The platform allows qualified investors to choose from a variety of carefully screened and selected private agriculture investments. Many of these investments feature sustainable or organic production methods. Through Harvest Returns you can grow your wealth with passive investments in farming and agribusiness that have little to no correlation to the overall stock market and still produce solid returns compared to other asset classes.

Investors can receive targeted returns through distributions from debt offerings or equity offerings where they participate in the growth of an agribusiness or farm. Returns and distribution schedules vary by investment opportunity with investment durations ranging from four months to ten years. Payouts are typically made on a quarterly or annual basis and are automatically deposited into investor bank accounts.

Deal sponsors pay fees for raising capital on the Harvest Returns platform. Harvest Returns also takes a percentage of equity in offerings to align its interest with investors.

Every investment has some level of risk, but agriculture can be one of the safest asset classes if the risks are managed properly. Investors should understand how risks are reduced in any particular asset and agriculture is no different. The best way to mitigate the uncertainties faced by production agriculture is to ensure that the operation is being run by an experienced, professional farmer who makes decisions based on profitability. Before investing in any type of production agriculture, be confident that the grower will manage risk effectively to maximize your returns. Harvest Returns extensively vets its sponsors, with less than 5% of offerings getting listed on its platform. Crop insurance is contracted by farmers to protect themselves against yield losses due to natural hazards. While it comes in several, complicated forms, hedging is a simple strategy that allows farmers to reduce potential risk of price fluctuations that could occur between the time the crop is planted and the time it is harvested and ready for sale on the market.