Grow your wealth with passive investments in farming and timberland.
Asset Class Return•30d
Harvest Returns allows qualified investors to choose from a variety of carefully screened and selected private agriculture investments. Many of these investments feature sustainable or organic production methods. Through Harvest Returns, you can grow your wealth with passive investments in farming and agribusiness that have little to no correlation to the overall stock market and still produce solid returns compared to other asset classes.
Things to Know
You make money on
Value + Dividends
Term of investment
8% - 12%
Provides passive income and a hedge against inflation
Little correlation to the stock market and lower risk of loss during market corrections
Agricultural production is one of the oldest, most profitable investments available
See inside MoneyMade’s 6-figure multi-asset portfolio
How you make money
With Harvest Returns, investors can receive targeted returns through distributions from debt offerings or equity offerings where they participate in the growth of an agribusiness or farm. Returns and distribution schedules vary by investment opportunity with investment durations ranging from four months to ten years. Payouts are typically made on a quarterly or annual basis and are automatically deposited into investor bank accounts.
How Harvest Returns makes money
Deal sponsors pay fees for raising capital on the Harvest Returns platform. Harvest Returns also takes a percentage of equity in offerings to align its interest with investors.
Is it safe?
Every investment has some level of risk, but agriculture can be one of the safest asset classes if the risks are managed properly. Investors should understand how risks are reduced in any particular asset and agriculture is no different. The best way to mitigate the uncertainties faced by production agriculture is to ensure that the operation is being run by an experienced, professional farmer who makes decisions based on profitability. Before investing in any type of production agriculture, be confident that the grower will manage risk effectively to maximize your returns. Harvest Returns extensively vets its sponsors, with less than 5% of offerings getting listed on its platform. Crop insurance is contracted by farmers to protect themselves against yield losses due to natural hazards. While it comes in several, complicated forms, hedging is a simple strategy that allows farmers to reduce potential risk of price fluctuations that could occur between the time the crop is planted and the time it is harvested and ready for sale on the market.
How You’re Taxed
Profits earned from farmland are taxed like stocks. Investors are subject to short-term capital gains when selling assets owned for one year or less, which are taxed at ordinary income tax rates. Long-term capital gains are applicable when assets are owned for more than one year with tax rates ranging from 0% to 20%, depending on your total taxable income. Any rental income your farmland generates is generally taxed as ordinary income, although if you're materially involved in the farm, you may also be subject to a self-employment tax.
Harvest Returns is a fantastic platform connecting investors with agriculture projects. Their expertise and experience was important for our success on this project. We are very happy with the value they provided every step of the way.
61 days ago
146 days ago