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Masterworks

4.7

(6 Reviews)

Art

Art investment platform that's realized a 12.6% annual return.
Join 500K investors

Snapshot

Open to US Investors

Contemporary Art Performance

-61.80%

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200+ Employees

The team brings together experience across art, finance, and technology.

10%-25%

Target Return

Contemporary art has beat the S&P over the past 25 years

Moderate

Liquidity

Buy and sell shares on the secondary market.

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200+ Employees

The team brings together experience across art, finance, and technology.

How You Earn

Growth

Invest From

$null

Invest in

Fine Art

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200+ Employees

The team brings together experience across art, finance, and technology.

Open to US Investors

Top Perks

Blue-chip art prices have appreciated 12.6% annualized (1995-2022).

Contemporary art has outpaced the S&P 500 by 131% over the past 27 years.

Art has outperformed gold and stocks during inflationary periods.

From past offerings, investors secured 17%, 21%, and 27% net returns.

Can I trust Masterworks?

Masterworks is backed by notable firms like Tru Arrow Partners, Galaxy Interactive and Left Lane Capital.

100+

Offerings

$110M

Amount Raised

500k

# of Investors

Offerings

100+

Amount Raised

$110M

# of Investors

500k

100+

Offerings

$110M

Amount Raised

500k

# of Investors

Overview

The total value of privately held art is estimated to be $1.7 trillion. According to the Masterworks all art index, contemporary art has outpaced the S&P 500 by 131% from 1995-2021. 

 

Masterworks is the largest platform for buying and selling shares in masterpieces by Banksy, Basquiat, Warhol, Picasso, KAWS, and more. By investing in fine art, you can build a diversified portfolio that has been shown to appreciate during high inflation periods.

 

Masterworks was founded in 2017 by internet entrepreneur and art collector Scott Lynn with the mission to “make art investable”. As of 2022, Masterworks is valued at over $1 billion and is one the largest art buyers in the world with over $500M of artwork acquired.

Low Correlation

0.12 correlation to the S&P 500

Equity

Shares in securitized artworks

Pros & Cons

The Good
  • Platform provides good investment research on artworks and the contemporary art market

  • Masterworks handles the entire process of finding, purchasing and storing artwork

  • Artwork is insured and stored in secure facilities

  • Easily trade shares on the secondary market with no transaction fees

The Not-So-Good
  • 1.5% annual management fee and 20% commission on future profits

  • You must conduct a phone interview to finalize your account

  • There may be a waitlist to join

Masterworks Track Record

278+

Artwork Purchased

From Banksy to Picasso

729K

Members

29% annualized return

$800M+

AUM

Built up over 5 years

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Returns Calculator

Calculate how much you can earn by investing in Fine Art. Results vary based on the investment amount, term, and other conditions.

$
%
years
$
Frequency
Monthly

Invested

$7,000

Projected Fees

$429.68

Projected return

$2,174.46

Value after fees

$9,174.46

How it Works

Here’s how Masterworks lets you buy shares in modern masterpieces.

Here’s how Masterworks lets you buy shares in modern masterpieces.

1

Masterworks chooses the artists

Their research team uses proprietary data to find artist markets with the most momentum.

2

Masterworks buys the art

Their acquisitions team buys the artist’s best available work at an attractive price.

3

Masterworks securitizes the artwork

Masterworks turns the artwork into an SEC-qualified offering that you can buy fractional shares in.

4

You hold long-term or trade your shares

You can wait 3-10 years until Masterworks sells the painting, or sell your shares on the secondary market.

See inside MoneyMade’s 6-figure multi-asset portfolio

6-Figures

12+ Assets

50+ Platforms

4yr+ Returns

How You
Make Money

Masterworks holds artworks for 3-10 years to maximize returns and then sells them to auction houses, private collectors and galleries.

Once Masterworks sells a painting, you receive your share of the proceeds (minus selling expenses). If you’d like to exit your investment sooner, you can sell your shares on the secondary market with $0 in transaction fees. 

However, there’s no guarantee that the secondary market will have enough liquidity.

Primary Sale

Masterworks sells the painting

Secondary sale

You sell shares on the secondary market

How Masterworks
Makes Money

Masterworks charges a 1.5% management fee per year, taken as equity in the artwork and not cash from investors.

Management fee covers the cost of:

  • Professional storage
  • Insurance
  • Administration
  • Regulatory filings
  • Annual appraisals

 

Finally, Masterworks charges 20% commission on future profits generated by art sales.

1.5%

Fee Per Year

This covers storage, insurance and other costs.

20%

Future Profits

Masterworks is aligned with investor interests to maximize returns.

Meet the Team

Masterworks has 100+ employees with experience across art, finance, and technology. Masterworks founder, Scott Lynn, is an early Internet entrepreneur who made his name in the online advertising space.

Over the years, Scott became an internationally-recognized collector of contemporary art by Mark Rothko, Willem de Kooning and more—founding Masterworks in 2017 to democratize access to art investing.

Masterworks

4.7

(6 Reviews)

Art

Here's what you'll need to invest in Masterworks.

US and non-US residents
Non-accredited and accredited investors
Over 18+ years of age
US and non-US residents
Non-accredited and accredited investors
Over 18+ years of age

Reviews

4.7
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5

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Love it!

Solid investing platform

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