{"id":6410,"date":"2025-05-01T16:10:38","date_gmt":"2025-05-01T16:10:38","guid":{"rendered":"https:\/\/moneymade.wpenginepowered.com\/?p=6410"},"modified":"2025-06-03T16:01:57","modified_gmt":"2025-06-03T16:01:57","slug":"groundfloor-review","status":"publish","type":"post","link":"https:\/\/moneymade.io\/learn\/reviews\/groundfloor-review\/","title":{"rendered":"Groundfloor Review: Diversify Your Portfolio By Funding Loans for Real Estate Projects"},"content":{"rendered":"\n<p><strong><em><strong><em>Groundfloor offers real estate debt investing with just a $10 minimum<\/em><\/strong><\/em><\/strong>.<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:80%\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"299\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-245.png\" alt=\"\" class=\"wp-image-6413\" style=\"width:722px;height:auto\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-245.png 450w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-245-300x199.png 300w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-245-387x257.png 387w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-245-256x170.png 256w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n<\/div>\n\n\n\n<p>Groundfloor provides an affordable way for non-accredited investors to diversify into real estate debt instruments. With a minimum investment of as little as $100, you can fractionally invest into a pool of loans Groundfloor makes to real estate developers. Since 2013, more than $1.7 billion has been invested into Groundfloor and investors have earned an average of 10% annualized returns.<\/p>\n\n\n\n<h2 id='borrow-our-cheat-sheet' class=\"wp-block-heading\" id=\"h-borrow-our-cheat-sheet\">Borrow our cheat sheet<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><img loading=\"lazy\" decoding=\"async\" width=\"33\" height=\"33\" class=\"wp-image-3677\" style=\"width: 33px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.30.51\u202fAM-e1748356420835-Edited.png\" alt=\"\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.30.51\u202fAM-e1748356420835-Edited.png 33w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.30.51\u202fAM-e1748356420835-Edited-15x15.png 15w\" sizes=\"auto, (max-width: 33px) 100vw, 33px\" \/> <strong>Fees<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img loading=\"lazy\" decoding=\"async\" width=\"44\" height=\"44\" class=\"wp-image-3678\" style=\"width: 44px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.39\u202fAM-Edited.png\" alt=\"\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.39\u202fAM-Edited.png 44w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.39\u202fAM-Edited-15x15.png 15w\" sizes=\"auto, (max-width: 44px) 100vw, 44px\" \/><strong> Minimum to invest<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Zero<\/td><td class=\"has-text-align-center\" data-align=\"center\">$100<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img loading=\"lazy\" decoding=\"async\" width=\"38\" height=\"38\" class=\"wp-image-3679\" style=\"width: 38px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.47\u202fAM-Edited.png\" alt=\"\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.47\u202fAM-Edited.png 38w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.47\u202fAM-Edited-15x15.png 15w\" sizes=\"auto, (max-width: 38px) 100vw, 38px\" \/><strong> Returns<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img loading=\"lazy\" decoding=\"async\" width=\"31\" height=\"31\" class=\"wp-image-3680\" style=\"width: 31px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.32.01\u202fAM-e1748356491960-Edited.png\" alt=\"\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.32.01\u202fAM-e1748356491960-Edited.png 31w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.32.01\u202fAM-e1748356491960-Edited-15x15.png 15w\" sizes=\"auto, (max-width: 31px) 100vw, 31px\" \/> <strong>Risk<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">100%<\/td><td class=\"has-text-align-center\" data-align=\"center\">Medium<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img loading=\"lazy\" decoding=\"async\" width=\"28\" height=\"28\" class=\"wp-image-3762\" style=\"width: 28px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-12.06.55\u202fPM-Edited.png\" alt=\"\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-12.06.55\u202fPM-Edited.png 28w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-12.06.55\u202fPM-Edited-15x15.png 15w\" sizes=\"auto, (max-width: 28px) 100vw, 28px\" \/> <strong>Bonus offer<\/strong><br>Enjoy the benefits of fractional real estate investing!<\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<h2 id='pros-and-cons-of-groundfloor' class=\"wp-block-heading\" id=\"h-pros-and-cons-of-groundfloor\">Pros and cons of Groundfloor<\/h2>\n\n\n\n<div class=\"acf-block\">\n  <div class=\"pro-con\">\n    <div class=\"pro-con__half\">\n      <div class=\"pro-con__title\">\n                  <svg width=\"20\" height=\"22\" viewBox=\"0 0 20 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M18.3 9.35008C17.9676 9.00064 17.5672 8.72282 17.1236 8.53367C16.6799 8.34451 16.2023 8.24801 15.72 8.25008H14.06V8.20008C14.2 7.71008 14.33 7.20008 14.43 6.83008C14.7413 5.73795 14.8062 4.59033 14.62 3.47008C14.5091 2.74612 14.2243 2.05984 13.79 1.47008C13.3779 0.936521 12.8015 0.553474 12.15 0.380078C11.9569 0.332798 11.7588 0.30929 11.56 0.310078H11.44C11.1748 0.326457 10.916 0.39798 10.68 0.520078C10.2294 0.785815 9.89417 1.21017 9.74 1.71008V1.80008V1.91008L9.62 2.00008V2.17008L9.43 2.82008L9.33 3.16008L8.93 4.58008C8.90665 4.66566 8.87655 4.74925 8.84 4.83008C8.39 5.53008 7.91 6.24008 7.43 6.96008L6.56 8.25008H3.25C2.58696 8.25008 1.95107 8.51347 1.48223 8.98231C1.01339 9.45115 0.75 10.087 0.75 10.7501V18.7501C0.75 19.4131 1.01339 20.049 1.48223 20.5178C1.95107 20.9867 2.58696 21.2501 3.25 21.2501H5.25C5.87515 21.2502 6.47651 21.0104 6.93 20.5801C8.05 20.8301 9.29 21.0901 10.3 21.3001L11.7 21.5901L11.94 21.6501C12.1112 21.6891 12.285 21.7159 12.46 21.7301C12.6198 21.74 12.7802 21.74 12.94 21.7301C14.0439 21.7287 15.1163 21.3621 15.99 20.6874C16.8638 20.0127 17.4896 19.0678 17.77 18.0001C18.18 16.3801 19.04 13.0001 19.05 13.0001C19.1498 12.6508 19.2134 12.2923 19.24 11.9301C19.2653 11.4589 19.1951 10.9874 19.0336 10.544C18.872 10.1007 18.6225 9.69455 18.3 9.35008ZM12.94 19.7601H12.67H12.56L12.09 19.6701L10.71 19.3901L7.71 18.7501V10.0801C8.14 9.41008 8.59 8.74008 9.04 8.08008C9.49 7.42008 10 6.67008 10.47 6.00008C10.627 5.75053 10.7418 5.47688 10.81 5.19008L11.22 3.77008L11.33 3.38008L11.5 2.78008L11.56 2.55008V2.45008V2.40008C11.5571 2.37015 11.5571 2.34001 11.56 2.31008C11.7805 2.36033 11.9735 2.49262 12.1 2.68008C12.3391 3.03066 12.4963 3.43052 12.56 3.85008C12.6869 4.69246 12.6289 5.55236 12.39 6.37008C12.21 7.07008 11.67 9.01008 11.67 9.01008C11.6282 9.15765 11.6208 9.31287 11.6486 9.46373C11.6763 9.61459 11.7384 9.75705 11.83 9.88008C11.9242 10.0037 12.0435 10.1059 12.18 10.1801C12.322 10.2427 12.4749 10.2767 12.63 10.2801H15.63C15.8377 10.274 16.0444 10.3115 16.2368 10.3901C16.4292 10.4686 16.603 10.5866 16.7471 10.7363C16.8911 10.886 17.0023 11.0643 17.0734 11.2595C17.1445 11.4548 17.174 11.6627 17.16 11.8701C17.1341 12.0899 17.0906 12.3072 17.03 12.5201C17.03 12.5201 16.16 15.9101 15.74 17.5201C15.5767 18.1452 15.216 18.7008 14.7115 19.1044C14.207 19.508 13.5857 19.738 12.94 19.7601ZM2.75 10.7601C2.74717 10.6937 2.75817 10.6274 2.78229 10.5654C2.80642 10.5035 2.84315 10.4472 2.89015 10.4002C2.93716 10.3532 2.99342 10.3165 3.05536 10.2924C3.1173 10.2682 3.18358 10.2572 3.25 10.2601H5.75V18.7601C5.75283 18.8265 5.74183 18.8928 5.71771 18.9547C5.69358 19.0167 5.65685 19.0729 5.60985 19.1199C5.56284 19.1669 5.50658 19.2037 5.44464 19.2278C5.3827 19.2519 5.31642 19.2629 5.25 19.2601H3.25C3.18358 19.2629 3.1173 19.2519 3.05536 19.2278C2.99342 19.2037 2.93716 19.1669 2.89015 19.1199C2.84315 19.0729 2.80642 19.0167 2.78229 18.9547C2.75817 18.8928 2.74717 18.8265 2.75 18.7601V10.7601Z\" fill=\"#14AEA5\"\/>\n<\/svg>\n\n                  <h4>Pros<\/h4>\n              <\/div>\n      <div class=\"pro-con__content\">\n        <div class=\"ProsCons_Pros__m4eEk\">\n<div>\n<ul>\n<li>Low minimum investment and no accreditation requirement<\/li>\n<li>Investors receive weekly interest payments<\/li>\n<li>Nominal fees and hyper fractionalization<\/li>\n<\/ul>\n<\/div>\n<\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"pro-con__half\">\n      <div class=\"pro-con__title\">\n                  <svg width=\"20\" height=\"22\" viewBox=\"0 0 20 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M18.3 12.6499C17.9676 12.9994 17.5672 13.2772 17.1236 13.4663C16.6799 13.6555 16.2023 13.752 15.72 13.7499H14.06V13.7999C14.2 14.2899 14.33 14.7999 14.43 15.1699C14.7413 16.262 14.8062 17.4097 14.62 18.5299C14.5091 19.2539 14.2243 19.9402 13.79 20.5299C13.3779 21.0635 12.8015 21.4465 12.15 21.6199C11.9569 21.6672 11.7588 21.6907 11.56 21.6899H11.44C11.1748 21.6735 10.916 21.602 10.68 21.4799C10.2294 21.2142 9.89417 20.7898 9.74 20.2899V20.1999V20.0899L9.62 19.9999V19.8299L9.43 19.1799L9.33 18.8399L8.93 17.4199C8.90665 17.3343 8.87655 17.2507 8.84 17.1699C8.39 16.4699 7.91 15.7599 7.43 15.0399L6.56 13.7499H3.25C2.58696 13.7499 1.95107 13.4865 1.48223 13.0177C1.01339 12.5488 0.75 11.913 0.75 11.2499V3.24992C0.75 2.58688 1.01339 1.951 1.48223 1.48215C1.95107 1.01331 2.58696 0.749922 3.25 0.749922H5.25C5.87515 0.749792 6.47651 0.989618 6.93 1.41992C8.05 1.16992 9.29 0.909922 10.3 0.699923L11.7 0.409922L11.94 0.349922C12.1112 0.31085 12.285 0.284115 12.46 0.269922C12.6198 0.259991 12.7802 0.259991 12.94 0.269922C14.0439 0.271252 15.1163 0.637867 15.99 1.31259C16.8638 1.98732 17.4896 2.93222 17.77 3.99992C18.18 5.61992 19.04 8.99992 19.05 8.99992C19.1498 9.34915 19.2134 9.7077 19.24 10.0699C19.2653 10.5411 19.1951 11.0126 19.0336 11.456C18.872 11.8993 18.6225 12.3055 18.3 12.6499ZM12.94 2.23992H12.67H12.56L12.09 2.32992L10.71 2.60992L7.71 3.24992V11.9199C8.14 12.5899 8.59 13.2599 9.04 13.9199C9.49 14.5799 10 15.3299 10.47 15.9999C10.627 16.2495 10.7418 16.5231 10.81 16.8099L11.22 18.2299L11.33 18.6199L11.5 19.2199L11.56 19.4499V19.5499V19.5999C11.5571 19.6299 11.5571 19.66 11.56 19.6899C11.7805 19.6397 11.9735 19.5074 12.1 19.3199C12.3391 18.9693 12.4963 18.5695 12.56 18.1499C12.6869 17.3075 12.6289 16.4476 12.39 15.6299C12.21 14.9299 11.67 12.9899 11.67 12.9899C11.6282 12.8423 11.6208 12.6871 11.6486 12.5363C11.6763 12.3854 11.7384 12.243 11.83 12.1199C11.9242 11.9963 12.0435 11.8941 12.18 11.8199C12.322 11.7573 12.4749 11.7233 12.63 11.7199H15.63C15.8377 11.726 16.0444 11.6885 16.2368 11.6099C16.4292 11.5314 16.603 11.4134 16.7471 11.2637C16.8911 11.114 17.0023 10.9357 17.0734 10.7405C17.1445 10.5452 17.174 10.3373 17.16 10.1299C17.1341 9.91014 17.0906 9.69277 17.03 9.47992C17.03 9.47992 16.16 6.08992 15.74 4.47992C15.5767 3.85483 15.216 3.29916 14.7115 2.89556C14.207 2.49197 13.5857 2.26202 12.94 2.23992ZM2.75 11.2399C2.74717 11.3063 2.75817 11.3726 2.78229 11.4346C2.80642 11.4965 2.84315 11.5528 2.89015 11.5998C2.93716 11.6468 2.99342 11.6835 3.05536 11.7076C3.1173 11.7318 3.18358 11.7428 3.25 11.7399H5.75V3.23992C5.75283 3.17351 5.74183 3.10723 5.71771 3.04528C5.69358 2.98334 5.65685 2.92708 5.60985 2.88008C5.56284 2.83307 5.50658 2.79634 5.44464 2.77221C5.3827 2.74809 5.31642 2.73709 5.25 2.73992H3.25C3.18358 2.73709 3.1173 2.74809 3.05536 2.77221C2.99342 2.79634 2.93716 2.83307 2.89015 2.88008C2.84315 2.92708 2.80642 2.98334 2.78229 3.04528C2.75817 3.10723 2.74717 3.17351 2.75 3.23992V11.2399Z\" fill=\"#ED2348\"\/>\n<\/svg>\n\n                 <h4>Cons<\/h4>\n              <\/div>\n      <div class=\"pro-con__content\">\n        <div class=\"ProsCons_Cons___wyv4\">\n<div>\n<ul>\n<li>There is a risk of defaulted loans<\/li>\n<li>Your money will be tied up for a while<\/li>\n<li>Mixed customer reviews<\/li>\n<\/ul>\n<\/div>\n<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<h2 id='what-is-groundfloor' class=\"wp-block-heading\" id=\"whatIs\">What is Groundfloor?<\/h2>\n\n\n\n<p>Groundfloor is a\u00a0real estate investing platform\u00a0allowing everyone to invest in short-term residential real estate loans. It was founded in 2013 by Brian Dally and Nick Bhargava, and it was one of the first real estate crowdfunding apps to provide SEC-qualified offerings to non-institutional investors under Reg A.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"496\" height=\"1024\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-247-496x1024.png\" alt=\"\" class=\"wp-image-6426\" style=\"width:263px;height:auto\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-247-496x1024.png 496w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-247-145x300.png 145w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-247-768x1585.png 768w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-247-744x1536.png 744w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-247-992x2048.png 992w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-247-124x257.png 124w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-247-82x170.png 82w\" sizes=\"auto, (max-width: 496px) 100vw, 496px\" \/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-does-groundfloor-work-nbsp\"><strong>How does Groundfloor work?&nbsp;<\/strong><\/h3>\n\n\n\n<p>Groundfloor makes three types of loans to real estate investors:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fix and flip loans to renovate and resell properties<\/li>\n\n\n\n<li>Renovate to rent loans which allow developers to purchase and upgrade rental properties<\/li>\n\n\n\n<li>Property rental properties, which provides loans for real estate investors to buy &#8220;rent-ready&#8221; properties<\/li>\n<\/ul>\n\n\n\n<p>Groundfloor then packages these loan to investors who can fractionally invest with as little as $100 through the Flywheel Portfolio product, which offers instant diversification by spreading your initial investment amount across 200-400 loans. Because investors are instantly diversified and fractionalized across so many projects, they receive interest payments weekly as borrowers complete their projects<\/p>\n\n\n\n<p>Investors receive interest payments from the time of the initial investment until the loan is repaid in full, so long as the portfolio of loans is still open. If the borrower defaults, investors may receive additional default interest. There is a 0.5 to 1.0% management fee assessed at the time of the disbursement, but keep in mind the 10% historical returns are inclusive of this fee.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Who can invest with Groundfloor?&nbsp;<\/strong><\/h3>\n\n\n\n<p>Anyone can invest with Groundfloor as long as you can provide a Social Security Number and bank account information. The minimum investment is just $100, and there is no requirement for investors to be accredited. International investors must have a $5,000 minimum and contact customer service to get set up.<\/p>\n\n\n\n<h2 id='where-groundfloor-gets-it-right' class=\"wp-block-heading\" id=\"whereGetsItRight\">Where Groundfloor gets it right<\/h2>\n\n\n\n<p><strong>It&#8217;s easy to get started investing&nbsp;<\/strong><\/p>\n\n\n\n<p>Groundfloor allows you to start investing with as little as $100. This low minimum investment means almost anyone can afford to start fractionally investing in real estate loans. And you do not have to be an accredited investor, unlike with many competitor sites that give you exposure to real estate.<\/p>\n\n\n\n<p><strong>Investors can earn weekly interest payments&nbsp;<\/strong><\/p>\n\n\n\n<p>Unlike some other investments which can take years to pay off, you&#8217;ll begin earning weekly payments due to the hyper fractionalization and diversification built into the Flywheel Portfolio. This mitigates overall risk because you are not \u201cputting all your eggs into one basket.\u201d This allows for more liquidity and true set-it-and-forget-it passive investing.<\/p>\n\n\n\n<p><strong>Only nominal fees<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Historically, Groundfloor did not charge fees to its investors.<\/li>\n\n\n\n<li>With the launch of the Flywheel Portfolio in October 2024, because of its industry-leading fractionalization and diversification opportunities, there is now a nominal fee for investors that is paid through your account\u2019s repayments.<\/li>\n\n\n\n<li>There are no upfront fees to invest in the Flywheel Portfolio. Instead, the Flywheel Portfolio administers a management fee of 0.5% to 1.0%, assessed at the time those funds are disbursed back to you along with your share of the interest.<\/li>\n\n\n\n<li>It\u2019s important to remember that Groundfloor\u2019s historical performance has yielded 10% across its portfolio. Thus this fee is still just a small amount to access these types of private real estate returns.<\/li>\n<\/ul>\n\n\n\n<h2 id='where-groundfloor-could-do-better' class=\"wp-block-heading\" id=\"whereCouldDoBetter\">Where Groundfloor could do better<\/h2>\n\n\n\n<p><strong>Offer some lower-risk investment options<\/strong><\/p>\n\n\n\n<p>Groundfloor&#8217;s only investment offering is notes backed by loans made to real estate developers. These loans are for fix and flips, renovate to rent, and rent-ready property rentals. Fix and flips and renovation loans are risky, as borrowers could fall behind on construction and begin to miss payments.&nbsp;<\/p>\n\n\n\n<p><strong>Provide more liquidity&nbsp;<\/strong><\/p>\n\n\n\n<p>Unlike some other investments that provide exposure to the real estate market, such as real estate ETFs, you do have to tie up your money with Groundfloor. While you\u2019ll see some weekly disbursements, you are still making a commitment that you can&#8217;t get out of for a period of time. That said, platforms like Groundfloor provide more direct exposure to real estate markets.<\/p>\n\n\n\n<p><strong>Offer a more consistent user experience<\/strong><\/p>\n\n\n\n<p>Trustpilot reviews show investors have have had mostly positive experiences with Groundfloor. The overall rating as of early 2025 is 3.4 stars (average) with 63% reviews leaving 5\/5 stars.<\/p>\n\n\n\n<h2 id='can-you-really-make-money-on-groundfloor' class=\"wp-block-heading\" id=\"canYouReallyMakeMoneyOn\">Can you really make money on Groundfloor?<\/h2>\n\n\n\n<p>Groundfloor indicates investors have earned 10% returns to date. It is definitely possible to make money with the platform thanks to its hyper fractionalization, diversification and solid loan volume.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"1000\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-248.png\" alt=\"\" class=\"wp-image-6428\" srcset=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-248.png 1000w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-248-300x300.png 300w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-248-150x150.png 150w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-248-768x768.png 768w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-248-257x257.png 257w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-248-170x170.png 170w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-248-350x350.png 350w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-248-60x60.png 60w, https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-248-15x15.png 15w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-do-i-make-money-with-groundfloor\"><strong>How do I make money with Groundfloor?<\/strong><\/h3>\n\n\n\n<p>Groundfloor\u2019s default investment offering is called the Flywheel Portfolio. This product was rolled out in October 2024 based on years of investing experience across thousands of different loans and understandings of investor behavior. The Flywheel Portfolio is qualified by the U.S. Securities and Exchange Commission. Structurally, it is a REIT but comes with many benefits that are not traditional for most REITs.<\/p>\n\n\n\n<p>The Flywheel Portfolio combines 200 \u2013 400 short-term real estate loans into a single investment portfolio. This approach greatly reduces risk and offers more stable and consistent returns. With the Flywheel Portfolio, investors get the added benefits of:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Weekly disbursements as loans repay<\/li>\n\n\n\n<li>Instant diversification into hundreds of loans<\/li>\n\n\n\n<li>Set-it-and-forget-it, real estate investing<\/li>\n<\/ul>\n\n\n\n<p>The makeup of the Flywheel Portfolio consists of a variety of Groundfloor\u2019s loans, which they originate and asset-manage internally. Most of these loans are issues to experienced developers who are flipping homes, building new construction homes or refinancing for long-term holds or rentals. Importantly for investors, Groundfloor usually is in first-lien position on these loans, meaning they are backed by the underlying asset of the home itself. This lowers the default risk for individual investors, and if and when there are defaults, the return on that property can actually even be higher than agreed upon terms.<\/p>\n\n\n\n<p>The main point for everyday investors who want a passive income strategy is that Groundfloor is doing all the work for you. Each Groundfloor investor\u2019s funds are automatically diversified &nbsp;meaning you can invest $100 and have those funds dispersed into hundreds of projects at once minimizing your risk and maximizing your diversification. Because you&#8217;re invested into so many projects at once through your Auto Investor account you\u2019ll also start to see repayments weekly.<\/p>\n\n\n\n<p>And if you\u2019re still stuck on how this is different from a traditional REIT, the Flywheel Portfolio offers consistent cashflow, higher-yields, shorter-terms, planned liquidity, a closed structure, low minimum, and thorough diversification.<\/p>\n\n\n\n<p>More than $1.7 billion has been invested through Groundfloor at the time of this writing.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How do I cash out with Groundfloor?&nbsp;<\/strong><\/h3>\n\n\n\n<p>You&#8217;ll receive weekly disbursements through the Flywheel Portfolio and can easily monitor your progress through their dashboard.<\/p>\n\n\n\n<p>You can withdraw any cash balance in your Groundfloor account to your bank account at any time or can choose to use the money to fund other projects. They offer automatic reinvesting as well.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Groundfloor vs traditional investing&nbsp;<\/strong><\/h3>\n\n\n\n<p>Groundfloor can produce higher returns than other fixed-income investments such as bonds or CDs, but you take on more risk. Groundfloor is different from investing in stocks because you have to tie up your money for a period of time and can&#8217;t just trade assets whenever you want. However, you make steady passive income with Groundfloor, not just when you sell stock.<\/p>\n\n\n\n<p>The returns you can earn vary based on the loans you are invested into. However, the trading platform indicates it has produced 10% returns to date, which is similar to the returns the S&amp;P 500 has produced over the long term.<\/p>\n\n\n\n<h2 id='what-other-people-are-saying-about-groundfloor' class=\"wp-block-heading\" id=\"whatOtherPeopleAreSayingAbout\">What other people are saying about Groundfloor<\/h2>\n\n\n\n<p>Groundfloor has mostly positive reviews.&nbsp;<\/p>\n\n\n\n<p>One reviewer on Trustpilot reported they&#8217;ve been &#8220;investing with them extensively for over 2 years,&#8221; and have earned &#8220;overall decent returns.&#8221; However, even this investor&#8217;s positive review indicates that some of the foreclosure deals are &#8220;sketchy.&#8221;&nbsp;<\/p>\n\n\n\n<h2 id='are-there-other-apps-like-groundfloor' class=\"wp-block-heading\">Are there other apps like Groundfloor?<\/h2>\n\n\n\n<p><a href=\"https:\/\/moneymade.io\/discover\/fundrise\" target=\"_blank\" rel=\"noreferrer noopener\"><u>Fundrise<\/u><\/a>&nbsp;also allows you to invest in real estate, just as Groundfloor does\u2014and both platforms don&#8217;t require accreditation. Both are fixed-income investment products as well, although Fundrise allows you to invest through eREITs rather than real estate debt instruments. Fundrise is also designed for investors willing to make a five-year commitment, while Groundfloor loans typically mature in 6-18 months with weekly disbursements so you don&#8217;t have to make such a long-term commitment.<\/p>\n\n\n\n<p><a href=\"https:\/\/moneymade.io\/discover\/roofstock\" target=\"_blank\" rel=\"noreferrer noopener\"><u>Roofstock<\/u><\/a>\u00a0is another option for those looking for real estate exposure, but its investment requirements are much more difficult to meet. You&#8217;ll need to be an accredited investor and must have a minimum of $5,000 to get started\u2014which is far above the $10 Groundfloor requires. However, while Groundfloor allows you to invest in real estate debt instruments, Roofstock gives you more direct exposure to real estate. The platform allows you to build equity by purchasing investment properties of your own or obtaining fractional shares in fully-managed properties.<\/p>\n\n\n\n<h2 id='our-hot-take-on-groundfloor' class=\"wp-block-heading\" id=\"h-our-hot-take-on-groundfloor\">Our hot take on Groundfloor<\/h2>\n\n\n\n<p>Groundfloor&#8217;s low minimum investment and the absence of accreditation requirements make the platform an ideal choice if you&#8217;re interested in getting some exposure to real estate debt investments. If you&#8217;re comfortable using the simple trading platform and have a $100 minimum investment, then this app is worth giving a try.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"howDoISignUpFor\">I\u2019m in! How do I sign up for Groundfloor?<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-1-sign-up-for-an-account-at-moneymade\">1.\u00a0Sign up for an account at MoneyMade.<\/h4>\n\n\n\n<p>Real estate debt can be part of a diversified portfolio, but you&#8217;ll likely want many other investments as well including in stocks and bonds. If you start by signing up for an account at MoneyMade, you can explore all different types of investment platforms, find the right ones for you, and access all of your information from one convenient dashboard.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-2-visit-groundfloor-and-click-sign-up\">2.\u00a0Visit Groundfloor and click &#8220;Sign Up&#8221;.<\/h4>\n\n\n\n<p>You can click through from MoneyMade to Groundfloor to visit the real estate trading platform and get signed up for an account with a few simple clicks. Once you&#8217;re on the site, click the green &#8220;Sign Up&#8221; button on the page.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-3-provide-some-basic-details-about-your-investment-account\">3.\u00a0Provide some basic details about your investment account.<\/h4>\n\n\n\n<p>You&#8217;ll be asked to provide some simple information including: whether you want to invest as an individual or business, the country you reside in, the zip code where you live, and whether you are an accredited investor<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-4-input-your-personal-identifying-information\">4. Input your personal identifying information.<\/h4>\n\n\n\n<p>You will have to provide Groundfloor with your first and last name; a telephone number; an email address; a password; your Social Security number; and your bank information.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-5-fund-your-account\">5. Fund your account<\/h4>\n\n\n\n<p>Money can be transferred from your bank account directly to Groundfloor and then the funds are instantly deployed and diversified. You also have the option to set up automatic transfers. It can take three to five business days for your transfer of funds to clear depending on your bank.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-6-monitor-your-investment\">6. Monitor your investment<\/h4>\n\n\n\n<p>After signing up for Groundfloor, , you can easily track your progress through their app or web dashboard.<\/p>\n\n\n\n  <div id=\"accordion\" class=\"accordion-wrap accordion-wrap--inline-content\">\n    <div class=\"outer-container\">\n                <h3 class=\"accordion__main-title\">FAQs<\/h3>\n                           \n          <div class=\"accordion-tab \">\n                          <h4 class=\"accordion-title\">Can you make money with Groundfloor?<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 8L6 14L7.41 15.41L12 10.83L16.59 15.41L18 14L12 8Z\" fill=\"#0A0028\"\/>\n<\/svg>\n<\/h4>\n                          <div class=\"accordion-content\">\n                <div class=\"accordion-content-text\">\n                  <div class=\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\">\n<div class=\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\">\n<div class=\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\">\n<p class=\"mu-p1 FontGenerator-module_Font__-qoUg FontGenerator-module_Light__sW-hU \">Making money with Groundfloor is possible when you invest in real estate debt and the loans are paid back. Your funds are automatically deployed and diversified across hundreds of loans at once. . As borrowers repay the loans, you&#8217;ll begin earning weekly disbursements.<\/p>\n<\/div>\n<\/div>\n<\/div>\n                <\/div>\n              <\/div>\n                      <\/div>\n                 \n          <div class=\"accordion-tab \">\n                          <h4 class=\"accordion-title\">Is Groundfloor FDIC insured?<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 8L6 14L7.41 15.41L12 10.83L16.59 15.41L18 14L12 8Z\" fill=\"#0A0028\"\/>\n<\/svg>\n<\/h4>\n                          <div class=\"accordion-content\">\n                <div class=\"accordion-content-text\">\n                  <div class=\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\">\n<div class=\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\">\n<p class=\"mu-p1 FontGenerator-module_Font__-qoUg FontGenerator-module_Light__sW-hU \">After you deposit money into Groundfloor, it is held in your name. It is FDIC insured until it is invested in a Groundfloor note.<\/p>\n<\/div>\n<\/div>\n                <\/div>\n              <\/div>\n                      <\/div>\n                 \n          <div class=\"accordion-tab \">\n                          <h4 class=\"accordion-title\">How long has Groundfloor been in business?<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 8L6 14L7.41 15.41L12 10.83L16.59 15.41L18 14L12 8Z\" fill=\"#0A0028\"\/>\n<\/svg>\n<\/h4>\n                          <div class=\"accordion-content\">\n                <div class=\"accordion-content-text\">\n                  <div class=\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\">\n<div class=\"FaqBlock_FaqBlock__DS2Fl\">\n<section class=\"mu-container Container-module_Container__p2WRR FaqBlock_Container__GGTHp\">\n<div class=\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\">\n<p class=\"mu-p1 FontGenerator-module_Font__-qoUg FontGenerator-module_Light__sW-hU \">Groundfloor was funded in 2013 and the company is headquartered in Atlanta, Georgia.<\/p>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n                <\/div>\n              <\/div>\n                      <\/div>\n            <\/div>\n  <\/div>\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n        \"@type\": \"Question\",\n        \"name\": \"Can you make money with Groundfloor?\",\n        \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"<div class=\\\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\\\">\\n<div class=\\\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\\\">\\n<div class=\\\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\\\">\\n<p class=\\\"mu-p1 FontGenerator-module_Font__-qoUg FontGenerator-module_Light__sW-hU \\\">Making money with Groundfloor is possible when you invest in real estate debt and the loans are paid back. Your funds are automatically deployed and diversified across hundreds of loans at once. . As borrowers repay the loans, you&#8217;ll begin earning weekly disbursements.<\/p>\\n<\/div>\\n<\/div>\\n<\/div>\\n\"\n        }\n    },\n    {\n        \"@type\": \"Question\",\n        \"name\": \"Is Groundfloor FDIC insured?\",\n        \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"<div class=\\\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\\\">\\n<div class=\\\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\\\">\\n<p class=\\\"mu-p1 FontGenerator-module_Font__-qoUg FontGenerator-module_Light__sW-hU \\\">After you deposit money into Groundfloor, it is held in your name. It is FDIC insured until it is invested in a Groundfloor note.<\/p>\\n<\/div>\\n<\/div>\\n\"\n        }\n    },\n    {\n        \"@type\": \"Question\",\n        \"name\": \"How long has Groundfloor been in business?\",\n        \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"<div class=\\\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\\\">\\n<div class=\\\"FaqBlock_FaqBlock__DS2Fl\\\">\\n<section class=\\\"mu-container Container-module_Container__p2WRR FaqBlock_Container__GGTHp\\\">\\n<div class=\\\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\\\">\\n<p class=\\\"mu-p1 FontGenerator-module_Font__-qoUg FontGenerator-module_Light__sW-hU \\\">Groundfloor was funded in 2013 and the company is headquartered in Atlanta, Georgia.<\/p>\\n<\/div>\\n<\/section>\\n<\/div>\\n<\/div>\\n\"\n        }\n    }\n]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Groundfloor offers real estate debt investing with just a $10 minimum. Groundfloor provides an affordable way for non-accredited investors to diversify into real estate debt instruments. With a minimum investment of as little as $100, you can fractionally invest into a pool of loans Groundfloor makes to real estate developers. Since 2013, more than $1.7 [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":6413,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5],"tags":[44,52,53],"post_authors":[139],"class_list":["post-6410","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews","tag-lending","tag-passive-income","tag-real-estate"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.1 (Yoast SEO v25.2) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Groundfloor Review: Fund Loans for Real Estate Projects | MoneyMade<\/title>\n<meta name=\"description\" content=\"Groundfloor offers real estate debt investing with just a $10 minimum.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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O'Halloran","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/moneymade.io\/learn\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/e2490c84da8802839003ed599f49fe8d7c696422d58e7eeb5e57c6f920702ea1?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/e2490c84da8802839003ed599f49fe8d7c696422d58e7eeb5e57c6f920702ea1?s=96&d=mm&r=g","caption":"Dustin O'Halloran"},"url":"https:\/\/moneymade.io\/learn\/author\/dustin\/"}]}},"fig_blocks":[{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong><em><strong><em>Groundfloor offers real estate debt investing with just a $10 minimum<\/em><\/strong><\/em><\/strong>.<\/p>\n","innerContent":["\n<p><strong><em><strong><em>Groundfloor offers real estate debt investing with just a $10 minimum<\/em><\/strong><\/em><\/strong>.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/spacer","attrs":{"height":"40px"},"innerBlocks":[],"innerHTML":"\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","innerContent":["\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/columns","attrs":[],"innerBlocks":[{"blockName":"core\/column","attrs":{"width":"10%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:10%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:10%\"><\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"80%"},"innerBlocks":[{"blockName":"core\/image","attrs":{"id":6413,"width":"722px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-245.png\" alt=\"\" class=\"wp-image-6413\" style=\"width:722px;height:auto\"\/><\/figure>\n","innerContent":["\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-245.png\" alt=\"\" class=\"wp-image-6413\" style=\"width:722px;height:auto\"\/><\/figure>\n"]}],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:80%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:80%\">",null,"<\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"10%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:10%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:10%\"><\/div>\n"]}],"innerHTML":"\n<div class=\"wp-block-columns\">\n\n\n\n<\/div>\n","innerContent":["\n<div class=\"wp-block-columns\">",null,"\n\n",null,"\n\n",null,"<\/div>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Groundfloor provides an affordable way for non-accredited investors to diversify into real estate debt instruments. With a minimum investment of as little as $100, you can fractionally invest into a pool of loans Groundfloor makes to real estate developers. Since 2013, more than $1.7 billion has been invested into Groundfloor and investors have earned an average of 10% annualized returns.<\/p>\n","innerContent":["\n<p>Groundfloor provides an affordable way for non-accredited investors to diversify into real estate debt instruments. With a minimum investment of as little as $100, you can fractionally invest into a pool of loans Groundfloor makes to real estate developers. Since 2013, more than $1.7 billion has been invested into Groundfloor and investors have earned an average of 10% annualized returns.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"h-borrow-our-cheat-sheet\">Borrow our cheat sheet<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"h-borrow-our-cheat-sheet\">Borrow our cheat sheet<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/columns","attrs":[],"innerBlocks":[{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"50%"},"innerBlocks":[{"blockName":"core\/table","attrs":[],"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3677\" style=\"width: 33px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.30.51\u202fAM-e1748356420835-Edited.png\" alt=\"\"> <strong>Fees<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3678\" style=\"width: 44px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.39\u202fAM-Edited.png\" alt=\"\"><strong> Minimum to invest<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Zero<\/td><td class=\"has-text-align-center\" data-align=\"center\">$100<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3679\" style=\"width: 38px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.47\u202fAM-Edited.png\" alt=\"\"><strong> Returns<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3680\" style=\"width: 31px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.32.01\u202fAM-e1748356491960-Edited.png\" alt=\"\"> <strong>Risk<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">100%<\/td><td class=\"has-text-align-center\" data-align=\"center\">Medium<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3762\" style=\"width: 28px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-12.06.55\u202fPM-Edited.png\" alt=\"\"> <strong>Bonus offer<\/strong><br>Enjoy the benefits of fractional real estate investing!<\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><\/tr><\/tbody><\/table><\/figure>\n","innerContent":["\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3677\" style=\"width: 33px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.30.51\u202fAM-e1748356420835-Edited.png\" alt=\"\"> <strong>Fees<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3678\" style=\"width: 44px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.39\u202fAM-Edited.png\" alt=\"\"><strong> Minimum to invest<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Zero<\/td><td class=\"has-text-align-center\" data-align=\"center\">$100<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3679\" style=\"width: 38px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.31.47\u202fAM-Edited.png\" alt=\"\"><strong> Returns<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3680\" style=\"width: 31px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-10.32.01\u202fAM-e1748356491960-Edited.png\" alt=\"\"> <strong>Risk<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">100%<\/td><td class=\"has-text-align-center\" data-align=\"center\">Medium<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"wp-image-3762\" style=\"width: 28px;\" src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/Screenshot-2025-05-27-at-12.06.55\u202fPM-Edited.png\" alt=\"\"> <strong>Bonus offer<\/strong><br>Enjoy the benefits of fractional real estate investing!<\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><\/tr><\/tbody><\/table><\/figure>\n"]}],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:50%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:50%\">",null,"<\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]}],"innerHTML":"\n<div class=\"wp-block-columns\">\n\n\n\n<\/div>\n","innerContent":["\n<div class=\"wp-block-columns\">",null,"\n\n",null,"\n\n",null,"<\/div>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"h-pros-and-cons-of-groundfloor\">Pros and cons of Groundfloor<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"h-pros-and-cons-of-groundfloor\">Pros and cons of Groundfloor<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"acf\/pro-con","attrs":{"name":"acf\/pro-con","data":{"pro_icon":"","_pro_icon":"field_652d6dd6b35e4","pro_title":"Pros","_pro_title":"field_652d6df3b35e5","pro_content":"<div class=\"ProsCons_Pros__m4eEk\">\r\n<div>\r\n<ul>\r\n \t<li>Low minimum investment and no accreditation requirement<\/li>\r\n \t<li>Investors receive weekly interest payments<\/li>\r\n \t<li>Nominal fees and hyper fractionalization<\/li>\r\n<\/ul>\r\n<\/div>\r\n<\/div>","_pro_content":"field_652d6e03b35e6","con_icon":"","_con_icon":"field_652d6e0eb35e7","con_title":"Cons","_con_title":"field_652d6e19b35e8","con_content":"<div class=\"ProsCons_Cons___wyv4\">\r\n<div>\r\n<ul>\r\n \t<li>There is a risk of defaulted loans<\/li>\r\n \t<li>Your money will be tied up for a while<\/li>\r\n \t<li>Mixed customer reviews<\/li>\r\n<\/ul>\r\n<\/div>\r\n<\/div>","_con_content":"field_652d6e20b35e9"},"mode":"preview"},"innerBlocks":[],"innerHTML":"","innerContent":[]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"whatIs\">What is Groundfloor?<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"whatIs\">What is Groundfloor?<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Groundfloor is a\u00a0real estate investing platform\u00a0allowing everyone to invest in short-term residential real estate loans. It was founded in 2013 by Brian Dally and Nick Bhargava, and it was one of the first real estate crowdfunding apps to provide SEC-qualified offerings to non-institutional investors under Reg A.<\/p>\n","innerContent":["\n<p>Groundfloor is a\u00a0real estate investing platform\u00a0allowing everyone to invest in short-term residential real estate loans. It was founded in 2013 by Brian Dally and Nick Bhargava, and it was one of the first real estate crowdfunding apps to provide SEC-qualified offerings to non-institutional investors under Reg A.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/columns","attrs":[],"innerBlocks":[{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"50%"},"innerBlocks":[{"blockName":"core\/image","attrs":{"id":6426,"width":"263px","height":"auto","sizeSlug":"large","linkDestination":"none","align":"center"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-247-496x1024.png\" alt=\"\" class=\"wp-image-6426\" style=\"width:263px;height:auto\"\/><\/figure>\n","innerContent":["\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-247-496x1024.png\" alt=\"\" class=\"wp-image-6426\" style=\"width:263px;height:auto\"\/><\/figure>\n"]}],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:50%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:50%\">",null,"<\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]}],"innerHTML":"\n<div class=\"wp-block-columns\">\n\n\n\n<\/div>\n","innerContent":["\n<div class=\"wp-block-columns\">",null,"\n\n",null,"\n\n",null,"<\/div>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\" id=\"h-how-does-groundfloor-work-nbsp\"><strong>How does Groundfloor work?&nbsp;<\/strong><\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\" id=\"h-how-does-groundfloor-work-nbsp\"><strong>How does Groundfloor work?&nbsp;<\/strong><\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Groundfloor makes three types of loans to real estate investors:&nbsp;<\/p>\n","innerContent":["\n<p>Groundfloor makes three types of loans to real estate investors:&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/list","attrs":[],"innerBlocks":[{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Fix and flip loans to renovate and resell properties<\/li>\n","innerContent":["\n<li>Fix and flip loans to renovate and resell properties<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Renovate to rent loans which allow developers to purchase and upgrade rental properties<\/li>\n","innerContent":["\n<li>Renovate to rent loans which allow developers to purchase and upgrade rental properties<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Property rental properties, which provides loans for real estate investors to buy \"rent-ready\" properties<\/li>\n","innerContent":["\n<li>Property rental properties, which provides loans for real estate investors to buy \"rent-ready\" properties<\/li>\n"]}],"innerHTML":"\n<ul class=\"wp-block-list\">\n\n\n\n<\/ul>\n","innerContent":["\n<ul class=\"wp-block-list\">",null,"\n\n",null,"\n\n",null,"<\/ul>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Groundfloor then packages these loan to investors who can fractionally invest with as little as $100 through the Flywheel Portfolio product, which offers instant diversification by spreading your initial investment amount across 200-400 loans. Because investors are instantly diversified and fractionalized across so many projects, they receive interest payments weekly as borrowers complete their projects<\/p>\n","innerContent":["\n<p>Groundfloor then packages these loan to investors who can fractionally invest with as little as $100 through the Flywheel Portfolio product, which offers instant diversification by spreading your initial investment amount across 200-400 loans. Because investors are instantly diversified and fractionalized across so many projects, they receive interest payments weekly as borrowers complete their projects<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Investors receive interest payments from the time of the initial investment until the loan is repaid in full, so long as the portfolio of loans is still open. If the borrower defaults, investors may receive additional default interest. There is a 0.5 to 1.0% management fee assessed at the time of the disbursement, but keep in mind the 10% historical returns are inclusive of this fee.<\/p>\n","innerContent":["\n<p>Investors receive interest payments from the time of the initial investment until the loan is repaid in full, so long as the portfolio of loans is still open. If the borrower defaults, investors may receive additional default interest. There is a 0.5 to 1.0% management fee assessed at the time of the disbursement, but keep in mind the 10% historical returns are inclusive of this fee.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\"><strong>Who can invest with Groundfloor?&nbsp;<\/strong><\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\"><strong>Who can invest with Groundfloor?&nbsp;<\/strong><\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Anyone can invest with Groundfloor as long as you can provide a Social Security Number and bank account information. The minimum investment is just $100, and there is no requirement for investors to be accredited. International investors must have a $5,000 minimum and contact customer service to get set up.<\/p>\n","innerContent":["\n<p>Anyone can invest with Groundfloor as long as you can provide a Social Security Number and bank account information. The minimum investment is just $100, and there is no requirement for investors to be accredited. International investors must have a $5,000 minimum and contact customer service to get set up.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"whereGetsItRight\">Where Groundfloor gets it right<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"whereGetsItRight\">Where Groundfloor gets it right<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>It's easy to get started investing&nbsp;<\/strong><\/p>\n","innerContent":["\n<p><strong>It's easy to get started investing&nbsp;<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Groundfloor allows you to start investing with as little as $100. This low minimum investment means almost anyone can afford to start fractionally investing in real estate loans. And you do not have to be an accredited investor, unlike with many competitor sites that give you exposure to real estate.<\/p>\n","innerContent":["\n<p>Groundfloor allows you to start investing with as little as $100. This low minimum investment means almost anyone can afford to start fractionally investing in real estate loans. And you do not have to be an accredited investor, unlike with many competitor sites that give you exposure to real estate.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>Investors can earn weekly interest payments&nbsp;<\/strong><\/p>\n","innerContent":["\n<p><strong>Investors can earn weekly interest payments&nbsp;<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Unlike some other investments which can take years to pay off, you'll begin earning weekly payments due to the hyper fractionalization and diversification built into the Flywheel Portfolio. This mitigates overall risk because you are not \u201cputting all your eggs into one basket.\u201d This allows for more liquidity and true set-it-and-forget-it passive investing.<\/p>\n","innerContent":["\n<p>Unlike some other investments which can take years to pay off, you'll begin earning weekly payments due to the hyper fractionalization and diversification built into the Flywheel Portfolio. This mitigates overall risk because you are not \u201cputting all your eggs into one basket.\u201d This allows for more liquidity and true set-it-and-forget-it passive investing.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>Only nominal fees<\/strong><\/p>\n","innerContent":["\n<p><strong>Only nominal fees<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/list","attrs":[],"innerBlocks":[{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Historically, Groundfloor did not charge fees to its investors.<\/li>\n","innerContent":["\n<li>Historically, Groundfloor did not charge fees to its investors.<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>With the launch of the Flywheel Portfolio in October 2024, because of its industry-leading fractionalization and diversification opportunities, there is now a nominal fee for investors that is paid through your account\u2019s repayments.<\/li>\n","innerContent":["\n<li>With the launch of the Flywheel Portfolio in October 2024, because of its industry-leading fractionalization and diversification opportunities, there is now a nominal fee for investors that is paid through your account\u2019s repayments.<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>There are no upfront fees to invest in the Flywheel Portfolio. Instead, the Flywheel Portfolio administers a management fee of 0.5% to 1.0%, assessed at the time those funds are disbursed back to you along with your share of the interest.<\/li>\n","innerContent":["\n<li>There are no upfront fees to invest in the Flywheel Portfolio. Instead, the Flywheel Portfolio administers a management fee of 0.5% to 1.0%, assessed at the time those funds are disbursed back to you along with your share of the interest.<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>It\u2019s important to remember that Groundfloor\u2019s historical performance has yielded 10% across its portfolio. Thus this fee is still just a small amount to access these types of private real estate returns.<\/li>\n","innerContent":["\n<li>It\u2019s important to remember that Groundfloor\u2019s historical performance has yielded 10% across its portfolio. Thus this fee is still just a small amount to access these types of private real estate returns.<\/li>\n"]}],"innerHTML":"\n<ul class=\"wp-block-list\">\n\n\n\n\n\n<\/ul>\n","innerContent":["\n<ul class=\"wp-block-list\">",null,"\n\n",null,"\n\n",null,"\n\n",null,"<\/ul>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"whereCouldDoBetter\">Where Groundfloor could do better<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"whereCouldDoBetter\">Where Groundfloor could do better<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>Offer some lower-risk investment options<\/strong><\/p>\n","innerContent":["\n<p><strong>Offer some lower-risk investment options<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Groundfloor's only investment offering is notes backed by loans made to real estate developers. These loans are for fix and flips, renovate to rent, and rent-ready property rentals. Fix and flips and renovation loans are risky, as borrowers could fall behind on construction and begin to miss payments.&nbsp;<\/p>\n","innerContent":["\n<p>Groundfloor's only investment offering is notes backed by loans made to real estate developers. These loans are for fix and flips, renovate to rent, and rent-ready property rentals. Fix and flips and renovation loans are risky, as borrowers could fall behind on construction and begin to miss payments.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>Provide more liquidity&nbsp;<\/strong><\/p>\n","innerContent":["\n<p><strong>Provide more liquidity&nbsp;<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Unlike some other investments that provide exposure to the real estate market, such as real estate ETFs, you do have to tie up your money with Groundfloor. While you\u2019ll see some weekly disbursements, you are still making a commitment that you can't get out of for a period of time. That said, platforms like Groundfloor provide more direct exposure to real estate markets.<\/p>\n","innerContent":["\n<p>Unlike some other investments that provide exposure to the real estate market, such as real estate ETFs, you do have to tie up your money with Groundfloor. While you\u2019ll see some weekly disbursements, you are still making a commitment that you can't get out of for a period of time. That said, platforms like Groundfloor provide more direct exposure to real estate markets.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><strong>Offer a more consistent user experience<\/strong><\/p>\n","innerContent":["\n<p><strong>Offer a more consistent user experience<\/strong><\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Trustpilot reviews show investors have have had mostly positive experiences with Groundfloor. The overall rating as of early 2025 is 3.4 stars (average) with 63% reviews leaving 5\/5 stars.<\/p>\n","innerContent":["\n<p>Trustpilot reviews show investors have have had mostly positive experiences with Groundfloor. The overall rating as of early 2025 is 3.4 stars (average) with 63% reviews leaving 5\/5 stars.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"canYouReallyMakeMoneyOn\">Can you really make money on Groundfloor?<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"canYouReallyMakeMoneyOn\">Can you really make money on Groundfloor?<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Groundfloor indicates investors have earned 10% returns to date. It is definitely possible to make money with the platform thanks to its hyper fractionalization, diversification and solid loan volume.<\/p>\n","innerContent":["\n<p>Groundfloor indicates investors have earned 10% returns to date. It is definitely possible to make money with the platform thanks to its hyper fractionalization, diversification and solid loan volume.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/columns","attrs":[],"innerBlocks":[{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"50%"},"innerBlocks":[{"blockName":"core\/image","attrs":{"id":6428,"sizeSlug":"full","linkDestination":"none"},"innerBlocks":[],"innerHTML":"\n<figure class=\"wp-block-image size-full\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-248.png\" alt=\"\" class=\"wp-image-6428\"\/><\/figure>\n","innerContent":["\n<figure class=\"wp-block-image size-full\"><img src=\"https:\/\/moneymade.io\/learn\/wp-content\/uploads\/2025\/05\/image-248.png\" alt=\"\" class=\"wp-image-6428\"\/><\/figure>\n"]}],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:50%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:50%\">",null,"<\/div>\n"]},{"blockName":"core\/column","attrs":{"width":"25%"},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n","innerContent":["\n<div class=\"wp-block-column\" style=\"flex-basis:25%\"><\/div>\n"]}],"innerHTML":"\n<div class=\"wp-block-columns\">\n\n\n\n<\/div>\n","innerContent":["\n<div class=\"wp-block-columns\">",null,"\n\n",null,"\n\n",null,"<\/div>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\" id=\"h-how-do-i-make-money-with-groundfloor\"><strong>How do I make money with Groundfloor?<\/strong><\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\" id=\"h-how-do-i-make-money-with-groundfloor\"><strong>How do I make money with Groundfloor?<\/strong><\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Groundfloor\u2019s default investment offering is called the Flywheel Portfolio. This product was rolled out in October 2024 based on years of investing experience across thousands of different loans and understandings of investor behavior. The Flywheel Portfolio is qualified by the U.S. Securities and Exchange Commission. Structurally, it is a REIT but comes with many benefits that are not traditional for most REITs.<\/p>\n","innerContent":["\n<p>Groundfloor\u2019s default investment offering is called the Flywheel Portfolio. This product was rolled out in October 2024 based on years of investing experience across thousands of different loans and understandings of investor behavior. The Flywheel Portfolio is qualified by the U.S. Securities and Exchange Commission. Structurally, it is a REIT but comes with many benefits that are not traditional for most REITs.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>The Flywheel Portfolio combines 200 \u2013 400 short-term real estate loans into a single investment portfolio. This approach greatly reduces risk and offers more stable and consistent returns. With the Flywheel Portfolio, investors get the added benefits of:<\/p>\n","innerContent":["\n<p>The Flywheel Portfolio combines 200 \u2013 400 short-term real estate loans into a single investment portfolio. This approach greatly reduces risk and offers more stable and consistent returns. With the Flywheel Portfolio, investors get the added benefits of:<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/list","attrs":[],"innerBlocks":[{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Weekly disbursements as loans repay<\/li>\n","innerContent":["\n<li>Weekly disbursements as loans repay<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Instant diversification into hundreds of loans<\/li>\n","innerContent":["\n<li>Instant diversification into hundreds of loans<\/li>\n"]},{"blockName":"core\/list-item","attrs":[],"innerBlocks":[],"innerHTML":"\n<li>Set-it-and-forget-it, real estate investing<\/li>\n","innerContent":["\n<li>Set-it-and-forget-it, real estate investing<\/li>\n"]}],"innerHTML":"\n<ul class=\"wp-block-list\">\n\n\n\n<\/ul>\n","innerContent":["\n<ul class=\"wp-block-list\">",null,"\n\n",null,"\n\n",null,"<\/ul>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>The makeup of the Flywheel Portfolio consists of a variety of Groundfloor\u2019s loans, which they originate and asset-manage internally. Most of these loans are issues to experienced developers who are flipping homes, building new construction homes or refinancing for long-term holds or rentals. Importantly for investors, Groundfloor usually is in first-lien position on these loans, meaning they are backed by the underlying asset of the home itself. This lowers the default risk for individual investors, and if and when there are defaults, the return on that property can actually even be higher than agreed upon terms.<\/p>\n","innerContent":["\n<p>The makeup of the Flywheel Portfolio consists of a variety of Groundfloor\u2019s loans, which they originate and asset-manage internally. Most of these loans are issues to experienced developers who are flipping homes, building new construction homes or refinancing for long-term holds or rentals. Importantly for investors, Groundfloor usually is in first-lien position on these loans, meaning they are backed by the underlying asset of the home itself. This lowers the default risk for individual investors, and if and when there are defaults, the return on that property can actually even be higher than agreed upon terms.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>The main point for everyday investors who want a passive income strategy is that Groundfloor is doing all the work for you. Each Groundfloor investor\u2019s funds are automatically diversified &nbsp;meaning you can invest $100 and have those funds dispersed into hundreds of projects at once minimizing your risk and maximizing your diversification. Because you're invested into so many projects at once through your Auto Investor account you\u2019ll also start to see repayments weekly.<\/p>\n","innerContent":["\n<p>The main point for everyday investors who want a passive income strategy is that Groundfloor is doing all the work for you. Each Groundfloor investor\u2019s funds are automatically diversified &nbsp;meaning you can invest $100 and have those funds dispersed into hundreds of projects at once minimizing your risk and maximizing your diversification. Because you're invested into so many projects at once through your Auto Investor account you\u2019ll also start to see repayments weekly.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>And if you\u2019re still stuck on how this is different from a traditional REIT, the Flywheel Portfolio offers consistent cashflow, higher-yields, shorter-terms, planned liquidity, a closed structure, low minimum, and thorough diversification.<\/p>\n","innerContent":["\n<p>And if you\u2019re still stuck on how this is different from a traditional REIT, the Flywheel Portfolio offers consistent cashflow, higher-yields, shorter-terms, planned liquidity, a closed structure, low minimum, and thorough diversification.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>More than $1.7 billion has been invested through Groundfloor at the time of this writing.<\/p>\n","innerContent":["\n<p>More than $1.7 billion has been invested through Groundfloor at the time of this writing.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\"><strong>How do I cash out with Groundfloor?&nbsp;<\/strong><\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\"><strong>How do I cash out with Groundfloor?&nbsp;<\/strong><\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You'll receive weekly disbursements through the Flywheel Portfolio and can easily monitor your progress through their dashboard.<\/p>\n","innerContent":["\n<p>You'll receive weekly disbursements through the Flywheel Portfolio and can easily monitor your progress through their dashboard.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You can withdraw any cash balance in your Groundfloor account to your bank account at any time or can choose to use the money to fund other projects. They offer automatic reinvesting as well.<\/p>\n","innerContent":["\n<p>You can withdraw any cash balance in your Groundfloor account to your bank account at any time or can choose to use the money to fund other projects. They offer automatic reinvesting as well.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\"><strong>Groundfloor vs traditional investing&nbsp;<\/strong><\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\"><strong>Groundfloor vs traditional investing&nbsp;<\/strong><\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Groundfloor can produce higher returns than other fixed-income investments such as bonds or CDs, but you take on more risk. Groundfloor is different from investing in stocks because you have to tie up your money for a period of time and can't just trade assets whenever you want. However, you make steady passive income with Groundfloor, not just when you sell stock.<\/p>\n","innerContent":["\n<p>Groundfloor can produce higher returns than other fixed-income investments such as bonds or CDs, but you take on more risk. Groundfloor is different from investing in stocks because you have to tie up your money for a period of time and can't just trade assets whenever you want. However, you make steady passive income with Groundfloor, not just when you sell stock.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>The returns you can earn vary based on the loans you are invested into. However, the trading platform indicates it has produced 10% returns to date, which is similar to the returns the S&amp;P 500 has produced over the long term.<\/p>\n","innerContent":["\n<p>The returns you can earn vary based on the loans you are invested into. However, the trading platform indicates it has produced 10% returns to date, which is similar to the returns the S&amp;P 500 has produced over the long term.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"whatOtherPeopleAreSayingAbout\">What other people are saying about Groundfloor<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"whatOtherPeopleAreSayingAbout\">What other people are saying about Groundfloor<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Groundfloor has mostly positive reviews.&nbsp;<\/p>\n","innerContent":["\n<p>Groundfloor has mostly positive reviews.&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>One reviewer on Trustpilot reported they've been \"investing with them extensively for over 2 years,\" and have earned \"overall decent returns.\" However, even this investor's positive review indicates that some of the foreclosure deals are \"sketchy.\"&nbsp;<\/p>\n","innerContent":["\n<p>One reviewer on Trustpilot reported they've been \"investing with them extensively for over 2 years,\" and have earned \"overall decent returns.\" However, even this investor's positive review indicates that some of the foreclosure deals are \"sketchy.\"&nbsp;<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\">Are there other apps like Groundfloor?<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\">Are there other apps like Groundfloor?<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><a href=\"https:\/\/moneymade.io\/discover\/fundrise\" target=\"_blank\" rel=\"noreferrer noopener\"><u>Fundrise<\/u><\/a>&nbsp;also allows you to invest in real estate, just as Groundfloor does\u2014and both platforms don't require accreditation. Both are fixed-income investment products as well, although Fundrise allows you to invest through eREITs rather than real estate debt instruments. Fundrise is also designed for investors willing to make a five-year commitment, while Groundfloor loans typically mature in 6-18 months with weekly disbursements so you don't have to make such a long-term commitment.<\/p>\n","innerContent":["\n<p><a href=\"https:\/\/moneymade.io\/discover\/fundrise\" target=\"_blank\" rel=\"noreferrer noopener\"><u>Fundrise<\/u><\/a>&nbsp;also allows you to invest in real estate, just as Groundfloor does\u2014and both platforms don't require accreditation. Both are fixed-income investment products as well, although Fundrise allows you to invest through eREITs rather than real estate debt instruments. Fundrise is also designed for investors willing to make a five-year commitment, while Groundfloor loans typically mature in 6-18 months with weekly disbursements so you don't have to make such a long-term commitment.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p><a href=\"https:\/\/moneymade.io\/discover\/roofstock\" target=\"_blank\" rel=\"noreferrer noopener\"><u>Roofstock<\/u><\/a>\u00a0is another option for those looking for real estate exposure, but its investment requirements are much more difficult to meet. You'll need to be an accredited investor and must have a minimum of $5,000 to get started\u2014which is far above the $10 Groundfloor requires. However, while Groundfloor allows you to invest in real estate debt instruments, Roofstock gives you more direct exposure to real estate. The platform allows you to build equity by purchasing investment properties of your own or obtaining fractional shares in fully-managed properties.<\/p>\n","innerContent":["\n<p><a href=\"https:\/\/moneymade.io\/discover\/roofstock\" target=\"_blank\" rel=\"noreferrer noopener\"><u>Roofstock<\/u><\/a>\u00a0is another option for those looking for real estate exposure, but its investment requirements are much more difficult to meet. You'll need to be an accredited investor and must have a minimum of $5,000 to get started\u2014which is far above the $10 Groundfloor requires. However, while Groundfloor allows you to invest in real estate debt instruments, Roofstock gives you more direct exposure to real estate. The platform allows you to build equity by purchasing investment properties of your own or obtaining fractional shares in fully-managed properties.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":[],"innerBlocks":[],"innerHTML":"\n<h2 class=\"wp-block-heading\" id=\"h-our-hot-take-on-groundfloor\">Our hot take on Groundfloor<\/h2>\n","innerContent":["\n<h2 class=\"wp-block-heading\" id=\"h-our-hot-take-on-groundfloor\">Our hot take on Groundfloor<\/h2>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Groundfloor's low minimum investment and the absence of accreditation requirements make the platform an ideal choice if you're interested in getting some exposure to real estate debt investments. If you're comfortable using the simple trading platform and have a $100 minimum investment, then this app is worth giving a try.<\/p>\n","innerContent":["\n<p>Groundfloor's low minimum investment and the absence of accreditation requirements make the platform an ideal choice if you're interested in getting some exposure to real estate debt investments. If you're comfortable using the simple trading platform and have a $100 minimum investment, then this app is worth giving a try.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":3},"innerBlocks":[],"innerHTML":"\n<h3 class=\"wp-block-heading\" id=\"howDoISignUpFor\">I\u2019m in! How do I sign up for Groundfloor?<\/h3>\n","innerContent":["\n<h3 class=\"wp-block-heading\" id=\"howDoISignUpFor\">I\u2019m in! How do I sign up for Groundfloor?<\/h3>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\" id=\"h-1-sign-up-for-an-account-at-moneymade\">1.\u00a0Sign up for an account at MoneyMade.<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\" id=\"h-1-sign-up-for-an-account-at-moneymade\">1.\u00a0Sign up for an account at MoneyMade.<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Real estate debt can be part of a diversified portfolio, but you'll likely want many other investments as well including in stocks and bonds. If you start by signing up for an account at MoneyMade, you can explore all different types of investment platforms, find the right ones for you, and access all of your information from one convenient dashboard.<\/p>\n","innerContent":["\n<p>Real estate debt can be part of a diversified portfolio, but you'll likely want many other investments as well including in stocks and bonds. If you start by signing up for an account at MoneyMade, you can explore all different types of investment platforms, find the right ones for you, and access all of your information from one convenient dashboard.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\" id=\"h-2-visit-groundfloor-and-click-sign-up\">2.\u00a0Visit Groundfloor and click \"Sign Up\".<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\" id=\"h-2-visit-groundfloor-and-click-sign-up\">2.\u00a0Visit Groundfloor and click \"Sign Up\".<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You can click through from MoneyMade to Groundfloor to visit the real estate trading platform and get signed up for an account with a few simple clicks. Once you're on the site, click the green \"Sign Up\" button on the page.<\/p>\n","innerContent":["\n<p>You can click through from MoneyMade to Groundfloor to visit the real estate trading platform and get signed up for an account with a few simple clicks. Once you're on the site, click the green \"Sign Up\" button on the page.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\" id=\"h-3-provide-some-basic-details-about-your-investment-account\">3.\u00a0Provide some basic details about your investment account.<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\" id=\"h-3-provide-some-basic-details-about-your-investment-account\">3.\u00a0Provide some basic details about your investment account.<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You'll be asked to provide some simple information including: whether you want to invest as an individual or business, the country you reside in, the zip code where you live, and whether you are an accredited investor<\/p>\n","innerContent":["\n<p>You'll be asked to provide some simple information including: whether you want to invest as an individual or business, the country you reside in, the zip code where you live, and whether you are an accredited investor<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\" id=\"h-4-input-your-personal-identifying-information\">4. Input your personal identifying information.<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\" id=\"h-4-input-your-personal-identifying-information\">4. Input your personal identifying information.<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>You will have to provide Groundfloor with your first and last name; a telephone number; an email address; a password; your Social Security number; and your bank information.<\/p>\n","innerContent":["\n<p>You will have to provide Groundfloor with your first and last name; a telephone number; an email address; a password; your Social Security number; and your bank information.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\" id=\"h-5-fund-your-account\">5. Fund your account<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\" id=\"h-5-fund-your-account\">5. Fund your account<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>Money can be transferred from your bank account directly to Groundfloor and then the funds are instantly deployed and diversified. You also have the option to set up automatic transfers. It can take three to five business days for your transfer of funds to clear depending on your bank.<\/p>\n","innerContent":["\n<p>Money can be transferred from your bank account directly to Groundfloor and then the funds are instantly deployed and diversified. You also have the option to set up automatic transfers. It can take three to five business days for your transfer of funds to clear depending on your bank.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/heading","attrs":{"level":4},"innerBlocks":[],"innerHTML":"\n<h4 class=\"wp-block-heading\" id=\"h-6-monitor-your-investment\">6. Monitor your investment<\/h4>\n","innerContent":["\n<h4 class=\"wp-block-heading\" id=\"h-6-monitor-your-investment\">6. Monitor your investment<\/h4>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"core\/paragraph","attrs":[],"innerBlocks":[],"innerHTML":"\n<p>After signing up for Groundfloor, , you can easily track your progress through their app or web dashboard.<\/p>\n","innerContent":["\n<p>After signing up for Groundfloor, , you can easily track your progress through their app or web dashboard.<\/p>\n"]},{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"\n\n","innerContent":["\n\n"]},{"blockName":"acf\/accordion","attrs":{"name":"acf\/accordion","data":{"accordion_section_title":"FAQs","_accordion_section_title":"field_5f32a62824764","hide_faq_schema":"0","_hide_faq_schema":"field_663bca3331aee","accordion_0_default_to_open":"0","_accordion_0_default_to_open":"field_654e4a8b73ed0","accordion_0_accordion_title":"Can you make money with Groundfloor?","_accordion_0_accordion_title":"field_5f32a68324766","accordion_0_accordion_content":"<div class=\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\">\r\n<div class=\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\">\r\n<div class=\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\">\r\n<p class=\"mu-p1 FontGenerator-module_Font__-qoUg FontGenerator-module_Light__sW-hU \">Making money with Groundfloor is possible when you invest in real estate debt and the loans are paid back. Your funds are automatically deployed and diversified across hundreds of loans at once. . As borrowers repay the loans, you'll begin earning weekly disbursements.<\/p>\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>","_accordion_0_accordion_content":"field_5f32a6b424767","accordion_1_default_to_open":"0","_accordion_1_default_to_open":"field_654e4a8b73ed0","accordion_1_accordion_title":"Is Groundfloor FDIC insured?","_accordion_1_accordion_title":"field_5f32a68324766","accordion_1_accordion_content":"<div class=\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\">\r\n<div class=\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\">\r\n<p class=\"mu-p1 FontGenerator-module_Font__-qoUg FontGenerator-module_Light__sW-hU \">After you deposit money into Groundfloor, it is held in your name. It is FDIC insured until it is invested in a Groundfloor note.<\/p>\r\n\r\n<\/div>\r\n<\/div>","_accordion_1_accordion_content":"field_5f32a6b424767","accordion_2_default_to_open":"0","_accordion_2_default_to_open":"field_654e4a8b73ed0","accordion_2_accordion_title":"How long has Groundfloor been in business?","_accordion_2_accordion_title":"field_5f32a68324766","accordion_2_accordion_content":"<div class=\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\">\r\n<div class=\"FaqBlock_FaqBlock__DS2Fl\">\r\n<section class=\"mu-container Container-module_Container__p2WRR FaqBlock_Container__GGTHp\">\r\n<div class=\"FaqBlock_QuestionBox__hZ2rP FaqBlock_Active___0Cdm\">\r\n<p class=\"mu-p1 FontGenerator-module_Font__-qoUg FontGenerator-module_Light__sW-hU \">Groundfloor was funded in 2013 and the company is headquartered in Atlanta, Georgia.<\/p>\r\n\r\n<\/div>\r\n<\/section><\/div>\r\n<\/div>","_accordion_2_accordion_content":"field_5f32a6b424767","accordion":3,"_accordion":"field_5f32a64724765"},"mode":"preview"},"innerBlocks":[],"innerHTML":"","innerContent":[]}],"_links":{"self":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/posts\/6410","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/comments?post=6410"}],"version-history":[{"count":0,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/posts\/6410\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/media\/6413"}],"wp:attachment":[{"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/media?parent=6410"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/categories?post=6410"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/tags?post=6410"},{"taxonomy":"post_authors","embeddable":true,"href":"https:\/\/moneymade.io\/learn\/wp-json\/wp\/v2\/post_authors?post=6410"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}