Edly

Edly

2.0

(1 Review)

Lending

Edly

Edly

2.0

Lending

Earn monthly income while supporting students. Edly allows investors to invest in top students by investing in Income Share Agreements (“ISAs”).

Join investors

Highlights

4.5% - 12%

Asset Class Return1Y

#21 Rank

In Lending30d

avatars

Invest from

$10K

Overview

Edly allows investors to invest in the education of students and get paid a percentage of the students’ future earnings by investing in Income Share Agreements (“ISAs”). EdlyOutcomes is a professionally managed account selecting ISAs from students in top programs and leading universities and schools.

Things to Know

  • You make money on

    Interest

  • Fees

    0%

  • Min Investment

    $10,000

  • Payout frequency

    Monthly

  • Term of investment

    36+ months

  • Target Return

    8% - 14%

  • Liquidity

    Hard

  • Open to

    Accredited Only

  • Mobile Application

    No

Top Perks

  • Monthly Cash Flows

  • 8% - 14% yield. 8% yield is with Principal Protected by US Government Bonds

  • Short Maturity (3 to 5 years)

How you make money

Track record: 18.65% realized cash return. Earn returns (monthly income) from a percentage of student earnings upon graduation. Instead of paying a fixed interest rate, students pay a fixed percentage of their salary. This Income Share Agreement (“ISA”) allows students to avoid student loans, and gives investors an attractive return as the students do well in their careers. Target return is 8% - 14% with 8% principal protected by US Government Bonds.

How Edly makes money

The company takes a small cut of each investment, and also charges schools a fee to list their ISAs on the platform.

Is it safe?

Default Risk — Investments are neither FDIC insured nor equivalent to bank CDs or Treasury notes. Inflation Risk — Similar to bonds (since there’s a fixed rate), you have the risk of inflation eating at your returns. However, with the high rate of return, this risk is reduced. Liquidity Risk: Loans are typically held for the duration of the term. Economy Risk — Another recession will more than likely increase overall defaults of individuals within Edly. This would cause your return to decrease.

  • Established

    2019

  • Country Available

    US Only

  • Assets Managed

    n/a

How You're Taxed

Income Tax

Income Tax

Profits earned from P2P Lending are taxed at ordinary income tax rates. This means that profits are added to your total income for the year.

You can receive income from P2P lending tax free if you invest using certain accounts.

Reviews

2.0
  • 5

    0

  • 4

    0

  • 3

    0

  • 2

    1

  • 1

    0

Reviews (1)
C

CLAYTON GARRETT

Great

Related Reads

post-img
moneyMade

mone...

67 days ago

Is Investing in Rental Properties Right for You?
post-img
moneyMade

mone...

80 days ago

Investing in Main Street: How to Invest in Small Businesses

Similar Platforms

Explore Assets

Dogecoin
Music Royalties
Tether
Farmland
Wine
Art
Real Estate
Robo Advisor
Gold
Bitcoin
Stocks
Lending
Startups
Ethereum
DeFi
Solana
Oil & Commodities
Polkadot
Metaverse
NFTs
Whiskey
Bonds
Platinum
Sports Cards
Cardano
Ripple
Silver
Watches