Stash

Overview

Investing made easy. Stash is a personal finance app that simplifies investing, making it easy and affordable for everyday Americans to build wealth and achieve their financial goals. Stash was built with a simple philosophy: everyone should have access to investing. Thanks to fractional shares, anyone can invest in the stock market with $5 or less. And along with other investing and saving tools, like the Stock-Back Card, Stash helps more than 5 million people reach their financial goals.

Why Invest

• Stash allows you to break whole investments down into smaller, more affordable pieces called fractional shares.
• They are not a bank, and not just a trading app; they aim to steer clients toward becoming a confident investor.
• Your investment account also comes with access to Auto-Stash, their feature that allows you to automate investments you select on a custom schedule.

How you make money

Through Stash, you can earn a return through buying and selling investments which may result in capital appreciation. In addition, there are certain investments on the Stash platform that offer Dividends.  Stash offers multiple Subscription plans starting at $1.  Stash+ features a retirement account, children custodial accounts, and the Stash Stock-Back® Card which can allow you to receive a percentage of stock on select purchases.

How Stash makes money

Stash is a private company and makes its money through subscription fees. Stash charges $1 per month for the beginner’s plan, $3 per month for the growth plan, and $9 per month for Stash+. In addition, Stash Investments receives additional revenue in connection with Stash Investments’ client accounts held at Apex. This additional revenue is created by fees that apply to a client’s account activities.

Is it Safe?

Stash has been in operation since 2015 and has over 5 million users with over 2 billion in assets under management. Stash Capital LLC, an SEC registered broker-dealer and member FINRA/SIPC, serves as introducing broker for Stash Clients’ advisory accounts. Products offered by Stash Investments LLC and Stash Capital LLC are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. As a reminder, all equity investments involve risk, but Stash's strong history and large user base make the platform trustworthy.