Steward

Farmland

Stewarding the Future of Farming. Equipping regenerative farms with the capital they need to grow.

Investment risk

Medium

Min investment

$100

Target return

Varied

Fees

0%

Overview

Steward is a private lender, working with regenerative farmers, ranchers, fishermen, and producers to provide the capital they need to expand and sustain their businesses. As their businesses grow and generate more revenue, they pay back their loan with interest.

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Why Invest

  • No Fees for Lenders
  • Receive monthly payments
  • Invest with as little as $100

How you make money

Lend toward a farm loan at a pre-determined interest rate and loan term. Repayments for these loans typically begin 90 days after the fundraise closes. The loans are fully amortizing so your interest and principle will be paid back in monthly repayments over the life of the loan. Steward does not charge fees to lenders. They understand that lenders are providing invaluable resources (i.e., capital) to the farmers who need it most, and in return, farmers are providing their communities with resilient food systems. The goal is to make the lending process as easy as possible, which is why Steward originates and services all loans right through the Steward platform, making the barrier to lend to these farm projects as low as they possibly can.

How Steward makes money

Steward takes a security interest and collateral for the loans. They originate and services all loans right through the Steward platform allowing them to make money through their own lending. They do not charge fees to lenders so your money is being put to good use.

Is it Safe?

All of Steward’s loans are secured. A secured loan means that a business as a borrower, has to “put up” collateral to secure repayment of the loan. Just like any other loan, this means that if a business were to default on the loan, Steward would have access to specific assets to use to ensure they have the funds to make repayments to the participating lenders. Secured loans are the norm, providing a level of comfort to participating lenders that there are funds to make repayments on the participations they are buying. Steward has a team that works with the borrowers throughout the loan cycle. While they do take a security interest and collateral for the loans, their first approach when an ag business is struggling to repay their loan is to work with them on their business plan, brainstorm new markets, find new opportunities and partner with them to get them back on a path to meeting scheduled repayments. Payments are made through Dwolla, which is a powerful payments platform that securely connects to bank or credit union accounts to enable the transfer of money for any individual or organization in the United States. The safe payment platform and collateral should allow you to invest in Steward with confidence.

Things to know

  • You make money onInterest
  • Fees0%
  • Payout frequencyMonthly
  • Term of investment12+ months
  • LiquidityHard
  • Open toAll Investors

Company

  • Country availabilityUS only
  • Assets under managementUnknown
  • Established2017
  • Mobile Application No

Investment Return Calculator

Calculate your estimated return to reach your investment goals.

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years

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Amount invested

$7,000

Total fees

$0

Value after fees

$9,072.44

Any references to past performance, regarding financial markets or otherwise, do not indicate or guarantee future results.

Forward-looking statements, including without limitations investment outcomes and projections, are hypothetical and educational in nature. The results of any hypothetical projections can and may differ from actual investment results had the strategies been deployed in actual securities accounts.

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