Citi Accelerate

Citi Accelerate


Citi Accelerate

Citi Accelerate


Earn over 5X the national average with a Citi Accelerate high yield savings account.

Join investors


0.20% - 4%

Asset Class Return1Y

#10 Rank

In Savings30d


Invest from



Citi® Accelerate Savings is a high-yield savings account which in select markets earns a higher interest rate than traditional savings accounts. The rate is variable and subject to change at any time. Currently you can earn one of their highest rates of 0.50% APY. There is no minimum to open an account, no limit on how much you can earn, and it is FDIC insured so you can save with confidence. Set savings goals, track your progress, and create a budget to help build your future. Manage your accounts, even external accounts, all in one place. With Citi Online Banking you can manage your account anytime and anywhere.

Things to Know

  • You make money on


  • Fees


  • Min Investment


  • Payout frequency


  • Term of investment


  • Target Return

    0.15% - 1.01%

  • Liquidity


  • Open to

    All Investors

  • Mobile Application

    iOS, Android

Top Perks

  • Interest compounded daily

  • Automatic transfers with Auto Save

  • Manage your accounts all in one place

See inside MoneyMade’s 6-figure multi-asset portfolio


12+ Assets

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4yr+ Returns

How you make money

Deposit your money into the high yield savings account and start earning 0.50% APY. Interest is compounded daily and paid monthly. Link your Citi Accelerate Savings account to your Citibank Account, Citi Priority or Citigold Checking Account and you could earn additional Citi Thank You Rewards Points.

How Citi Accelerate makes money

Citi Accelerate charges a $4.50 fee for accounts under $500. As a bank, Citi earns money in a multitude of ways. A large part of bank revenue is generated through the interest they make on loans and other banking fees. Also note that you must open one of Citi’s banking packages to use the Citi Accelerate Program.

Is it safe?

Citi Accelerate is an offering from Citibank, a subsidiary of multination financial services organization Citigroup. Citibank has been around for over 200 years, and has 2,649 branches in 19 countries. Citigroup itself is the third largest banking institution in the US, with over 200 million customers and $23.6 trillion in assets.


Citi helps to protect your accounts from day one. From fraud to identity theft, their comprehensive suite of advanced security features and services help keep you protected. The funds in your Deposit Accounts at each Program Bank are eligible for insurance by the FDIC up to $250,000 (including principal and accrued interest) per depositor in each insurable capacity (e.g., individual, joint account, IRA, etc.).

  • Established


  • Country Available

    US Only

  • Assets Managed



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