Magnifi logo

Magnifi

AI investment search and fund marketplace

stocks
Founded 2018Regulation SEC Registered
Min InvestmentN/ASee details
Target ReturnMarket returnsSee details
Annual Fee$0–14.99/monthSee details
LiquidityDaily 
AccreditedNoOpen to all

Pros & Cons

Pros

  • Natural language search
  • Huge fund database
  • AI insights

Cons

  • Subscription cost
  • Not a full brokerage
§ 01

The Brief

MoneyMade Verdict

Magnifi is an AI-driven investing platform built by TIFIN, a fintech company backed by JPMorgan, Morningstar, and Hamilton Lane. Rather than functioning as a traditional brokerage, Magnifi positions itself as an intelligent "investment search engine" — users can ask natural-language questions like "find me a low-cost tech ETF with ESG exposure" and receive ranked, filterable results. The platform connects to external brokerage accounts and allows users to execute trades from within the Magnifi interface.

Magnifi is an AI-driven investing platform built by TIFIN, a fintech company backed by JPMorgan, Morningstar, and Hamilton Lane. Rather than functioning as a traditional brokerage, Magnifi positions itself as an intelligent "investment search engine" — users can ask natural-language questions like "find me a low-cost tech ETF with ESG exposure" and receive ranked, filterable results. The platform connects to external brokerage accounts and allows users to execute trades from within the Magnifi interface.

The platform launched its AI assistant (originally powered by GPT-4) to general consumers and has since expanded its model to support portfolio analysis, personalized fund discovery, and automated portfolio monitoring. Magnifi is primarily built for active individual investors who hold or are building equity and ETF portfolios, though the underlying TIFIN infrastructure also powers institutional tools. The free tier provides limited AI queries per month; paid subscribers unlock unlimited search, portfolio syncing across multiple accounts, and deeper analytics.

§ 04

Head-to-Head

PlatformMinTarget ReturnAnnual FeeLiquidityAccredited
Magnifi logoMagnifiMarket returns$0–14.99/monthDailyNo
LendingClub logoLendingClub4–7%No fee on savingsDaily (savings)No
CIT Bank logoCIT Bank4–5.5% APYNo feesDailyNo
Axos Bank logoAxos Bank4–5.5% APYNo feesDailyNo
Public logoPublicMarket returns0–2% premium bond feeDailyNo
§ 06

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