Worthy is transforming the way communities grow. As a leading FinTech platform, they are empowering local real estate developers with the capital they need to build and revitalize neighborhoods. Their corporate bonds offer a unique opportunity for investors to earn fixed, competitive returns while supporting the development of residential housing in communities across America. Join the Worthy movement and be part of something bigger. Invest today and make a real impact.

You earn a fixed 7% interest on the money you invest (or loan to Worthy) and this is paid to you daily. Interest compounds at a 7% annual rate as soon as you've reached at least a penny in earned interest. When you invest money in a Worthy Bond, the company takes the money you lend them and loans it to fund residential real estate projects. These loans are secured by the properties, which means should a developer default on their payments, Worthy Bonds can seize and sell the property to recoup their investment.

They make a spread between what is paid to you (7%) as a bondholder and the return generated when the bond proceeds are put to work in loans and other investments. Proceeds from the sale of Worthy Bonds are used to fund residential real estate backed loans to seasoned developers across America. Between interest on the loans made and the combination of other investments, a greater return than the 7% is generated and they fund their operations using this difference. Their business model allows them to operate while keeping their product fee free for their Worthies.

Investment risk in Worthy bonds is mitigated by doing primarily secured lending and lending across different geographies and different types of real estate loans (such as neighborhood infrastructure, houses for first time homebuyers) and by lending at a significant discount to the collateral value. Therefore, the risk to your investment is relatively low. The interest rate is good as compared to the low-risk profile. The bonds are not insured. However, Worthy mitigates risks by securing the real estate assets to back up its loans (Worthy has had no real estate loan losses to date). If a loan default occurs, the property will be sold off to recover the amount lent. Worthy Bonds is not a bank which means the bonds cannot be insured by the FDIC. However, like other investment products, their securities are reviewed and then must be qualified for sale by the SEC. That said, of course ultimately Worthy bonds are an investment, and any investment is subject to loss so you would only want to invest an amount you are comfortable investing.