Personal Capital

4.0

Robo Advisor

Personal Capital is an online financial advisor that uses automated software programs to help you manage your money. Their software provides objective investing advice which reduces inefficiencies and takes the emotion out of money management.

Investment risk

Low

Min investment

$100,000

Target return

7% - 10%

Fees

0.89%

Overview

Personal Capital combines award-winning technology and financial tools with experienced people to create the smart, easy way to transform your financial future. They don’t believe in a “one size fits all” portfolio. Their approach is tailored to you and your goals. Together, you can create a plan that’s based on your preferences, and what stage you are in your life.

😎

Manage your Personal Capital account and thousands of other platforms with MoneyMade Portfolio!

Why Invest

  • Individual securities available.
  • Dedicated financial advisors.
  • Advanced tax optimization strategy.

How you make money

Stock price appreciation + dividends. For reference: according to historical records, the average annual return from the S&P Index since its inception in 1926 through 2018 is approximately 10%–11%. The average annual return since adopting 500 stocks into the index in 1957 through 2018 is roughly 8%. Adjusted for inflation, the historical average annual return is around 7%. However, it's important to note that each Robo has their own investment strategy that can influence returns.

How Personal Capital makes money

Personal Capital doesn't make any money from its free financial app. They charge 0.89% of assets under management under $1,000,000, with fees scaling down to 0.79% for money between $1 – $3 million, 0.69% for the next $2 million, 0.59% for the next $5 million, and 0.49% for money over $10,000,000.

Is it Safe?

Investing entails risk including the possible loss of principal and there is no assurance that the investment will provide positive performance over any period of time. Personal Capital is FDIC insured by program banks up to an aggregate of $1,500,000

Things to know

  • You make money onDividends + Value
  • Fees0.89%
  • Payout frequencyQuarterly
  • Term of investmentZero
  • LiquidityEasy
  • Open toAll Investors

Company

  • Country availabilityUS only
  • Assets under management$12B
  • Established2009
  • Mobile ApplicationIOS, Android

Investment Return Calculator

Calculate your estimated return to reach your investment goals.

$

%

years

$

Monthly

Amount invested

$106,000

Total fees

$5,559.2

Value after fees

$141,304.37

Any references to past performance, regarding financial markets or otherwise, do not indicate or guarantee future results.

Forward-looking statements, including without limitations investment outcomes and projections, are hypothetical and educational in nature. The results of any hypothetical projections can and may differ from actual investment results had the strategies been deployed in actual securities accounts.

Reviews

4.0
0 Reviews

No comments yet