Build an intelligent, tax-efficient, diversified portfolio for a fraction of the cost of traditional advisors. SigFig makes high-quality investment advice accessible and affordable to investors of all wealth levels. Using a combination of design, data science, and technology, SigFig helps empower investors with the information and guidance they need to achieve their personal financial goals. They are powering the future of banking from web, mobile, and at the branch with digital investment advisory services.

Stock price appreciation + dividends. For reference: according to historical records, the average annual return from the S&P Index since its inception in 1926 through 2018 is approximately 10%–11%. The average annual return since adopting 500 stocks into the index in 1957 through 2018 is roughly 8%. Adjusted for inflation, the historical average annual return is around 7%. However, it's important to note that each Robo has their own investment strategy that can influence returns.

We manage the first $10K free, after that, it's just a 0.25% annual fee, billed monthly. We don't charge commission, transaction or trading fees. The only other fee is embedded in low-cost ETFs you'll own, with an average expense ratio between 0.07% and 0.15%, depending on your brokerage.

Investing entails risk including the possible loss of principal and there is no assurance that the investment will provide positive performance over any period of time.