Wealthfront is your go-to financial app. Link your accounts to get your current and projected net worth, manage your uninvested cash and investments, and monitor your linked account activity. Say goodbye to multiple apps, and take the guesswork out of your money. Optimize your finances across your different Wealthfront accounts — effortlessly. Grow your long-term wealth with the Automated Investing Account that provides a customized portfolio of globally diversified index funds, personalized to you.

Right now, for a limited time, you can earn a 4.40* Annual Percentage Yield (Promo APY) on your cash with a Wealthfront Cash account. This Promo APY reflects a special offer of a 0.65% boost that's available for three months on up to $150k deposits for first-time Wealthfront Cash Account clients. Base variable APY is 3.75% (as of 9/26/25, provided by program banks) and subject to change.

With Wealthfront you get a personalized portfolio of diversified, low-cost index funds. Their portfolios are designed  to help weather different market conditions for the long-term. They use Modern Portfolio Theory (MPT) to help identify the portfolio that has the maximum expected return for your chosen level of expected risk. You can also earn using the Wealthfront Cash Account on your uninvested cash until you’re ready to put your money to work in the market

For their investment accounts, they charge an annual advisory fee of 0.25% on all assets under management deducted monthly. Wealthfront does not charge any account-opening fees, withdrawal or account-closing fees, trading/commission fees, or account transfer fees. Wealthfront receives a portion of the interest earned on the money in your cash account, just like a traditional bank. However, they keep operating costs lower than a traditional bank by only building products that they can automate. This means they can provide a higher interest rate with their cash account. They also receive money through debit card transactions and interest for lending.

Wealthfront Brokerage Corporation is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). They partner with third-party providers to establish and maintain secure, read-only links on your behalf. These providers specialize in tracking financial data; they employ robust, bank-grade security and follow data protection best practices. Wealthfront does not store your account password. They use this data to provide you with financial advice, including recommendations on how to best manage your cash and investments. They will not share your data with anyone.

*The Base Annual Percentage Yield (APY) is 3.75%, as of 09/26/25, and is subject to change. If you are eligible for the overall boosted rate of 4.40% offered in connection with this promo, your boosted rate is also subject to change if the base rate decreases during the three-month promotional period. The Cash Account is offered by Wealthfront Brokerage LLC, Member FINRA/SIPC. Wealthfront is not a bank. The Base APY is representative, subject to change, and requires no minimum. Wealthfront Brokerage sweeps cash balances to Program Banks, where it earns the variable base APY and is eligible for FDIC insurance. Instant withdrawals may be limited by your receiving firm and other factors. Investment advisory services provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Securities investments: not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Wealthfront's “Path” is a free financial planning tool. Any information provided is illustrative, not investment advice or actual performance. See Wealthfront.com/planning for details. Diversification and automated investing do not guarantee profits or prevent losses. Results vary by strategy and time horizon.