
Goldfinch
Lend your stablecoins to real businesses for high yields.
Highlights
4.5% - 12%
Asset Class Return•1Y
#0 Rank
In Lending•30d

Invest from
$1
Lend your USDC to real businesses
Overview
Private credit is a $7 trillion asset class providing loans and debt financing to non-bank lenders. Historically, only institutions were able to invest in private credit to earn high yields with a low correlation to stocks and crypto.
Goldfinch is a global decentralized credit protocol that allows investors to diversify their crypto portfolios by investing in low volatility, 90-day liquid private credit deals. Founded in 2021, Goldfinch users have incurred zero losses to date.
Things to Know
You make money on
Income
Fees
0,5
Min Investment
$1
Payout frequency
Interest
Term of investment
36 months
Target Return
7% - 14%
Liquidity
Medium
Open to
All Investors
Mobile Application
No
Top Perks
Diversification
Passive income
How you make money
Goldfinch lets users select the private credit deals they would like to invest in. Once invested, users earn a return from monthly interest payments and any principal repayments from the borrowers.
How Goldfinch makes money
Goldfinch does not charge any fees to investors in Deals. 10% of interest payments go to the Goldfinch treasury while the other 90% is allocated to investors in the Deals. The Senior Pool generates revenue from a 0.5% exit fee on withdrawals.
Is it safe?
Goldfinch is backed by prominent venture firms like a16z crypto, Y Combinator Continuity Fund, Coinbase Ventures.
Established
2021
Country Available
Worldwide
Assets Managed
$100M
Reviews
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