(4 Reviews)

Real Estate



Invest in real estate online. Earn 10%+ annual yield on your qualified real estate loan investments.



Asset Class Return30d

#0 Rank

In Real Estate30d


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Upright is a crowdfunded real estate investing platform that lets accredited investors passively invest in real estate online from $1k. Invest in Real Estate. Earn Passive Income. It's that simple. Invest in our individual Borrower Dependent Notes, or diversify by investing in one of our funds and earn up to 10.8% annual returns either way. They diligence and originate residential loans for experienced developers and rehabbers, secure those loans with a first lien and personal guaranty, and then allow investors to purchase fractional shares of those loans to earn income from the interest and fees. Accredited investors can sign up and start investing same-day. To date, investors on Upright have invested a Total of over $1 billion dollars on the platform. 

Things to Know

  • You make money on

    Dividends or interest

  • Fees


  • Min Investment


  • Payout frequency


  • Term of investment

    6-12 months

  • Target Return

    9% - 13%

  • Liquidity


  • Open to

    Accredited Only

  • Mobile Application


Top Perks

  • To date, the average gross yield has been 10.8%

  • Diversify effortlessly: $1000 per investment

  • Passive, diverse investing; monthly interest

How you make money

Upright's debt investment offerings offer fixed interest rates and term lengths, usually between 3 and 18 months.

Interest payments are made monthly, and investors have the option to receive income or reinvest it upon maturity of the investment.

Horizon Residential Income Fund pays equity investors quarterly distributions.


How Upright makes money

There are no fees charged on any debt investment offerings by Upright.

The Fund Manager fee for the Horizon Income Fund is 1% of net asset value plus 20% of net profits after the 8% preferred return has been paid.

Upright earns revenue from loan origination, in-term extension, and late payment fees, which are shared with investors.

Is it safe?

Upright’s risk mitigation begins with our relationship-based approach to finding the best developers within stable or growing markets. They specialize in rehabbing or constructing affordable homes that address the significant housing supply shortage caused by years of inadequate development. After vetting these developers’ creditworthiness and the project’s feasibility and profitability, originate just 6% of applications received, record a first lien against each property, secure a personal guaranty, and carefully monitor and manage project progression in-house.

Once originated, begin raising capital and invest alongside our investors to further align our incentives. Upright further mitigates risk through our regional Territory Managers who visit job sites, dedicated Account Managers who maintain personal relationships with each borrower, an experienced Construction Risk team that evaluates independent, third-party inspections verifying project progression and approve draws on the loans to repay for work already completed, and finally, Collections and Asset Management teams to manage payment or progression issues. All of this is fed to their Investor Relations team who communicate with our investors with best-in-class transparency through our Platform.

  • Established


  • Country Available

    US Only

  • Assets Managed



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Reviews (4)

The Income Beast

FTF is by far one of the best platforms I have used. I have several investments with these guys and the due diligence rocks, the returns rock, and the communication and support is top notch. This is how a platform should work. If you are an accredited investor and are looking to jump into the hard money pool this is who you want to use.



I've invested for over a year and a half with FtF, and continue to do so despite COVID. I appreciate the transparency they provide both on individual opportunities, but also with regular updates on active investments. Customer service is very responsive. No complaints so far.

I have been invested with Fund That Flip since Aug 2022 and am very happy with my decision. I invested because of their relatively high yield investments that pay monthly cash dividends directly to my checking account, and their yields increase along with market interest rates. I also like that their debt investments are backed by physical real estate, that they offer RBNF and PFNF funds that do the work of diversifying me across multiple loans and the Company contributes 10% up to $1M of their own money in each fund alongside investors. So far I’ve received cas dividends on the 17th of each month.