High Yield Savings

Take your money further, faster. No monthly maintenance fees. Interest compounded daily.

Investment risk


Min investment


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Enjoy the security of traditional savings with the advantage of high interest rates and limited transactions. No fees. No minimum balance requirements. The Axos Bank High Yield Money Market Account means more in your pocket. Earn 0.60% APY with the assurance of being FDIC insured.

Why Invest

  • Interest compounded daily
  • Get a virtual bank teller that’s here to meet your banking needs, 24/7
  • Free ATM card upon request

How you make money

Your interest is calculated each day based on your Savings Account balance. Interest on the Savings Account is credited on the first day of the month for the preceding calendar month. The AXOS High Yield Savings Account offers you a variable rate of 0.60% APY and there’s no minimum balance requirement (just $250 depisit required to open an account).

How AXOS Bank makes money

No fees are charged to users of their High Yield Savings Account. AXOS is a bank so they make money through banking services. On the high interest savings account, they likely invest your cash and earn on the spread of their investment. 

Is it safe?

Fingerprints, voiceprints, and facial recognition allow you to have peace of mind. At Axos Bank, your security is their top concern. Boost your account security with biometric authentication – and keep the scammers away. All deposit accounts through Axos Bank are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured.

Things to know

  • You make money onInterest
  • Fees0%
  • Payout frequencyDaily
  • Term of investmentZero
  • LiquidityEasy
  • Open toAll Investors


  • Country availabilityUS only
  • Assets under management$10B
  • Established2000
  • Mobile ApplicationIOS, Android

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Any references to past performance, regarding financial markets or otherwise, do not indicate or guarantee future results.

Forward-looking statements, including without limitations investment outcomes and projections, are hypothetical and educational in nature. The results of any hypothetical projections can and may differ from actual investment results had the strategies been deployed in actual securities accounts.


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