
Acorns
Acorns puts investing on autopilot. When you sign-up they recommend an investment portfolio for your money goals, and you can set automated investments starting with spare change.
Highlights
+1.59%
Asset Class Return•30d
#0 Rank
In Robo Advisor•30d

Invest from
$5
Get $20 after you make your 1st recurring investment.
Overview
Acorns helps you save and invest for your future with portfolios that are diversified by them, customized by you. Automate your saving and investing with spare change, and level-up those investments with recurring investments. Acorns also offers family financial wellness. In under 2 minutes, get Acorns Early and invest for the kids you love.
Things to Know
You make money on
Value + Dividends
Fees
$3
Min Investment
$5
Payout frequency
Quarterly
Term of investment
Zero months
Target Return
7% - 9%
Liquidity
Easy
Open to
All Investors
Mobile Application
iOS, Android
Top Perks
Hands-off, low-fee investing
Invest with round ups & recurring deposits
Start an investment account for your kids
How you make money
You can use Acorns to invest small amounts of money automatically, and you earn returns on those investments through stock price appreciation and dividends. Apart from standard investing, you can also save for retirement through Acorns Later, earn bonuses through the Acorns Checking account, and save for your kids through Acorns Early. As an added bonus, Acorns plants thousands of trees each year to help fight climate change.
For reference: according to historical records, the average annual return from the S&P Index since its inception in 1926 through 2018 is approximately 10%–11%. The average annual return since adopting 500 stocks into the index in 1957 through 2018 is roughly 8%. Adjusted for inflation, the historical average annual return is around 7%. However, it's important to note that each Robo has their own investment strategy that can influence returns.
How Acorns makes money
Acorns is a private company that makes its money through member fees. Acorns charges Bronze = $3, Silver = $6, Gold = $12. Family package and custom portfolios are available in the Gold plan. Acorns also earns interest on the money users deposit into their Acorns Spend accounts.
Is it safe?
Acorns has been in operation since 2012 and is estimated to have over 8 million users with assets under management totaling around $3 billion. Acorns diversifies your investments across several large, reliable ETFs. This allows for exposure to a diversified portfolio without taking on the risk of owning individual stocks. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA. Member of SIPC. Securities in your account protected up to $500,000.
Established
2012
Country Available
Worldwide
Assets Managed
$1.2B
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