{"id":608,"date":"2021-08-19T19:16:00","date_gmt":"2021-08-19T19:16:00","guid":{"rendered":"https:\/\/moneymade.wpenginepowered.com\/?p=608"},"modified":"2025-06-03T17:34:05","modified_gmt":"2025-06-03T17:34:05","slug":"branching-outside-retirement-funds","status":"publish","type":"post","link":"https:\/\/moneymade.io\/learn\/articles\/branching-outside-retirement-funds\/","title":{"rendered":"Beyond the Basics: 7 Ways to Start Investing Outside Your Retirement Accounts"},"content":{"rendered":"\n
\"Beyond<\/figure>\n\n\n\n

Is your biggest money flex drip feeding cash into your retirement funds? Then it\u2019s time to start making some money moves like Cardi B.<\/em><\/strong><\/p>\n\n\n\n

Let\u2019s be honest, who actually wants to gain average returns and wait until they\u2019re 65 to start cashing in? Unless you\u2019re already living the high life, you’re probably dreaming of something more.<\/p>\n\n\n\n

Investing outside of your retirement accounts is the next level-up for your money. The average return on investing into the stock market is 10% per year, while the right cryptocurrency moves can net you 100%+ returns.<\/p>\n\n\n\n

If you\u2019d invested $1,000 in Ethereum at the beginning of 2021, that investment would now be worth around $5,700. That\u2019s an increase of just over 470% in only 8 months.<\/p>\n\n\n\n

You\u2019re not average, so why settle for an average investment portfolio? With a little effort, you can build a portfolio that goes beyond the basics and does a better job of both protecting you against risk and earning you bigger returns. Here’s how.<\/p>\n\n\n\n

Many companies on MoneyMade advertise with us. Opinions are our own, but compensation and in-depth research determine where and how companies may appear.<\/p>\n\n\n\n

Retirement accounts are your base, but now it’s time to level up<\/h3>\n\n\n\n

Having a retirement account sets you up for those golden years, when you\u2019ve got as many gray hairs as George Clooney. You may not have a beautiful villa in Lake Como, but you\u2019ve got enough cash to enjoy life without a 9 to 5.<\/p>\n\n\n\n

The average retirement account returns between 3% to 8% on a 401(k) plan, although you\u2019ll gain a slightly higher return with an IRA or if you participate in an employer matching program. Let\u2019s look at an example of what you can expect.<\/p>\n\n\n\n

    \n
  • Imagine you were born in 1986, live in San Francisco, have an annual income of $80,000 and plan to retire at 65.<\/li>\n\n\n\n
  • You put $5,000 dollars per year into your retirement fund and your employer matched 1% of your salary.<\/li>\n\n\n\n
  • You could expect your account to be worth $415,290 in 30 years with a 4% annual rate of return.<\/li>\n\n\n\n
  • Between the ages of 65 and 95, that fund would provide you with an annual income of just $23,611.<\/li>\n<\/ul>\n\n\n\n

    You still want to hold onto your retirement accounts. Employer matching is free money, and the tax advantages you get with these accounts are priceless. If you want to earn more, though, branching out into alternative investments is the way to do it.<\/p>\n\n\n\n

    On top of increasing your earnings, sinking your teeth into alternative investments can help you:<\/p>\n\n\n\n

      \n
    • Diversify your portfolio<\/li>\n\n\n\n
    • Earn passive income or dividends<\/li>\n\n\n\n
    • Invest in things you\u2019re passionate about<\/li>\n\n\n\n
    • Have more control over your future<\/li>\n<\/ul>\n\n\n\n

      How to choose investments outside of retirement accounts<\/h3>\n\n\n\n

      There\u2019s never been a better time to start investing outside of your retirement accounts. It\u2019s easy, accessible, and even beginners can get started without expert knowledge.<\/p>\n\n\n\n

      Before you choose where you want to invest, ask yourself a few questions:<\/p>\n\n\n\n

        \n
      • What are your areas of interest or expertise?<\/li>\n\n\n\n
      • What target returns are you looking for?<\/li>\n\n\n\n
      • Do you need access to your cash quickly, or are you happy to let it ride for a while?<\/li>\n\n\n\n
      • What are your investment goals?<\/li>\n\n\n\n
      • What level of risk do you want?<\/li>\n<\/ul>\n\n\n\n

        Once you\u2019ve answered these questions, you can hone in on what types of investments are the best fit for your needs. Here are some top picks.<\/p>\n\n\n\n

        1. Stock picking<\/h3>\n\n\n\n

        Trading stocks can give you high returns on your investments, especially if you\u2019re planning to only hold them in the short-term. While knowing which stocks to invest in can be tricky, opting for ETFs\u2014a collection of shares of several companies can lower the risk.<\/p>\n\n\n\n

        Start investing in stocks, shares and ETFs with SoFi. You only need a minimum of $5 to begin. You can automate investing and receive free financial planning worth $590.<\/p>\n\n\n\n

        2. Real estate<\/h3>\n\n\n\n

        Real estate investing is a great way to earn passive income without having to physically deal with renting or selling a property. The easiest way to start is by pooling money with others in a Real Estate Investment Trust (REIT) to purchase a property.<\/p>\n\n\n\n

        Alternatively, you can use GROUNDFLOOR to invest in property loans which are then paid back with interest. You can start with as little as $10, making on average a 10% ROI on a 6-to-12-month loan period.<\/p>\n\n\n\n

        3. Cryptocurrency<\/h3>\n\n\n\n

        Digital currencies, such as Bitcoin and Ethereum, are stored and transferred electronically. Unlike traditional stocks, cryptocurrency value is influenced by supply and demand, meaning it can be hard to value. While returns fluctuate dramatically, making crypto a risky play, when you’re up…you’re really, really up.<\/p>\n\n\n\n

        Cryptocurrency platform Coinbase allows you to buy and sell a wide range of currencies. You can invest from $10, tracking your assets and managing your portfolio within the app.<\/p>\n\n\n\n

        4. Lending<\/h3>\n\n\n\n

        Support businesses and entrepreneurs by pooling money with other investors to lend cash via loans. Lending platforms allow people to borrow money fairly while investors are rewarded with attractive returns.<\/p>\n\n\n\n

        Invest from $100 with Mainvest. This platform provides a 7% to 10% target return on your investment, delivered by businesses sharing their revenue in return for loans.<\/p>\n\n\n\n

        5. Culture and collectibles<\/h3>\n\n\n\n

        Sneakers, artwork, and retro games are the new kids on the block when it comes to investments. Acquire small shares in collectibles and famous cultural items, gaining a return on your investment as their value increases.<\/p>\n\n\n\n

        With Public, you can start investing in iconic items from just $10. New assets are launched each week, though you’re able to invest in items around the clock.<\/p>\n\n\n\n

        6. Startups<\/h3>\n\n\n\n

        Back projects you\u2019re passionate about by investing in startup companies. If you discover a startup that becomes a large business, you\u2019ll gain a significant return on an investment.<\/p>\n\n\n\n

        Invest as little as $100 with Republic. All startups are vetted and only 3% of those that apply are accepted. With zero fees, there is potential to make an excellent return.<\/p>\n\n\n\n

        7. Farmland<\/h3>\n\n\n\n

        Farmland investments can deliver seriously high returns, particularly as they are often considered one of the most secure types of investing.<\/p>\n\n\n\n

        FarmTogether allows users to invest in US farms and even own a farm outright. You\u2019ll need a minimum of $10,000 to get started. Sole ownership requires a $1 million investment. However, the target return falls between 8% and 12%.<\/p>\n","protected":false},"excerpt":{"rendered":"

        Is your biggest money flex drip feeding cash into your retirement funds? Then it\u2019s time to start making some money moves like Cardi B. Let\u2019s be honest, who actually wants to gain average returns and wait until they\u2019re 65 to start cashing in? Unless you\u2019re already living the high life, you’re probably dreaming of something […]<\/p>\n","protected":false},"author":11,"featured_media":610,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":true,"footnotes":""},"categories":[3],"tags":[40],"post_authors":[97],"class_list":["post-608","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","tag-advanced-investing"],"acf":[],"yoast_head":"\nBeyond the Basics: 7 Ways to Start Investing Outside Your Retirement Accounts | MoneyMade<\/title>\n<meta name=\"description\" content=\"Is your biggest money flex drip feeding cash into your retirement funds? Then it\u2019s time to start making some money moves like Cardi B.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/moneymade.io\/learn\/articles\/branching-outside-retirement-funds\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Beyond the Basics: 7 Ways to Start Investing Outside Your Retirement Accounts\" \/>\n<meta property=\"og:description\" content=\"Is your biggest money flex drip feeding cash into your retirement funds? 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Then it\u2019s time to start making some money moves like Cardi B.<\/em><\/strong><\/p>\n","innerContent":["\n<p><strong><em>Is your biggest money flex drip feeding cash into your retirement funds? Then it\u2019s time to start making some money moves like Cardi B.<\/em><\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Let\u2019s be honest, who actually wants to gain average returns and wait until they\u2019re 65 to start cashing in? Unless you\u2019re already living the high life, you're probably dreaming of something more.<\/p>\n","innerContent":["\n<p>Let\u2019s be honest, who actually wants to gain average returns and wait until they\u2019re 65 to start cashing in? Unless you\u2019re already living the high life, you're probably dreaming of something more.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Investing outside of your retirement accounts is the next level-up for your money. The average return on investing into the stock market is 10% per year, while the right cryptocurrency moves can net you 100%+ returns.<\/p>\n","innerContent":["\n<p>Investing outside of your retirement accounts is the next level-up for your money. The average return on investing into the stock market is 10% per year, while the right cryptocurrency moves can net you 100%+ returns.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>If you\u2019d invested $1,000 in Ethereum at the beginning of 2021, that investment would now be worth around $5,700. That\u2019s an increase of just over 470% in only 8 months.<\/p>\n","innerContent":["\n<p>If you\u2019d invested $1,000 in Ethereum at the beginning of 2021, that investment would now be worth around $5,700. That\u2019s an increase of just over 470% in only 8 months.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You\u2019re not average, so why settle for an average investment portfolio? With a little effort, you can build a portfolio that goes beyond the basics and does a better job of both protecting you against risk and earning you bigger returns. Here's how.<\/p>\n","innerContent":["\n<p>You\u2019re not average, so why settle for an average investment portfolio? With a little effort, you can build a portfolio that goes beyond the basics and does a better job of both protecting you against risk and earning you bigger returns. Here's how.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Many companies on MoneyMade advertise with us. Opinions are our own, but compensation and in-depth research determine where and how companies may appear.<\/p>\n","innerContent":["\n<p>Many companies on MoneyMade advertise with us. Opinions are our own, but compensation and in-depth research determine where and how companies may appear.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\" id=\"h-retirement-accounts-are-your-base-but-now-it-s-time-to-level-up\">Retirement accounts are your base, but now it's time to level up<\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\" id=\"h-retirement-accounts-are-your-base-but-now-it-s-time-to-level-up\">Retirement accounts are your base, but now it's time to level up<\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Having a retirement account sets you up for those golden years, when you\u2019ve got as many gray hairs as George Clooney. You may not have a beautiful villa in Lake Como, but you\u2019ve got enough cash to enjoy life without a 9 to 5.<\/p>\n","innerContent":["\n<p>Having a retirement account sets you up for those golden years, when you\u2019ve got as many gray hairs as George Clooney. You may not have a beautiful villa in Lake Como, but you\u2019ve got enough cash to enjoy life without a 9 to 5.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>The average retirement account returns between 3% to 8% on a 401(k) plan, although you\u2019ll gain a slightly higher return with an IRA or if you participate in an employer matching program. Let\u2019s look at an example of what you can expect.<\/p>\n","innerContent":["\n<p>The average retirement account returns between 3% to 8% on a 401(k) plan, although you\u2019ll gain a slightly higher return with an IRA or if you participate in an employer matching program. Let\u2019s look at an example of what you can expect.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/list","attrs":[],"innerBlocks":[{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Imagine you were born in 1986, live in San Francisco, have an annual income of $80,000 and plan to retire at 65.<\/li>\n","innerContent":["\n<li>Imagine you were born in 1986, live in San Francisco, have an annual income of $80,000 and plan to retire at 65.<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>You put $5,000 dollars per year into your retirement fund and your employer matched 1% of your salary.<\/li>\n","innerContent":["\n<li>You put $5,000 dollars per year into your retirement fund and your employer matched 1% of your salary.<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>You could expect your account to be worth $415,290 in 30 years with a 4% annual rate of return.<\/li>\n","innerContent":["\n<li>You could expect your account to be worth $415,290 in 30 years with a 4% annual rate of return.<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Between the ages of 65 and 95, that fund would provide you with an annual income of just $23,611.<\/li>\n","innerContent":["\n<li>Between the ages of 65 and 95, that fund would provide you with an annual income of just $23,611.<\/li>\n"]}],"innerHTML":"\n<ul class=\"wp-block-list\">\n\n\n\n\n\n<\/ul>\n","innerContent":["\n<ul class=\"wp-block-list\">",null,"\n\n",null,"\n\n",null,"\n\n",null,"<\/ul>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You still want to hold onto your retirement accounts. Employer matching is free money, and the tax advantages you get with these accounts are priceless. If you want to earn more, though, branching out into alternative investments is the way to do it.<\/p>\n","innerContent":["\n<p>You still want to hold onto your retirement accounts. Employer matching is free money, and the tax advantages you get with these accounts are priceless. If you want to earn more, though, branching out into alternative investments is the way to do it.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>On top of increasing your earnings, sinking your teeth into alternative investments can help you:<\/p>\n","innerContent":["\n<p>On top of increasing your earnings, sinking your teeth into alternative investments can help you:<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/list","attrs":[],"innerBlocks":[{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Diversify your portfolio<\/li>\n","innerContent":["\n<li>Diversify your portfolio<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Earn passive income or dividends<\/li>\n","innerContent":["\n<li>Earn passive income or dividends<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Invest in things you\u2019re passionate about<\/li>\n","innerContent":["\n<li>Invest in things you\u2019re passionate about<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Have more control over your future<\/li>\n","innerContent":["\n<li>Have more control over your future<\/li>\n"]}],"innerHTML":"\n<ul class=\"wp-block-list\">\n\n\n\n\n\n<\/ul>\n","innerContent":["\n<ul class=\"wp-block-list\">",null,"\n\n",null,"\n\n",null,"\n\n",null,"<\/ul>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\" id=\"h-how-to-choose-investments-outside-of-retirement-accounts\">How to choose investments outside of retirement accounts<\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\" id=\"h-how-to-choose-investments-outside-of-retirement-accounts\">How to choose investments outside of retirement accounts<\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>There\u2019s never been a better time to start investing outside of your retirement accounts. It\u2019s easy, accessible, and even beginners can get started without expert knowledge.<\/p>\n","innerContent":["\n<p>There\u2019s never been a better time to start investing outside of your retirement accounts. It\u2019s easy, accessible, and even beginners can get started without expert knowledge.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Before you choose where you want to invest, ask yourself a few questions:<\/p>\n","innerContent":["\n<p>Before you choose where you want to invest, ask yourself a few questions:<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/list","attrs":[],"innerBlocks":[{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>What are your areas of interest or expertise?<\/li>\n","innerContent":["\n<li>What are your areas of interest or expertise?<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>What target returns are you looking for?<\/li>\n","innerContent":["\n<li>What target returns are you looking for?<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Do you need access to your cash quickly, or are you happy to let it ride for a while?<\/li>\n","innerContent":["\n<li>Do you need access to your cash quickly, or are you happy to let it ride for a while?<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>What are your investment goals?<\/li>\n","innerContent":["\n<li>What are your investment goals?<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>What level of risk do you want?<\/li>\n","innerContent":["\n<li>What level of risk do you want?<\/li>\n"]}],"innerHTML":"\n<ul class=\"wp-block-list\">\n\n\n\n\n\n\n\n<\/ul>\n","innerContent":["\n<ul class=\"wp-block-list\">",null,"\n\n",null,"\n\n",null,"\n\n",null,"\n\n",null,"<\/ul>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Once you\u2019ve answered these questions, you can hone in on what types of investments are the best fit for your needs. Here are some top picks.<\/p>\n","innerContent":["\n<p>Once you\u2019ve answered these questions, you can hone in on what types of investments are the best fit for your needs. Here are some top picks.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\" id=\"h-1-stock-picking\">1. Stock picking<\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\" id=\"h-1-stock-picking\">1. Stock picking<\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Trading stocks can give you high returns on your investments, especially if you\u2019re planning to only hold them in the short-term. While knowing which stocks to invest in can be tricky, opting for ETFs\u2014a collection of shares of several companies can lower the risk.<\/p>\n","innerContent":["\n<p>Trading stocks can give you high returns on your investments, especially if you\u2019re planning to only hold them in the short-term. While knowing which stocks to invest in can be tricky, opting for ETFs\u2014a collection of shares of several companies can lower the risk.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Start investing in stocks, shares and ETFs with SoFi. You only need a minimum of $5 to begin. You can automate investing and receive free financial planning worth $590.<\/p>\n","innerContent":["\n<p>Start investing in stocks, shares and ETFs with SoFi. You only need a minimum of $5 to begin. You can automate investing and receive free financial planning worth $590.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\" id=\"h-2-real-estate\">2. Real estate<\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\" id=\"h-2-real-estate\">2. Real estate<\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Real estate investing is a great way to earn passive income without having to physically deal with renting or selling a property. The easiest way to start is by pooling money with others in a Real Estate Investment Trust (REIT) to purchase a property.<\/p>\n","innerContent":["\n<p>Real estate investing is a great way to earn passive income without having to physically deal with renting or selling a property. The easiest way to start is by pooling money with others in a Real Estate Investment Trust (REIT) to purchase a property.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Alternatively, you can use GROUNDFLOOR to invest in property loans which are then paid back with interest. You can start with as little as $10, making on average a 10% ROI on a 6-to-12-month loan period.<\/p>\n","innerContent":["\n<p>Alternatively, you can use GROUNDFLOOR to invest in property loans which are then paid back with interest. You can start with as little as $10, making on average a 10% ROI on a 6-to-12-month loan period.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\" id=\"h-3-cryptocurrency\">3. Cryptocurrency<\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\" id=\"h-3-cryptocurrency\">3. Cryptocurrency<\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Digital currencies, such as Bitcoin and Ethereum, are stored and transferred electronically. Unlike traditional stocks, cryptocurrency value is influenced by supply and demand, meaning it can be hard to value. While returns fluctuate dramatically, making crypto a risky play, when you're up...you're really, really up.<\/p>\n","innerContent":["\n<p>Digital currencies, such as Bitcoin and Ethereum, are stored and transferred electronically. Unlike traditional stocks, cryptocurrency value is influenced by supply and demand, meaning it can be hard to value. While returns fluctuate dramatically, making crypto a risky play, when you're up...you're really, really up.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Cryptocurrency platform Coinbase allows you to buy and sell a wide range of currencies. You can invest from $10, tracking your assets and managing your portfolio within the app.<\/p>\n","innerContent":["\n<p>Cryptocurrency platform Coinbase allows you to buy and sell a wide range of currencies. You can invest from $10, tracking your assets and managing your portfolio within the app.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\" id=\"h-4-lending\">4. Lending<\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\" id=\"h-4-lending\">4. Lending<\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Support businesses and entrepreneurs by pooling money with other investors to lend cash via loans. Lending platforms allow people to borrow money fairly while investors are rewarded with attractive returns.<\/p>\n","innerContent":["\n<p>Support businesses and entrepreneurs by pooling money with other investors to lend cash via loans. Lending platforms allow people to borrow money fairly while investors are rewarded with attractive returns.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Invest from $100 with Mainvest. This platform provides a 7% to 10% target return on your investment, delivered by businesses sharing their revenue in return for loans.<\/p>\n","innerContent":["\n<p>Invest from $100 with Mainvest. This platform provides a 7% to 10% target return on your investment, delivered by businesses sharing their revenue in return for loans.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\" id=\"h-5-culture-and-collectibles\">5. Culture and collectibles<\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\" id=\"h-5-culture-and-collectibles\">5. Culture and collectibles<\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Sneakers, artwork, and retro games are the new kids on the block when it comes to investments. Acquire small shares in collectibles and famous cultural items, gaining a return on your investment as their value increases.<\/p>\n","innerContent":["\n<p>Sneakers, artwork, and retro games are the new kids on the block when it comes to investments. Acquire small shares in collectibles and famous cultural items, gaining a return on your investment as their value increases.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>With Public, you can start investing in iconic items from just $10. New assets are launched each week, though you're able to invest in items around the clock.<\/p>\n","innerContent":["\n<p>With Public, you can start investing in iconic items from just $10. New assets are launched each week, though you're able to invest in items around the clock.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\" id=\"h-6-startups\">6. Startups<\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\" id=\"h-6-startups\">6. Startups<\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Back projects you\u2019re passionate about by investing in startup companies. If you discover a startup that becomes a large business, you\u2019ll gain a significant return on an investment.<\/p>\n","innerContent":["\n<p>Back projects you\u2019re passionate about by investing in startup companies. If you discover a startup that becomes a large business, you\u2019ll gain a significant return on an investment.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Invest as little as $100 with Republic. All startups are vetted and only 3% of those that apply are accepted. With zero fees, there is potential to make an excellent return.<\/p>\n","innerContent":["\n<p>Invest as little as $100 with Republic. All startups are vetted and only 3% of those that apply are accepted. With zero fees, there is potential to make an excellent return.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\" id=\"h-7-farmland\">7. Farmland<\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\" id=\"h-7-farmland\">7. Farmland<\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Farmland investments can deliver seriously high returns, particularly as they are often considered one of the most secure types of investing.<\/p>\n","innerContent":["\n<p>Farmland investments can deliver seriously high returns, particularly as they are often considered one of the most secure types of investing.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>FarmTogether allows users to invest in US farms and even own a farm outright. You\u2019ll need a minimum of $10,000 to get started. Sole ownership requires a $1 million investment. However, the target return falls between 8% and 12%.<\/p>\n","innerContent":["\n<p>FarmTogether allows users to invest in US farms and even own a farm outright. You\u2019ll need a minimum of $10,000 to get started. Sole ownership requires a $1 million investment. However, the target return falls between 8% and 12%.<\/p>\n"]}],"_links":{"self":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/posts\/608","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/comments?post=608"}],"version-history":[{"count":0,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/posts\/608\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/media\/610"}],"wp:attachment":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/media?parent=608"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/categories?post=608"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/tags?post=608"},{"taxonomy":"post_authors","embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/post_authors?post=608"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}