SMBX logo

SMBX

Small business bond marketplace

private credit
Founded 2018Regulation Reg CF
Min Investment
$10
Target Return
5–9%Annualized
Annual Fee
2%of AUM
Liquidity
6–36 months
Accredited
NoOpen to all

Pros & Cons

Pros

  • Very low $10 minimum
  • Community impact
  • Short durations

Cons

  • Default risk
  • Small businesses risky
  • Limited scale
04

Head-to-Head

PlatformMinTarget ReturnAnnual FeeLiquidityAccredited
SMBX logoSMBX$105–9%1–2% platform fee6–36 monthsNo
LendingClub logoLendingClub4–7%No fee on savingsDaily (savings)No
Automation Finance logoAutomation Finance10–15%Management fee12–36 monthsYes
Fund That Flip logoFund That Flip8–12%1–2% origination6–18 monthsYes
Edly logoEdly8–12%Platform fee2–4 yearsYes
06

Also in Private Credit

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