Percent

Percent

5.0

(1 Review)

Lending

Percent

Percent

5.0

Lending

Earn up to 20% APY in as little as 1 month with a low minimum of just $500 to get started.

Highlights

4.5% - 12%

Asset Class Return1Y

#0 Rank

In Lending30d

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Invest from

$500

Get up to $500 when you make your first investment today.

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Overview

Percent offers High-yield private credit opportunities that are supported by cash generating assets.

With Percent, earn up to 20% annualized returns with investments that mature in as little as one month or as long as several years.

Get up to $500 when you make your first investment today.

Things to Know

  • You make money on

    Interest

  • Fees

    0%

  • Min Investment

    $500

  • Payout frequency

    Varies

  • Term of investment

    1-36 months

  • Target Return

    10% - 20%

  • Liquidity

    Hard

  • Open to

    Accredited Only

  • Mobile Application

    No

Top Perks

  • Gain returns, possibly apart from public market

  • Competitive yields, 1-month to multi-year terms

  • Diversify: Various asset classes & geographies

How you make money

Private credit investment yields set interest on your principal investment over a set duration. These durations can range from one month to three years, with rates generally ranging from 10 to 15%.

How Percent makes money

Percent charges originators a fee, and may also charge investors a management fee or a servicing fee for certain transactions.

Is it safe?

Percent was founded in 2018 and since then has raised $18.5 million in funding over three rounds, most recently closing a $12.5 million Series A in April of 2021.

 

All investments carry some risk, and returns of capital (and/or interest) are never guaranteed on Percent. This means that a deal can default, which could lead to the partial or total loss of not just interest accrued, but one’s principal investment. For this, Percent considers their investments high risk. It is worth noting the platform currently has only a 1.65% historical default rate. 

  • Established

    2018

  • Country Available

    US Only

  • Assets Managed

    n/a

Reviews

5.0
  • 5

    1

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  • 2

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  • 1

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Reviews (1)

Good!