High Yield Savings

Earn over 5X the national average with a Citi Accelerate high yield savings account.


How you make money

Deposit your money into the high yield savings account and start earning 0.50% APY. Interest is compounded daily and paid monthly. Link your Citi Accelerate Savings account to your Citibank Account, Citi Priority or Citigold Checking Account and you could earn additional Citi Thank You Rewards Points.

How Citi Accelerate makes money

Citi Accelerate charges a $4.50 fee for accounts under $500. As a bank, Citi Accelerate makes money through the interest they make on loans and other banking fees. Also note that you Citi Accelerate must be opened in one of Citi’s banking packages.


The funds in your Deposit Accounts at each Program Bank are eligible for insurance by the FDIC up to $250,000 (including principal and accrued interest) per depositor in each insurable capacity (e.g., individual, joint account, IRA, etc.).

Things to know

  • You make money onInterest
  • Payout frequencyMonthly
  • LiquidityEasy
  • Fees$4.50
  • Term of investmentZero
  • Open toAll Investors


  • Country availabilityUS only
  • Established2019
  • Assets under managementUnknown
  • Mobile ApplicationIOS, Android

Investment Return Calculator

Calculate your estimated return to reach your investment goals.




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Any references to past performance, regarding financial markets or otherwise, do not indicate or guarantee future results.

Forward-looking statements, including without limitations investment outcomes and projections, are hypothetical and educational in nature. The results of any hypothetical projections can and may differ from actual investment results had the strategies been deployed in actual securities accounts.

Is it Safe?

Low risk

Minimum Investment


Target Return




Why Invest

  • Interest compounded daily
  • Automatic transfers with Auto Save
  • Manage your accounts all in one place

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