ShareStates

Lending

We connect private investors and institutions with real estate developers and owners who want to raise capital for their real estate projects.

Investment risk

Medium

Min investment

$1,000

Target return

8% - 12%

Fees

2%

Overview

Individual accredited investors can access a large marketplace of institutional quality mortgage loans that have been sourced and underwritten by industry leaders. As an individual investor, you'll be participating side-by-side with large institutions in the same quality product. You can even set up auto-invest to manage your investment strategy - delivering peace of mind that you're never missing an opportunity.

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Why Invest

  • 8-12% annually with immediate cash flow!
  • Consistent passive income for investors.
  • Quality mortgage loans that have been sourced and underwritten by industry leaders.

How you make money

Investors can choose from one of two types of investments: Common Equity: If you invest in common equity, you own a part of the company that you invested in. You may receive distributions throughout the life of the investment. In some cases, you won't see a return until the developer sells the building. Sharestates will divvy up the profits among each investor accordingly. Debt: If you invest in debt, you lend developers the money to purchase real estate. You make money based on the interest paid on the mortgage (monthly) as well as a lump sum (balloon payment) at the end of the term.

How ShareStates makes money

For debt loans Sharestates charges Borrowers 8-14% interest rate. Additionally Sharestates charges 1%-5% origination fee to each issued loan. Investors are charged a 2% annual managment fee on thier invested capital.

Is it Safe?

Default Risk — Investments are neither FDIC insured nor equivalent to bank CDs or Treasury notes. Inflation Risk — Similar to bonds (since there’s a fixed rate), you have the risk of inflation eating at your returns. However, with the high rate of return, this risk is reduced. Liquidity Risk: Loans are typically held for the duration of the term Economy Risk — Another recession will more than likely increase overall defaults of individuals within ShareStates. This would cause your return to decrease. In the unlikely event that Sharestates were to go out of business, investors are protected. Sharestates uses a remote bankruptcy structure to safeguard private investor assets. To date, Sharestates had zero loss of principal on their projects.

Things to know

  • You make money onInterest
  • Fees2%
  • Payout frequencyMonthly
  • Term of investment6-24 months
  • LiquidityModerate
  • Open toAccredited Only

Company

  • Country availabilityWorldwide
  • Assets under management$845M
  • Established2012
  • Mobile Application No

Investment Return Calculator

Calculate your estimated return to reach your investment goals.

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%
years
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Frequency
Monthly

Invested

$7,000

Projected fees

$541.81

Projected return

$1,464.87

Value after fees

$8,464.87
Any references to past performance, regarding financial markets or otherwise, do not indicate or guarantee future results.

Forward-looking statements, including without limitations investment outcomes and projections, are hypothetical and educational in nature. The results of any hypothetical projections can and may differ from actual investment results had the strategies been deployed in actual securities accounts.

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