{"id":5119,"date":"2022-01-19T14:23:00","date_gmt":"2022-01-19T14:23:00","guid":{"rendered":"https:\/\/moneymade.wpenginepowered.com\/?p=5119"},"modified":"2025-05-29T14:37:35","modified_gmt":"2025-05-29T14:37:35","slug":"farther-review","status":"publish","type":"post","link":"https:\/\/moneymade.io\/learn\/reviews\/farther-review\/","title":{"rendered":"Farther Review: Invest to Beat Inflation, Enjoy Personalized Attention"},"content":{"rendered":"\n<p><strong><em>Get the family office advisory experience online\u2014no robo-advisors necessary.<\/em><\/strong><\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:80%\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"299\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-180.png\" alt=\"\" class=\"wp-image-5120\" style=\"width:722px;height:auto\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-180.png 450w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-180-300x199.png 300w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-180-387x257.png 387w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-180-256x170.png 256w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n<\/div>\n\n\n\n<p>Traditionally, family office wealth management services were reserved for the ultra wealthy\u2014aka those with more than $100 million in investable assets.<\/p>\n\n\n\n<p>We know that\u2019s a pretty big stack of pennies, but not everybody wants to be relegated to the impersonal world of app-based robo-advisors.<\/p>\n\n\n\n<p>Enter Farther, a digital family office model that provides you with a team of experienced financial advisors who use technology to help grow and protect your wealth. With a $0 minimum investment, Farther customers could see 8% to 12% possible returns from investments like ETFs, mutual funds, and securities like stocks and bonds.&nbsp;<\/p>\n\n\n\n<p>And, according to its website, Farther also dabbles in alternative investments like private equity, private real estate, hedge fund, and crypto offerings\u2014making this platform intriguing enough to catch our eye.&nbsp;<\/p>\n\n\n\n<p>In this detailed Farther review, we\u2019ll cover everything you need to know about Farther Finance, including the economics behind it, the fees, potential returns, pros and cons, and more.<\/p>\n\n\n\n<h2 id='borrow-our-cheat-sheet' class=\"wp-block-heading\" id=\"h-borrow-our-cheat-sheet\">Borrow our cheat sheet<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><img loading=\"lazy\" decoding=\"async\" width=\"33\" height=\"33\" class=\"wp-image-3677\" style=\"width: 33px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.30.51\u202fAM-e1748356420835-Edited.png\" alt=\"\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.30.51\u202fAM-e1748356420835-Edited.png 33w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.30.51\u202fAM-e1748356420835-Edited-15x15.png 15w\" sizes=\"auto, (max-width: 33px) 100vw, 33px\" \/> <strong>Fees<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img loading=\"lazy\" decoding=\"async\" width=\"44\" height=\"44\" class=\"wp-image-3678\" style=\"width: 44px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.39\u202fAM-Edited.png\" alt=\"\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.39\u202fAM-Edited.png 44w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.39\u202fAM-Edited-15x15.png 15w\" sizes=\"auto, (max-width: 44px) 100vw, 44px\" \/><strong> Minimum to invest<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">0.8<\/td><td class=\"has-text-align-center\" data-align=\"center\">$100000<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img loading=\"lazy\" decoding=\"async\" width=\"38\" height=\"38\" class=\"wp-image-3679\" style=\"width: 38px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.47\u202fAM-Edited.png\" alt=\"\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.47\u202fAM-Edited.png 38w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.47\u202fAM-Edited-15x15.png 15w\" sizes=\"auto, (max-width: 38px) 100vw, 38px\" \/><strong> Returns<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img loading=\"lazy\" decoding=\"async\" width=\"31\" height=\"31\" class=\"wp-image-3680\" style=\"width: 31px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.32.01\u202fAM-e1748356491960-Edited.png\" alt=\"\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.32.01\u202fAM-e1748356491960-Edited.png 31w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.32.01\u202fAM-e1748356491960-Edited-15x15.png 15w\" sizes=\"auto, (max-width: 31px) 100vw, 31px\" \/> <strong>Risk<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">8%<\/td><td class=\"has-text-align-center\" data-align=\"center\">Low<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<h2 id='pros-and-cons-of-farther' class=\"wp-block-heading\" id=\"h-pros-and-cons-of-farther\">Pros and cons of Farther<\/h2>\n\n\n\n<div class=\"acf-block\">\n  <div class=\"pro-con\">\n    <div class=\"pro-con__half\">\n      <div class=\"pro-con__title\">\n                  <svg width=\"20\" height=\"22\" viewBox=\"0 0 20 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M18.3 9.35008C17.9676 9.00064 17.5672 8.72282 17.1236 8.53367C16.6799 8.34451 16.2023 8.24801 15.72 8.25008H14.06V8.20008C14.2 7.71008 14.33 7.20008 14.43 6.83008C14.7413 5.73795 14.8062 4.59033 14.62 3.47008C14.5091 2.74612 14.2243 2.05984 13.79 1.47008C13.3779 0.936521 12.8015 0.553474 12.15 0.380078C11.9569 0.332798 11.7588 0.30929 11.56 0.310078H11.44C11.1748 0.326457 10.916 0.39798 10.68 0.520078C10.2294 0.785815 9.89417 1.21017 9.74 1.71008V1.80008V1.91008L9.62 2.00008V2.17008L9.43 2.82008L9.33 3.16008L8.93 4.58008C8.90665 4.66566 8.87655 4.74925 8.84 4.83008C8.39 5.53008 7.91 6.24008 7.43 6.96008L6.56 8.25008H3.25C2.58696 8.25008 1.95107 8.51347 1.48223 8.98231C1.01339 9.45115 0.75 10.087 0.75 10.7501V18.7501C0.75 19.4131 1.01339 20.049 1.48223 20.5178C1.95107 20.9867 2.58696 21.2501 3.25 21.2501H5.25C5.87515 21.2502 6.47651 21.0104 6.93 20.5801C8.05 20.8301 9.29 21.0901 10.3 21.3001L11.7 21.5901L11.94 21.6501C12.1112 21.6891 12.285 21.7159 12.46 21.7301C12.6198 21.74 12.7802 21.74 12.94 21.7301C14.0439 21.7287 15.1163 21.3621 15.99 20.6874C16.8638 20.0127 17.4896 19.0678 17.77 18.0001C18.18 16.3801 19.04 13.0001 19.05 13.0001C19.1498 12.6508 19.2134 12.2923 19.24 11.9301C19.2653 11.4589 19.1951 10.9874 19.0336 10.544C18.872 10.1007 18.6225 9.69455 18.3 9.35008ZM12.94 19.7601H12.67H12.56L12.09 19.6701L10.71 19.3901L7.71 18.7501V10.0801C8.14 9.41008 8.59 8.74008 9.04 8.08008C9.49 7.42008 10 6.67008 10.47 6.00008C10.627 5.75053 10.7418 5.47688 10.81 5.19008L11.22 3.77008L11.33 3.38008L11.5 2.78008L11.56 2.55008V2.45008V2.40008C11.5571 2.37015 11.5571 2.34001 11.56 2.31008C11.7805 2.36033 11.9735 2.49262 12.1 2.68008C12.3391 3.03066 12.4963 3.43052 12.56 3.85008C12.6869 4.69246 12.6289 5.55236 12.39 6.37008C12.21 7.07008 11.67 9.01008 11.67 9.01008C11.6282 9.15765 11.6208 9.31287 11.6486 9.46373C11.6763 9.61459 11.7384 9.75705 11.83 9.88008C11.9242 10.0037 12.0435 10.1059 12.18 10.1801C12.322 10.2427 12.4749 10.2767 12.63 10.2801H15.63C15.8377 10.274 16.0444 10.3115 16.2368 10.3901C16.4292 10.4686 16.603 10.5866 16.7471 10.7363C16.8911 10.886 17.0023 11.0643 17.0734 11.2595C17.1445 11.4548 17.174 11.6627 17.16 11.8701C17.1341 12.0899 17.0906 12.3072 17.03 12.5201C17.03 12.5201 16.16 15.9101 15.74 17.5201C15.5767 18.1452 15.216 18.7008 14.7115 19.1044C14.207 19.508 13.5857 19.738 12.94 19.7601ZM2.75 10.7601C2.74717 10.6937 2.75817 10.6274 2.78229 10.5654C2.80642 10.5035 2.84315 10.4472 2.89015 10.4002C2.93716 10.3532 2.99342 10.3165 3.05536 10.2924C3.1173 10.2682 3.18358 10.2572 3.25 10.2601H5.75V18.7601C5.75283 18.8265 5.74183 18.8928 5.71771 18.9547C5.69358 19.0167 5.65685 19.0729 5.60985 19.1199C5.56284 19.1669 5.50658 19.2037 5.44464 19.2278C5.3827 19.2519 5.31642 19.2629 5.25 19.2601H3.25C3.18358 19.2629 3.1173 19.2519 3.05536 19.2278C2.99342 19.2037 2.93716 19.1669 2.89015 19.1199C2.84315 19.0729 2.80642 19.0167 2.78229 18.9547C2.75817 18.8928 2.74717 18.8265 2.75 18.7601V10.7601Z\" fill=\"#14AEA5\"\/>\n<\/svg>\n\n                  <h4>Pros<\/h4>\n              <\/div>\n      <div class=\"pro-con__content\">\n        <div class=\"ProsCons_Pros__m4eEk\">\n<div>\n<ul>\n<li>Cash waterfall program automates investment so cash is never idle<\/li>\n<li>Slightly lower fees than the industry standard of 1% for human wealth management<\/li>\n<li>Goal-setting tools for short- and long-term plans<\/li>\n<li>Online investment portal for portfolio management<\/li>\n<li>Accessible via website and iOS and Android apps<\/li>\n<li>No extra performance-based fees<\/li>\n<\/ul>\n<\/div>\n<\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"pro-con__half\">\n      <div class=\"pro-con__title\">\n                  <svg width=\"20\" height=\"22\" viewBox=\"0 0 20 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M18.3 12.6499C17.9676 12.9994 17.5672 13.2772 17.1236 13.4663C16.6799 13.6555 16.2023 13.752 15.72 13.7499H14.06V13.7999C14.2 14.2899 14.33 14.7999 14.43 15.1699C14.7413 16.262 14.8062 17.4097 14.62 18.5299C14.5091 19.2539 14.2243 19.9402 13.79 20.5299C13.3779 21.0635 12.8015 21.4465 12.15 21.6199C11.9569 21.6672 11.7588 21.6907 11.56 21.6899H11.44C11.1748 21.6735 10.916 21.602 10.68 21.4799C10.2294 21.2142 9.89417 20.7898 9.74 20.2899V20.1999V20.0899L9.62 19.9999V19.8299L9.43 19.1799L9.33 18.8399L8.93 17.4199C8.90665 17.3343 8.87655 17.2507 8.84 17.1699C8.39 16.4699 7.91 15.7599 7.43 15.0399L6.56 13.7499H3.25C2.58696 13.7499 1.95107 13.4865 1.48223 13.0177C1.01339 12.5488 0.75 11.913 0.75 11.2499V3.24992C0.75 2.58688 1.01339 1.951 1.48223 1.48215C1.95107 1.01331 2.58696 0.749922 3.25 0.749922H5.25C5.87515 0.749792 6.47651 0.989618 6.93 1.41992C8.05 1.16992 9.29 0.909922 10.3 0.699923L11.7 0.409922L11.94 0.349922C12.1112 0.31085 12.285 0.284115 12.46 0.269922C12.6198 0.259991 12.7802 0.259991 12.94 0.269922C14.0439 0.271252 15.1163 0.637867 15.99 1.31259C16.8638 1.98732 17.4896 2.93222 17.77 3.99992C18.18 5.61992 19.04 8.99992 19.05 8.99992C19.1498 9.34915 19.2134 9.7077 19.24 10.0699C19.2653 10.5411 19.1951 11.0126 19.0336 11.456C18.872 11.8993 18.6225 12.3055 18.3 12.6499ZM12.94 2.23992H12.67H12.56L12.09 2.32992L10.71 2.60992L7.71 3.24992V11.9199C8.14 12.5899 8.59 13.2599 9.04 13.9199C9.49 14.5799 10 15.3299 10.47 15.9999C10.627 16.2495 10.7418 16.5231 10.81 16.8099L11.22 18.2299L11.33 18.6199L11.5 19.2199L11.56 19.4499V19.5499V19.5999C11.5571 19.6299 11.5571 19.66 11.56 19.6899C11.7805 19.6397 11.9735 19.5074 12.1 19.3199C12.3391 18.9693 12.4963 18.5695 12.56 18.1499C12.6869 17.3075 12.6289 16.4476 12.39 15.6299C12.21 14.9299 11.67 12.9899 11.67 12.9899C11.6282 12.8423 11.6208 12.6871 11.6486 12.5363C11.6763 12.3854 11.7384 12.243 11.83 12.1199C11.9242 11.9963 12.0435 11.8941 12.18 11.8199C12.322 11.7573 12.4749 11.7233 12.63 11.7199H15.63C15.8377 11.726 16.0444 11.6885 16.2368 11.6099C16.4292 11.5314 16.603 11.4134 16.7471 11.2637C16.8911 11.114 17.0023 10.9357 17.0734 10.7405C17.1445 10.5452 17.174 10.3373 17.16 10.1299C17.1341 9.91014 17.0906 9.69277 17.03 9.47992C17.03 9.47992 16.16 6.08992 15.74 4.47992C15.5767 3.85483 15.216 3.29916 14.7115 2.89556C14.207 2.49197 13.5857 2.26202 12.94 2.23992ZM2.75 11.2399C2.74717 11.3063 2.75817 11.3726 2.78229 11.4346C2.80642 11.4965 2.84315 11.5528 2.89015 11.5998C2.93716 11.6468 2.99342 11.6835 3.05536 11.7076C3.1173 11.7318 3.18358 11.7428 3.25 11.7399H5.75V3.23992C5.75283 3.17351 5.74183 3.10723 5.71771 3.04528C5.69358 2.98334 5.65685 2.92708 5.60985 2.88008C5.56284 2.83307 5.50658 2.79634 5.44464 2.77221C5.3827 2.74809 5.31642 2.73709 5.25 2.73992H3.25C3.18358 2.73709 3.1173 2.74809 3.05536 2.77221C2.99342 2.79634 2.93716 2.83307 2.89015 2.88008C2.84315 2.92708 2.80642 2.98334 2.78229 3.04528C2.75817 3.10723 2.74717 3.17351 2.75 3.23992V11.2399Z\" fill=\"#ED2348\"\/>\n<\/svg>\n\n                 <h4>Cons<\/h4>\n              <\/div>\n      <div class=\"pro-con__content\">\n        <div class=\"ProsCons_Cons___wyv4\">\n<div class=\"ProsCons_Cons___wyv4\">\n<div>\n<ul>\n<li>Only open to US citizens, green card holders and US Visa-holders with a Social Security Number<\/li>\n<li>New service (founded in 2019) and short track record of results<\/li>\n<li>Higher fees than robo-advisors (but still under the 1% norm for traditional wealth managers)<\/li>\n<li>No automatic tax-loss harvesting<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<h2 id='what-is-farther' class=\"wp-block-heading\" id=\"h-what-is-farther\">What is Farther?<\/h2>\n\n\n\n<p>Farther is a digital family office that aims to bring the old-school perks of having a financial advisor watching over your money\u2014but with modern day technology.&nbsp;<\/p>\n\n\n\n<p>Unlike robo-advisors, which cater to the same demographic of investors who aren\u2019t exactly at millionaire status yet, Farther provides you with personal investment advice so that you can plan out realistic goals with your money.&nbsp;<\/p>\n\n\n\n<p>The founders, Taylor Matthews and Brad Genser, are MIT alumni who had prestigious backgrounds in finance prior to founding Farther. Taylor Matthews, who worked as a consultant and an investment banker, had a leadership position with the fintech company ForUsAll. Meanwhile, Brad Genser is a military veteran who worked at Goldman Sachs, where he was a VP for their private wealth management team.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"693\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-181-1024x693.png\" alt=\"\" class=\"wp-image-5121\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-181-1024x693.png 1024w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-181-300x203.png 300w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-181-768x520.png 768w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-181-380x257.png 380w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-181-251x170.png 251w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-181.png 1098w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-does-farther-work\"><strong>How does Farther work?\u00a0<\/strong><\/h3>\n\n\n\n<p>Farther uses a hybrid of leveraging technology and traditional wealth management services to help customers reach personalized financial goals.&nbsp;<\/p>\n\n\n\n<p>Here\u2019s how the process works:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Farther collects details about your financial situation and goals<\/strong><br>Everybody has different financial needs and wishes. Farther creates a customized profile and dashboard for every customer, then asks basic information like your KYC (know-your-customer) information and account details. You\u2019ll then share your goals, which helps the Farther team assess your time horizon and risk tolerance, and finally you\u2019ll get matched with a dedicated financial advisor. Consider this advisor your personal money buddy\u2014who will be accessible via email, chat, or video call.<\/li>\n\n\n\n<li><strong>You (and your team) let the algorithm do its thing<\/strong><br>So, technically Farther isn\u2019t a hands-off robo-advisor, but the company does utilize smart technology to eliminate human error and invest your money efficiently. After all, there are times when a robot, through automation, can compound faster and reach higher gains than us mere mortals.<\/li>\n\n\n\n<li>Your money will be allocated to model portfolios with different goals such as saving for retirement, large purchases, emergencies or general long-term savings. The company uses a technology that will allow for you to automate these savings and investments directly from your bank. And with its cascade, or \u201ccash waterfall,\u201d feature, new or overflow money will sweep across account types to fully utilize tax-advantaged accounts according to your preferences. Moreover, Farther provides competitive practices of automatic dividend reinvestment and rebalancing.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>What if you change your mind? You are free to adjust your target asset allocations and investment strategies periodically\u2014and you don\u2019t have to make your decision alone. When opting to withdraw some of your money, Farther will initiate a combination of security sales while ensuring the corresponding target asset allocation remains intact. You also have the added benefit of getting direct access to qualified investment individuals with years of experience guiding clients through bear and bull markets\u2014and they\u2019ll be able to talk you down off the ledge.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Farther features<\/strong><\/h3>\n\n\n\n<p>Now that you know how Farther works, let\u2019s look at some of its features.<\/p>\n\n\n\n<p><strong>1. Online investor portal with a mobile app<\/strong><\/p>\n\n\n\n<p>There\u2019s nothing stuffy about this family office. Unlike many independent wealth managers, Farther allows their clients to access an online investor portal at any time to access investment advice, make one-time or recurring deposits, and withdraw cash. Your investor portal is accessible via desktop browser or a mobile app on both iOS or Android.<\/p>\n\n\n\n<p><strong>2. No minimum account sizes<\/strong><\/p>\n\n\n\n<p>Most dedicated investment management platforms and family offices require minimum account sizes of millions. Farther Finance has no account minimum\u2014making it accessible to anyone. That said, robo-advisors have lower fees that are better for investing newbies. Farther\u2019s ideal customer is someone who has outgrown robo-advisors, but still wants an accessible option with higher client touchpoints.&nbsp;<\/p>\n\n\n\n<p><strong>3. Qualified advisor team<\/strong><\/p>\n\n\n\n<p>Due to a combination of Father&#8217;s low investment minimums and technology automation, anyone can access the added benefit of working with a team of go-to financial advisors.<\/p>\n\n\n\n<p><strong>4. One-of-a-kind cash waterfalls<\/strong><\/p>\n\n\n\n<p>Ever had lots of goals and wish you could fund them all at once? With Farther, you don\u2019t need to chase waterfalls\u2014they flow for you and deliver money while they are at it.<\/p>\n\n\n\n<p>Farther streamlines your savings with automation via its proprietary cascade \u201ccash waterfall\u201d feature. Based on your priorities and timelines, the waterfall tool allocates where to invest new or surplus money on those heavy-inflow months. That way, you can minimize idle cash and maximize returns.<\/p>\n\n\n\n<p>And yes\u2014tax optimization is built into the feature too. With the help of your advisor, you\u2019ll configure the algorithm to whatever you want, then the technology ensures execution. Can you say win-win?<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Who can invest with Farther?<\/strong><\/h3>\n\n\n\n<p>There are no investment minimums to start with Farther, but the platform appeals most to people with medium-to-high net worths. We suggest this app for investors with a substantial amount to invest, just because Farther isn\u2019t the cheapest tool on the block (although it\u2019s certainly not the most expensive, either).<\/p>\n\n\n\n<p>Here\u2019s who we think would really benefit from Farther:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Investors with a substantial amount of money to invest who\u2019ve outgrown robo-advisors but don\u2019t yet meet the wealth requirements to work with a traditional family office\u00a0<\/li>\n\n\n\n<li>Investors looking to add structure to their savings and diversify their investment portfolio automatically\u2014without having to waste brain power thinking<\/li>\n\n\n\n<li>Professionals who are in the asset accumulation phase of their lives<\/li>\n\n\n\n<li>People facing big life moments, and therefore slightly more complex financial planning needs (aka getting married and having children)<\/li>\n\n\n\n<li>Those who need help with managing equity compensation<\/li>\n\n\n\n<li>Anyone looking for help managing their finances on autopilot to faster reach their long-term and short-term financial goals<\/li>\n\n\n\n<li>People with multiple goals to sort out and prioritize\u2014that\u2019s where the waterfall feature comes in super handy<\/li>\n<\/ul>\n\n\n\n<h2 id='where-farther-gets-it-right' class=\"wp-block-heading\" id=\"whereGetsItRight\">Where Farther gets it right<\/h2>\n\n\n\n<p><strong>Strong founding team<\/strong><\/p>\n\n\n\n<p>While Farther seems to be geared towards the aspirational wealth builder, you probably want some aspects of the richy rich when it comes to protecting and managing your wealth. Farther has the perfect combination of people who have had \u201celite\u201d backgrounds, who are also willing to embrace new technology, as seen by them having options for crypto investments on their platform.<\/p>\n\n\n\n<p><strong>Personalized investment advice<\/strong><\/p>\n\n\n\n<p>We all know how important our individuality is, and probably this is most important when it comes to our finances. Every single person is different in how they choose to earn, spend, and save their money. This is why having a personal wealth manager is so important. As Farther says on its website, \u201cWe\u2019re designed to be flexible to accommodate any goal-based accounts you want to set up.&#8221;<\/p>\n\n\n\n<p><strong>High-tech solutions<\/strong><\/p>\n\n\n\n<p>While having a financial advisor is nice, this means very little unless they\u2019ve got tech that can provide you the results that you\u2019re looking for. Father has some pioneering tech, like the cash waterfall tool, which optimizes your savings for greater abundance by ensuring your money is in the most strategically placed accounts.<\/p>\n\n\n\n<p><strong>Low principal amount<\/strong><\/p>\n\n\n\n<p>Typically to utilize the services of a wealth manager, you need to have a net worth that is in the millions. With Farther you can experience the benefits of a wealth advisor at a much lower net worth.<\/p>\n\n\n\n<h2 id='where-farther-could-do-better' class=\"wp-block-heading\" id=\"whereCouldDoBetter\">Where Farther could do better<\/h2>\n\n\n\n<p><strong>Lack of history<\/strong><\/p>\n\n\n\n<p>A problem that Farther has is a lack of history. Founded in 2019, the company don\u2019t have a historical reference as to how competitive the wealth management service is. What compounds this confusion is that 2020 and 2021 were far from \u201cnormal\u201d years when it came to investing. For all intents and purposes, Farther has only existed during the COVID economy, which makes it tough to create a realistic guess on how it would perform in the economy prior to COVID.&nbsp;<\/p>\n\n\n\n<p>That said, the financial advisor team collectively has years of experience informing their guidance.<\/p>\n\n\n\n<p><strong>Higher investment fees than most robo-advisors<\/strong><\/p>\n\n\n\n<p>When compared to robo-advisors, Father has a higher fee than the competitors in the market. The fees that robo-advisors usually charge are around 0.25% of AUM. The average that professional wealth management firms charge is around 1%. This puts Farther at close to the price range of a traditional wealth management firm.<\/p>\n\n\n\n<p><strong>Could you do it yourself?<\/strong><\/p>\n\n\n\n<p>A question you have to ask yourself is if you are someone who really needs the benefits of a wealth advisor. If you are using Farther, it is because your net worth is below $1 million. You should consider whether paying higher fees is really the best way to get you to $1 million faster.<\/p>\n\n\n\n<h2 id='can-you-really-make-money-on-farther' class=\"wp-block-heading\" id=\"canYouReallyMakeMoneyOn\">Can you really make money on Farther?<\/h2>\n\n\n\n<p>You can definitely make money on Farther, just as you would with a robo-advisor or wealth management team. However, the same market risks apply, and you have to be clear on the fees and what your ideal time horizon will be. The ideal Farther customer is someone who knows what they want, and is willing to trust an advisor to \u201cset it and forget it.\u201d Farther\u2019s algorithmic tools need time to work in your favor, just as with any long-term investing strategy, so the biggest question isn\u2019t whether you will make money, but do you feel clear enough on your goals to hand over your money management to a hybrid human\/robot team?<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-182-1024x683.png\" alt=\"\" class=\"wp-image-5122\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-182-1024x683.png 1024w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-182-300x200.png 300w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-182-768x512.png 768w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-182-386x257.png 386w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-182-255x170.png 255w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-182.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-do-i-make-money-with-farther\"><strong>How do I make money with Farther?\u00a0<\/strong><\/h3>\n\n\n\n<p>You make money through Farther by working with some members of their private wealth management team who help you set up a personal investment strategy using Farther\u2019s technological offerings. With a human and vetted investment professional you will be able to talk out your ideas with someone who will understand your personal needs and goals.<\/p>\n\n\n\n<p>One interesting example of Farther\u2019s technology is the \u201ccash waterfall.\u201d The cash waterfall program aims to help you fight idle cash that you have saved, that due to inflation is actually going down by just sitting there. The idea of the cash waterfall program is that instead of having your money be idle, all money that is deposited into your Farther account will go into tax-friendly savings accounts such as a 401(k) or 529 college savings plan.<\/p>\n\n\n\n<p>In summary, Farther does as it says: It deploys humans to think smart and help you set up your goals, then it leverages its technology to help you actually cross that line.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How do I cash out with Farther?&nbsp;<\/strong><\/h3>\n\n\n\n<p>You cash out of the Farther platform the same way you would cash out of any robo-advisor\/wealth management service. You just ask, and the cash is transferred to your bank.<\/p>\n\n\n\n<p>That said, the way in which Farther is set up is such that you are supposed to hold and build your wealth through the platform. Thus, if you are investing with Farther you probably are looking at decades-long partnership.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Farther vs traditional investing&nbsp;<\/strong><\/h3>\n\n\n\n<p>The big question that you have to ask yourself with Farther is if you would benefit from utilizing their services. The S&amp;P has had an annualized average return of around 10% to 11%. For the past two years, Farther has been in this bucket, leveraging a better return on investments than Farther\u2019s competitors Wealthfront and Betterment. However, both Wealthfront and Betterment have lower fees.<\/p>\n\n\n\n<p>Remember, Farther hit the market right at a time when the economy went bananas. Some predict that a recession is in the works, and if so retail investors may benefit from having a smart wealth advisor leading them through a potentially risky economy. But you could also argue the opposite is true, and say that the little guys should opt for lower-cost options, even if they have a lower ROI.<\/p>\n\n\n\n<p>For Farther to be competitive for you, it needs to return more than 11.3%: the first 10.5% is from the S&amp;P estimated earnings, and add another 0.8% to cover Farther&#8217;s annual management fees.&nbsp;<\/p>\n\n\n\n<p>That means that any ROI over about 11.3% would make Farther more competitive than lower-cost robo-advisors.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"922\" height=\"608\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-183.png\" alt=\"\" class=\"wp-image-5123\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-183.png 922w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-183-300x198.png 300w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-183-768x506.png 768w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-183-390x257.png 390w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-183-258x170.png 258w\" sizes=\"auto, (max-width: 922px) 100vw, 922px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<h2 id='what-other-people-are-saying-about-farther' class=\"wp-block-heading\" id=\"h-what-other-people-are-saying-about-farther\">What other people are saying about Farther<\/h2>\n\n\n\n<p>One of the big negatives with Farther is that it hasn\u2019t been on the market long enough for consumers to give a lot of feedback. This is especially relevant since the core value add for Farther is that it provides the qualitatively measured value of a financial advisor. As the company is still at its starting stage and there isn\u2019t that much feedback on how the wealth management advisors are, the consumer takes the risk on their own.<\/p>\n\n\n\n<h2 id='are-there-other-apps-like-farther' class=\"wp-block-heading\">Are there other apps like Farther?<\/h2>\n\n\n\n<p>There is no direct competitor for Farther. Farther is the only platform that combines the wealth advisor platform with the technological advancements of robo advisors. Wealth managers are probably not the best companies to compare with Farther, as their services are more personalized. A more accurate comparison would be with other wealth management digital platforms like Betterment or Wealthfront.&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/moneymade.io\/discover\/betterment\"><u>Betterment<\/u><\/a>&nbsp;has a $0 minimum initial investment which means that it is available for anyone who has a desire to grow their personal savings. They list their features as \u201cautomatic rebalancing, tax-saving strategies and socially responsible investing\u201d\u2014which actually sounds sort of in line with Farther\u2019s cascade feature.&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/moneymade.io\/discover\/wealthfront\"><u>Wealthfront<\/u><\/a>&nbsp;is another major robo financial advisor. You can start investing at $500 dollars and make investments through their strategic investment options. With Wealthfront there is competitive tax planning, digital financing tools and a set number of competitive investment ETFs. They also strategically limit your risk. For example, Wealthfront limits your total portfolio\u2019s exposure to cryptocurrency to 10%.<\/p>\n\n\n\n<p>Both of the robo advisors have a return on investment that is below the 10.5% that the S&amp;P 500 has historically brought, so this is something to consider when planning for the future.<\/p>\n\n\n\n<h2 id='our-hot-take-on-farther' class=\"wp-block-heading\" id=\"h-our-hot-take-on-farther\">Our hot take on Farther<\/h2>\n\n\n\n<p>Farther provides a mix of the old and the new. Founded by two finance vets with prestigious backgrounds, Farther aims to bring the benefits of wealth advisors to the general population. The big risk is that it is still a new firm without a history of high returns. However, as it uses high tech solutions to make sure that your money is going to work for you, and couples that with top tier wealth management professionals helping you plan out your financial goals, Farther can in fact help stretch your money further.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"howDoISignUpFor\">I\u2019m in! How do I sign up for Farther?<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">1.&nbsp;Log in to or create a MoneyMade account.<\/h4>\n\n\n\n<p>Visit our Farther platform page and log in to your MoneyMade account.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">2.&nbsp;Download the Farther Finance mobile app.<\/h4>\n\n\n\n<p>Download the Farther app from the app store or by going to farther.com<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">3.&nbsp;Create your profile.<\/h4>\n\n\n\n<p>You&#8217;ll be asked to provide some basic information including your name, phone number and some general KYC information.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">4.&nbsp;Select a funding source.<\/h4>\n\n\n\n<p>Choose a funding source and link your account to Farther so you can start investing.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">5.&nbsp;Begin financing your core accounts.<\/h4>\n\n\n\n<p>These accounts can include an emergency fund, IRA, and long-term growth fund.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">6.&nbsp;Set up your goal-based accounts.<\/h4>\n\n\n\n<p>These can be things like buying a house, or starting a business.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">7.&nbsp;Farther Finance will then get back to you.<\/h4>\n\n\n\n<p>You should hear back from Farther Finance with an investment strategy and your investment advisor will work with you to execute these wealth-building opportunities.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">8.&nbsp;Return to MoneyMade and link accounts.<\/h4>\n\n\n\n<p>This will allow you to track everything in one place and receive personalized investment advice.<\/p>\n\n\n\n  <div id=\"accordion\" class=\"accordion-wrap accordion-wrap--inline-content\">\n    <div class=\"outer-container\">\n                <h3 class=\"accordion__main-title\">FAQs<\/h3>\n                           \n          <div class=\"accordion-tab \">\n                          <h4 class=\"accordion-title\">Is Farther Finance legit?<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 8L6 14L7.41 15.41L12 10.83L16.59 15.41L18 14L12 8Z\" fill=\"#0A0028\"\/>\n<\/svg>\n<\/h4>\n                          <div class=\"accordion-content\">\n                <div class=\"accordion-content-text\">\n                  <div class=\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\">\n<p class=\"mu-p1 FontGenerator-module_Font__-qoUg FontGenerator-module_Light__sW-hU \">Yes. Farther Finance is a legitimate company that was founded by two finance industry vets, and SIPC insured. The wealth advisors at Farther have a fiduciary duty to their investors, meaning that by law they have to do what is best for their investors, or they risk getting into legal trouble.<\/p>\n<\/div>\n                <\/div>\n              <\/div>\n                      <\/div>\n                 \n          <div class=\"accordion-tab \">\n                          <h4 class=\"accordion-title\">When was Farther Finance invented?<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 8L6 14L7.41 15.41L12 10.83L16.59 15.41L18 14L12 8Z\" fill=\"#0A0028\"\/>\n<\/svg>\n<\/h4>\n                          <div class=\"accordion-content\">\n                <div class=\"accordion-content-text\">\n                  <p>Farther Finance was created in 2019 by Taylor Matthews and Brad Genser, two decade long finance industry vets.<\/p>\n                <\/div>\n              <\/div>\n                      <\/div>\n                 \n          <div class=\"accordion-tab \">\n                          <h4 class=\"accordion-title\">What is Farther Finance&#8217;s ROI?<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 8L6 14L7.41 15.41L12 10.83L16.59 15.41L18 14L12 8Z\" fill=\"#0A0028\"\/>\n<\/svg>\n<\/h4>\n                          <div class=\"accordion-content\">\n                <div class=\"accordion-content-text\">\n                  <p>It is impossible to get a direct ROI, since each Farther wealth plan is crafted by a personal wealth advisor and tailored to individuals\u2019 investment plans. Depending on your willingness to expose yourself to risk, and your goals, your ROI will differ. Given the fact that the S&amp;P has a return rate of about 10.5%, and Farther\u2019s fee is 0.8%, during exploratory calls with Farther you should aim for an ROI greater than 11.3%.<\/p>\n                <\/div>\n              <\/div>\n                      <\/div>\n                 \n          <div class=\"accordion-tab \">\n                          <h4 class=\"accordion-title\">Why invest with Farther Finance?<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 8L6 14L7.41 15.41L12 10.83L16.59 15.41L18 14L12 8Z\" fill=\"#0A0028\"\/>\n<\/svg>\n<\/h4>\n                          <div class=\"accordion-content\">\n                <div class=\"accordion-content-text\">\n                  <p>Farther pitches itself as &#8220;the first institution built from the ground up to provide an elevated client experience created through a seamless collaboration between technology and advisors.&#8221; They&#8217;ve positioned themselves to provide customers with a unique hybrid experience between personalized human wealth management and robo-advisors, so you can get investment advice tailored to your needs without all the high fees.<\/p>\n                <\/div>\n              <\/div>\n                      <\/div>\n                 \n          <div class=\"accordion-tab \">\n                          <h4 class=\"accordion-title\">Does Farther invest in Bitcoin and crypto?<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 8L6 14L7.41 15.41L12 10.83L16.59 15.41L18 14L12 8Z\" fill=\"#0A0028\"\/>\n<\/svg>\n<\/h4>\n                          <div class=\"accordion-content\">\n                <div class=\"accordion-content-text\">\n                  <p>Yes, Farther has options to invest in crypto. This is alongside its other investment opportunities in other alternative investments like private equity, private real estate, and hedge fund options.<\/p>\n                <\/div>\n              <\/div>\n                      <\/div>\n                 \n          <div class=\"accordion-tab \">\n                          <h4 class=\"accordion-title\">Is Farther Finance expensive?<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 8L6 14L7.41 15.41L12 10.83L16.59 15.41L18 14L12 8Z\" fill=\"#0A0028\"\/>\n<\/svg>\n<\/h4>\n                          <div class=\"accordion-content\">\n                <div class=\"accordion-content-text\">\n                  <p>Compared to robo-advisors Farther\u2019s 0.8% AUM fees are higher than average. However, they are lower than traditional wealth advisors who ask for 1% AUM.<\/p>\n                <\/div>\n              <\/div>\n                      <\/div>\n                 \n          <div class=\"accordion-tab \">\n                          <h4 class=\"accordion-title\">Is Farther Finance a safe investment?<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 8L6 14L7.41 15.41L12 10.83L16.59 15.41L18 14L12 8Z\" fill=\"#0A0028\"\/>\n<\/svg>\n<\/h4>\n                          <div class=\"accordion-content\">\n                <div class=\"accordion-content-text\">\n                  <p>Yes, as Farther Finance charges 0.8% AUM fee for their services, you can aim to hit a safe return on your investment with Farther. The aim is that they would be getting you competitive returns, better than the S&amp;P\u2019s of 10.5%. Thus, the 0.8% return on investment would in theory be negligible given your annual return.<\/p>\n                <\/div>\n              <\/div>\n                      <\/div>\n                 \n          <div class=\"accordion-tab \">\n                          <h4 class=\"accordion-title\">Does Farther Finance minimize your tax obligation?<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 8L6 14L7.41 15.41L12 10.83L16.59 15.41L18 14L12 8Z\" fill=\"#0A0028\"\/>\n<\/svg>\n<\/h4>\n                          <div class=\"accordion-content\">\n                <div class=\"accordion-content-text\">\n                  <p>While Farther employs tax reduction strategies, they are not accountants and do not offer tax planning advice.<\/p>\n                <\/div>\n              <\/div>\n                      <\/div>\n            <\/div>\n  <\/div>\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n        \"@type\": \"Question\",\n        \"name\": \"Is Farther Finance legit?\",\n        \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"<div class=\\\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\\\">\\n<p class=\\\"mu-p1 FontGenerator-module_Font__-qoUg FontGenerator-module_Light__sW-hU \\\">Yes. Farther Finance is a legitimate company that was founded by two finance industry vets, and SIPC insured. The wealth advisors at Farther have a fiduciary duty to their investors, meaning that by law they have to do what is best for their investors, or they risk getting into legal trouble.<\/p>\\n<\/div>\\n\"\n        }\n    },\n    {\n        \"@type\": \"Question\",\n        \"name\": \"When was Farther Finance invented?\",\n        \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"<p>Farther Finance was created in 2019 by Taylor Matthews and Brad Genser, two decade long finance industry vets.<\/p>\\n\"\n        }\n    },\n    {\n        \"@type\": \"Question\",\n        \"name\": \"What is Farther Finance's ROI?\",\n        \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"<p>It is impossible to get a direct ROI, since each Farther wealth plan is crafted by a personal wealth advisor and tailored to individuals\\u2019 investment plans. Depending on your willingness to expose yourself to risk, and your goals, your ROI will differ. Given the fact that the S&amp;P has a return rate of about 10.5%, and Farther\\u2019s fee is 0.8%, during exploratory calls with Farther you should aim for an ROI greater than 11.3%.<\/p>\\n\"\n        }\n    },\n    {\n        \"@type\": \"Question\",\n        \"name\": \"Why invest with Farther Finance?\",\n        \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"<p>Farther pitches itself as &#8220;the first institution built from the ground up to provide an elevated client experience created through a seamless collaboration between technology and advisors.&#8221; They&#8217;ve positioned themselves to provide customers with a unique hybrid experience between personalized human wealth management and robo-advisors, so you can get investment advice tailored to your needs without all the high fees.<\/p>\\n\"\n        }\n    },\n    {\n        \"@type\": \"Question\",\n        \"name\": \"Does Farther invest in Bitcoin and crypto?\",\n        \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"<p>Yes, Farther has options to invest in crypto. This is alongside its other investment opportunities in other alternative investments like private equity, private real estate, and hedge fund options.<\/p>\\n\"\n        }\n    },\n    {\n        \"@type\": \"Question\",\n        \"name\": \"Is Farther Finance expensive?\",\n        \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"<p>Compared to robo-advisors Farther\\u2019s 0.8% AUM fees are higher than average. However, they are lower than traditional wealth advisors who ask for 1% AUM.<\/p>\\n\"\n        }\n    },\n    {\n        \"@type\": \"Question\",\n        \"name\": \"Is Farther Finance a safe investment?\",\n        \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"<p>Yes, as Farther Finance charges 0.8% AUM fee for their services, you can aim to hit a safe return on your investment with Farther. The aim is that they would be getting you competitive returns, better than the S&amp;P\\u2019s of 10.5%. Thus, the 0.8% return on investment would in theory be negligible given your annual return.<\/p>\\n\"\n        }\n    },\n    {\n        \"@type\": \"Question\",\n        \"name\": \"Does Farther Finance minimize your tax obligation?\",\n        \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"<p>While Farther employs tax reduction strategies, they are not accountants and do not offer tax planning advice.<\/p>\\n\"\n        }\n    }\n]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Get the family office advisory experience online\u2014no robo-advisors necessary. Traditionally, family office wealth management services were reserved for the ultra wealthy\u2014aka those with more than $100 million in investable assets. We know that\u2019s a pretty big stack of pennies, but not everybody wants to be relegated to the impersonal world of app-based robo-advisors. Enter Farther, [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":5120,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":true,"footnotes":""},"categories":[5],"tags":[123,22,15,52,43],"post_authors":[82],"class_list":["post-5119","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews","tag-balanced-investing","tag-cryptocurrency","tag-large-investments","tag-passive-income","tag-stocks"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.1 (Yoast SEO v25.2) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Farther Review: Invest to Beat Inflation, Enjoy Personalized Attention | MoneyMade<\/title>\n<meta name=\"description\" content=\"Get the family office advisory experience online\u2014no robo-advisors necessary.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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With a $0 minimum investment, Farther customers could see 8% to 12% possible returns from investments like ETFs, mutual funds, and securities like stocks and bonds.&nbsp;<\/p>\n","innerContent":["\n<p>Enter Farther, a digital family office model that provides you with a team of experienced financial advisors who use technology to help grow and protect your wealth. With a $0 minimum investment, Farther customers could see 8% to 12% possible returns from investments like ETFs, mutual funds, and securities like stocks and bonds.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>And, according to its website, Farther also dabbles in alternative investments like private equity, private real estate, hedge fund, and crypto offerings\u2014making this platform intriguing enough to catch our eye.&nbsp;<\/p>\n","innerContent":["\n<p>And, according to its website, Farther also dabbles in alternative investments like private equity, private real estate, hedge fund, and crypto offerings\u2014making this platform intriguing enough to catch our eye.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>In this detailed Farther review, we\u2019ll cover everything you need to know about Farther Finance, including the economics behind it, the fees, potential returns, pros and cons, and more.<\/p>\n","innerContent":["\n<p>In this detailed Farther review, we\u2019ll cover everything you need to know about Farther Finance, including the economics behind it, the fees, potential returns, pros and cons, and more.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"h-borrow-our-cheat-sheet\">Borrow our cheat sheet<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"h-borrow-our-cheat-sheet\">Borrow our cheat sheet<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/columns","attrs":[],"innerBlocks":[{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"50%"},"innerBlocks":[{"blockName":"core\/table","attrs":[],"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3677\" style=\"width: 33px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.30.51\u202fAM-e1748356420835-Edited.png\" alt=\"\"> <strong>Fees<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3678\" style=\"width: 44px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.39\u202fAM-Edited.png\" alt=\"\"><strong> Minimum to invest<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">0.8<\/td><td class=\"has-text-align-center\" data-align=\"center\">$100000<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3679\" style=\"width: 38px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.47\u202fAM-Edited.png\" alt=\"\"><strong> Returns<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3680\" style=\"width: 31px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.32.01\u202fAM-e1748356491960-Edited.png\" alt=\"\"> <strong>Risk<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">8%<\/td><td class=\"has-text-align-center\" data-align=\"center\">Low<\/td><\/tr><\/tbody><\/table><\/figure>\n","innerContent":["\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3677\" style=\"width: 33px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.30.51\u202fAM-e1748356420835-Edited.png\" alt=\"\"> <strong>Fees<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3678\" style=\"width: 44px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.39\u202fAM-Edited.png\" alt=\"\"><strong> Minimum to invest<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">0.8<\/td><td class=\"has-text-align-center\" data-align=\"center\">$100000<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3679\" style=\"width: 38px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.47\u202fAM-Edited.png\" alt=\"\"><strong> Returns<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3680\" style=\"width: 31px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.32.01\u202fAM-e1748356491960-Edited.png\" alt=\"\"> <strong>Risk<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">8%<\/td><td class=\"has-text-align-center\" data-align=\"center\">Low<\/td><\/tr><\/tbody><\/table><\/figure>\n"]}],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:50%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:50%\">",null,"<\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]}],"innerHTML":"\n<div class=\"wp-block-columns\">\n\n\n\n<\/div>\n","innerContent":["\n<div class=\"wp-block-columns\">",null,"\n\n",null,"\n\n",null,"<\/div>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"h-pros-and-cons-of-farther\">Pros and cons of Farther<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"h-pros-and-cons-of-farther\">Pros and cons of Farther<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"acf\/pro-con","attrs":{"name":"acf\/pro-con","data":{"pro_icon":"","_pro_icon":"field_652d6dd6b35e4","pro_title":"Pros","_pro_title":"field_652d6df3b35e5","pro_content":"<div class=\"ProsCons_Pros__m4eEk\">\r\n<div>\r\n<ul>\r\n \t<li>Cash waterfall program automates investment so cash is never idle<\/li>\r\n \t<li>Slightly lower fees than the industry standard of 1% for human wealth management<\/li>\r\n \t<li>Goal-setting tools for short- and long-term plans<\/li>\r\n \t<li>Online investment portal for portfolio management<\/li>\r\n \t<li>Accessible via website and iOS and Android apps<\/li>\r\n \t<li>No extra performance-based fees<\/li>\r\n<\/ul>\r\n<\/div>\r\n<\/div>","_pro_content":"field_652d6e03b35e6","con_icon":"","_con_icon":"field_652d6e0eb35e7","con_title":"Cons","_con_title":"field_652d6e19b35e8","con_content":"<div class=\"ProsCons_Cons___wyv4\">\r\n<div class=\"ProsCons_Cons___wyv4\">\r\n<div>\r\n<ul>\r\n \t<li>Only open to US citizens, green card holders and US Visa-holders with a Social Security Number<\/li>\r\n \t<li>New service (founded in 2019) and short track record of results<\/li>\r\n \t<li>Higher fees than robo-advisors (but still under the 1% norm for traditional wealth managers)<\/li>\r\n \t<li>No automatic tax-loss harvesting<\/li>\r\n<\/ul>\r\n<\/div>\r\n<\/div>\r\n<\/div>","_con_content":"field_652d6e20b35e9"},"mode":"preview"},"innerBlocks":[],"innerHTML":"","innerContent":[]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"h-what-is-farther\">What is Farther?<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"h-what-is-farther\">What is Farther?<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Farther is a digital family office that aims to bring the old-school perks of having a financial advisor watching over your money\u2014but with modern day technology.&nbsp;<\/p>\n","innerContent":["\n<p>Farther is a digital family office that aims to bring the old-school perks of having a financial advisor watching over your money\u2014but with modern day technology.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Unlike robo-advisors, which cater to the same demographic of investors who aren\u2019t exactly at millionaire status yet, Farther provides you with personal investment advice so that you can plan out realistic goals with your money.&nbsp;<\/p>\n","innerContent":["\n<p>Unlike robo-advisors, which cater to the same demographic of investors who aren\u2019t exactly at millionaire status yet, Farther provides you with personal investment advice so that you can plan out realistic goals with your money.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>The founders, Taylor Matthews and Brad Genser, are MIT alumni who had prestigious backgrounds in finance prior to founding Farther. Taylor Matthews, who worked as a consultant and an investment banker, had a leadership position with the fintech company ForUsAll. Meanwhile, Brad Genser is a military veteran who worked at Goldman Sachs, where he was a VP for their private wealth management team.<\/p>\n","innerContent":["\n<p>The founders, Taylor Matthews and Brad Genser, are MIT alumni who had prestigious backgrounds in finance prior to founding Farther. Taylor Matthews, who worked as a consultant and an investment banker, had a leadership position with the fintech company ForUsAll. Meanwhile, Brad Genser is a military veteran who worked at Goldman Sachs, where he was a VP for their private wealth management team.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/columns","attrs":[],"innerBlocks":[{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"50%"},"innerBlocks":[{"blockName":"core\/image","attrs":{"id":5121,"sizeSlug":"large","linkDestination":"none"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-image size-large\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-181-1024x693.png\" alt=\"\" class=\"wp-image-5121\"\/><\/figure>\n","innerContent":["\n<figure class=\"wp-block-image size-large\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-181-1024x693.png\" alt=\"\" class=\"wp-image-5121\"\/><\/figure>\n"]}],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:50%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:50%\">",null,"<\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]}],"innerHTML":"\n<div class=\"wp-block-columns\">\n\n\n\n<\/div>\n","innerContent":["\n<div class=\"wp-block-columns\">",null,"\n\n",null,"\n\n",null,"<\/div>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\" id=\"h-how-does-farther-work\"><strong>How does Farther work?\u00a0<\/strong><\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\" id=\"h-how-does-farther-work\"><strong>How does Farther work?\u00a0<\/strong><\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Farther uses a hybrid of leveraging technology and traditional wealth management services to help customers reach personalized financial goals.&nbsp;<\/p>\n","innerContent":["\n<p>Farther uses a hybrid of leveraging technology and traditional wealth management services to help customers reach personalized financial goals.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Here\u2019s how the process works:<\/p>\n","innerContent":["\n<p>Here\u2019s how the process works:<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/list","attrs":[],"innerBlocks":[{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li><strong>Farther collects details about your financial situation and goals<\/strong><br>Everybody has different financial needs and wishes. Farther creates a customized profile and dashboard for every customer, then asks basic information like your KYC (know-your-customer) information and account details. You\u2019ll then share your goals, which helps the Farther team assess your time horizon and risk tolerance, and finally you\u2019ll get matched with a dedicated financial advisor. Consider this advisor your personal money buddy\u2014who will be accessible via email, chat, or video call.<\/li>\n","innerContent":["\n<li><strong>Farther collects details about your financial situation and goals<\/strong><br>Everybody has different financial needs and wishes. Farther creates a customized profile and dashboard for every customer, then asks basic information like your KYC (know-your-customer) information and account details. You\u2019ll then share your goals, which helps the Farther team assess your time horizon and risk tolerance, and finally you\u2019ll get matched with a dedicated financial advisor. Consider this advisor your personal money buddy\u2014who will be accessible via email, chat, or video call.<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li><strong>You (and your team) let the algorithm do its thing<\/strong><br>So, technically Farther isn\u2019t a hands-off robo-advisor, but the company does utilize smart technology to eliminate human error and invest your money efficiently. After all, there are times when a robot, through automation, can compound faster and reach higher gains than us mere mortals.<\/li>\n","innerContent":["\n<li><strong>You (and your team) let the algorithm do its thing<\/strong><br>So, technically Farther isn\u2019t a hands-off robo-advisor, but the company does utilize smart technology to eliminate human error and invest your money efficiently. After all, there are times when a robot, through automation, can compound faster and reach higher gains than us mere mortals.<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Your money will be allocated to model portfolios with different goals such as saving for retirement, large purchases, emergencies or general long-term savings. The company uses a technology that will allow for you to automate these savings and investments directly from your bank. And with its cascade, or \u201ccash waterfall,\u201d feature, new or overflow money will sweep across account types to fully utilize tax-advantaged accounts according to your preferences. Moreover, Farther provides competitive practices of automatic dividend reinvestment and rebalancing.&nbsp;<\/li>\n","innerContent":["\n<li>Your money will be allocated to model portfolios with different goals such as saving for retirement, large purchases, emergencies or general long-term savings. The company uses a technology that will allow for you to automate these savings and investments directly from your bank. And with its cascade, or \u201ccash waterfall,\u201d feature, new or overflow money will sweep across account types to fully utilize tax-advantaged accounts according to your preferences. Moreover, Farther provides competitive practices of automatic dividend reinvestment and rebalancing.&nbsp;<\/li>\n"]}],"innerHTML":"\n<ul class=\"wp-block-list\">\n\n\n\n<\/ul>\n","innerContent":["\n<ul class=\"wp-block-list\">",null,"\n\n",null,"\n\n",null,"<\/ul>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>What if you change your mind? You are free to adjust your target asset allocations and investment strategies periodically\u2014and you don\u2019t have to make your decision alone. When opting to withdraw some of your money, Farther will initiate a combination of security sales while ensuring the corresponding target asset allocation remains intact. You also have the added benefit of getting direct access to qualified investment individuals with years of experience guiding clients through bear and bull markets\u2014and they\u2019ll be able to talk you down off the ledge.<\/p>\n","innerContent":["\n<p>What if you change your mind? You are free to adjust your target asset allocations and investment strategies periodically\u2014and you don\u2019t have to make your decision alone. When opting to withdraw some of your money, Farther will initiate a combination of security sales while ensuring the corresponding target asset allocation remains intact. You also have the added benefit of getting direct access to qualified investment individuals with years of experience guiding clients through bear and bull markets\u2014and they\u2019ll be able to talk you down off the ledge.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\"><strong>Farther features<\/strong><\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\"><strong>Farther features<\/strong><\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Now that you know how Farther works, let\u2019s look at some of its features.<\/p>\n","innerContent":["\n<p>Now that you know how Farther works, let\u2019s look at some of its features.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>1. Online investor portal with a mobile app<\/strong><\/p>\n","innerContent":["\n<p><strong>1. Online investor portal with a mobile app<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>There\u2019s nothing stuffy about this family office. Unlike many independent wealth managers, Farther allows their clients to access an online investor portal at any time to access investment advice, make one-time or recurring deposits, and withdraw cash. Your investor portal is accessible via desktop browser or a mobile app on both iOS or Android.<\/p>\n","innerContent":["\n<p>There\u2019s nothing stuffy about this family office. Unlike many independent wealth managers, Farther allows their clients to access an online investor portal at any time to access investment advice, make one-time or recurring deposits, and withdraw cash. Your investor portal is accessible via desktop browser or a mobile app on both iOS or Android.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>2. No minimum account sizes<\/strong><\/p>\n","innerContent":["\n<p><strong>2. No minimum account sizes<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Most dedicated investment management platforms and family offices require minimum account sizes of millions. Farther Finance has no account minimum\u2014making it accessible to anyone. That said, robo-advisors have lower fees that are better for investing newbies. Farther\u2019s ideal customer is someone who has outgrown robo-advisors, but still wants an accessible option with higher client touchpoints.&nbsp;<\/p>\n","innerContent":["\n<p>Most dedicated investment management platforms and family offices require minimum account sizes of millions. Farther Finance has no account minimum\u2014making it accessible to anyone. That said, robo-advisors have lower fees that are better for investing newbies. Farther\u2019s ideal customer is someone who has outgrown robo-advisors, but still wants an accessible option with higher client touchpoints.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>3. Qualified advisor team<\/strong><\/p>\n","innerContent":["\n<p><strong>3. Qualified advisor team<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Due to a combination of Father's low investment minimums and technology automation, anyone can access the added benefit of working with a team of go-to financial advisors.<\/p>\n","innerContent":["\n<p>Due to a combination of Father's low investment minimums and technology automation, anyone can access the added benefit of working with a team of go-to financial advisors.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>4. One-of-a-kind cash waterfalls<\/strong><\/p>\n","innerContent":["\n<p><strong>4. One-of-a-kind cash waterfalls<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Ever had lots of goals and wish you could fund them all at once? With Farther, you don\u2019t need to chase waterfalls\u2014they flow for you and deliver money while they are at it.<\/p>\n","innerContent":["\n<p>Ever had lots of goals and wish you could fund them all at once? With Farther, you don\u2019t need to chase waterfalls\u2014they flow for you and deliver money while they are at it.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Farther streamlines your savings with automation via its proprietary cascade \u201ccash waterfall\u201d feature. Based on your priorities and timelines, the waterfall tool allocates where to invest new or surplus money on those heavy-inflow months. That way, you can minimize idle cash and maximize returns.<\/p>\n","innerContent":["\n<p>Farther streamlines your savings with automation via its proprietary cascade \u201ccash waterfall\u201d feature. Based on your priorities and timelines, the waterfall tool allocates where to invest new or surplus money on those heavy-inflow months. That way, you can minimize idle cash and maximize returns.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>And yes\u2014tax optimization is built into the feature too. With the help of your advisor, you\u2019ll configure the algorithm to whatever you want, then the technology ensures execution. Can you say win-win?<\/p>\n","innerContent":["\n<p>And yes\u2014tax optimization is built into the feature too. With the help of your advisor, you\u2019ll configure the algorithm to whatever you want, then the technology ensures execution. Can you say win-win?<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\"><strong>Who can invest with Farther?<\/strong><\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\"><strong>Who can invest with Farther?<\/strong><\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>There are no investment minimums to start with Farther, but the platform appeals most to people with medium-to-high net worths. We suggest this app for investors with a substantial amount to invest, just because Farther isn\u2019t the cheapest tool on the block (although it\u2019s certainly not the most expensive, either).<\/p>\n","innerContent":["\n<p>There are no investment minimums to start with Farther, but the platform appeals most to people with medium-to-high net worths. We suggest this app for investors with a substantial amount to invest, just because Farther isn\u2019t the cheapest tool on the block (although it\u2019s certainly not the most expensive, either).<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Here\u2019s who we think would really benefit from Farther:<\/p>\n","innerContent":["\n<p>Here\u2019s who we think would really benefit from Farther:<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/list","attrs":[],"innerBlocks":[{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Investors with a substantial amount of money to invest who\u2019ve outgrown robo-advisors but don\u2019t yet meet the wealth requirements to work with a traditional family office\u00a0<\/li>\n","innerContent":["\n<li>Investors with a substantial amount of money to invest who\u2019ve outgrown robo-advisors but don\u2019t yet meet the wealth requirements to work with a traditional family office\u00a0<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Investors looking to add structure to their savings and diversify their investment portfolio automatically\u2014without having to waste brain power thinking<\/li>\n","innerContent":["\n<li>Investors looking to add structure to their savings and diversify their investment portfolio automatically\u2014without having to waste brain power thinking<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Professionals who are in the asset accumulation phase of their lives<\/li>\n","innerContent":["\n<li>Professionals who are in the asset accumulation phase of their lives<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>People facing big life moments, and therefore slightly more complex financial planning needs (aka getting married and having children)<\/li>\n","innerContent":["\n<li>People facing big life moments, and therefore slightly more complex financial planning needs (aka getting married and having children)<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Those who need help with managing equity compensation<\/li>\n","innerContent":["\n<li>Those who need help with managing equity compensation<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Anyone looking for help managing their finances on autopilot to faster reach their long-term and short-term financial goals<\/li>\n","innerContent":["\n<li>Anyone looking for help managing their finances on autopilot to faster reach their long-term and short-term financial goals<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>People with multiple goals to sort out and prioritize\u2014that\u2019s where the waterfall feature comes in super handy<\/li>\n","innerContent":["\n<li>People with multiple goals to sort out and prioritize\u2014that\u2019s where the waterfall feature comes in super handy<\/li>\n"]}],"innerHTML":"\n<ul class=\"wp-block-list\">\n\n\n\n\n\n\n\n\n\n\n\n<\/ul>\n","innerContent":["\n<ul class=\"wp-block-list\">",null,"\n\n",null,"\n\n",null,"\n\n",null,"\n\n",null,"\n\n",null,"\n\n",null,"<\/ul>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"whereGetsItRight\">Where Farther gets it right<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"whereGetsItRight\">Where Farther gets it right<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>Strong founding team<\/strong><\/p>\n","innerContent":["\n<p><strong>Strong founding team<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>While Farther seems to be geared towards the aspirational wealth builder, you probably want some aspects of the richy rich when it comes to protecting and managing your wealth. Farther has the perfect combination of people who have had \u201celite\u201d backgrounds, who are also willing to embrace new technology, as seen by them having options for crypto investments on their platform.<\/p>\n","innerContent":["\n<p>While Farther seems to be geared towards the aspirational wealth builder, you probably want some aspects of the richy rich when it comes to protecting and managing your wealth. Farther has the perfect combination of people who have had \u201celite\u201d backgrounds, who are also willing to embrace new technology, as seen by them having options for crypto investments on their platform.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>Personalized investment advice<\/strong><\/p>\n","innerContent":["\n<p><strong>Personalized investment advice<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>We all know how important our individuality is, and probably this is most important when it comes to our finances. Every single person is different in how they choose to earn, spend, and save their money. This is why having a personal wealth manager is so important. As Farther says on its website, \u201cWe\u2019re designed to be flexible to accommodate any goal-based accounts you want to set up.\"<\/p>\n","innerContent":["\n<p>We all know how important our individuality is, and probably this is most important when it comes to our finances. Every single person is different in how they choose to earn, spend, and save their money. This is why having a personal wealth manager is so important. As Farther says on its website, \u201cWe\u2019re designed to be flexible to accommodate any goal-based accounts you want to set up.\"<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>High-tech solutions<\/strong><\/p>\n","innerContent":["\n<p><strong>High-tech solutions<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>While having a financial advisor is nice, this means very little unless they\u2019ve got tech that can provide you the results that you\u2019re looking for. Father has some pioneering tech, like the cash waterfall tool, which optimizes your savings for greater abundance by ensuring your money is in the most strategically placed accounts.<\/p>\n","innerContent":["\n<p>While having a financial advisor is nice, this means very little unless they\u2019ve got tech that can provide you the results that you\u2019re looking for. Father has some pioneering tech, like the cash waterfall tool, which optimizes your savings for greater abundance by ensuring your money is in the most strategically placed accounts.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>Low principal amount<\/strong><\/p>\n","innerContent":["\n<p><strong>Low principal amount<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Typically to utilize the services of a wealth manager, you need to have a net worth that is in the millions. With Farther you can experience the benefits of a wealth advisor at a much lower net worth.<\/p>\n","innerContent":["\n<p>Typically to utilize the services of a wealth manager, you need to have a net worth that is in the millions. With Farther you can experience the benefits of a wealth advisor at a much lower net worth.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"whereCouldDoBetter\">Where Farther could do better<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"whereCouldDoBetter\">Where Farther could do better<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>Lack of history<\/strong><\/p>\n","innerContent":["\n<p><strong>Lack of history<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>A problem that Farther has is a lack of history. Founded in 2019, the company don\u2019t have a historical reference as to how competitive the wealth management service is. What compounds this confusion is that 2020 and 2021 were far from \u201cnormal\u201d years when it came to investing. For all intents and purposes, Farther has only existed during the COVID economy, which makes it tough to create a realistic guess on how it would perform in the economy prior to COVID.&nbsp;<\/p>\n","innerContent":["\n<p>A problem that Farther has is a lack of history. Founded in 2019, the company don\u2019t have a historical reference as to how competitive the wealth management service is. What compounds this confusion is that 2020 and 2021 were far from \u201cnormal\u201d years when it came to investing. For all intents and purposes, Farther has only existed during the COVID economy, which makes it tough to create a realistic guess on how it would perform in the economy prior to COVID.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>That said, the financial advisor team collectively has years of experience informing their guidance.<\/p>\n","innerContent":["\n<p>That said, the financial advisor team collectively has years of experience informing their guidance.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>Higher investment fees than most robo-advisors<\/strong><\/p>\n","innerContent":["\n<p><strong>Higher investment fees than most robo-advisors<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>When compared to robo-advisors, Father has a higher fee than the competitors in the market. The fees that robo-advisors usually charge are around 0.25% of AUM. The average that professional wealth management firms charge is around 1%. This puts Farther at close to the price range of a traditional wealth management firm.<\/p>\n","innerContent":["\n<p>When compared to robo-advisors, Father has a higher fee than the competitors in the market. The fees that robo-advisors usually charge are around 0.25% of AUM. The average that professional wealth management firms charge is around 1%. This puts Farther at close to the price range of a traditional wealth management firm.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>Could you do it yourself?<\/strong><\/p>\n","innerContent":["\n<p><strong>Could you do it yourself?<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>A question you have to ask yourself is if you are someone who really needs the benefits of a wealth advisor. If you are using Farther, it is because your net worth is below $1 million. You should consider whether paying higher fees is really the best way to get you to $1 million faster.<\/p>\n","innerContent":["\n<p>A question you have to ask yourself is if you are someone who really needs the benefits of a wealth advisor. If you are using Farther, it is because your net worth is below $1 million. You should consider whether paying higher fees is really the best way to get you to $1 million faster.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"canYouReallyMakeMoneyOn\">Can you really make money on Farther?<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"canYouReallyMakeMoneyOn\">Can you really make money on Farther?<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You can definitely make money on Farther, just as you would with a robo-advisor or wealth management team. However, the same market risks apply, and you have to be clear on the fees and what your ideal time horizon will be. The ideal Farther customer is someone who knows what they want, and is willing to trust an advisor to \u201cset it and forget it.\u201d Farther\u2019s algorithmic tools need time to work in your favor, just as with any long-term investing strategy, so the biggest question isn\u2019t whether you will make money, but do you feel clear enough on your goals to hand over your money management to a hybrid human\/robot team?<\/p>\n","innerContent":["\n<p>You can definitely make money on Farther, just as you would with a robo-advisor or wealth management team. However, the same market risks apply, and you have to be clear on the fees and what your ideal time horizon will be. The ideal Farther customer is someone who knows what they want, and is willing to trust an advisor to \u201cset it and forget it.\u201d Farther\u2019s algorithmic tools need time to work in your favor, just as with any long-term investing strategy, so the biggest question isn\u2019t whether you will make money, but do you feel clear enough on your goals to hand over your money management to a hybrid human\/robot team?<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/columns","attrs":[],"innerBlocks":[{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"50%"},"innerBlocks":[{"blockName":"core\/image","attrs":{"id":5122,"sizeSlug":"large","linkDestination":"none"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-image size-large\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-182-1024x683.png\" alt=\"\" class=\"wp-image-5122\"\/><\/figure>\n","innerContent":["\n<figure class=\"wp-block-image size-large\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-182-1024x683.png\" alt=\"\" class=\"wp-image-5122\"\/><\/figure>\n"]}],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:50%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:50%\">",null,"<\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]}],"innerHTML":"\n<div class=\"wp-block-columns\">\n\n\n\n<\/div>\n","innerContent":["\n<div class=\"wp-block-columns\">",null,"\n\n",null,"\n\n",null,"<\/div>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\" id=\"h-how-do-i-make-money-with-farther\"><strong>How do I make money with Farther?\u00a0<\/strong><\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\" id=\"h-how-do-i-make-money-with-farther\"><strong>How do I make money with Farther?\u00a0<\/strong><\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You make money through Farther by working with some members of their private wealth management team who help you set up a personal investment strategy using Farther\u2019s technological offerings. With a human and vetted investment professional you will be able to talk out your ideas with someone who will understand your personal needs and goals.<\/p>\n","innerContent":["\n<p>You make money through Farther by working with some members of their private wealth management team who help you set up a personal investment strategy using Farther\u2019s technological offerings. With a human and vetted investment professional you will be able to talk out your ideas with someone who will understand your personal needs and goals.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>One interesting example of Farther\u2019s technology is the \u201ccash waterfall.\u201d The cash waterfall program aims to help you fight idle cash that you have saved, that due to inflation is actually going down by just sitting there. The idea of the cash waterfall program is that instead of having your money be idle, all money that is deposited into your Farther account will go into tax-friendly savings accounts such as a 401(k) or 529 college savings plan.<\/p>\n","innerContent":["\n<p>One interesting example of Farther\u2019s technology is the \u201ccash waterfall.\u201d The cash waterfall program aims to help you fight idle cash that you have saved, that due to inflation is actually going down by just sitting there. The idea of the cash waterfall program is that instead of having your money be idle, all money that is deposited into your Farther account will go into tax-friendly savings accounts such as a 401(k) or 529 college savings plan.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>In summary, Farther does as it says: It deploys humans to think smart and help you set up your goals, then it leverages its technology to help you actually cross that line.<\/p>\n","innerContent":["\n<p>In summary, Farther does as it says: It deploys humans to think smart and help you set up your goals, then it leverages its technology to help you actually cross that line.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\"><strong>How do I cash out with Farther?&nbsp;<\/strong><\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\"><strong>How do I cash out with Farther?&nbsp;<\/strong><\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You cash out of the Farther platform the same way you would cash out of any robo-advisor\/wealth management service. You just ask, and the cash is transferred to your bank.<\/p>\n","innerContent":["\n<p>You cash out of the Farther platform the same way you would cash out of any robo-advisor\/wealth management service. You just ask, and the cash is transferred to your bank.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>That said, the way in which Farther is set up is such that you are supposed to hold and build your wealth through the platform. Thus, if you are investing with Farther you probably are looking at decades-long partnership.<\/p>\n","innerContent":["\n<p>That said, the way in which Farther is set up is such that you are supposed to hold and build your wealth through the platform. Thus, if you are investing with Farther you probably are looking at decades-long partnership.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\"><strong>Farther vs traditional investing&nbsp;<\/strong><\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\"><strong>Farther vs traditional investing&nbsp;<\/strong><\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>The big question that you have to ask yourself with Farther is if you would benefit from utilizing their services. The S&amp;P has had an annualized average return of around 10% to 11%. For the past two years, Farther has been in this bucket, leveraging a better return on investments than Farther\u2019s competitors Wealthfront and Betterment. However, both Wealthfront and Betterment have lower fees.<\/p>\n","innerContent":["\n<p>The big question that you have to ask yourself with Farther is if you would benefit from utilizing their services. The S&amp;P has had an annualized average return of around 10% to 11%. For the past two years, Farther has been in this bucket, leveraging a better return on investments than Farther\u2019s competitors Wealthfront and Betterment. However, both Wealthfront and Betterment have lower fees.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Remember, Farther hit the market right at a time when the economy went bananas. Some predict that a recession is in the works, and if so retail investors may benefit from having a smart wealth advisor leading them through a potentially risky economy. But you could also argue the opposite is true, and say that the little guys should opt for lower-cost options, even if they have a lower ROI.<\/p>\n","innerContent":["\n<p>Remember, Farther hit the market right at a time when the economy went bananas. Some predict that a recession is in the works, and if so retail investors may benefit from having a smart wealth advisor leading them through a potentially risky economy. But you could also argue the opposite is true, and say that the little guys should opt for lower-cost options, even if they have a lower ROI.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>For Farther to be competitive for you, it needs to return more than 11.3%: the first 10.5% is from the S&amp;P estimated earnings, and add another 0.8% to cover Farther's annual management fees.&nbsp;<\/p>\n","innerContent":["\n<p>For Farther to be competitive for you, it needs to return more than 11.3%: the first 10.5% is from the S&amp;P estimated earnings, and add another 0.8% to cover Farther's annual management fees.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>That means that any ROI over about 11.3% would make Farther more competitive than lower-cost robo-advisors.<\/p>\n","innerContent":["\n<p>That means that any ROI over about 11.3% would make Farther more competitive than lower-cost robo-advisors.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/columns","attrs":[],"innerBlocks":[{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"50%"},"innerBlocks":[{"blockName":"core\/image","attrs":{"id":5123,"sizeSlug":"full","linkDestination":"none"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-image size-full\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-183.png\" alt=\"\" class=\"wp-image-5123\"\/><\/figure>\n","innerContent":["\n<figure class=\"wp-block-image size-full\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-183.png\" alt=\"\" class=\"wp-image-5123\"\/><\/figure>\n"]}],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:50%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:50%\">",null,"<\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]}],"innerHTML":"\n<div class=\"wp-block-columns\">\n\n\n\n<\/div>\n","innerContent":["\n<div class=\"wp-block-columns\">",null,"\n\n",null,"\n\n",null,"<\/div>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"h-what-other-people-are-saying-about-farther\">What other people are saying about Farther<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"h-what-other-people-are-saying-about-farther\">What other people are saying about Farther<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>One of the big negatives with Farther is that it hasn\u2019t been on the market long enough for consumers to give a lot of feedback. This is especially relevant since the core value add for Farther is that it provides the qualitatively measured value of a financial advisor. As the company is still at its starting stage and there isn\u2019t that much feedback on how the wealth management advisors are, the consumer takes the risk on their own.<\/p>\n","innerContent":["\n<p>One of the big negatives with Farther is that it hasn\u2019t been on the market long enough for consumers to give a lot of feedback. This is especially relevant since the core value add for Farther is that it provides the qualitatively measured value of a financial advisor. As the company is still at its starting stage and there isn\u2019t that much feedback on how the wealth management advisors are, the consumer takes the risk on their own.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\">Are there other apps like Farther?<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\">Are there other apps like Farther?<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>There is no direct competitor for Farther. Farther is the only platform that combines the wealth advisor platform with the technological advancements of robo advisors. Wealth managers are probably not the best companies to compare with Farther, as their services are more personalized. A more accurate comparison would be with other wealth management digital platforms like Betterment or Wealthfront.&nbsp;<\/p>\n","innerContent":["\n<p>There is no direct competitor for Farther. Farther is the only platform that combines the wealth advisor platform with the technological advancements of robo advisors. Wealth managers are probably not the best companies to compare with Farther, as their services are more personalized. A more accurate comparison would be with other wealth management digital platforms like Betterment or Wealthfront.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><a href=\"https:\/\/moneymade.io\/discover\/betterment\"><u>Betterment<\/u><\/a>&nbsp;has a $0 minimum initial investment which means that it is available for anyone who has a desire to grow their personal savings. They list their features as \u201cautomatic rebalancing, tax-saving strategies and socially responsible investing\u201d\u2014which actually sounds sort of in line with Farther\u2019s cascade feature.&nbsp;<\/p>\n","innerContent":["\n<p><a href=\"https:\/\/moneymade.io\/discover\/betterment\"><u>Betterment<\/u><\/a>&nbsp;has a $0 minimum initial investment which means that it is available for anyone who has a desire to grow their personal savings. They list their features as \u201cautomatic rebalancing, tax-saving strategies and socially responsible investing\u201d\u2014which actually sounds sort of in line with Farther\u2019s cascade feature.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><a href=\"https:\/\/moneymade.io\/discover\/wealthfront\"><u>Wealthfront<\/u><\/a>&nbsp;is another major robo financial advisor. You can start investing at $500 dollars and make investments through their strategic investment options. With Wealthfront there is competitive tax planning, digital financing tools and a set number of competitive investment ETFs. They also strategically limit your risk. For example, Wealthfront limits your total portfolio\u2019s exposure to cryptocurrency to 10%.<\/p>\n","innerContent":["\n<p><a href=\"https:\/\/moneymade.io\/discover\/wealthfront\"><u>Wealthfront<\/u><\/a>&nbsp;is another major robo financial advisor. You can start investing at $500 dollars and make investments through their strategic investment options. With Wealthfront there is competitive tax planning, digital financing tools and a set number of competitive investment ETFs. They also strategically limit your risk. For example, Wealthfront limits your total portfolio\u2019s exposure to cryptocurrency to 10%.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Both of the robo advisors have a return on investment that is below the 10.5% that the S&amp;P 500 has historically brought, so this is something to consider when planning for the future.<\/p>\n","innerContent":["\n<p>Both of the robo advisors have a return on investment that is below the 10.5% that the S&amp;P 500 has historically brought, so this is something to consider when planning for the future.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"h-our-hot-take-on-farther\">Our hot take on Farther<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"h-our-hot-take-on-farther\">Our hot take on Farther<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Farther provides a mix of the old and the new. Founded by two finance vets with prestigious backgrounds, Farther aims to bring the benefits of wealth advisors to the general population. The big risk is that it is still a new firm without a history of high returns. However, as it uses high tech solutions to make sure that your money is going to work for you, and couples that with top tier wealth management professionals helping you plan out your financial goals, Farther can in fact help stretch your money further.<\/p>\n","innerContent":["\n<p>Farther provides a mix of the old and the new. Founded by two finance vets with prestigious backgrounds, Farther aims to bring the benefits of wealth advisors to the general population. The big risk is that it is still a new firm without a history of high returns. However, as it uses high tech solutions to make sure that your money is going to work for you, and couples that with top tier wealth management professionals helping you plan out your financial goals, Farther can in fact help stretch your money further.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\" id=\"howDoISignUpFor\">I\u2019m in! How do I sign up for Farther?<\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\" id=\"howDoISignUpFor\">I\u2019m in! How do I sign up for Farther?<\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\">1.&nbsp;Log in to or create a MoneyMade account.<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\">1.&nbsp;Log in to or create a MoneyMade account.<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Visit our Farther platform page and log in to your MoneyMade account.<\/p>\n","innerContent":["\n<p>Visit our Farther platform page and log in to your MoneyMade account.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\">2.&nbsp;Download the Farther Finance mobile app.<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\">2.&nbsp;Download the Farther Finance mobile app.<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Download the Farther app from the app store or by going to farther.com<\/p>\n","innerContent":["\n<p>Download the Farther app from the app store or by going to farther.com<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\">3.&nbsp;Create your profile.<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\">3.&nbsp;Create your profile.<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You'll be asked to provide some basic information including your name, phone number and some general KYC information.<\/p>\n","innerContent":["\n<p>You'll be asked to provide some basic information including your name, phone number and some general KYC information.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\">4.&nbsp;Select a funding source.<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\">4.&nbsp;Select a funding source.<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Choose a funding source and link your account to Farther so you can start investing.<\/p>\n","innerContent":["\n<p>Choose a funding source and link your account to Farther so you can start investing.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\">5.&nbsp;Begin financing your core accounts.<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\">5.&nbsp;Begin financing your core accounts.<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>These accounts can include an emergency fund, IRA, and long-term growth fund.<\/p>\n","innerContent":["\n<p>These accounts can include an emergency fund, IRA, and long-term growth fund.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\">6.&nbsp;Set up your goal-based accounts.<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\">6.&nbsp;Set up your goal-based accounts.<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>These can be things like buying a house, or starting a business.<\/p>\n","innerContent":["\n<p>These can be things like buying a house, or starting a business.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\">7.&nbsp;Farther Finance will then get back to you.<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\">7.&nbsp;Farther Finance will then get back to you.<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You should hear back from Farther Finance with an investment strategy and your investment advisor will work with you to execute these wealth-building opportunities.<\/p>\n","innerContent":["\n<p>You should hear back from Farther Finance with an investment strategy and your investment advisor will work with you to execute these wealth-building opportunities.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\">8.&nbsp;Return to MoneyMade and link accounts.<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\">8.&nbsp;Return to MoneyMade and link accounts.<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>This will allow you to track everything in one place and receive personalized investment advice.<\/p>\n","innerContent":["\n<p>This will allow you to track everything in one place and receive personalized investment advice.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"acf\/accordion","attrs":{"name":"acf\/accordion","data":{"accordion_section_title":"FAQs","_accordion_section_title":"field_5f32a62824764","hide_faq_schema":"0","_hide_faq_schema":"field_663bca3331aee","accordion_0_default_to_open":"0","_accordion_0_default_to_open":"field_654e4a8b73ed0","accordion_0_accordion_title":"Is Farther Finance legit?","_accordion_0_accordion_title":"field_5f32a68324766","accordion_0_accordion_content":"<div class=\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\">\r\n<p class=\"mu-p1 FontGenerator-module_Font__-qoUg FontGenerator-module_Light__sW-hU \">Yes. Farther Finance is a legitimate company that was founded by two finance industry vets, and SIPC insured. The wealth advisors at Farther have a fiduciary duty to their investors, meaning that by law they have to do what is best for their investors, or they risk getting into legal trouble.<\/p>\r\n\r\n<\/div>","_accordion_0_accordion_content":"field_5f32a6b424767","accordion_1_default_to_open":"0","_accordion_1_default_to_open":"field_654e4a8b73ed0","accordion_1_accordion_title":"When was Farther Finance invented?","_accordion_1_accordion_title":"field_5f32a68324766","accordion_1_accordion_content":"Farther Finance was created in 2019 by Taylor Matthews and Brad Genser, two decade long finance industry vets.","_accordion_1_accordion_content":"field_5f32a6b424767","accordion_2_default_to_open":"0","_accordion_2_default_to_open":"field_654e4a8b73ed0","accordion_2_accordion_title":"What is Farther Finance's ROI?","_accordion_2_accordion_title":"field_5f32a68324766","accordion_2_accordion_content":"It is impossible to get a direct ROI, since each Farther wealth plan is crafted by a personal wealth advisor and tailored to individuals\u2019 investment plans. Depending on your willingness to expose yourself to risk, and your goals, your ROI will differ. Given the fact that the S&amp;P has a return rate of about 10.5%, and Farther\u2019s fee is 0.8%, during exploratory calls with Farther you should aim for an ROI greater than 11.3%.","_accordion_2_accordion_content":"field_5f32a6b424767","accordion_3_default_to_open":"0","_accordion_3_default_to_open":"field_654e4a8b73ed0","accordion_3_accordion_title":"Why invest with Farther Finance?","_accordion_3_accordion_title":"field_5f32a68324766","accordion_3_accordion_content":"Farther pitches itself as \"the first institution built from the ground up to provide an elevated client experience created through a seamless collaboration between technology and advisors.\" They've positioned themselves to provide customers with a unique hybrid experience between personalized human wealth management and robo-advisors, so you can get investment advice tailored to your needs without all the high fees.","_accordion_3_accordion_content":"field_5f32a6b424767","accordion_4_default_to_open":"0","_accordion_4_default_to_open":"field_654e4a8b73ed0","accordion_4_accordion_title":"Does Farther invest in Bitcoin and crypto?","_accordion_4_accordion_title":"field_5f32a68324766","accordion_4_accordion_content":"Yes, Farther has options to invest in crypto. This is alongside its other investment opportunities in other alternative investments like private equity, private real estate, and hedge fund options.","_accordion_4_accordion_content":"field_5f32a6b424767","accordion_5_default_to_open":"0","_accordion_5_default_to_open":"field_654e4a8b73ed0","accordion_5_accordion_title":"Is Farther Finance expensive?","_accordion_5_accordion_title":"field_5f32a68324766","accordion_5_accordion_content":"Compared to robo-advisors Farther\u2019s 0.8% AUM fees are higher than average. However, they are lower than traditional wealth advisors who ask for 1% AUM.","_accordion_5_accordion_content":"field_5f32a6b424767","accordion_6_default_to_open":"0","_accordion_6_default_to_open":"field_654e4a8b73ed0","accordion_6_accordion_title":"Is Farther Finance a safe investment?","_accordion_6_accordion_title":"field_5f32a68324766","accordion_6_accordion_content":"Yes, as Farther Finance charges 0.8% AUM fee for their services, you can aim to hit a safe return on your investment with Farther. The aim is that they would be getting you competitive returns, better than the S&amp;P\u2019s of 10.5%. Thus, the 0.8% return on investment would in theory be negligible given your annual return.","_accordion_6_accordion_content":"field_5f32a6b424767","accordion_7_default_to_open":"0","_accordion_7_default_to_open":"field_654e4a8b73ed0","accordion_7_accordion_title":"Does Farther Finance minimize your tax obligation?","_accordion_7_accordion_title":"field_5f32a68324766","accordion_7_accordion_content":"While Farther employs tax reduction strategies, they are not accountants and do not offer tax planning advice.","_accordion_7_accordion_content":"field_5f32a6b424767","accordion":8,"_accordion":"field_5f32a64724765"},"mode":"edit"},"innerBlocks":[],"innerHTML":"","innerContent":[]}],"_links":{"self":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/posts\/5119","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/comments?post=5119"}],"version-history":[{"count":0,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/posts\/5119\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/media\/5120"}],"wp:attachment":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/media?parent=5119"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/categories?post=5119"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/tags?post=5119"},{"taxonomy":"post_authors","embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/post_authors?post=5119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}