Citi Accelerate

Citi Accelerate

High Yield Savings

Earn over 5X the national average with a Citi Accelerate high yield savings account.

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Citi® Accelerate Savings is a high-yield savings account which in select markets earns a higher interest rate than traditional savings accounts. The rate is variable and subject to change at any time. Currently you can earn one of their highest rates of 0.50% APY. There is no minimum to open an account, no limit on how much you can earn, and it is FDIC insured so you can save with confidence. Set savings goals, track your progress, and create a budget to help build your future. Manage your accounts, even external accounts, all in one place. With Citi Online Banking you can manage your account anytime and anywhere.


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Why Invest

  • Interest compounded daily
  • Automatic transfers with Auto Save
  • Manage your accounts all in one place

How you make money

Deposit your money into the high yield savings account and start earning 0.50% APY. Interest is compounded daily and paid monthly. Link your Citi Accelerate Savings account to your Citibank Account, Citi Priority or Citigold Checking Account and you could earn additional Citi Thank You Rewards Points.

How Citi Accelerate makes money

Citi Accelerate charges a $4.50 fee for accounts under $500. As a bank, Citi earns money in a multitude of ways. A large part of bank revenue is generated through the interest they make on loans and other banking fees. Also note that you must open one of Citi’s banking packages to use the Citi Accelerate Program.

Is it Safe?

Citi helps to protect your accounts from day one. From fraud to identity theft, their comprehensive suite of advanced security features and services help keep you protected. The funds in your Deposit Accounts at each Program Bank are eligible for insurance by the FDIC up to $250,000 (including principal and accrued interest) per depositor in each insurable capacity (e.g., individual, joint account, IRA, etc.).

Things to know

  • You make money onInterest
  • Fees$4.50
  • Payout frequencyMonthly
  • Term of investmentZero
  • LiquidityEasy
  • Open toAll Investors


  • Country availabilityUS only
  • Assets under managementUnknown
  • Established2019
  • Mobile ApplicationIOS, Android

Investment Return Calculator

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Any references to past performance, regarding financial markets or otherwise, do not indicate or guarantee future results.

Forward-looking statements, including without limitations investment outcomes and projections, are hypothetical and educational in nature. The results of any hypothetical projections can and may differ from actual investment results had the strategies been deployed in actual securities accounts.


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