Farmland

Farmland Returns vs S&P

7.00%

Versus S&P

5.20%

25 minutes ago

7.00%

Versus S&P

5.20%

25 minutes ago

6m High

6m Low

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Farmland

3,051.03

2,725.58

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S&P 500

5,762.48

5,186.33

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Farmland

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S&P 500

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Does not follow the Stock Market

Sources: NCREIF Farmland Index, SPX

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In the Market

Check out Farmland in the stock market

Highlights

Good For

Hedge inflation + Passive income

Time Horizon

7 - 10 years

Diversification

Environmentally Friendly

Farmland has demonstrated strong absolute returns over the past several decades. It averaged 11% total annual returns (income + price appreciation) from 1992 to 2020. Farmland has low volatility compared to most other asset classes. It provides stability for investors, especially during adverse market conditions. 

Did you Know

  • poitStar

    Farmland was up 20%+ during the Great Recession of 2007-2009.

  • poitStar

    Bill Gates is the biggest private owner of farmland in the US, with 269,000 acres worth $690M. That’s nearly the size of Hong Kong.

  • poitStar

    Farmland represents a $10 trillion market globally while all gold ever mined is valued at $7 trillion.

Consideration

    Reasons to Invest

  • Provides attractive returns paired with low volatility

  • Good source of passive income

  • Uncorrelated with other asset classes

  • Natural hedge against inflation

    Drawbacks

  • Farmland is very illiquid. If you need to exit your investment, finding a buyer can take a while.

  • Investing in farmland typically requires a large initial investment. Even if you're only investing in a percentage of a farm, most farmland investing platforms have minimum investment requirements of $10,000.

  • Weather patterns, wildfires, and natural disasters present a significant and unpredictable risk, and that risk is heightened if your investment is concentrated in one area or crop.

How You’re Taxed

Capital Gains

Capital Gains

Profits earned from farmland are taxed like stocks. Investors are subject to short-term capital gains when selling assets owned for one year or less, which are taxed at ordinary income tax rates. Long-term capital gains are applicable when assets are owned for more than one year with tax rates ranging from 0% to 20%, depending on your total taxable income. Any rental income your farmland generates is generally taxed as ordinary income, although if you're materially involved in the farm, you may also be subject to a self-employment tax.

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