Edly

Edly

2.0

Lending

Earn monthly income while supporting students. Edly allows investors to invest in top students by investing in Income Share Agreements (“ISAs”).

Investment risk

Medium

Min investment

$10,000

Target return

8% - 14%

Fees

0%

Overview

Edly allows investors to invest in the education of students and get paid a percentage of the students’ future earnings by investing in Income Share Agreements (“ISAs”). EdlyOutcomes is a professionally managed account selecting ISAs from students in top programs and leading universities and schools.

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Why Invest

  • Monthly Cash Flows
  • 8% - 14% yield. 8% yield is with Principal Protected by US Government Bonds
  • Short Maturity (3 to 5 years)

How you make money

Track record: 18.65% realized cash return. Earn returns (monthly income) from a percentage of student earnings upon graduation. Instead of paying a fixed interest rate, students pay a fixed percentage of their salary. This Income Share Agreement (“ISA”) allows students to avoid student loans, and gives investors an attractive return as the students do well in their careers. Target return is 8% - 14% with 8% principal protected by US Government Bonds.

How Edly makes money

The company takes a small cut of each investment, and also charges schools a fee to list their ISAs on the platform.

Is it Safe?

Default Risk — Investments are neither FDIC insured nor equivalent to bank CDs or Treasury notes. Inflation Risk — Similar to bonds (since there’s a fixed rate), you have the risk of inflation eating at your returns. However, with the high rate of return, this risk is reduced. Liquidity Risk: Loans are typically held for the duration of the term. Economy Risk — Another recession will more than likely increase overall defaults of individuals within Edly. This would cause your return to decrease.

Things to know

  • You make money onInterest
  • Fees0%
  • Payout frequencyMonthly
  • Term of investment36+ months
  • LiquidityHard
  • Open toAccredited Only

Company

  • Country availabilityUS only
  • Assets under managementUnknown
  • Established2019
  • Mobile Application No

Investment Return Calculator

Calculate your estimated return to reach your investment goals.

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years
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Frequency
Monthly

Invested

$16,000

Projected fees

$0

Projected return

$6,296.39

Value after fees

$22,296.39

Any references to past performance, regarding financial markets or otherwise, do not indicate or guarantee future results.

Forward-looking statements, including without limitations investment outcomes and projections, are hypothetical and educational in nature. The results of any hypothetical projections can and may differ from actual investment results had the strategies been deployed in actual securities accounts.

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