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Fierce

UNVERIFIED PLATFORM

Invest stocks & crypto—enjoy up to 5% high-yield cash returns

UNVERIFIED PLATFORM

Snapshot

Open to US Investors

Stocks

+176.30%

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17+ Employees

Founded by past CIO of NYSE and CTO of Gemini

Varies

Target Return

Investments are self-directed. Returns varies with assets.

High

Liquidity

Assets can be sold on-demand on the platform

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17+ Employees

Founded by past CIO of NYSE and CTO of Gemini

How You Earn

Growth

Invest From

$1

Invest in

Stocks & Crypto

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17+ Employees

Founded by past CIO of NYSE and CTO of Gemini

Open to US Investors

Top Perks of Investing in Crypto & Stocks

Since 1971 the S&P 500 has delivered an annualized return of 7.58%—or 10.51% with dividends reinvested.

Bitcoin has outperformed all other asset classes in the last decade, with an annualized return of 230%.

Cryptocurrencies are not controlled by any government, acting as a hedge against fiat money.

Dollar cost averaging into crypto provides opportunity to buy dips and sell big runs.

Can I trust Fierce?

Fierce is backed by Venture Capital firms such as Staircase Digital, AP Capital, Spacewhale Capital

Join Investors

$10M

Amount Raised

10+

Offerings

Join Investors

Amount Raised

$10M

Offerings

10+

Join Investors

$10M

Amount Raised

10+

Offerings

Overview

Since 1971 the S&P 500 has delivered an annualized return of 7.58%—or 10.51% with dividends reinvested. The cryptocurrency market has experienced significant growth over the years, increasing from less than $20 billion in 2016 to over $2 trillion in early 2021. Despite its erratic and speculative nature, crypto offers the potential for life-changing returns.
 

Fierce is on a mission to help users unlock their financial greatness. Offering a seamless user experience, Fierce empowers investors by providing them with an FDIC-insured checking account that earns an industry-leading 5% APY, SIPC-insured fractional-share stock trading, and regulated crypto trading in all 50 states. All this, combined with an easy-to-use wealth tracking system and 24/7 live customer support, makes Fierce the go-to platform for individuals looking to take charge of their finances with confidence and harness the power of their money.

High Growth

10%+ stock returns over the past decade

High Correlation

0.9 correlation to the S&P 500

Equity

Own shares of stocks and digital currencies

Fierce Pros & Cons

The Good
  • High-yield checking account (5% APY) with no limits or fees

  • Cash-back debit card with access to over 55k fee-free ATMs

  • SIPC-insured fractional-share stock trading

  • Regulated crypto trading (BTC and ETH) in all 50 states

  • 24/7 live customer support

  • User-friendly mobile app experience

  • Interest income on stock lending

  • Combines multiple financial services in one app for seamless money management

The Not-So-Good
  • Available only to US-investors

  • Android app version not yet available

  • Limited range of cryptocurrencies for trading

  • Self-directed investing, which can be challenging or intimidating for some users

Fierce Track Record

5.0

Positive Reviews

On Apple store

FDIC & SIPC

Insurance

Insured checking account. SIPC-insured fractional-share stock trading

$10M

AUM

Raised from investors

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Stocks Returns Calculator

Calculate how much you can earn by investing in Stocks. Results vary based on the investment amount, term, and other conditions.

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%
years
$
Frequency
Monthly

Invested

$2,200

Projected Fees

$0

Projected return

$110.00

Value after fees

$2,310

How it Works

Here’s how Fierce helps investors invest in Stock, Crypto, and Earn cash rewards:

Here’s how Fierce helps investors invest in Stock, Crypto, and Earn cash rewards:

1

Create a free account:

Start by downloading the Fierce app on your iOS device (Android version coming soon). Sign up for a free account by providing the required information, such as your name, email, and other relevant identification details. Once your account is set up, you're ready to access Fierce's range of financial services.

2

Deposit funds and earn interest:

Add funds to your Fierce Cash account to earn 5% APY, which is FDIC-insured. There are no lockup periods or fees, allowing you to spend or withdraw the money anytime. You can also use the funds to invest in stocks or cryptocurrencies, directly from the app.

3

Trade stocks and crypto:

Use Fierce's seamless interface to trade stocks, ETFs, and cryptocurrencies like Bitcoin and Ethereum. All stocks are SIPC-insured, and select stocks can earn yield through fully-paid stock lending.

4

Use Fierce Debit Card for cashback:

Obtain a no-fee Fierce Debit Card that offers cashback rewards and access to over 55,000 fee-free ATMs. Spend, invest, and track your finances all in one place, with the added benefit of 24/7 live support from the Fierce team.

UNVERIFIED PLATFORM

How You
Make Money

You can sell your investments in stocks and crypto at any time through the app's self-directed trading platform. Simply access the stock or crypto positions you'd like to sell, and execute the transaction using the app's user-friendly interface

Primary Sale

Sell your assets on the platform

Secondary Sale

5% APY on cash rewards

How Fierce
Makes Money

Fierce generates revenue through multiple streams, including interest income from cash on the platform, payment for order flow on stock trading, transaction fees for crypto trading, and debit card and credit card interchange fees and interest on carry. Customers do not pay Fierce for the services provided.

Commissions

Transaction fees for crypto trading

Commissions

On Order flow on stock trading

How You’re Taxed

Fierce investments can be subject to both capital gains and income tax, with the exact rate depending on the taxpayer's country of residence, personal income tax bracket and whether or not the investment is held in a tax-advantaged account.

Investors are not expected to trigger a taxable event until one of their investments is sold. Public investments do, however, trigger a taxable event as soon as they generate dividends or interest.

Investments held for longer than a year benefit from long-term capital gains tax—taxed at a much lower rate than ordinary income.

Federal, state and local taxes also affect the total tax burden associated with the investment. For more clarity, consult with an advisor before making an investment.

0-31.8%

Capital Gains & Income Tax

Investments held for >1 year benefit from long-term cap gains tax

Meet the Team

Fierce is composed of a strong team of 17 talented employees, bringing together their diverse expertise in Traditional Finance, Next-Gen Finance, Technology, and Consumer-Centric applications. They have helmed roles at prestigious organizations such as NYSE, Nasdaq, Gemini, and Chime, contributing to building multiple startup unicorns and showcasing their collaborative strength.

The platform's founder, Robert Cornish, has an impressive background, having previously served as the CIO of the New York Stock Exchange and the CTO of the Gemini crypto platform. His vast experience and leadership in the industry pave the way for Fierce's innovative approach to finance, aiming to empower users to unlock their financial greatness.

Fierce

Here's what you'll need to invest on Fierce

US residents
Valid US bank account
Over 18 years of age
US residents
Valid US bank account
Over 18 years of age

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FAQs

Fierce is a finance super app offering high-yield checking accounts, stock and crypto trading, and cashback rewards all in one platform.

Yes, Fierce is a legitimate platform founded by industry veterans, with services provided by third-party banking, securities brokerage, and cryptocurrency entities.

Fierce allows users to create a free account, deposit funds to earn 4.25% APY, trade stocks and crypto, and use a cash-back debit card for fee-free withdrawals from over 55,000 ATMs, all while accessing wealth tracking and 24/7 live support.