContent":["\n<p>Few other brokerage firms allow you to monitor the portfolios of others, receive details about trades in a news feed, or participate in chats to understand why fellow community members have made their investment choices. Public does all of that, giving you the opportunity to learn from the collective wisdom of more than two million Public users.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"whereCouldDoBetter\">Where Public could do better<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"whereCouldDoBetter\">Where Public could do better<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>Cryptocurrency markup fees reduce potential returns&nbsp;<\/strong><\/p>\n","innerContent":["\n<p><strong>Cryptocurrency markup fees reduce potential returns&nbsp;<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>When you trade cryptocurrencies with Public, the orders are sent to Apex Crypto to execute. Apex Crypto charges for its services by imposing a markup of 1% to 2% on cryptocurrency transactions. As a result, if you invest $100 in a cryptocurrency trading for $100, Apex Crypto will impose a $1 or $2 charge and you'll end up owning slightly less than a full portion of the $100 coin because Apex will take either $1 or $2 of the $100 you invested.<\/p>\n","innerContent":["\n<p>When you trade cryptocurrencies with Public, the orders are sent to Apex Crypto to execute. Apex Crypto charges for its services by imposing a markup of 1% to 2% on cryptocurrency transactions. As a result, if you invest $100 in a cryptocurrency trading for $100, Apex Crypto will impose a $1 or $2 charge and you'll end up owning slightly less than a full portion of the $100 coin because Apex will take either $1 or $2 of the $100 you invested.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>Public's investment options are limited<\/strong><\/p>\n","innerContent":["\n<p><strong>Public's investment options are limited<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Public allows you to invest in thousands of stocks and ETFs, but not every stock that other brokerage firms offer is available. Public also offers just 27 cryptocurrencies to choose from. While this includes most major virtual currencies, some altcoins are left off the platform.&nbsp;<\/p>\n","innerContent":["\n<p>Public allows you to invest in thousands of stocks and ETFs, but not every stock that other brokerage firms offer is available. Public also offers just 27 cryptocurrencies to choose from. While this includes most major virtual currencies, some altcoins are left off the platform.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You also cannot invest in mutual funds; bonds; or certificates of deposit with Public, while many competitors allow access to these asset classes.&nbsp;<\/p>\n","innerContent":["\n<p>You also cannot invest in mutual funds; bonds; or certificates of deposit with Public, while many competitors allow access to these asset classes.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>No phone support<\/strong><\/p>\n","innerContent":["\n<p><strong>No phone support<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You can contact Public via email or live chat, but there's no phone support number available. If you need timely help from a person you speak to directly, this likely won't be available.<\/p>\n","innerContent":["\n<p>You can contact Public via email or live chat, but there's no phone support number available. If you need timely help from a person you speak to directly, this likely won't be available.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"canYouReallyMakeMoneyOn\">Can you really make money on Public?<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"canYouReallyMakeMoneyOn\">Can you really make money on Public?<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Your ability to make money on Public varies depending on what you invest in. It's up to you to build your own portfolio by buying the stocks, ETFs and cryptocurrencies that Public allows you to trade. Your investment performance will be determined solely based on whether you make smart decisions in acquiring assets.<\/p>\n","innerContent":["\n<p>Your ability to make money on Public varies depending on what you invest in. It's up to you to build your own portfolio by buying the stocks, ETFs and cryptocurrencies that Public allows you to trade. Your investment performance will be determined solely based on whether you make smart decisions in acquiring assets.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/columns","attrs":[],"innerBlocks":[{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"50%"},"innerBlocks":[{"blockName":"core\/image","attrs":{"id":5117,"sizeSlug":"large","linkDestination":"none"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-image size-large\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-178-1024x693.png\" alt=\"\" class=\"wp-image-5117\"\/><\/figure>\n","innerContent":["\n<figure class=\"wp-block-image size-large\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-178-1024x693.png\" alt=\"\" class=\"wp-image-5117\"\/><\/figure>\n"]}],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:50%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:50%\">",null,"<\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]}],"innerHTML":"\n<div class=\"wp-block-columns\">\n\n\n\n<\/div>\n","innerContent":["\n<div class=\"wp-block-columns\">",null,"\n\n",null,"\n\n",null,"<\/div>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\" id=\"h-how-do-i-make-money-with-public-nbsp\"><strong>How do I make money with Public?&nbsp;<\/strong><\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\" id=\"h-how-do-i-make-money-with-public-nbsp\"><strong>How do I make money with Public?&nbsp;<\/strong><\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You can make money with Public by carefully researching investment options and choosing to build a diversified portfolio of stocks, ETFs and potentially cryptocurrencies. If the assets that you have personally chosen to invest in perform well, then you will make money.<\/p>\n","innerContent":["\n<p>You can make money with Public by carefully researching investment options and choosing to build a diversified portfolio of stocks, ETFs and potentially cryptocurrencies. If the assets that you have personally chosen to invest in perform well, then you will make money.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Public aims to make it easier to build a diversified portfolio by offering suggestions and insight into what assets others have been purchasing. By harnessing the power of collective knowledge, it may be easier for you to become an informed investor and build a portfolio that performs well over time.&nbsp;<\/p>\n","innerContent":["\n<p>Public aims to make it easier to build a diversified portfolio by offering suggestions and insight into what assets others have been purchasing. By harnessing the power of collective knowledge, it may be easier for you to become an informed investor and build a portfolio that performs well over time.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\"><strong>How do I cash out with Public?&nbsp;<\/strong><\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\"><strong>How do I cash out with Public?&nbsp;<\/strong><\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You can withdraw settled funds directly from the Public app anytime you want. Simply:<\/p>\n","innerContent":["\n<p>You can withdraw settled funds directly from the Public app anytime you want. Simply:<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/list","attrs":[],"innerBlocks":[{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Click on your Profile Icon on the top left corner of the app<\/li>\n","innerContent":["\n<li>Click on your Profile Icon on the top left corner of the app<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Select \"Account Settings\"<\/li>\n","innerContent":["\n<li>Select \"Account Settings\"<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Scroll down to \"Banking\"<\/li>\n","innerContent":["\n<li>Scroll down to \"Banking\"<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Select \"Withdraw Funds\"<\/li>\n","innerContent":["\n<li>Select \"Withdraw Funds\"<\/li>\n"]}],"innerHTML":"\n<ul class=\"wp-block-list\">\n\n\n\n\n\n<\/ul>\n","innerContent":["\n<ul class=\"wp-block-list\">",null,"\n\n",null,"\n\n",null,"\n\n",null,"<\/ul>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>If you have sold the free stock Public provided to you when you signed up, however, you must wait 90 days to cash that amount out. Public also indicates it can take up to five days for your bank to make transferred funds available to you.&nbsp;<\/p>\n","innerContent":["\n<p>If you have sold the free stock Public provided to you when you signed up, however, you must wait 90 days to cash that amount out. Public also indicates it can take up to five days for your bank to make transferred funds available to you.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\"><strong>Public vs traditional investing&nbsp;<\/strong><\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\"><strong>Public vs traditional investing&nbsp;<\/strong><\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Public makes traditional investing possible by allowing you to buy full or partial shares of stocks, ETFs and cryptocurrencies. You will experience the same returns on stocks or ETFs purchased through Public as you would through any brokerage firm. However, your cryptocurrency returns may be affected by the 1% to 2% markup charged on your transaction.<\/p>\n","innerContent":["\n<p>Public makes traditional investing possible by allowing you to buy full or partial shares of stocks, ETFs and cryptocurrencies. You will experience the same returns on stocks or ETFs purchased through Public as you would through any brokerage firm. However, your cryptocurrency returns may be affected by the 1% to 2% markup charged on your transaction.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/columns","attrs":[],"innerBlocks":[{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"50%"},"innerBlocks":[{"blockName":"core\/image","attrs":{"id":5118,"sizeSlug":"full","linkDestination":"none"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-image size-full\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-179.png\" alt=\"\" class=\"wp-image-5118\"\/><\/figure>\n","innerContent":["\n<figure class=\"wp-block-image size-full\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-179.png\" alt=\"\" class=\"wp-image-5118\"\/><\/figure>\n"]}],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:50%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:50%\">",null,"<\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]}],"innerHTML":"\n<div class=\"wp-block-columns\">\n\n\n\n<\/div>\n","innerContent":["\n<div class=\"wp-block-columns\">",null,"\n\n",null,"\n\n",null,"<\/div>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"h-what-other-people-are-saying-about-public\">What other people are saying about Public<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"h-what-other-people-are-saying-about-public\">What other people are saying about Public<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Public has received an average rating of 2.97 out of 5 stars in 38 reviews on the Better Business Bureau website. Some consumers complained of problems with withdrawals due to an inability to verify their identity. However, others have praised the app, indicating that \"the community pages are filled with great, educational material.\"<\/p>\n","innerContent":["\n<p>Public has received an average rating of 2.97 out of 5 stars in 38 reviews on the Better Business Bureau website. Some consumers complained of problems with withdrawals due to an inability to verify their identity. However, others have praised the app, indicating that \"the community pages are filled with great, educational material.\"<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\">Are there other apps like Public?<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\">Are there other apps like Public?<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Public is unique because of its social trading features, but there are others out there that aim to offer a similar service. For example,&nbsp;<a href=\"https:\/\/moneymade.io\/discover\/etoro\"><u>eToro<\/u><\/a>&nbsp;is another social trading platform that allows you to see what assets other community members are buying and selling.&nbsp;<\/p>\n","innerContent":["\n<p>Public is unique because of its social trading features, but there are others out there that aim to offer a similar service. For example,&nbsp;<a href=\"https:\/\/moneymade.io\/discover\/etoro\"><u>eToro<\/u><\/a>&nbsp;is another social trading platform that allows you to see what assets other community members are buying and selling.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>eToro only allows you to trade cryptocurrencies, though, so if you're hoping to include stocks and ETFs in your portfolio then Public may be a better fit. eToro's fee structure works differently, too, as it charges a spread only when you buy assets, and the spread is lower for some coins than the 1% to 2% markup Public imposes.&nbsp;<\/p>\n","innerContent":["\n<p>eToro only allows you to trade cryptocurrencies, though, so if you're hoping to include stocks and ETFs in your portfolio then Public may be a better fit. eToro's fee structure works differently, too, as it charges a spread only when you buy assets, and the spread is lower for some coins than the 1% to 2% markup Public imposes.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><a href=\"https:\/\/moneymade.io\/discover\/robinhood\"><u>Robinhood<\/u><\/a>&nbsp;is also another app worth considering. While it doesn't offer all the social trading features that Public does, it does provide the opportunity to trade stocks, ETFs and cryptocurrencies commission-free, and it also offers fractional share trading. If you don't need to copy the portfolios of other traders and want to invest in stocks, ETFs and virtual coins, Robinhood may be a better fit as you won't get hit with the crypto markup Public imposes, although Robinhood's crypto offerings are fairly limited.<\/p>\n","innerContent":["\n<p><a href=\"https:\/\/moneymade.io\/discover\/robinhood\"><u>Robinhood<\/u><\/a>&nbsp;is also another app worth considering. While it doesn't offer all the social trading features that Public does, it does provide the opportunity to trade stocks, ETFs and cryptocurrencies commission-free, and it also offers fractional share trading. If you don't need to copy the portfolios of other traders and want to invest in stocks, ETFs and virtual coins, Robinhood may be a better fit as you won't get hit with the crypto markup Public imposes, although Robinhood's crypto offerings are fairly limited.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"h-our-hot-take-on-public\">Our hot take on Public<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"h-our-hot-take-on-public\">Our hot take on Public<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Public's social trading concept helps it stand apart from the competitors and can be valuable for those who want to learn from their peers. Just be aware that you may not be able to invest in every asset you want, and you may pay more to buy cryptocurrencies with Public than with some competitors.<\/p>\n","innerContent":["\n<p>Public's social trading concept helps it stand apart from the competitors and can be valuable for those who want to learn from their peers. Just be aware that you may not be able to invest in every asset you want, and you may pay more to buy cryptocurrencies with Public than with some competitors.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\" id=\"howDoISignUpFor\">I\u2019m in! How do I sign up for Public?<\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\" id=\"howDoISignUpFor\">I\u2019m in! How do I sign up for Public?<\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\">1.&nbsp;Sign up for a MoneyMade account.<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\">1.&nbsp;Sign up for a MoneyMade account.<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Opening a MoneyMade account allows you to quickly and easily track all of your investments in one place across different investment platforms. You can find the best ways to invest in a wide variety of assets including stocks, ETFs, cryptocurrencies, real estate and alternative assets\u2014and you can make sure you're monitoring your diversified portfolio in the simplest possible way.<\/p>\n","innerContent":["\n<p>Opening a MoneyMade account allows you to quickly and easily track all of your investments in one place across different investment platforms. You can find the best ways to invest in a wide variety of assets including stocks, ETFs, cryptocurrencies, real estate and alternative assets\u2014and you can make sure you're monitoring your diversified portfolio in the simplest possible way.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\">2.&nbsp;Click through to Public.<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\">2.&nbsp;Click through to Public.<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>From your MoneyMade account, click through to Public and download the app in order to get your account open. You can download Public for iOS or Android depending on what platform you prefer.<\/p>\n","innerContent":["\n<p>From your MoneyMade account, click through to Public and download the app in order to get your account open. You can download Public for iOS or Android depending on what platform you prefer.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\">3.&nbsp;Provide basic personal information.<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\">3.&nbsp;Provide basic personal information.<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You'll need to provide some basic details including your email address, name, Social Security number and a U.S. address.<\/p>\n","innerContent":["\n<p>You'll need to provide some basic details including your email address, name, Social Security number and a U.S. address.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\">4.&nbsp;Link your bank account and make a deposit.<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\">4.&nbsp;Link your bank account and make a deposit.<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You can link your bank account through Plaid or set up micro-deposits by linking directly to Public.<\/p>\n","innerContent":["\n<p>You can link your bank account through Plaid or set up micro-deposits by linking directly to Public.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\">5.&nbsp;Create a profile.<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\">5.&nbsp;Create a profile.<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Public is focused on social investing, so you'll want a profile with a photo so friends can find you and you can start participating in the community discussions.<\/p>\n","innerContent":["\n<p>Public is focused on social investing, so you'll want a profile with a photo so friends can find you and you can start participating in the community discussions.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\">6.&nbsp;Begin investing.<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\">6.&nbsp;Begin investing.<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You can explore stock themes or search stocks, ETFs and cryptocurrencies by name to find the investments that are right for you. You can also follow members of the community to see their portfolios and learn about how trading with Public works.<\/p>\n","innerContent":["\n<p>You can explore stock themes or search stocks, ETFs and cryptocurrencies by name to find the investments that are right for you. You can also follow members of the community to see their portfolios and learn about how trading with Public works.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\">7.&nbsp;Return to MoneyMade.<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\">7.&nbsp;Return to MoneyMade.<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Once you've invested, you can track the performance of your investments on your MoneyMade dashboard.<\/p>\n","innerContent":["\n<p>Once you've invested, you can track the performance of your investments on your MoneyMade dashboard.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"acf\/accordion","attrs":{"name":"acf\/accordion","data":{"accordion_section_title":"FAQs","_accordion_section_title":"field_5f32a62824764","hide_faq_schema":"0","_hide_faq_schema":"field_663bca3331aee","accordion_0_default_to_open":"0","_accordion_0_default_to_open":"field_654e4a8b73ed0","accordion_0_accordion_title":"Is Public trustworthy?","_accordion_0_accordion_title":"field_5f32a68324766","accordion_0_accordion_content":"<div class=\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\">\r\n<p class=\"mu-p1 FontGenerator-module_Font__-qoUg FontGenerator-module_Light__sW-hU \">Public is a legitimate brokerage firm, which is insured by the SIPC. SIPC stands for Security Investor Protection Corporation. The SIPC recovers deposited funds in the event of brokerage firm failure.<\/p>\r\n\r\n<\/div>","_accordion_0_accordion_content":"field_5f32a6b424767","accordion_1_default_to_open":"0","_accordion_1_default_to_open":"field_654e4a8b73ed0","accordion_1_accordion_title":"Is Public a good investing app?","_accordion_1_accordion_title":"field_5f32a68324766","accordion_1_accordion_content":"Public is a good investing app if you are interested in social investing and want to be part of a community of investors. There is, however, a markup of 1% to 2% for cryptocurrency investments, which can be higher than some competitors. And you are more limited in which assets you can buy through Public than with some competitors, as you have a choice of just 27 cryptocurrencies and cannot buy mutual funds, bonds, or CDs.","_accordion_1_accordion_content":"field_5f32a6b424767","accordion_2_default_to_open":"0","_accordion_2_default_to_open":"field_654e4a8b73ed0","accordion_2_accordion_title":"Is Public insured by the FDIC?","_accordion_2_accordion_title":"field_5f32a68324766","accordion_2_accordion_content":"Investments purchased through Public are not FDIC insured. The FDIC insures only bank deposits and Public is a brokerage firm, not a bank. Public is, however, a member of the SIPC as mentioned above, so investors are protected against losses resulting from brokerage firm failure.","_accordion_2_accordion_content":"field_5f32a6b424767","accordion_3_default_to_open":"0","_accordion_3_default_to_open":"field_654e4a8b73ed0","accordion_3_accordion_title":"Why does Public need my social security number?","_accordion_3_accordion_title":"field_5f32a68324766","accordion_3_accordion_content":"Federal law requires Public to obtain Social Security numbers in order to verify investor identity, comply with tax reporting requirements, and help to fight terrorism and money laundering.","_accordion_3_accordion_content":"field_5f32a6b424767","accordion":4,"_accordion":"field_5f32a64724765"},"mode":"preview"},"innerBlocks":[],"innerHTML":"","innerContent":[]}],"_links":{"self":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/posts\/5112","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/comments?post=5112"}],"version-history":[{"count":0,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/posts\/5112\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/media\/5114"}],"wp:attachment":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/media?parent=5112"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/categories?post=5112"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/tags?post=5112"},{"taxonomy":"post_authors","embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/post_authors?post=5112"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}