The Best Cryptocurrency Platforms to Invest With in 2022 (Maximize Growth, Minimize Fees)

The Best Cryptocurrency Platforms to Invest With in 2022 (Maximize Growth, Minimize Fees)

Cryptocurrency investing platforms like Coinbase, Kraken, Gemini, eToro, Coinrule, BlockFi and more can help you maximize your returns while minimizing fees.

The Best Cryptocurrency Platforms to Invest With in 2022 (Maximize Growth, Minimize Fees)
Becca Stanek

ByBecca Stanek

Published Jan 26, 2022Updated Sep 21, 2022

Crypto

Crypto

Getting Started

Getting Started

Active Investing

Active Investing

Curious about crypto, but unsure of how to get started? The first step to trading crypto is to find an investing platform that's right for you. To help you make that determination, we've rounded up the best cryptocurrency platforms to invest with and detailed what you need to know about them.

Comparing the best cryptocurrency platform to invest

Platform

Number of Coins Supported

Minimum Investment

Fees

Crypto.com

250+

$1

0%

Coinbase

145+

$10

1.49%

Kraken

50+

$10

0.16%

Gemini

72

$1

0.40%

eToro

45

$50

1%

Ember Fund

N/A (Several managed cryptocurrency portfolios offered)

$500

Varies by portfolio (0%-3% annually)

BlockFi

13

$10

0%

Bitcoin IRA

9

$3,000

Amount unspecified, but will include a one-time service fee, a custodian + security fee

Coinrule

58

$1

0%

Crypto.com

  • Over 250+ cryptocurrencies available
  • Staking offered for a number of coins on the platform
  • Access, manage and spend your funds with the Crypto.com Visa Card


Crypto.com allows you to buy Bitcoin and over 250 other cryptocurrencies with more than 20 different fiat currencies. The platform also offers coin staking for some of the coins available on the platform. Staking Crypto.com coin (CRO) offers a number of additional benefits, including a better APR in Crypto Credit and Crypto Earn. You can access, manage and spend your funds using the Crypto.com Visa Card, a debit card that offers up to 8% back on spending, among other rewards.

cryptocom
Crypto.com

3.5

Crypto

Coinbase

  • Buy and sell 145+ coins
  • Cash is stored in FDIC-insured custodial accounts at U.S. banks
  • Library of helpful articles, tips and tutorials


Coinbase currently has roughly 145 coins available on its platform, and it has plans for that number to keep increasing. Users can buy and sell crypto on the platform, and they also have the option to attempt to earn rewards through staking. You can also store your crypto in the Coinbase Wallet, which can hold your cash in custodial accounts at U.S. banks where it will be FDIC-insured. As an added bonus, Coinbase also offers a number of educational articles, tips and tutorials, which could be helpful for a newer crypto investor.

coinbase
Coinbase

4.4

Crypto

Kraken

  • 50+ coins available for trade
  • Access to margin trading and futures trading
  • 24/7/365 global support team


Kraken markets itself as one of the "largest and oldest Bitcoin exchanges in the world," and indeed, it has been in existence since 2011. The platform offers a modest 50+ coins, and users can opt for trading or staking. Additionally, Kraken also offers margin trading and futures trading. It's also worth noting that while Kraken is accessible to the majority of U.S. states, it does not currently offer services to residents of Washington state or New York.

kraken
Kraken

Crypto

Gemini

  • 70+ coins currently supported
  • Option to upgrade to Gemini ActiveTrader®
  • Staking not offered


Through the Gemini Exchange, you can research the crypto market, buy 70+ coins and build a portfolio. Gemini emphasizes a streamlined, clear interface, and for the more experienced crypto investors, there's the option to upgrade to Gemini ActiveTrader®, which offers advanced charting, multiple order types, auctions, and block trading. While there are fees for deposits or withdrawals, there is a 0.40% annual custodial fee as well as numerous different trading fee schedules to be aware of depending on how you're placing your trades. Staking is not offered through Gemini.

gemini
Gemini

Crypto

eToro

  • 45 coins supported
  • Unique features like CopyTrader™ and a virtual portfolio
  • Currently live in only 45 U.S. states


eToro bills itself as a social investing platform. It offers a unique tool called CopyTrader™ for crypto trading, where you can view the investments of other users and copy their moves. The platform also offers a virtual portfolio funded with $100,000 in virtual money that you can use to learn and explore before you start investing any real money. You can currently buy and sell 45+ coins through the platform, and staking is often available for certain crypto assets. Investors should also note that eToro is not currently available in the states of Hawaii, Minnesota, Nevada, New York and Tennessee.

etoro
eToro

Crypto

Ember Fund

  • Get started with $500 and fund your Ember Wallet with Bitcoin
  • Buy into a managed cryptocurrency portfolio
  • Earn bitcoin rewards when you learn about crypto


Ember Fund allows its users to buy into a managed cryptocurrency portfolio, with a few currently offered, including The Ember DeFi Index, Ember Metaverse Index, Yield and Big 3 Weighted, which are passively managed indexes that are centered around major cryptocurrencies in the DeFi, NFTs and payments space. Unlike many other platforms, Ember Fund is non-custodial, which means that users hold onto their own assets, which are held in a wallet that only they can access through their mobile device. To get started, you will need a minimum investment of $500 and you will need to fund your Ember Wallet with Bitcoin. The platform also offers the Ember BTC Mining Program, which incentivizes its users to learn about crypto through a Bitcoin rewards program.

ember-fund
Ember Fund

Crypto

BlockFi

  • 13 cryptocurrencies and USD-based stablecoins supported
  • Additional products, including an interest-earning account and crypto-backed loans
  • Not all products and trading pairs available in every U.S. state


With BlockFi, users can buy and sell eight cryptocurrencies and a number of USD-based stablecoins. Alongside crypto trading, BlockFi also offers users interest-earning accounts, where your crypto can earn up to 9.50% APY, as well as a credit card that earns an unlimited 1.50% back in crypto and crypto-backed loans. BlockFi does not currently offer all of its products and trading pairs across all U.S. states, so you will want to check to see if what you are interested in is offered in your state.

blockfi
BlockFi

Crypto

Bitcoin IRA

  • Invest a minimum of $3,000 to get started
  • Access to nine coins, including Bitcoin
  • Rollovers allowed from a variety of retirement account types


As its name suggests, Bitcoin IRA allows you to start investing in cryptocurrencies with your IRA. The platform allows users to roll over funds from an existing IRA, Roth IRA, SEP IRA, SIMPLE IRA, 403(b) or 401(k), with a minimum investment of $3,000 required. The platform currently offers nine coins for investment, and users have the option to invest entirely in one coin or in a combination of different coins. Note that you won't know the exact amount of the fees involved until you call a representative; Bitcoin IRA does specify that it charges a one-time service fee, a security fee and a custodian fee.

Coinrule

  • Create automated rules across 58 coins
  • Choose from templated investing strategies
  • Limited trading volume, rules and templates with free plan


Coinrule lets you automate your cryptocurrency investing by setting up automated rules across coins that are then sent to your supported exchange of choice. These rules include the option to set up staking. Additionally, you can choose from over 150 different templated strategies if you don't want to figure out your investing approach from scratch. While you can get started with Coinbase at no cost with the Starter account, to add more rules, access the full range of templated strategies and increase your trade volume, you will need to upgrade your plan. Available options range from the Hobbyist, at $29.99 per month, to the Trader, at $59.99 per month to Pro, at $449.99 per month.

coinrule
Coinrule

Robo Advisor

Frequently asked questions

Which crypto platform is best?

The best cryptocurrency platform to invest in ultimately depends on what you're looking for. As you're assessing your options, consider which coins the platform supports, how much you'll need to invest to get started and what fees you'll pay. Also, take into account the types of investments the platform supports (such as an IRA vs. trading) as well as what security measures the platform has in place.

Are cryptocurrency platforms safe?

For starters, no investment is entirely safe—there is almost always the risk of loss. However, cryptocurrency exchanges do have more vulnerabilities than traditional stock exchanges, which is why it's critical to take note of a platform's security when assessing your options. Make sure the platform has incorporated high-level security practices and also consider the platform's overall reputation, particularly when it comes to its security track record.