Qapital
Qapital’s pre-built portfolios are ideal for all investors – give us a timeline and amount and we’ll do the rest. We’ll even diversify your funds so you don’t have all your eggs in one basket.
Highlights
Auto Track Available
+2.31%
Asset Class Return•30d
#39 Rank
In Robo Advisor•30d
Invest from
$10
Overview
Qapital was built on the idea that it should be easier to make smart money decisions. They started by helping members save toward their personal Goals in new and creative ways. Today, Qapital combines behavioral science and the power of automation to help individuals and couples reach their life goals.
Qapital is designed for however you live you life. Qapital Dream Team™is the first joint banking solution for couples, built by a couple. They’ll help you personalize your savings, spending and investing Goals. Qapital will divvy up your money automatically, every time you get paid. Fund your goals first, cover your costs, spend the rest guilt-free. Without changing bank.
Things to Know
You make money on
Value + Dividends
Fees
$6
Min Investment
$10
Payout frequency
Quarterly
Term of investment
Zero
Target Return
5% - 8%
Liquidity
Easy
Open to
All Investors
Mobile Application
iOS, Android
Top Perks
Set custom Rules and invest on auto-pilot
Custom portfolio for your investment persona.
Auto-monitored, reinvested dividends & rebalanced.
See inside MoneyMade’s 6-figure multi-asset portfolio
6-Figures
12+ Assets
50+ Platforms
4yr+ Returns
How you make money
Stock price appreciation + dividends. With an average annual return of 5%, and assuming you invest $20 a week for ten years, you’d earn $14,369 compared to $10,400 with a conventional savings account.
How Qapital makes money
Qapital charges a monthly fee based on which plan you select. Monthly plans range from $3, $6, $12.
Is it safe?
Investing entails risk including the possible loss of principal and there is no assurance that the investment will provide positive performance over any period of time.
Established
2013
Country Available
US Only
Assets Managed
n/a
How You’re Taxed
Capital Gains
As with any stock realized stock gains, investors are subject to capital gains tax. If gains are realized within one year, you are taxed at your income tax rate. If gains are realized after one year, you are subject to a long-term capital gains tax of 0% to 20%. A common service that some robo-advisors offer through their systems is automatic tax-loss harvesting. Tax-loss harvesting is a deliberate strategy whereby any loss from the sale of a security in a taxable account is used to offset a capital gain or taxable income, thereby reducing the tax paid.
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