Wealthfront is your all-in-one financial app. Link your accounts to get your current and projected net worth, manage your uninvested cash and investments, and monitor your linked account activity. Say goodbye to multiple apps, and take the guesswork out of your money. Optimize your finances across your different Wealthfront accounts — effortlessly. Grow your long-term wealth with the Automated Investing Account that provides a customized portfolio of globally diversified index funds, personalized to you.

Right now, you can earn a 4.50* Annual Percentage Yield (Promo APY) on your cash with a Wealthfront Cash account. This Promo APY reflects a special offer of a 0.50% boost that's available for three months to the users of MoneyMade who are first-time Wealthfront clients. Base variable APY is 4.00% (as of 7/11/25) and subject to change.

With Wealthfront you get a personalized portfolio of diversified, low-cost index funds. Their portfolios are made to weather market conditions for the long-term. They use Modern Portfolio Theory (MPT) to identify the portfolio that has the maximum expected return for your chosen level of expected risk. You can also earn using the Wealthfront Cash Account: earn a 4.50% Promo APY on your cash right now, reflective of a 0.50% special offer boost for three months. Base variable APY is 4.00% (as of 7/11/25) and subject to change.

For their investment accounts, they charge an annual advisory fee of 0.25% on all assets under management deducted monthly. Wealthfront does not charge any account-opening fees, withdrawal or account-closing fees, trading/commission fees, or account transfer fees. Wealthfront receives a portion of the interest earned on the money in your cash account, just like a traditional bank. However, they keep operating costs lower than a traditional bank by only building products that they can automate. This means they can provide a higher interest rate with their cash account. They also receive money through debit card transactions and interest for lending.

Wealthfront Brokerage Corporation is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). They partner with third-party providers to establish and maintain secure, read-only links on your behalf. These providers specialize in tracking financial data; they employ robust, bank-grade security and follow data protection best practices. Wealthfront does not store your account password. They use this data to provide you with financial advice, including recommendations on how to best manage your cash and investments. They will not share your data with anyone.

*Promo terms and conditions apply. Cash account offered through Wealthfront Brokerage LLC, member FINRA/SIPC. Wealthfront is not a bank. APY on deposits as of April 30, 2025, is representative, subject to change, and requires no minimum. Funds are swept to program banks where they earn the variable APY and are eligible for FDIC insurance on deposits up to applicable limits.