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Cityfunds by Nada

Own home equity in top U.S. cities starting at $500

Snapshot

Open to US Investors

Real Estate

+113.90%

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18+ Employees

With decades of experience in finance and real estate

15%-18%

Target Return

From appreciation + capital gains

Med-High

Liquidity

Users can sell or trade Cityfund shares from 2024

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18+ Employees

With decades of experience in finance and real estate

How You Earn

Growth

Invest From

$500

Invest in

Real Estate

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18+ Employees

With decades of experience in finance and real estate

Open to US Investors

Top Perks of Investing in Home Equity

The US housing market is worth $47 trillion, of which $29 trillion is trapped within homeowner equity.

The global fractional ownership market is projected to grow at a CAGR of 8.3% between 2021 and 2028, reaching a value of $8.9 billion by 2025.

Property shares have a very low correlation to the stock market, with real estate values often staying constant during market downturns.

Fractional owners enjoy tax advantages, including deductions for property expenses, depreciation benefits, and the potential for lower long-term capital gains tax rates on profits.

Can I trust Cityfunds?

Cityfunds is backed by VCs like Live Oak Ventures, Revolution’s Rise of the Rest Seed Fund, and 7BC Venture Capital.

10k

# of Users

$10M+

Amount Raised

6

Offerings

# of Users

10k

Amount Raised

$10M+

Offerings

6

10k

# of Users

$10M+

Amount Raised

6

Offerings

Overview

The global fractional ownership market is projected to reach $8.9 billion in 2025, growing at a CAGR of 8.3% between 2021 and 2028.

 

Cityfunds by Nada offers US citizens and residents fractional ownership in diversified portfolios of owner-occupied homes in top cities. With projected annual returns of 15% to 18%, starting from as low as $500, investors can earn through home value appreciation and quarterly dividends.

High Growth

Projected CAGR of 8.3% between 2021 and 2028

Low Correlation

Real Estate has a low correlation with stocks

Equity

Ownership in home equity across top U.S Cities

Cityfunds by Nada Pros & Cons

The Good
  • The only fund that allows you to invest alongside homeowners

  • Cityfund acquisitions offer investors in the money investments day one with discounts of 10-15% to market value

  • Buy and trade shares directly on the Cityfunds by Nada app

The Not-So-Good
  • Investors have to wait till 2024 to start selling or trading their Cityfunds shares

  • Investors outside of the U.S. are currently unable to invest through the Cityfunds by Nada app, except for certain select offerings available to foreign accredited investors.

  • Cityfunds may not be suitable for investors seeking monthly passive income through rental returns

Cityfunds Track Record

19.8%

Total Asset Appreciation

On multi-year property holdings

70+

Properties Funded

In more than five markets

$6M+

AUM

Across 10,000+ users

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Real Estate Returns Calculator

Calculate how much you can earn by investing in Real Estate. Results vary based on the investment amount, term, and other conditions.

$
%
years
$
Frequency
Monthly

Invested

$2,200

Projected Fees

$38.94

Projected return

$357.06

Value after fees

$2,557.06

How it Works

Here’s how Cityfunds by Nada helps investors earn by owning fractional shares of people's homes across top U.S. cities:

Here’s how Cityfunds by Nada helps investors earn by owning fractional shares of people's homes across top U.S. cities:

1

Sourcing exclusive investments

Cityfunds acquires "Homeshares," which are portions of home equity sold by homeowners in need of cash. By leveraging Nada's extensive network of licensed real estate agents and marketing channels, Cityfunds carefully selects these investments on a deal-by-deal basis, ensuring high-quality opportunities for investors.

2

Access a diversified portfolio

Each launched fund has already acquired properties in that city.

3

Invest seamlessly

Investors can easily get started by creating an account, connecting their bank account, and selecting their preferred city. With a few simple clicks, they can invest their desired amount and watch their portfolio grow over time.

4

Flexible selling options

Cityfunds generate returns for investors through appreciation and income dividends distributed quarterly. Additionally, investors can to sell their fractional shares either through a registered secondary trading platform or by participating in the quarterly manager-sponsored redemption program.

How You
Make Money

Cityfunds allows investors make money through appreciated home values and dividends generated from Cityfund assets, with projected annual internal rates of return (IRR) typically ranging from 15% to 18%. Cityfunds pays out dividends quarterly based on realized income from home equity investments, rental income, and asset gains. Starting in 2024, investors can sell or trade their Cityfunds shares through a secondary trading platform or through the quarterly manager-sponsored redemption program.

Investment Maturity

Investments could appreciate in value

Secondary Sale

Sell your Cityfunds shares on a secondary market from 2024

How Cityfunds
Makes Money

Cityfunds earns a 1.5% asset management fee quarterly based on the net asset value, a 1.0% acquisition fee on single-family rental acquisitions, and a 5.0% to 7.0% asset sale fee for each home equity investment asset acquired.

1.5%

Asset Management Fee

Per quarter based on net asset value

1%

Acquisition Fee

On single-family rental acquisitions

5-7%

Asset Sale Fee

for home equity investment asset acquisitions

How You’re Taxed

Cityfunds fractional real estate investments are largely subject to capital gains tax. Meaning that investors are only expected to trigger a taxable event once one of their assets is sold at a profit or a home equity investment is paid.

Cityfunds investments do, however, trigger a taxable event as soon as they generate dividends.

The exact rate depends on the type of income generated as well as the taxpayer's country of residence, personal income tax bracket, and whether or not the investment is held in a tax-advantaged account. At the end of each tax year, Cityfunds sends investors a 1099-DIV to file their tax returns.

Investments held for longer than a year benefit from long-term capital gains tax—taxed at a much lower rate than ordinary income. Federal, state, and local taxes also affect the total tax burden associated with the investment. For more clarity, consult with an advisor before making an investment.

0-20%

Capital Gains

Investments held for longer than one year benefit from long-term capital gains tax

Meet the Team

Cityfunds, owned and managed by Nada, is supported by a team of 18 employees with 50+ years of experience in finance & real estate and having managed $1B+ in assets.

John Green is the CEO and Co-founder of Nada Inc. and is also a member of the Forbes Finance Council. Before Nada Inc., John served as the Vice President of Strategy at Pacific Union Financial and Supervisor of Quality Control at JPMorgan Chase & Co.

Mauricio Delgado is also the Co-Founder and CFO of Cityfunds, with a strong background in strategic business development, private equity, venture capital, and mergers & acquisitions. Before Nada Inc., Mauricio served as the Chief Product and Strategy Officer at Ganas Holdings as well as the Co-founder and Executive Vice President at Pacific Union Financial's Vámonos Credit division.

Cityfunds by Nada

Here's what you'll need to invest on Cityfunds by Nada

US citizens or residents
Accredited and Non-accredited investors
Over 18 years of age
US citizens or residents
Accredited and Non-accredited investors
Over 18 years of age

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FAQs

Cityfunds by Nada is a unique investment platform that offers direct access to diversified portfolios of owner-occupied homes in the most renowned cities across the U.S. Investors can own fractional shares in these homes, allowing for immediate participation in the real estate market and potential long-term returns.

Cityfunds by Nada is a legitimate investment platform associated with Nada Holdings, Inc., and is officially registered as Cityfunds I, LLC with a CIK number of 0001874979. The company has filed various forms and reports, such as annual reports and offering statements in compliance with regulatory requirements.

Cityfunds allows investors to profit from the appreciation of home values and rental income. Investors can choose from available Cityfunds, connect their bank account to invest, and passively grow their portfolio. Dividends are paid out quarterly based on realized income, and starting in 2024, investors can sell or trade their shares through a secondary trading platform.

Nada utilizes its extensive industry expertise, network of licensed real estate agents, and in-house marketing channels to source property acquisitions for Cityfunds. Acquisitions are carefully vetted on a deal-by-deal basis, with a first right of refusal to prevent below-market transactions.