Percent

Percent

Percent

Percent

Percent gives investors exclusive access to the multi-trillion world of private credit investments. Earn on average between 10% and 15% APY on investments in as little as one month or as long as three years.

Member Insights

4.5% - 12%

Asset Class Return1Y

#16 Rank

In Lending30d

avatars

$500

Min Investment

avatars
logo

Percent Review

autor

Jessica Martel194 days ago

Here’s everything you need to know about investing with Percent, the no-fee alternative investment platform.

Overview

Private credit is an asset class of privately negotiated loans and debt financing from non-bank lenders. This includes small business and consumer loans, venture debt, and other forms of private debt. These investments were once exclusive to institutional investors. 
 


Our proprietary technology gives investors access to a wealth of market data on every company and every deal. Compare deals before you invest and track their performance after they close right on the Percent platform.

Things to Know

  • You make money on

    Interest

  • Fees

    0%

  • Min Investment

    $500

  • Payout frequency

    Varies

  • Term of investment

    1-36 months

  • Target Return

    10% - 15%

  • Liquidity

    Hard

  • Open to

    Accredited Only

  • Mobile Application

    No

industry

Lending

4.5% - 12%

1Y Growth

99

Very High Risk

Top Perks

  • The ability to earn returns that can be independent from public market performance

  • Earn competitive yields on fixed-term investments as short as one month or as long as several years

  • Exposure across a variety of asset classes and geographies

How you make money

Private credit investment yields set interest on your principal investment over a set duration. These durations can range from one month to three years, with rates generally ranging from 10 to 15%.

How Percent makes money

Percent charges originators a fee, and may also charge investors a management fee or a servicing fee for certain transactions.

Is it safe?

Percent was founded in 2018 and since then has raised $18.5 million in funding over three rounds, most recently closing a $12.5 million Series A in April of 2021.

 

All investments carry some risk, and returns of capital (and/or interest) are never guaranteed on Percent. This means that a deal can default, which could lead to the partial or total loss of not just interest accrued, but one’s principal investment. For this, Percent considers their investments high risk. It is worth noting the platform currently has a 1.65% historical default rate. 

  • Established

    2018

  • Country Available

    US Only

  • Assets Managed

    $0

Reviews

0.0
  • 5

    0

  • 4

    0

  • 3

    0

  • 2

    0

  • 1

    0

Reviews (0)

No comments yet

Related Reads

post-img
moneyMade

mone...

95 days ago

Asset Trip with Nelson Chu: From Traditional Finance to the Wide Open World of Alts
post-img
moneyMade

mone...

136 days ago

Groundfloor Review: Diversify Your Portfolio By Funding Loans for Real Estate Projects

Similar Platforms

Explore Assets

Tether
Watches
Farmland
Wine
Art
Real Estate
Robo Advisor
Gold
Bitcoin
Stocks
Lending
Startups
Ethereum
DeFi
Solana
Oil & Commodities
Polkadot
Metaverse
NFTs
Whiskey
Bonds
Platinum
Sports Cards
Dogecoin
Cardano
Ripple
Silver
Music Royalties