American Express

High Yield Savings

Earn 10X more interest than your average savings. Our High Yield Savings Account ranks among the best with its combination of above-average rates and consumer-friendly features.

Investment risk

Low

Min investment

$0

Target return

0.40%

Fees

0%

Overview

When you open an American Express® Savings High Yield Savings Account (HYSA), you’re helping to grow your own money at a rate higher than the national average. If you want easy access to your money at a high interest rate, then a High Yield Saving Account could be a great fit for you. And American Express offers much more than just a great rate with no fees, minimums, and 24/7 customer support.

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Why Invest

  • Your interest compounds daily
  • No minimums, no monthly fees
  • Up to 9 withdrawals/transfers per month

How you make money

Place your money into the high yield savings account and start earning 0.50% APY. Interest on High Yield Savings Accounts is compounded daily and posted to accounts monthly.

How American Express makes money

There are no fees to use the American Express High Yield Savings Account. As a bank, American Express makes money through the interest they make on loans and other banking fees.

Is it Safe?

American Express High Yield Savings Account is FDIC insured for up to $250,000 and is backed by the service and reliability of American Express

Things to know

  • You make money onInterest
  • Fees0%
  • Payout frequencyMonthly
  • Term of investmentZero
  • LiquidityEasy
  • Open toAll Investors

Company

  • Country availabilityUS only
  • Assets under managementUnknown
  • Established1850
  • Mobile ApplicationIOS, Android

Investment Return Calculator

Calculate your estimated return to reach your investment goals.

$

%

years

$

Monthly

Amount invested

$7,000

Total fees

$0

Value after fees

$7,092.55

Any references to past performance, regarding financial markets or otherwise, do not indicate or guarantee future results.

Forward-looking statements, including without limitations investment outcomes and projections, are hypothetical and educational in nature. The results of any hypothetical projections can and may differ from actual investment results had the strategies been deployed in actual securities accounts.

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