Are you with Yieldstreet? Verify this platform

logo

Yieldstreet

UNVERIFIED PLATFORM

4.4

(9 Reviews)

Lending

Diversify beyond stocks with private market investments.

UNVERIFIED PLATFORM

Snapshot

Open to US Investors

Lending

4.5% - 12%

img-0img-1img-2

220+ Employees

With decades of investment, technology and client experience

9.8%

Target Return

Private markets have outperformed stocks during crashes

Low

Liquidity

Yieldstreet repurchases a limited number of shares quarterly

img-0img-1img-2

220+ Employees

With decades of investment, technology and client experience

How You Earn

Growth + Income

Invest From

$5K

Invest in

Lending, Art, Real Estate + more

img-0img-1img-2

220+ Employees

With decades of investment, technology and client experience

Open to US Investors

Top Perks of Investing in Private Market Alternatives

Private lending typically offers higher income and return potential with a lower correlation to traditional fixed-income markets.

Real Estate Investment Trusts (REITs) have outperformed stock indexes over the last 20-50 years.

Private companies have been staying private longer, gaining most of their value before they go public.

Over 3-year investment periods, contemporary art has recorded losses in only 4% of cases.

Can I trust Yieldstreet?

Yieldstreet is an alternative investment platform that has raised hundreds of millions of dollars from VC firms like Soros Fund Management, Monroe Capital, and Transform Capital.

400,000

# of Members

$728M+

Amount Raised

403+

Offerings

# of Members

400,000

Amount Raised

$728M+

Offerings

403+

400,000

# of Members

$728M+

Amount Raised

403+

Offerings

Overview

According to Preqin, the alternative investment market totaled $13 trillion in assets in 2021. Additionally, private markets have historically outperformed stocks in every downturn of the past 15 years.

 

Yieldstreet connects investors of all shapes and sizes with alternative investments to diversify beyond the stock market, and generate more consistent returns. Yieldstreet offers the broadest selection of alternative asset classes on the market today, including private credit, real estate, venture capital, art, crypto, and more. Yieldstreet has over 400,000 members, and $3 billion invested on the platform since inception.

High Growth

Private credit has returned 10% annualized returns over the past decade

Low Correlation

Alternative investments typically have a low correlation to stocks

Debt

Invest in structured private credit deals

Yieldstreet Pros & Cons

The Good
  • Yieldstreet offers investors the ability to earn income both from capital gains and interest.

  • Get access to more asset classes than other platforms, including real estate, private equity, short-term notes, art, and venture capital.

  • Yieldstreet offers investments for non-accredited investors.

  • Yieldstreet's expert team reviews billions of dollars worth of investments, approving only the top 10%.

The Not-So-Good
  • Yieldstreet has high investment minimums typically between $5,000 to $10,000.

  • Yieldstreet offers investments with long-term lock-in periods, making them highly illiquid.

  • Only accredited investors are able to access most of Yieldstreet's offerings.

Yieldstreet’s Track Record

9.7%

Net Annualized Return

Since 2015

$3B+

Invested

Across 400+ offerings

$2B+

Paid Out

Total interest & principal

Visit Website

Lending Returns Calculator

Calculate how much you can earn by investing in Private Credit. Results vary based on the investment amount, term, and other conditions.

$
%
years
$
Frequency
Monthly

Invested

$8,500

Projected Fees

$324.26

Projected return

$620.21

Value after fees

$9,120.21

How it Works

Here’s how Yieldstreet helps investors diversify beyond the stock market:

Here’s how Yieldstreet helps investors diversify beyond the stock market:

1

Create your account:

Sign-up, complete KYC verification and deposit funds to start investing on Yieldstreet.

2

Explore investment opportunities:

Yieldstreet offers investments suited to generating income, growing your portfolio’s value, or a combination of both.

3

Perform due diligence:

Users can view a variety of investment metrics to make their decision, from past performance to background on Yieldstreet’s partners.

4

Track your earnings:

Yieldstreet provides regular updates on your investments, deposits returns into your FDIC-insured Yieldstreet Wallet, and allows you to roll your maturing investments directly into a new opportunity.

UNVERIFIED PLATFORM

How You
Make Money

Yieldstreet lets you invest in alternative investments that typically pay regular income, growth at maturity, or a combination of both. Once you invest in an offering, you typically start receiving interest payments on the principal amount invested, and then repayment of your capital at the maturity of your investment.

Dividends

Investments typically pay regular income

Investment Maturity

Investments could appreciate in value

How Yieldstreet
Makes Money

Yieldstreet makes money by charging a management fee (varied) and an annual expense fee of 0.25% per offering. In some cases, profits above a certain threshold are split between investors and Yieldstreet.

0% - 2.5%

Management Fee

Paid from the cash flows from your investment.

0.25%

Expense Fee

For each offering, paid out annually.

How You’re Taxed

Yieldstreet’s private market investments can be subject to both capital gains and income tax, with the exact rate depending on the taxpayer's country of residence, personal income tax bracket and whether or not the investment is held in a tax-advantaged account.

Investors are not expected to trigger a taxable event until one of their investments is sold. Yieldstreet investments do, however, trigger a taxable event as soon as they generate dividends.

Investments held for longer than a year benefit from long-term capital gains tax—taxed at a much lower rate than ordinary income.

Federal, state and local taxes also affect the total tax burden associated with the investment. For more clarity, consult with an advisor before making an investment.

0-31.8%

Capital Gains & Income Tax

Investments held for >1 year benefit from long-term cap gains tax

Meet the Team

Yieldstreet is a 220+ person team with decades of investment, technology and client experience.

Yieldstreet’s Founder and CEO, Milind Mehere, is an award-winning entrepreneur and innovator who has a track record of building large, scalable businesses and pioneering new product categories. He was responsible for growing Yodle to $200M+ in revenue and 1,400 employees, and is a renowned keynote speaker, having presented at Forbes, Bloomberg, Cheddar, LendIt, Citi Bank, Goldman, Columbia, and Harvard, among many others.

Yieldstreet

4.4

(9 Reviews)

Lending

User Requirements

US Citizens
Over 18 years of age
With a valid US bank account
US Citizens
Over 18 years of age
With a valid US bank account

Reviews

4.4
  • 5

    5

  • 4

    3

  • 3

    1

  • 2

    0

  • 1

    0

L

Lon

Works great so far, but I've really only transferred some money into our savings account at this point. Hopefully the rest of the app is just as well designed and as easy to use...

B

Bloodlord

👍

J

James

Way more asset classes than their competitors and a clean and professional experience throughout.

FAQs

Yieldstreet is an private market investment platform that allows users to diversify their portfolios beyond the stock market. The platform features a broad selection of alternative asset classes, from real estate, venture capital and private equity to art and short-term notes. All Yieldstreet offerings are curated and vetted by top-tier investment managers, with investment minimums from $5,000.

To access all of Yieldstreet's offerings, including single asset class opportunities, you must be an accredited investor. But even if you are not an accredited investor, you still have the opportunity to invest in Yieldstreet's Prism Fund.

Yieldstreet offers alternative investment opportunities, including real estate, legal finance, marine projects, venture capital, private equity, art, short-term notes, and more. Each investment offering is featured on the company’s website with important details, including the total offering size, minimum and maximum investment accepted, duration, and expected annual investment return.

Yes, Yieldstreet is a 506(c), SEC-regulated entity meaning that it is registered as an investment advisor and must abide by all SEC rules and regulations. The SEC carries out periodic examinations of the firm and its financial statements are audited each year by Deloitte & Touche LLP. All of these annual audits are made available to Yieldstreet investors.