Stash
Snapshot
Open to US Investors
Stocks
+152.10%
500+ Employees
With deep expertise in fintech & equity trading
10%
Target Return
The S&P 500 has returned 10%+ over the past decade
High
Liquidity
Sell stocks & ETFs during market hours. 24/7 crypto trading.
500+ Employees
With deep expertise in fintech & equity trading
How You Earn
Income + Growth
Invest From
$1
Invest in
Stocks + Crypto
500+ Employees
With deep expertise in fintech & equity trading
Open to US Investors
Top Perks of Investing in Stocks and Crypto
Stocks and Crypto allow you to diversify your portfolio.
Global stocks have returned more than 11% over the last decade according to the MSCI World Index.
In 2021, Bitcoin was crowned the best performing asset class of the decade with an annualized return of 230%.
Stocks and crypto are highly liquid, meaning users can exit their positions quickly and with minimal price impact.
Can I trust Stash?
Stash is an SEC registered investment adviser and has raised hundreds of millions of dollars from VC firms like LendingTree and Entrée Capital. Stash also offers crypto investing through Apex Crypto, which is licensed by the New York State Department.
6M+
# of Users
$480M
Amount Raised
1,000+
Offerings
# of Users
6M+
Amount Raised
$480M
Offerings
1,000+
6M+
# of Users
$480M
Amount Raised
1,000+
Offerings
Overview
As of 2020, the total market cap of all publicly traded stocks stood at $93.7 trillion. And at its peak, the crypto market reached a market cap of $2.9 trillion. Over the past 10 years, stocks and crypto returned 152.90% and 12,923% respectively.
Stash makes it easy to build long term wealth investing in stocks and ETFs with no add-on commission fees. Stash also offers investing in established cryptocurrencies like Bitcoin, Ethereum, and more. The platform’s subscription plans include perks like personalized advice, automated investments, retirement and custodial accounts, plus life insurance. Not to mention the Stock-Back® Card—which lets users earn up to 1% back in stock with every retail purchase. (1)
High Growth
S&P 500 has returned 9.64% in 20 years
High Correlation
Stocks & crypto are highly correlated
Equity
Ownership of equities and crypto
Stash Pros & Cons
The Good
Stash offers both self-directed investing and automated investing (via Smart Portfolio).
Start investing with as little as $1.
Stash offers IRA for retirement and custodial accounts for children.
The Stock-Back® Card lets users earn up to 1% back in stock on every swipe. (1)
Access up to $10k in life insurance through Avibra. (2)
The Not-So-Good
Stash is only available to US citizens and residents.
Stash is built for long-term investing, not day-trading.
Stash’s subscription model might not be worth it for users with small accounts.
Stash’s Track Record
$330M+
Saved
In overdraft fees
4.7-Star
Rating
Across the App Store & Play Store
$3B+
AUM
Across millions of users
Stocks Returns Calculator
Calculate how much you can earn by investing in Stocks. Results vary based on the investment amount, term, and other conditions.
Invested
$7,000
Projected Fees
$180
Projected return
$2,449.45
Value after fees
$9,449.45
How it Works
Here’s how Stash helps users build long-term wealth with stocks, ETFs & crypto.
Here’s how Stash helps users build long-term wealth with stocks, ETFs & crypto.
1
Sign up for Stash
Stash will ask you a few questions to get to know you better, understand your financial goals, and provide more personalized advice.
2
Choose your subscription plan
Stash offers 2 different subscription plans at $3/month or $9/month. Each plan includes a brokerage account, automated investing, an IRA, life insurance as well as the Stock-Back® Card (1)—which lets you earn back in stock with every retail purchase.
3
Fund your account
Add money to Stash either manually or automatically. With automatic deposits, you can send a part of your paycheck directly to Stash on a recurring basis. With Stash banking, you can even receive your paycheck up to two days early. (3)
4
Start investing
You can choose from thousands of stocks & ETFs and invest with as little as $1.
See inside MoneyMade’s 6-figure multi-asset portfolio
6-Figures
12+ Assets
50+ Platforms
4yr+ Returns
Press Coverage
How You
Make Money
Stash lets you buy and sell stocks, ETFs & cryptos at your convenience. You make money in two ways: when you sell an asset for more than its purchase price or when select stocks & ETFs pay out dividends.
Primary Sale
When you selling your assets at a profit
Dividends
When select stocks & ETFs pay out monthly or quarterly dividends
How Stash
Makes Money
Stash primarily makes money by charging a monthly subscription fee. Stash offers 2 different subscription plans: Stash Growth at $3/month and Stash+ $9/month.
$3/mo
Subscription
For a Stash Growth plan with investing, banking, and insurance benefits
$9/mo
Subscription
For everything in Stash Growth, plus access to Kids Portfolios and higher Stock-Back® rewards (4)
How You’re Taxed
Stocks, ETFs and crypto can be subject to both capital gains and income tax, with the exact rate depending on the taxpayer's country of residence, personal income tax bracket and whether or not the investment is held in a tax-advantaged account.
At the end of each tax year, Stash sends investors the relevant documents based on their investments. Examples include 1099-B for sale transactions, 1099-DIV for dividends and Crypto Tax Forms for those who invest in crypto on Stash.
Investors are not expected to trigger a taxable event until one of their stocks, ETFs or crypto are sold. Stocks & ETFs do, however, trigger a taxable event as soon as they generate dividends.
Investments held for longer than a year benefit from long-term capital gains tax—taxed at a much lower rate than ordinary income.
Federal, state and local taxes also affect the total tax burden associated with the investment. For more clarity, consult with an advisor before making an investment.
0-31.8%
Capital Gains
Investments held for >1 year benefit from long-term cap gains tax
0-37%
Income Tax
On interest & dividend payments greater than $10.
Meet the Team
Stash boasts over 500 employees with decades of experience with fintech and financial services.
Brandon Krieg, Co-founder of Stash, has more than two decades of experience in the fintech industry. He is well-known for his past role as Co-founder of Edge Trade, one of the earliest and largest trade execution and software firms, which was later acquired by Knight Capital Group.
Recent Activity
Who’s Investing In Stocks and Crypto?
Stash
Here's what you'll need to invest on Stash
US Citizens and Residents
Over 18 years of age
A valid US bank account
US Citizens and Residents
Over 18 years of age
A valid US bank account
Reviews
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nathan hearns
Simple. Easy to use. Lots of investment options.
CC
Good experience with the app and good options for investing. Nice to be able to build stock portfolio while making purchases with the debit card.
cesar
lol